Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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Inventor of the 401(k) plan Ted Benna teams up with Salt Labs while Ascensus appoints its…...
An agile retirement plan is your map for living a fulfilling life in retirement. Without one, you risk missed opportunities and perhaps regrets....
A lot of an estate can be wasted on lawyers' fees when wills or trusts have built-in conflicts....
My wife and are are heading toward retirement and will be updating our wills/estate plans. We are both quite active and mentally sharp; both have advanced degrees, but my family has a history of Parki...
Peace of mind looks different from one person to the next, and we must not presume what will bring it—and what will take from it—in financial planning....
Self-employed workers lack employer-sponsored retirement plans but have other options for tax-advantaged retirement accounts....
It’s no secret that Health Savings Accounts (HSAs) are intended to help with the burden of medical costs, allowing the account holder to contribute pre-tax dollars to ......
The Inflation Reduction Act signed by President Biden in 2022 somewhat limits how much retirees will pay out of their own pockets for medications this year. Next year, the law imposes a hard cap of $2...
Retirement income planning can create the foundation for a successful retirement. In this episode we discuss a few critical mistakes to avoid and strategies designed to help create long term retiremen...
Hi been with same institution for 27 years. Not a high income earner, current salary is $63k. The retirement plan work is employer 5% to get the employer 9% “match”, which I’ve been ...
Revocable trusts allow the trust maker complete control over the assets and can be quite efficient when it comes to capital gains and income taxes....
Ascensus passes $1 billion in state-facilitated retirement plans, NEPC announces new head of…...
I'm curious about people's opinions and experiences with rural retirement. I've read on this forum and others about folks retirement plans. Many seem to involve moving to an idyllic rural location suc...
Maybe not a good title. My (64M) wife (63F) retires in less than 3 months. I plan to retire in June of 2025. This will allow us to cobra my wife’s healthcare until she’s 65. We have about ...
Have you been wondering what retirement is like for real retirees out in the wild? With the success of our Retirement Plan Live series, we decided to try mini-case studies to learn more about what ret...
I also share links to valuable research tools and model portfolios from the week....
Financial planning is less about knowing what to do and more about doing what we know....
Virtually all high-income workers in this country are saving in some type of employer retirement plan. But only a minority in the lowest-income group are. A new study tackles this serious shortfall fo...
Michael Kitces is one of the innovators in the retirement planning and financial services space.His blog and ecosystem of resources help retirees and financial advisors gain the base knowledge needed ...
For a solid estate plan, you should put powers of attorney in place, designate beneficiaries, tackle tax planning and more....
Roth conversions can be a powerful retirement-planning strategy. Watch this clip from Retirement University’s online course, “Tax-Saving Strategies in Retirement” to learn how Roth c...
Personalized TDF service incorporates key recordkeeper data points...
Deal involves more than 2,300 retirement plans, 65,000 participants and more than $3.9…...
When retirement planning, it’s best to expect to do the big (and more expensive) stuff early on, when you’re healthier, then slow things down as you get older....
Retirement planning should start from the inside with your values, goals, and dreams, not be dictated by outside rules and guidelines....
Thebrief’skey findings are: Our2023 Small Business Retirement Survey looks at why some small firms offer a retirement savings plan and others do not. Factors that affect whether small firms offe...
Figuring out when it’s time and knowing how to talk about it are just the start. You also need info about estate plans, insurance and health care decisions....
This month’s resources start by exploring the impact of rising interest rates on your retirement planning. We’ll also contrast the difference between investing and speculating. Articles fr...
Freelancers have to be vigilant to keep track of where their money goes, whether it’s to cover daily necessities, saving for retirement or other expenses....
Ongoing planning in retirement involves periodically assessing whether spending may be increased or must be decreased to remain on track. In his recent Kitces.com article, How Communicating Guardrails...
I’ll spare you all the details as I’m not seeking direct advice (yet) but rather leads for direct advice. Who to trust? Is there an online application that can assist me in sorting timing ...
Photo credit: jb In his Preface to the Fourth Edition of Benjamin Graham’s legendary book The Intelligent Investor, Warren Buffett wrote the following: To invest successfully over a lifetime doe...
Estate planning can be a sensitive topic for families to talk about. Here's how to get past the awkwardness and discuss estate planning with your family....
If you’ll have multiple income streams in retirement, you’ll need to coordinate everything so you don’t end up paying taxes on your Social Security benefits....
A donor-advised fund, or DAF, lets the donor reap tax benefits while also being able to direct how the money is distributed and invested....
Watching your budget helps you reduce unnecessary expenses, and keeping an eye on your net worth as it rebuilds can provide a psychological boost....
Social Security plans to default to withholding 10% (not all) of the recipient's monthly benefits to recoup debt, SSA head says....
A lot can go wrong (including inadvertent law-breaking) if you choose to go the easy route rather than using a trust to transfer real estate to your child....
If you have gaps in your plan for retirement income, you might consider adding the value of your home to your planning....
Don’t be like the captain of the ‘Titanic’ and ignore warnings to be prepared for risks that lie ahead when planning for your retirement....
I am not sure if I read the rules correctly - it seems I can use my new Silver Sneakers benefit at any local gym that is set up for the plan. One gym that is way too expensive has an indoor swimming l...
Check out the latest podcast episode on retirement planning and Social Security by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos...
So I have set my retirement date! I am turning 60 this year and plan to retire at 65. March 15, 2030. I choose this date as I want my kids to be fully financially independent. My son is in grad school...
Join the leading figures in the workplace retirement plan industry at the 2024 NAPA 401(k)…...
T. Rowe Price report finds those with a plan also likely to contribute more to retirement...
Deal marks 2022 startup’s debut of white-label 401(k) plans and recordkeeping for plan…...
Is this sub Reddit appropriate for asking about pre-paying funeral expenses? If so has anyone had any luck with ordering grave site monuments thru on-line monument companies? I ask because my local mo...
RIAs must consider the bottom line when evaluating health care planning options, but the positives of delivering more holistic and comprehensive planning to your clients should not be overlooked....
Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to...
Check out the latest podcast episode on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos at YouTube.com/@MrR...