Planning

How Long Does Retirement Last? Many Americans Don't Know

And that can hurt their savings plans....

Am I Going to Be OK in Retirement? Yes, With Focus on 5 Key Areas

All it takes is protecting what you save, having an income plan, knowing your health care options, reducing your tax burden and making an estate plan....

Fidelity Retirement Planning Tool: High-Level Model, Not Tactical

Fidelity's retirement planning tool shows how much leeway you have and what moves the needle. It isn't designed to give year-by-year tactical guidance....

403b vs. 457: What's the Difference?  | Personal Capital

Understand the difference between the two types of retirement plans available for public sector and non-profit workers....

Definitive Guide for Deciding When To Retire | Personal Capital

Planning for retirement can be exciting and a bit overwhelming. Discover the seven factors you need to consider for determining when to retire....

Types of Retirement Plans for Individuals in 2023 | Personal Capital

Retirement planning can be exciting, but for many, the actual savings part can feel overwhelming. Learn about the different types of retirement plans here....

Bigger Isn’t Always Better When It Comes to Financial Advice

Here’s why a smaller, independent adviser could be a better fit for your retirement-planning needs than the big-name institutions....

How to Plan for an Early Retirement

Hint: It’s a little different than the usual retirement planning. When you want to retire early, there are a few extra considerations you need to think through....

Retirement Plans for the Self-Employed | Personal Capital

One of the best ways to save for retirement is through your employer. But what if you are your own boss? We've outlined four plans to help you save....

Retirement Planning Mistakes to Avoid | Personal Capital

The most common retirement planning mistakes that people make begin well before retirement. Learn what they are and positive steps you can take to avoid them....

Retirement Income Planning Strategies | Personal Capital

Your primary objective is to ensure your retirement assets last for as long as you live. Here are a few strategies for accomplishing this....

529 Plan For High School Seniors and Students Already in College

When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them....

Retirement Rules of Thumb - Eggstack

In today’s episode of eggstack, we examine retirement rules of thumb. Who knew retirement planning was so easy you could do it with a rule of thumb? Continue reading...

What Will You Do In Retirement?

Last week Mike wrote to ask me for a quick answer to the question, “What are you going to do when you retire?” Mike plans to retire in three months. I often receive the related question, “What d...

Mega Backdoor Roth: Convert Within Plan or Out to Roth IRA?

When your 401k-type plan allows non-Roth after-tax contributions, you can take the money out to a Roth IRA or convert to Roth within the plan. Either way works....

8 Reasons To Be Confident In Your Retirement “The Number”

The one question most readers have been sending me has to do with The Number.  I write those words with capital letters in homage to the financial planning book by Lee Eisenberg of the same name and ...