Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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There seems to be a wide gap between the low and high Medicare G plans (less between the High Deductible plans). What drives the difference? Is it a different network of providers, pre-approvals or re...
Having an RV in retirement is a nomadic life that takes some planning, but it provides freedom and variety to many....
A grandfather enjoys bonding with his grandson knowing that his legacy plan will establish a bright future for his grandson. As retirees, one of your most significant concerns may be ensuring that you...
#544 - Legal Tender: Tallying Their Resources Planning for retirement isn’t about creating a new job for yourself, it’s about using what you have to create a great life. On this episode of...
Details about smart phones, online accounts and more need to be part of your estate plan to avoid big problems for your loved ones....
Thebrief’skey findings are: Public pension plans are increasingly relying on alternative investments and active management. But how does plan performance compare to a simple 60/40 index over var...
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Medicare Advantage plans are likely to have big changes in 2025, raising premiums and out-of-pocket costs while reducing benefits....
Having a clear understanding of Estate Planning is an important step in your Retirement Plan. Estate planning is a crucial aspect of financial management that helps your assets get distributed accordi...
Understanding the fundamentals of Estate Planning is important. Estate planning is a vital aspect of financial planning that ensures your assets are distributed according to your wishes and minimizes ...
Have you considered how your instincts influence your decision-making around retirement planning? Our natural instincts and biases create frameworks that lead our perspectives on how we think the worl...
Closely held businesses using insurance funded redemption agreements may face tax after Supreme Court ruling. Act now to revise your plan....
We tend to think that adding more to our lives is the solution to success. Simplify your retirement planning and stop doing these six common habits....
Hi. Curious what others do for financial planning when you don’t have much in investable assets but do have a lot in a company 401(k) and deferred compensation plan that will pay out over a numb...
Bucket Investment planning is key to financial management. Bucket Investment Planning is a strategic approach to managing one’s investments, designed to achieve specific financial goals while mi...
Listener Sherry asks a good question: How do large, one-off expenses (like a new roof, new car, etc.) fit in the 4% Rule? James explains the concept of the 4% Rule and its limitations while demonstrat...
I plan to retire in a few months and need advice on my mortgage and Helocs. My mortgage will be paid off (balance is $53,000) in ten years(interest rate is variable at 6.62 and will likely change in 1...
You can’t depend on selling your company for big bucks to fund your dream retirement. Instead, consider these three smart saving, investing and succession tips....
This couple is learning about how their RMDs fit into their retirement plan. Required Minimum Distributions (RMDs) are a vital aspect of retirement planning that every retiree should understand to eff...
Don’t let the political fearmongering derail you from your financial plan....
Working longer is becoming more common. Why retire when you love what you do? Be aware of some financial considerations if you don't plan to retire anytime soon....
Are you unclear about what you should leave out of your will when estate planning? Legal experts share the seven items to exclude....
Home equity is sometimes overlooked as a viable resource in retirement. You don’t have to sell your home to find income and liquidity....
Tackling three roadblocks to retirement plan participation...
New LIMRA research shows majority of workers interested in guaranteed income products—and…...
DC plan sponsors are making changes to their benefits to set workers up for retirement…...
This comes as 18% are unaware of SECURE 2.0's startup tax credit, finds Sharebuilder 401(k)...
So I've been trying to find tools to help with my retirement financial planning and it's been a nightmare. Someone recommended NewRetirement.com and it is great BECAUSE it handles everything from expe...
There's a new method of counting defined contribution retirement plan participants that can make a big difference for clients....
In today's episode, we examine the recent IRS Chief Counsel Memorandum, which introduces significant changes to one of the cornerstone strategies in estate planning. We explore how these new guideline...
This financial professional was motivated to get her estate plan in order after the untimely death of a loved one. She shares six simple steps to do that for yourself....
I'm about to give my notice, and planning to retire in about 2.5 months. I've seen some advice online about taking out a HELOC prior to retirement just to have an available line of credit. We should b...
In a previous column, I wrote about the necessity of winding up registered retirement savings plans (RRSPs) by the end of the year you turn 71. It’s a topic that becomes increasingly compelling ...
Ensuring that younger generations don’t waste the wealth you’ve worked so hard to build starts with careful estate and tax planning....
Are older workers more confident in their finances or more realistic about their prospects? The New York Fed’s research department just reported a major shift in retirement expectations. Workers...
Lots of investors use the S&P 500 index as a key part of their investment plan, thinking it spreads their money out well among America's biggest companies. But in this episode, we're going to ques...
Thank you to the folks on this sub whose posts helped encourage me to move out of Wells Fargo, hire a CFP to develop a plan, and then work that plan through Fidelity. It took me too long to pull the t...
Tax planning is a multifaceted process that requires a personalized approach, especially for high-income individuals and families....
Qualified Plan Advisors’ Financial Wellness Survey finds levels of financial stress remain…...
I couldn't be prouder to have my name above the door at Keen Wealth Advisors. If you've read my book, you know that I have a very personal connection to financial planning, and it's been my lifelong m...
IRA, 401k balances and investments...how often do you check them and why? Daily? Weekly? Monthly? When the mood strikes? When there's market news? Out of habit? To update planning sheets? Because you'...
Fees are one of the most important factors of successful retirement investing — they determine how much ends up in your pocket after mutual funds and 401(k) plan providers take their cut. But mo...
For those of you who have retired married, for you and your spouse on the same page for everything going into retirement? My wife and I have yet to sit down and really look at what retirement will be ...
This divorce checklist aims to help you navigate the legal, financial, and personal aspects of the separation so you can be well-equipped to face the challenges ahead....
A guide to how to navigate estate planning as a single person....
There are many reasons to avoid probate when planning for your estate. Avoiding probate avoids the hassle of having to go to court, which can be costly....
By Christopher Avery, Guest Writer “Death never takes the wise man by surprise, he is always ready to go.” — Jean de La Fontaine Most people are un- or under-prepared for their inevi...
Wealth managers often plan as if their clients will live to age 95 — but few Americans do. New research suggests a different approach....
I'm really enjoying this group and learning a lot, but I have a few basic questions. I'm a 60 year old male hoping to retire before 70. I have $500,000 in my 401k, and 17 years left on my mortgage (Th...
I’m planning on working until the age of 70. I’m 54 now and I love my job. I get plenty of time off for travel, etc. My current expenses are 4k a month. I should get around 3k in SS,if I w...