Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 9883
What Happens if the US Defaults on its Debt?
May 16 2023
On January 19, 2023, the U.S. federal government hit its $31.38 trillion debt ceiling and has since been unable to borrow more money. To get by, the U.S. Treasury has resorted to "extraordinary measur...
ofdollarsanddata.com
April 2023 Early Retirement Update – Party Edition
May 15 2023
Welcome back to another monthly update from Root of Good. We had another busy month in April here at home in Raleigh. Between hosting Easter and a birthday party at our house, and a few appliances bre...
rootofgood.com
Rep. Larson and Sen. Cassidy Named Legislators of the Year for Their Work on Social Security
May 09 2023
May 9, 2023 — Topretirements.com just named a Republican Senator and a Democratic Congressman as 2023 National Legislators of the Year. Senator Bill Cassidy (R.LA) and Representative John Larson (D....
topretirements.com
Should You Save More to Retire Earlier?
May 09 2023
Ramit Sethi recently tweeted: Making the single decision to increase your savings rate and investment rate by 1% each year will make you more money than all the coffee you will ever buy in your lifeti...
ofdollarsanddata.com
How to Approach Selling RSUs and Dealing With Wash Sales
May 08 2023
Q: Should I sell my RSUs? How do I sell my RSUs? Do I need to worry about wash sales? Can you help me out? I get a flood of RSU related questions each and every vesting cycle. Today we will go through...
andrenader.substack.com
Elizabeth Loves Her Retirement in Portugal
May 08 2023
With Elizabeth Varadan May 8, 2023 — Special thanks to the expat writer Elizabeth Varadan for this fascinating interview about her retirement in Portugal. Sure looks like a nice lifestyle. Q. Wh...
topretirements.com
What I’ve Learned From My Retirement Mastermind Group
May 04 2023
In January, I started a Retirement Mastermind group in the mountain town I call home. Today, I’m sharing the story of how the group came to be and, more importantly, […] The po...
theretirementmanifesto.com
Money Can’t Buy Happiness…Or Can It?
May 02 2023
You've probably heard that "money can't buy happiness." This belief stems from a 2010 paper by Nobel laureate Daniel Kahneman and economist Angus Deaton, which fundamentally reshaped our collective un...
ofdollarsanddata.com
Don’t Let a Stroke Ruin Your Retirement
May 01 2023
May 2, 2023 — May is National Stroke Awareness Month, so this is a good time to think about what you can do to prevent one from happening to you. After all, you have worked hard to get ready for...
topretirements.com
Site Visit: Member Tours Virginia’s Cascades at Embrey Mill
Apr 30 2023
By Anonymous One of our long time Members and his wife visited Embrey Mill recently. We thank him for sharing his observations on the visit! May 1, 2023 — We’ve been in our present home for ab...
topretirements.com
My 9 Year Metaversary Reflections
Apr 28 2023
Today is my nine year anniversary of working at Meta. Nine years ago today, on April 28th, 2014 I took the shuttle from San Francisco to Menlo park for the first time. Little did I know that I'd conti...
andrenader.substack.com
Frugal Man Buys $52,000 Car – Why??
Apr 27 2023
As I type this, I’m jumping through the various hoops involved in buying a 2023 Tesla Model Y, a spectacularly expensive, large luxury “crossover” that is absolutely loaded to the gills with exc...
mrmoneymustache.com
Dueling FL Communities: The Villages vs. On Top of the World vs. Solivita
Apr 26 2023
April 26, 2023 — By now most people thinking about retiring have heard about The Villages, the huge retirement complex that spans over 3 Florida counties. It has more amenities and features than...
topretirements.com
How Much to Save in Your Emergency Fund: A Comprehensive Guide
Apr 25 2023
As the saying goes, "Risk happens fast." From medical emergencies to job loss to car and home repairs, unforeseen events can quickly derail your finances—especially if you're not prepared. That's wh...
ofdollarsanddata.com
New Podcast + Join me on Notes
Apr 21 2023
Want to listen to me talk way too fast about FIRE? I joined financial planner Thomas Kopelman on his podcast The Long Game to talk more about the optionality of FIRE. We talk through balancing the per...
andrenader.substack.com
Traditional and Surprising, the 15 Most Popular Adult Communities at Topretirements for 2023
Apr 19 2023
April 20, 2023 — It is always fascinating to explore what 55+ and active communities at Topretirements garner the most attention from our Members and Visitors. Fortunately, by looking at the dat...
topretirements.com
Rich vs Wealthy: Summarizing the Differences
Apr 18 2023
What does it truly mean to be rich vs wealthy? Is there a difference between them, or are they merely two sides of the same coin? While these terms might seem interchangeable at first glance (I've bee...
ofdollarsanddata.com
March 2023 Early Retirement Update – Springtime Edition
Apr 17 2023
Welcome back to another monthly update from Root of Good. We spent the whole month of March at home in Raleigh. Along with relaxing in some nice springtime weather throughout the month, we also celebr...
rootofgood.com
How Much Lifestyle Creep is Okay? [The Definitive Guide]
Apr 13 2023
Imagine that you just received a raise at work and are tempted to go out and celebrate. After all, you've worked hard and you deserve something nice, right? Maybe you want a new luxury car? A better p...
ofdollarsanddata.com
Snowbirding the Electric Way – Part 2
Apr 13 2023
By Bill Carito: April 13, 2023 — I wrote in January about our experience driving an all-electric Volkswagen Id.4 from Portland, Maine to Key West, Florida (see Snowbirding Electrically – P...
topretirements.com
10 Great Undiscovered Beach Towns for Retirement
Apr 12 2023
April 12, 2023 — There are a whole lot of people who want to retire on or near a beach. The sea breezes, sandy beaches, open waters, and laid back little towns certainly have their appeal. Here ...
topretirements.com
3 Lessons I Learned From Publishing a Book [And How They Can Help You]
Apr 11 2023
It's officially been one year since I published my book, Just Keep Buying: Proven Ways to Save Money and Build your Wealth. The experience has been both rewarding and eye-opening and today, I am proud...
ofdollarsanddata.com
Compensation Philosophies: Your Help Needed
Apr 07 2023
Hey! This is Andre, with a request for those in the FAANG FIRE community. I want to peel the curtain back on the trends we are seeing over the past year around Tech Compensation and Tech Compensation ...
andrenader.substack.com
Less Cars, More Money: My Visit to the City of the Future
Apr 07 2023
In my role as Mr. Money Mustache, I do my best to be your one-stop-shop for Lifestyle Guru ideas. So over the years we’ve covered not just the Money side of life, but also the even more important st...
mrmoneymustache.com
Great Places to Retire in North Carolina
Apr 05 2023
North Carolina Best Walkable Places April 6, 2023 — Earlier this year we wrote about the best walkable towns in South Carolina. Not to be outdone, here are some great towns with good walkability...
topretirements.com
Social Security Trustees’ Report: SS Fund Will Run Out of Money 1 Year Earlier
Apr 05 2023
April 5, 2023 — The Trustees of the Social Security and Medicare trust funds report on the current and projected financial status of the two programs each year. This summarizes the findings of t...
topretirements.com
The Ultimate Guide to Investing in International Stocks: Risks, Rewards, and Strategies
Apr 04 2023
The stock market is a crucial indicator of economic activity and is closely watched by investors, economists, and policymakers around the globe. Unfortunately, when we typically discuss the stock mark...
ofdollarsanddata.com
My San Francisco Plans and Q1 Progress Against Goals
Apr 02 2023
The first quarter of 2023 is now in the books. The end of the quarter is the perfect time to look at how the year is going to see if there are any adjustments needed to hit our full year 2023 goals. M...
andrenader.substack.com
Updated Topretirements.com Site Launches April 3
Apr 02 2023
April 3, 2023 — The new Topretirements website will launch on April 3. We are aiming for much greater simplicity in our page design and navigation throughout the site. For example, the Home page...
topretirements.com
Should I Max Out My 401k? [The Surprising Truth]
Mar 30 2023
Retirement planning is an essential part of personal finance that requires careful thought and consideration. One of the most popular retirement savings vehicles in the U.S. is the 401(k) plan, which ...
ofdollarsanddata.com
Which States Tax Social Security Income?
Mar 29 2023
March 30, 2023 — It might come as an unpleasant surprise to many people that Social Security income can be taxed on both the federal and the state level. While there is no escaping the federal t...
topretirements.com
How to Build Generational Wealth [All You Need to Know]
Mar 28 2023
If building wealth is hard, building generational wealth is even harder. Generational wealth refers to accumulated assets and resources that can be passed down from one generation to the next. Whether...
ofdollarsanddata.com
Should Parents Cut Digital Apron Strings With Their Kids?
Mar 27 2023
Tech makes it easy to keep in touch but it may not be good for them — or you...
aarp.org
The Curious Mind and Singular Success of Diane Keaton
Mar 27 2023
How the star of stage, screen — and, now, social media — has remained an icon for more than 50 years...
aarp.org
Lessons Learned in Retiring Abroad
Mar 27 2023
March 29, 2023 — If you have seen the ads from International Living and other companies you would think paradise awaits you in a sun-soaked tropical paradise. According to the claims, all you ne...
topretirements.com
The 10 cheapest U.S. states to retire inâFlorida barely makes the list
Mar 26 2023
The Sunshine State ranks as only the ninth most affordable state to retire in, according to WalletHub's latest study. Check out the top 10....
cnbc.com
Getting ACA health insurance before 65, is it a big deal?
Mar 26 2023
What is the trick to getting a good rate and what happens if you’re not insurable? submitted by /u/Americantruther2023[visit reddit] [comments]...
reddit.com
Guidance for retiring at 55
Mar 25 2023
I am a teacher and can retire at 55. If I retire at 55, I can start getting my pension (about 45% of my salary because I am retiring before my 30 years of service). I’ve read that I cannot start...
reddit.com
The 10 Years Before Retirement Are Critical. How to Be Ready.
Mar 24 2023
Everything you need to know to retire confidently and on time....
barrons.com
How to Model Roth Conversion Strategies in the NewRetirement Planner
Mar 24 2023
The decision to save into a Roth account or to convert money from a traditional IRA or 401(k) into Roth savings is not straightforward. There are a large number of criteria to consider and ultimately,...
newretirement.com
7 Rewarding Side Hustles for People Over 40
Mar 24 2023
A growing number of seniors are delaying retirement because they need the money, enjoy their work, or can't see themselves doing nothing. In astudy conductedin 2021 by the American Advisors Group (AAG...
wealthofgeeks.com
Biden’s Attention To Working Families — Evident In Policies And Rules — Helps Stabilize The Economy
Mar 24 2023
There is no denying the thrust of the Biden Administration has been pro working families....
forbes.com
Regularly Selling Your Company Stock Is Probably A Good Idea
Mar 24 2023
Some employers pay their employees with company stock as part of their total compensation package. This way, employees become owners and potentially feel a greater sense of duty towards the firm. If y...
financialsamurai.com
Age 60: 1m cash on hand. Is this how I should optimize my retirement withdrawals and spending?
Mar 24 2023
Recently closed a house and after all closing costs, I will have $1m cash on hand. Anticipated Retirement Income: $80,000. Age 60. Anticipated SS: $44,000 annually. 401k: 750k, currently in retirement...
reddit.com
long term CDs
Mar 24 2023
Is anyone buying long term CDs with a significant portion of their retirement money? submitted by /u/Independent_Way8128[visit reddit] [comments]...
reddit.com
4 Ways to Avoid The 10% Early Withdrawal Penalty
Mar 23 2023
One big issue with early retirement is accessing your retirement accounts. The early withdrawal penalty is 10%. Nobody wants to pay more money to the government, especially from their retirement fund....
retireby40.org
Private Real Estate vs. REITs
Mar 23 2023
Today, we are answering more of your real estate questions. We discuss if it is a good idea to have your rental properties in an LLC, if you can claim a loss on US taxes for an international property,...
whitecoatinvestor.com
How retired parents can use the FHSA to help their adult children
Mar 23 2023
If you’re a retiree or close to retiring, you probably have a paid-off principal residence, or should be close to having one. However, many retirees—including me—have grown children ...
moneysense.ca
What Is The Average Social Security Check? | Bankrate
Mar 23 2023
Social Security offers a monthly benefit check to many kinds of recipients. As of October 2022, the average check is $1,550.48, according to the Social Security Administration – but that amount can ...
bankrate.com
Is Mortgage Interest Tax Deductible?
Mar 23 2023
Many Canadian homeowners have wondered if mortgage interest is tax deductible. Chances are, they’ve heard that their neighbours to the south can claim their mortgage interest (it’s true). ...
retirehappy.ca
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.