Curated articles and podcasts from trusted financial experts and real retirees.
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Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in retirement. It can help you, too....
We covered the Netflix stock slump, estate taxes and Dave Ramsey's words of wisdom this week, but why? Test yourself on the latest financial and business news....
We may never think we need a legal document to help an adult child in an emergency. But in this real case, parents did not have what they needed. A nightmare resulted....
Roth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight facts to get you started....
The 2026 Social Security COLA fails to match inflation because benefits lag, Medicare costs rise, CPI-W is quirky and older women lose most....
Nedra Agnew’s eclectic career path—from public health and foreign service to wealth management—now powers a diverse practice focused on first-generation Black family wealth....
Some married couples can maximize Social Security benefits when the lower-earning spouse files for benefits first, even before their full retirement age....
Social Security tax will be imposed on up to $184,500 of earnings. Average benefits will rise $56 a month, but Medicare Part B premium hikes will eat up part of that....
Social Security made simple: Get expert tips to claim the right benefits, maximize income, and secure your retirement....
A high percentage of plans fall short of meeting their owners’ goals because central players in executing the plan didn't know key facts....
The SSA has announced the 2026 Cost-of-Living Adjustment (COLA), the new maximum taxable wage cap, and the earnings requirements for Social Security credits....
Change is in the air every fall – not just in the leaves and weather, but in your financial planning. At this time of year, the federal government announces some important rate adjustments that ...
I’ve written before about my frustration with the focus of many demographic reports on the 65+ population as a whole rather than dividing the cohort between those ages 65-84 and 85+. This distin...
Tax planning often slips to the bottom of our financial to-do lists—until a surprise bill or missed opportunity crops up. But behind the scenes, the right process for an ongoing tax strategy can...
Answering listeners' tax questions, including a talk about mitigating capital gains taxes when selling stocks and a discussion about how to simplify your portfolio when moving away from individual sto...
? Show Notes In this episode, we continue our four-week series on better retirement goal setting with Roger Whitney. This week, we delve into the dynamics of navigating retirement goals as life unfold...
FROM THE ARTICLE. 9 Steps Gen Xers Should Take to Prepare for Retirement. Shore up your emergency fund, prepare for medical costs and other moves to make before leaving your 9-to-5. By Cameron Huddles...
Source: SSA.gov 10/24/2025 - blog - Social Security Announces 2.8 Percent Benefit Increase for 2026   excerpts from the link Social Security benefits and Supplemental Security Income (SSI) payme...
Fidelity has started offering a youth account, and some wonder if it is a good idea for their teenager. Here's what you need to know. The post The Fidelity Youth Account — Should You Use It? app...
Halloween is the very welcome opening note of the festive season, though this year Diwali handled the fireworks early. Still, ... Read more...
You know what they say, everything’s bigger in Texas. But not necessarily medical school tuition. While some programs can still ... Read more...
You can learn a thing or two from the retirees who went before you....
If you receive Social Security checks, where you deposit them matters because it can help grow your earnings. See the best options....
Giving up ultra-processed food is designed to be hard. Here's why so many of us reach for the junk and how to gradually kick the habit....
One of the key conclusions from doing a deep-dive analysis of my IRA with Empower, is that I should be able tolive it up more in retirement. In fact, we should all be able to live it up more in retire...
Bill Bengen updates his Safe Withdrawal Rate to 4.7%. What it means for retirees and how long your portfolio can really last....
You may remember the post I did about 3 weeks ago about death of a spouse early in retirement. I figured it would be good for me and those of you who have not been through this to give an update. Mode...
For a very long time, I’ve had this theory that any job is fun as long as you don’t do it for too long. And there are two key things about retirement that are tremendously liberating about...
I’m looking for advice or some experience based opinions on my retirement plan. I’m two years out from retirement and at the same time, I would have my mortgage paid off at 60. But instead...
Retirement fears are real and deeply felt, but planning reduces the worry as shown by a poll of 1,000+ people who are approaching retirement. The post What Scares People More: Retirement or a Dark Wal...
Before starting my Social Security retirement benefits a year ago, I decided to look into how to find the benefit start month that would maximize the value of benefits over my life expectancy. Sounded...
The GOAT of basketball on how he spends his time and what he misses....
What if the next 10 years bring just 3% returns from the S&P 500? In this episode, we turn that forecast into a real-world retirement plan—not panic. You’ll learn how to stress test yo...
We asked financial experts for advice....
Understand the key differences between Medicare Supplement Plans G and N, including costs, coverage, and how to choose the right one for your needs....
The best strategy for when to claim Social Security benefits resides in a wide zone. It doesn't matter much when you choose a date within the zone. Learn the Nuts and Bolts I put everything I use to m...
Rona Guymon and Jeremy Keil discuss how the recent economic changes have affected retirement plans and strategies....
Family offices are shifting their global investment priorities and goals in the face of uncertainty, volatile markets and the influence of younger generations....
FROM THE ARTICLE. How Your Savings Can Get You a Bigger Social Security Payout. A ‘bridge strategy’ to delay your benefit claim could make your money last longer, but few retirees try it. ...
Think your retirement’s safer with a little gold, a favorite stock, and a home full of equity? Time for a reality check. In this episode, we put three “sacred” retirement assets to t...
As of 2025, among new medical school graduates who carry debt, the typical student debt burden is around $216,659. And ... Read more...
Most of us enter medicine because we care about outcomes, lives, and long-term impact. Yet, somewhere along the way, many ... Read more...
FROM THE ARTICLE. By Deirdre Shesgreen, AARP. Published October 22, 2025. When Dolores Taylor needed to update her bank information with the Social Security Administration (SSA) earlier this year, the...
We've officially announced all 10 winners for the 2025 WCI Scholarship. Here are the winning essays and how much money each has earned. The post 2025 WCI Scholarship Winners appeared first on The Whit...
FROM THE ARTICLE. By Bryan Miller, AARP Research . Published October 21, 2025. Social Security’s cost-of-living adjustment (COLA) typically provides retirees with an annual increase in their ret...
Good morning, I have been trying to decide when to start my Social Security retirement benefits. I've talked to others who have started and my Fidelity advisor but their thoughts were either specific ...
Many people believe they are moving to state tax havens, but they are not. They didn’t examine the details of state and local taxes. The details are important....
Want to maximize your Social Security check? Learn the 10 most common Social Security filing errors and the steps you need to take to boost your guaranteed retirement income....
After a strong third quarter and a better-than-expected September, investors are asking, “How much longer can this last?” In his latest market update, Mark Sorensen, CEO and Chief Investme...
We are in our early 60s, healthy, in good shape and enjoy the outdoors. We are moderate hikers (3-6 miles). We also enjoy kayaking (noting too crazy), sightseeing and exploring new spots. We recently ...