Planning
Showing 50 results of 480
Should advisors reconsider the 'plan to 95' rule?
May 15 2024
Wealth managers often plan as if their clients will live to age 95 — but few Americans do. New research suggests a different approach....
financial-planning.com
Basic retirement planning questions
May 15 2024
I'm really enjoying this group and learning a lot, but I have a few basic questions. I'm a 60 year old male hoping to retire before 70. I have $500,000 in my 401k, and 17 years left on my mortgage (Th...
reddit.com
Interest only retirement? Thoughts or advice
May 15 2024
I’m planning on working until the age of 70. I’m 54 now and I love my job. I get plenty of time off for travel, etc. My current expenses are 4k a month. I should get around 3k in SS,if I w...
reddit.com
Estate Planning Lessons from the Rockefellers and Vanderbilts
May 14 2024
Are there lessons we should learn from the comparison of the Rockefellers and the Vanderbilts? In this episode, we look at the contrasting estate planning tactics of two of America's wealthiest dynast...
sites.libsyn.com
Avoid Retirement Regrets: Five Facts to Learn Now, Not Later
May 12 2024
Is your retirement planning full of holes? Unless you fully understand a few key points, you could be setting yourself up for some surprises....
kiplinger.com
Anyone here living in a HCOL area who is NOT planning to move after they retire?
May 11 2024
I know so many people talk about moving post-retirement for better weather or family or cheaper living. I live in a HCOL area that I located to for my career a couple of decades ago— other than ...
reddit.com
Three Details That Matter for a Successful Retirement
May 10 2024
Many people skip over retirement planning specifics that could help them create a stronger plan that would better match their needs. Here’s how to not do that....
kiplinger.com
13 Smart Estate Planning Moves
May 09 2024
Follow this estate planning checklist for you (and your heirs) to hold on to more of your hard-earned money....
kiplinger.com
Ascensus Buys Vanguard Small Business Division: What Should You Do Now with Your Individual (Solo) 401(k)?
May 08 2024
By Dr. Jim Dahle, WCI Founder I am continually surprised by the amount of panic in white coat investors who see news announcements that might affect their financial plans. Please remember that there i...
whitecoatinvestor.com
How to Approach Planning a Retirement Abroad, Ep #215
May 08 2024
Have you thought about retiring abroad? Oftentimes when we think of retirement, we think about sunny beaches with crystalline water shimmering in the sunshine. Could this or some other idyllic vision ...
financialsymmetry.libsyn.com
Tell me about the place where you have an open bucket list item.
May 08 2024
Some people have bucket list items that don’t require any travel at all, like learning to play the piano or writing a book. Other people have travel plans but with a “just to go see it&rdq...
reddit.com
Model Big Financial Decisions with MaxiFi Software
May 07 2024
I use the free Fidelity retirement planning tool to keep an eye on our current investments relative to our spending. Using that tool revealed two fundamental drivers of financial success in retirement...
thefinancebuff.com
The (R)evolution of Retirement Income Planning
May 07 2024
With AI on the horizon to enable the optimization of retirement income plan choices, the retirement fortunes of retirees are about to improve....
kiplinger.com
PAYE Is Going Away; Is SAVE Your Optimal Repayment Plan?
May 06 2024
By Andrew Paulson, Lead Student Loan Consultant and Co-Founder of our partner site StudentLoanAdvice.com Since its introduction in the summer of 2023, the Saving on a Valuable Education (SAVE) repayme...
whitecoatinvestor.com
Considering Purchasing and Renting a Property in Italy?
May 06 2024
Owning a property in Italy where you can stay when you visit and rent out when you’re not there requires very careful planning....
kiplinger.com
Should You Let AI Manage Your Retirement Plan?
May 06 2024
AI in financial planning offers data-driven insights and personalized recommendations, but human advisors remain crucial....
money.usnews.com
Six Essential Retirement Strategies for Baby Boomers
May 04 2024
Emergency funds, estate plans, different kinds of insurance and smart investing strategies are all parts of a strong retirement plan....
kiplinger.com
If You Have a Pension, Smart Tax Planning Should Start Now
May 03 2024
Adding pension income to Social Security benefits and income from required minimum distributions could see you facing a tax torpedo and higher Medicare costs....
kiplinger.com
New Fiduciary Rule from Federal Government is Designed to Protect You During Retirement Plan Rollovers
May 03 2024
Millions of people rollover their workplace 401ks and other kinds of accounts into an IRA every year. Right now, brokers and investment advisors can provide guidance on those rollovers without upholdi...
newretirement.com
A Quarter of Women in the Workplace Fear They’re “On The Wrong Track” For Retirement
May 03 2024
Survey reveals gender gap in retirement readiness and confidence among employer-sponsored retirement plan participants In a year wheremore Americans are reaching 65than ever before, lingering economic...
wiserwomen.org
Retirement Planning for Women Can Be Harder: Here’s How To Do It
May 03 2024
Insights regarding challenges women face while trying to meet retirement savings goals and what they can do about it. Women differ from men in countless ways, including how theyplan for retirement. GO...
wiserwomen.org
Why Gen X Can’t Retire
May 03 2024
Roughly 13 percent of Gen X-ers in the United States—ages 39-64—are still paying off student debt, with an average of $40,000 threatening their potential retirement plans in a decade or so...
wiserwomen.org
ProjectionLab Review: Powerful DIY Financial Planning (+ Video)
May 02 2024
ProjectionLab is a powerful financial planning toolthat empowersdo-it-yourselfersto set and track financial goals and forecast how their wealth will change over a lifetime. We can use it to experiment...
retirebeforedad.com
Plan Sponsors Focused on Reining in Fees: Callan
May 02 2024
2024 DC Trends Survey shows reviewing plan fees a top priority...
401kspecialistmag.com
Younger Participants Show Strong Interest in 401(k) Plans
May 02 2024
Findings from the EBRI/ICI database show that 40% of plan participants are in their twenties…...
401kspecialistmag.com
As You Sow Calls Out Big Tech for $5 Billion Loss in 401(k) Returns
May 02 2024
A report by the corporate social responsibility non-profit analyzed 401(k) plans of 12 tech…...
401kspecialistmag.com
Why the U.S. Slipped Even Further Down the List of Best Countries for Retirement
May 01 2024
Plan your dream retirement with Money’s guidance. Explore our retirement planning sources and discover our top pics for ideal retirement destinations. Wondering about 401(k)? Understand the bene...
money.com
Americans Are Starting to Feel Optimistic About Retirement Again: Survey
May 01 2024
Plan your dream retirement with Money’s guidance. Explore our retirement planning sources and discover our top pics for ideal retirement destinations. Wondering about 401(k)? Understand the bene...
money.com
I discovered that you can announce your retirement too early.
May 01 2024
Early this month I had my annual review with my supervisor. I'm 65 and he asked my plans for retirement. I was honest and said I'd retire at the end of 2024, when I'm 66 and after I finished some majo...
reddit.com
Why are we afraid of retirement?
May 01 2024
I retired last year at 60. My wife plans on retiring next April at 60 as well. We’ve done ok in life relatively speaking. We will be able to buy a retirement home and live near our kids fairly c...
reddit.com
Can I wing it without a financial planner?
May 01 2024
My credit union has financial planners who, for a limited time, are offering to create a financial outlook/plan for retirees at no cost. My contact there also draws commissions from certain investment...
reddit.com
The ‘Best’ Medigap Plan Is Not Really The Best
Apr 30 2024
Plan F was once called the Cadillac of Medigap plans, but after the Medicare Access and CHIP Reauthorization Act of 2015 it's more of an Edsel....
forbes.com
Medical Practice Valuation: Understanding the Process and Importance for Practice Owners
Apr 29 2024
What is a doctor’s office worth if you plan to sell and retire? Recently, my father has been considering selling ... Read more...
physicianonfire.com
Interview With The Mad FIentist
Apr 29 2024
The Mad FIentist (Brandon) is a FI legend. Many of his posts are cornerstone content for planning and executing FIRE life. These stand out: And my all-time favorite: How To Access Retirement Funds Ear...
1500days.com
FTC Ban On Noncompete Agreements May Undermine Your Estate Plan
Apr 27 2024
The FTC recently prohibited non-competition agreements (and non-disclosure or non-solicitation agreements),. This may adversely impact estate and succession planning....
forbes.com
Plan Ahead To Prevent The Retired Widow’s Money Crunch
Apr 26 2024
It’s inevitable that one spouse or partner will live alone at some point in their life; plan ahead to make sure the survivor will be OK financially....
forbes.com
Weighing the Pros and Cons of Medicare Advantage Plans
Apr 25 2024
Are Joe Namath and William Shatner giving you the best possible advice about Medicare? During the Medicare Open Enrollment period last fall, you probably saw TV ads for companies selling Medicare Adva...
keenonretirement.libsyn.com
Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy
Apr 24 2024
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
buzzsprout.com
No more market slumps as "buying opportunities"
Apr 24 2024
When I was working full-time, and putting away money into my retirement plans and after-tax accounts, I could always put a smiley-face on long-term market declines by thinking of those times as "buyin...
reddit.com
U.S. Immigration Trends Create A New Market For Retirement Planning
Apr 23 2024
There are 46 million foreign-born people in the United States, creating a new, diverse market for financial services, employers, and financial professionals to discover....
forbes.com
Reader Guest Post – Adventure Before Dementia
Apr 22 2024
Today, I bring you a guest post from a couple of nomadic retirees, Tom Swan and Georganna Hawley. They’ve been living a nomadic lifestyle for about two and a half years and have no plans for sto...
caniretireyet.com
We are trying to decide where to live in retirement. How did you decide?
Apr 21 2024
We are considering/planning to move after I retire next year. We've already been taking week-long vacations in various potential places, but after the last two, I'm beginning to wonder if that is real...
reddit.com
What to Do When Your 401(k) Leaves Something to Be Desired
Apr 20 2024
Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly....
nytimes.com
Employees Unhappy with Retirement Benefits
Apr 20 2024
The report by Nuveen analyzes how plan sponsors can use employee feedback to restructure…...
401kspecialistmag.com
3 Ways Financial Education Empowers Plan Sponsors and Employees at All Levels
Apr 20 2024
Jeremy France of Morgan Stanley underscores how utilizing financial education can drive…...
401kspecialistmag.com
Corporate Roundup: ‘Father of 401(k)’ joins Salt Labs, Ascensus Appoints SMB Leader
Apr 20 2024
Inventor of the 401(k) plan Ted Benna teams up with Salt Labs while Ascensus appoints its…...
401kspecialistmag.com
Podcast: Dr. Jordan Hutchison on the Future of Financial Planning, Financial Education, and Flow States
Apr 19 2024
In this New Retirement Podcast episode, host Steve Chen and guest Dr. Jordan Hutchison, Vice President of Technology for RFG Advisory, delve into the evolving landscape of financial planning. They dis...
newretirement.com
What is Consumption Smoothing? And, Why Is It Important if You Want Long Term Financial Stability?
Apr 19 2024
Consumption smoothing is a financial planning concept developed and tested by economists. It refers to the somewhat aspirational idea that people strive to maintain a relatively stable and predictable...
newretirement.com
Your Most Powerful Retirement Planning Tool
Apr 16 2024
An agile retirement plan is your map for living a fulfilling life in retirement. Without one, you risk missed opportunities and perhaps regrets....
forbes.com
A Litle Extra Planning Can Avoid “Heir Wars”
Apr 15 2024
A lot of an estate can be wasted on lawyers' fees when wills or trusts have built-in conflicts....
forbes.com
Popular Topics
Filter content by these topic groups:
About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.