Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 8221

Why Early Retirement / FIRE Is Becoming Obsolete

Feb 01 2023

Early retirement / FIRE is becoming obsolete and that’s a good thing! As one of the pioneers of the modern-day FIRE movement, I’ve witnessed many changes since 2009. In the good old days, ...

financialsamurai.com

Strategic Retire Early Plan - Leisure Freak

Feb 01 2023

You need a Strategic Retire Early Plan if you want the option of early retirement. There are two crucial basics to everyone’s early retirement strategy......

leisurefreak.com

A New Option for Moving Retirement Savings When Switching Jobs

Feb 01 2023

Three big 401(k) administrators are making it easier for workers with accounts of less than $5,000 to transfer the money to their new employers’ plans....

nytimes.com

Do You Have A Defined Pension Plan? What To Know > - Leisure Freak

Feb 01 2023

Funding your early retirement with a Defined Pension Plan is a fortunate thing to have. However, you may have serious decisions to consider before taking......

leisurefreak.com

Do You Have Enough to Fund Early Retirement? - Leisure Freak

Feb 01 2023

Everyone contemplating early retirement will ask, can I retire early? The answer will depend on this question. Do You Have Enough to Fund Early Retirement?...

leisurefreak.com

Early Retirement Health Insurance Options > - Leisure Freak

Feb 01 2023

How do you get early retirement health insurance? The real question, how do early retirees find affordable medical health insurance? The options are limited to two plus something called Medishare- The...

leisurefreak.com

Early Retirement Bucket Strategy - Leisure Freak

Feb 01 2023

if your portfolio doesn’t generate enough passive income to fund your lifestyle then you may want to consider including an Early Retirement Bucket Strategy....

leisurefreak.com

Retirement Portfolio Income Strategies - Leisure Freak

Feb 01 2023

Everyone would love to live off of their portfolio yields. However in today’s low yield environment other Retirement Portfolio Income Strategies are nec.....

leisurefreak.com

How I Fund My Early Retirement - My Way To Freedom - Leisure Freak

Feb 01 2023

I am often asked how I fund my early retirement. I use both non-retirement savings and tax differed retirement accounts. My IRA withdrawals come without paying early withdrawal penalties using a SEPP ...

leisurefreak.com

Understanding Annuities: The ins and outs of guaranteed income > - Leisure Freak

Feb 01 2023

One way to either fund or help fund your early retirement is by purchasing an annuity. Understanding Annuities before locking into an annuity contract or......

leisurefreak.com

Using your 401K or IRA to fund early retirement without penalty > - Leisure Freak

Feb 01 2023

Using your 401K or IRA to fund early retirement without penalty can be done under certain conditions. There are a couple of methods to take early withdrawal...

leisurefreak.com

Best Roth Conversion Tax Strategy - Leisure Freak

Feb 01 2023

There are many articles claiming to have the Best Roth Conversion Tax Strategy. In the end it all comes down to individual situations and where they are...

leisurefreak.com

Reasons for Budget Failure - Leisure Freak

Feb 01 2023

Anyone shooting for Financial Independence and Early Retirement creates a realistic and sustainable budget but some fail. Reasons for Budget Failure are ......

leisurefreak.com

My Strategic Early Retirement Plan - Leisure Freak

Feb 01 2023

My Strategic Early Retirement Plan began in 1998 when I was age 40 and I decided I wanted to retire by age 50. Before starting my 10 year Plan I needed to know...

leisurefreak.com

How Retirees Should Turn Down a Job Offer - Leisure Freak

Feb 01 2023

retirees may interview for a perfect encore career or stepped-down retirement gig only to have second thoughts.... How Retirees Should Turn Down a Job Offer...

leisurefreak.com

How To Find Your Early Retirement Job - Leisure Freak

Feb 01 2023

How To Find Your Early Retirement Job. You retired early and know the opportunities you want to pursue that are aligned with your interests and passions ......

leisurefreak.com

Biggest Challenge to Retiring Early - Leisure Freak

Feb 01 2023

Why can’t you execute your own plan to successfully retire early? The reason is you haven’t found how to get around the Biggest Challenge to Retiring Early,...

leisurefreak.com

Smart Frugal Vacation Tips - Leisure Freak

Feb 01 2023

sometimes a vacation won’t fit a tight budget, allow me to offer my Smart Frugal Vacation Tips to cut loose and rejuvenate your soul, enjoy quality time ......

leisurefreak.com

Advice-Only Financial

Feb 01 2023

When you need a financial advisor, work with someone who only gives advice but doesn't manage any investments....

adviceonlyfinancial.com

The Next Retirement Communities Won’t Be Just for Seniors

Feb 01 2023

New developments that integrate senior housing into age-diverse apartment buildings offer a more affordable alternative to isolated suburban retirement communities....

nytimes.com

Five Ways to Diversify Your Portfolio During a Recession

Jan 31 2023

Investing successfully during a recession is tough. However, you can protect and grow your portfolio with various diversification strategies....

kiplinger.com

A Wake-Up Call: Our Annual Expenses in Retirement for the Past 4 Years

Jan 31 2023

In my post a couple of weeks ago, A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!, a reader named Ian asked in the comments what our expenses in retirement have been &ndash...

routetoretire.com

Comparing Real Estate Funds: Trion Properties & 37th Parallel

Jan 31 2023

With five years of passive real estate investments under my belt, I’ve invested in a wide variety of projects. I ... Read more...

physicianonfire.com

Analysis | Save for a House or Retirement? Choose the Latter

Jan 31 2023

The tax benefits for contributing to an IRA, 401(k) and similar accounts are too good to ignore....

washingtonpost.com

Should You Buy Short-Term Bonds or Long-Term Bonds?

Jan 31 2023

So you've decided that you want to invest your money into U.S. Treasury bonds, but you're not sure which ones to get. Should you buy short-term, intermediate-term, or long-term Treasury bonds? Well, y...

ofdollarsanddata.com

As you age, is a detached single home best in retirement?

Jan 31 2023

I am 2 weeks away from being 50. Am planning to retire at 62. I just sold a condo I had for 20 years. I hated condo life because the maintenance kept going up and the assessments meant I couldn’...

reddit.com

tax time - what's your actual % yield from invested cash, that you're using to fund your lifestyle?

Jan 31 2023

I am apparently not super clear on what I'm asking, so I've rewritten this post. Of the amount earned from investment funds, how many percent of this cover your annual expenses? If this is below 100%,...

reddit.com

Help on SEP IRA and traditional IRA contribution

Jan 31 2023

Basically, I am a self-employed independent contractor who gets Form 1099. Therefore I contribute to a SEP IRA normally. However, last year I also had a bit of income as an employee elsewhere so I got...

reddit.com

Ira

10 Money Habits to Build Wealth

Jan 30 2023

When it comes to money habits, we can either form those that cause us to be saddled with debt and worried about our financial future or those that bring us financial freedom. The good news is that it ...

401kmaneuver.com

Rolling Over Leftover 529 Funds Into A Roth IRA: Who Cares?

Jan 30 2023

A 529 plan is one of the best generational wealth transfer tools. Instead of just giving our kids or grandchildren money, it’s way better to give them the gift of education. Thanks to the SECURE...

financialsamurai.com

Can The Bank Take Your House Even If You Pay Your Mortgage?

Jan 30 2023

It’s every home-owner’s worst nightmare. Already drowning in debt, and with a rampaging cost of living crisis causing many families to barely be able to make ends meet, they get a notice f...

millennial-revolution.com

Eggstack retirement planning software calculator

Jan 30 2023

Retirement Planning Software. Our mission is to help you overcome uncertainty about retirement planning and inspire confidence in your financial future....

eggstack.com

Curious About a QLAC? SECURE 2.0 Act Gives This Annuity a Boost

Jan 30 2023

New legislation raises the amount you can transfer from your rollover IRA to a qualifying longevity annuity contract (QLAC), reducing RMDs and increasing guaranteed lifetime income....

kiplinger.com

Need an Estate Planning Checkup? Now Is the Perfect Time

Jan 30 2023

An appointment with your estate planning attorney can address any holes that have developed and ensure everything is in place....

kiplinger.com

How to Create Retirement Income That’s Driven by Cash Flow

Jan 30 2023

Using a combination of dividends and structured notes in your retirement portfolio can offer liquidity, income and risk mitigation....

kiplinger.com

Live Q&A Today 12-1PM PST

Jan 30 2023

Fire Side Chat has Ended! Thank you everyone who was able to join us. I had a lot of fun and hope to do more in the future! If you were able to join, I would love any thoughts or feedback on how thing...

andrenader.substack.com

How to fill the hours

Jan 30 2023

Some days it’s just a gym visit and the grocery store, and those days are the hard ones. Theoretically, it should be gym, tidying and purging, reading, tv, dinner, Duolingo, but more often it&rs...

reddit.com

‘New Year’ To-Do List For Gen-Z Retirement Savers

Jan 30 2023

A new year means another chance for a new beginning. For Gen-Zers, choices today can mean the difference between a comfortable retirement or an anxious retirement tomorrow....

forbes.com

Early Retirement Resources 1/30/23

Jan 30 2023

I have an outstanding collection of resources this month. We’ll start with two always popular topics among readers of the blog, shifting from saver to spender and creating retirement income. I h...

caniretireyet.com

7 Things I Wish I Knew Before I Retired - Eggstack

Jan 30 2023

Life is full of surprises and retirement is no exception. From the perspective of someone on the other side, here are 7 things I wish I knew before I retired. Continue reading...

eggstack.com

The Sunday Best (01/29/2023)

Jan 30 2023

The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...

physicianonfire.com

The SECURE Act 2.0: Important Considerations for Physicians 

Jan 30 2023

Some more sausage was made at the very end of last year in our esteemed houses of Congress: the SECURE ... Read more...

physicianonfire.com

Are Catch-Up Contributions Worth It?

Jan 30 2023

Oh wow, I just realized that I can make catch-up contributions this year. Yes, I’m turning 50! Ugh, I feel old. My neck is sore and my lower back is hurting. I’m taking 3 pills every day. ...

retireby40.org

Age-Related Financial Vulnerability: Why Making Financial Decisions Might Be More Difficult as You Get Older

Jan 30 2023

All kinds of things happen to our brains and bodies as part of the normal aging process. And while we might prefer to ignore getting old, sometimes it is useful to know what might happen in the future...

newretirement.com

pre retirement building the friend funnel

Jan 30 2023

submitted by /u/richb201[visit reddit] [comments]...

reddit.com

Gaining More Certainty in Your Retirement Income Plan

Jan 29 2023

Relying on market performance to close the gap in your retirement income could let you down, but a CD ladder and fixed annuities could provide some certainty....

kiplinger.com

A Financial Review in Early 2023 Can Optimize Your Strategy

Jan 29 2023

Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries....

kiplinger.com

Are Annuities Good Investments? Weighing the Pros and Cons

Jan 29 2023

Love ’em or loathe ’em, annuities can be a smart investment tool for the right person under the right circumstances....

kiplinger.com

Why is Gold Valuable? [The Definitive Guide]

Jan 29 2023

Have you ever wondered, "Why is gold valuable?" From being a symbol of wealth and power, to being used as currency and a store of value, gold has a rich history that spans from ancient civilization to...

ofdollarsanddata.com

What's Interesting About Florida?

Jan 28 2023

I've been on the road, traveling to and through Florida, for about ten days. For those of you who don't know Florida, I thought I'd tell you what's interesting about the state. The beach. There's lots...

sightingsat60.blogspot.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.