Curated articles and podcasts from trusted financial experts and real retirees.
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James breaks down five common retirement mistakes and how to avoid them for a secure and fulfilling future: Spending Wrong: Overspending risks running out of money; underspending misses out on life. B...
Learn how to build a fulfilling retirement by utilizing a growth mindset - with Wendy Leggett...
Have you ever been in the middle of a road trip, and you come upon a roadblock whereunexpected traffic adds a half hour or more to your journey? Similar frustrating circumstances pop up in the years j...
As 2024 draws to a close, it’s time to plan for the New Year. For older individuals is is especially important to plan for the costs related to Medicare....
Any effort to accelerate the shift to Medicare Advantage could increase federal spending even as it limits the government’s role in insuring health care....
Health care advisory experts can secure substantial financial benefits for HNW clients while providing a value-added service for wealth managers and family offices....
Your choice of trustee(s) can dramatically influence how closely your wishes are carried out. These tips will help avoid bad blood among your heirs....
While many retirees own an IRA and a home, very few are considering how they could work together in a plan for retirement income....
Whether your blended family is newly formed or fully fledged, use these six steps to review your estate plans now and lower the risk of conflict in the future....
What do you do with the pennies your money earns between the contribution and conversion to a Backdoor Roth IRA? Not much. The post Pennies and the Backdoor Roth IRA appeared first on The White Coat I...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on paying the tax on your Roth conversions on Your Money, Your Wealth® podcast number 507. If you take the money out of your retirement acco...
“Didn’t you guys say you’re going to Valencia?” “Yeah?” “So, it got flooded yesterday and it’s now a natural disaster zone!” “WHAT?!” ...
Today I have a guest post from personal finance enthusiast Dan Griffin. While Dan is not a practicing financial planner, he passed the CFP exam in 2010 and holds an Executive Certificate in Personal F...
Some people don’t receive all their Social Security benefits, even though they paid into the system. A bill would change that....
Some people fail at retirement. They quit work, try to fill their days with stuff that is fun, meaningful, or ... Read more...
Hey everyone! Today, I want to talk about being too cheap. This is a bit unusual because being cheap gives you a huge advantage in achieving financial independence. However, we ... Read more The post ...
Cryptocurrency may be good for a thrill, but older investors are better off with assets like bonds, guaranteed annuities, CDs and maybe dividend-paying stocks....
Saving for retirement is anxiety-inducing for everyone, especially women. Following this four-part action plan can help improve your financial security....
I officially retired at 60 from the military (Reserve) last year and from law enforcement in 2017. My wife turns 50 next month and is planning at least 15 years until she retires. I want to travel the...
Planning on retiring in next few years. Is there some planner or scheduler in USA that lets me write down what steps I need to do when? Eg. Know I need to stop HSA contribution 6 mts before. When do I...
I'm a 69 year old male, retired 3 weeks ago. My wife is 68 and will likely retire this summer. We live in the Boston suburbs where cost of living is high. Want to move to a more affordable area that o...
My wife and I have lived most of our lives cutting back and working hard and being fiscal responsible. As we look forward to retirement, we want to enjoy it and not just maintain. It seems most articl...
Sin—actions deemed morally wrong or harmful—can be difficult to resist, especially when money is involved.A hefty paycheck or a prestigious title can make it easier to overlook the potenti...
Welcome back to Physician on FIRE’s weekly market updates! Next week’s U.S. inflation data could flip the switch on a ... Read more...
Don't unnecessarily delay or reduce your Social Security benefits because you don't know all the rules and requirements....
If you’re feeling overwhelmed by the expectation of taking care of your parents in their retirement, Bernadette Joy, author of Crush Your Money Goals, offers three steps you can take to help les...
When you're set to retire (or when you're forced to do so), how will you handle the changes in your life? How will you find contentedness? The post Finding Contentedness appeared first on The White Co...
How could Trump’s tax policies impact your retirement plans? In this episode, we break down the potential changes, from tax cuts to shifting brackets, and discuss what they could mean for your s...
Crowdfunding has revolutionized the way we approach investments and financing, breaking down barriers that once limited access to capital. Platforms like WeFunder are at the forefront of this transfor...
While inflation has been easing downward, it has still been pinching retirees’ budgets. Will retirees still be getting a big raise via their Social Security Cola?...
In a recent interview with Shane Parrish, Whole Foods founder John Mackey talked a lot about wealth—what it means to him and what it doesn’t....
Consider implementing these four strategies before December 31 to potentially improve your tax situation for this year and the future....
Employer retirement plans are great, but individual responsibility plays a huge role in retirement success. Here's how to empower yourself....
Our parent could no longer safely live independently and then could no longer live with us as they need a 24-hour supervision. This parent was wonderful to us so we had no issue with them living with ...
I spent some reviewing financial plans for this year and next and have noticed I am extremely close to one of the IRMAA income boundaries. I debate on much attention I should pay attention to this. Bo...
I’m a recently retired attorney whose practice was primarily family law. I’m starting post retirement activities like volunteering and continuing education and I assume at some point I wil...
Welcome to this week’s edition of The Sunday Best, where we explore the enduring dominance of U.S. financial markets and ... Read more...
As the clock ticks toward another new year, let’s look back and shake our heads in wonder at what we used to think that we knew. The post Look at Everything We Didn’t Know Way Back When ap...
Article says payoff takes too long. I'm not good with all the math, but the explanation given seems to make sense. Especially considering we never know what the tax rates will be on the future. I'm 60...
I work for a pretty small business, 5 in the office. I'm the controller and manage the office staff, advise the owner and take care of his personal stuff and his side ventures, etc. I've been training...
Listen to Steve Chen and Christine Benz discuss her new book, "How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Packed with actionable insights. The post Podcast 85: Living w...
What is a Health Savings Account? Explore 4 ways it saves you money and why you might want to use one for retirement savings. The post What is a Health Savings Account (HSA)? And, Why It’s a Gre...
Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy....
The rule of $1,000 a month can estimate how much you need to save for retirement. But it assumes an aggressive withdrawal rate....
Tidying up your financial house before the New Year kicks off will put you in a great position to have a financially satisfying and successful 2025....
Both estate and retirement planning are important for long-term financial well-being and achieving desired legacies. While estate planning involves organizing and managing assets to ensure their effic...
In today's ever-changing economic landscape, building a diversified investment portfolio is more critical than ever. Diversification, the strategy of spreading your investments across different asset ...
Here's everything you need to know about investing in BOXX, including its tax implications and how much it could ultimately cost you. The post Is BOXX the Place for Your Cash? appeared first on The Wh...
Let's review tax reduction strategies that can help you minimize your tax burden and keep you in a lower tax bracket. The post Top 10 Ways to Lower Your Taxes and Lower Your Tax Bracket appeared first...
If you're thinking about buying into a building with an HOA, make sure you think through these points. Here's how much it cost me. The post Why Our Experience with a Big-City HOA Condo Became a Financ...