Planning

Make Longevity Risk Part of Your Retirement Plan

Here some ways to mitigate longevity risk into your existing retirement plans....

IRS Seeks Comment On A New Savings Plan For Retirement Funded By The Treasury

The super-charged saver’s match builds on the existing saver’s credit as an opportunity to improve the long-term financial security of low- to moderate-income Americans....

Changes in the Retirement Planning Landscape

We have moved from a defined benefit plan to a defined contribution plan, which means the onus for saving and investing has transferred from employers to employees....

Think You’re Ready to Retire? Take the Ultimate Retirement Planning Quiz!

Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study… Only 31% of Americans … got…...

The Three Biggest Retirement Planning Gaps I See Among DIYers

Consulting with a professional, especially when it comes to insurance and taxes, could save you a ton of time and hassle and money....

Areas to also consider when planning for retirement - dental and pets

I am coming up on a year of retirement at 62. We did all the planning ahead of time to make sure we had enough SS income and retirement savings. All good. Dental - If I could go back to my last year b...

Having a plan vs executing the plan

I'm coming up on 3 months retired, and so far, so good! I'd like to look back, though, on the last 10 years. 10 years ago, in the fall of 2014, I had a plan. My wife and I were both 56 years old. Our ...

How to Plan Ahead After a Loved One's Dementia Diagnosis

Financial, medical and safety preparations can ease the burden for caregivers while ensuring your loved one receives their preferred care....

Should I sign up for a Medicare Advantage Plan?

I qualify for Medicare this October. As a military retiree, I am already covered by Tricare. Both of my knees need replacement. I understand that Advantage Plans cost less, and often include dental an...

Seeking investment advice for a concerened 61 yr old.

I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...

Three Ways to Create a Stronger Income Plan for Retirement

Rather than despairing over a lack of retirement savings, try to focus on what you can do to help ensure a more confident retirement for you and your spouse....

Why You Must Adjust for Inflation in Long-Term Planning

Inflation is real, and it'll have a serious impact on your life. You have to be sure you're planning for inflation when building a nest egg. The post Why You Must Adjust for Inflation in Long-Term Pla...

RMD Due. Rollover Former Employer Plan to Current Plan?

I have a 401K with a former employer and anhave a 401K with a former employer and another one with my current employer, also an IRA. The current 401K is better, I think, than the former one. Theother ...

Five Reasons Some Financial Planners Avoid Tax Planning

They might not be allowed to do it at their company, but they also might not be willing to commit the time or are more focused on compensation. Here's how to make sure you're covered....

Benefits of Permanent Life Insurance in Your Estate Plan

Liquidity and tax-free benefits can bring peace of mind to policyholders, and the healthier and younger you are when you get it, the better....

SilverSneakers Membership Questions About Planet Fitness and Anytime Fitness

My wife and I are 68 and planning on traveling around a few states (Ohio, Michigan, Wisconsin and Indiana) in September. If I sign up using SIlverSneakers with Anytime Fitness and Planet Fitness in my...

Do You Need a Trust or a Will? 4 Questions to Ask

Watch a free clip from the “Estate Planning in Your Retirement” online course to learn: The 4 essential questions that can help you determine if you need a trust or […] The post Do ...

Medicare Advantage Plans Get High Marks from Customers

Regional Medicare Advantage plans score higher than national alternatives on customer satisfaction, according to a new study....

Succession Planning: Three Strategies for a Smooth Transition

Someday, you'll want to step away from your business so you can enjoy a happy retirement. To prepare for that day, these tips are essential....

IRS Issues Guidance On Retirement Plan Matches Based On Student Loan Payments

The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions....

What To Do If The $2,000 Cap Jeopardizes Your Employer Drug Coverage

The new Part D cap on out-of-pocket costs, could cause trouble for people on Employer Health Plans that will no longer be credible....

Why Your Retirement Likely Will Include An AI Humanoid Robot

Home robots have been a futuristic fantasy, but advances in robotics and AI are converging with global aging. Tomorrow’s retirement plan might include a humanoid robot....

Lifetime Access to a Luxury Cruise Ship Could Be Your Retirement Plan

Thinking about retiring on a luxury cruise ship? With programs like the new “Endless Horizons,” you can retire at sea and travel the world for the rest of your life....

Dying Rich Is A Bad Plan

Dying with too much money is a bad plan. Learn how to spend and gift more to benefit yourself, your family, and your favorite charities....

Do You Need a Trust or a Will? 4 Questions to Ask

Watch a free clip from the “Estate Planning in Your Retirement” online course to learn: The 4 essential questions that can help you determine if you need a trust or […] The post Do ...

A proactive approach to long-term care planning can pay off for clients

Clients have several options to tackle this unpleasant topic, but for advisors, the best time to start the discussion is now....

Does Gold Belong in Your Retirement Plan?

There’s something sexy about a shiny gold bar, but should you go for the glitter? If you're tempted, a four-pronged investing approach could be best....

Prepare For Medicare’s First ‘Installment Payment Plan’: The Part D MPPP

The biggest change coming to Medicare may be the $2,000 cap on Part D drug costs which has spawned a new program: the Medicare Payment Prescription Plan or MPPP....

8 years left, I'm tired of working

I worked long and hard to make it to my role now where I make $130k per year. I am 59. I'm saving 45% of income and have $225k in retirement accounts. My plan on paper is to quit working at age 67. Hu...

How 'Home-Based Planning' Can Address Long-Term Care Costs

Traditional planning for the cost of long-term care doesn't reflect the realities of what the costs are and how they'll be paid....

401(k) Plans: What You Need to Know Now

A 401(k) is a powerful retirement tool. Here's how they work and why your older self will thank you for investing in one....

4 Strategies For Retirees To Protect Against Stock Market Crashes

It’s inevitable that stock market crashes will happen during your retirement; plan ahead to protect yourself....