Curated articles and podcasts from trusted financial experts and real retirees.
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Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly. The post 5 Good Times to Retire (and 1 Bad Time) appeared f...
Stop waiting for your next book. The library app Libby gives you instant access to thousands of free audiobooks and e-books — all with your library card....
Episode 493 Beware investing in zombie small cap stocks, 38% of the index is unprofitable. If you’re interested in learning about the return of Nuclear Energy, please watch to my recent appearan...
Retirement planning is often framed as a numbers game where you can get lost in focusing on maximizing your 401(k), minimizing taxes, and chasing investment returns. But financial security alone doesn...
Situation: My dad has two brokerage accounts, one managed and one unmanaged. Although he had been meeting with someone on his managed account, should that person alert my dad to any perceived issues w...
Who said you can’t retire at 55? If you say yes to these questions, you may be on your way to an early retirement....
We ask financial experts for advice....
While some provisions might help, others could push you into a higher tax bracket and raise your costs. Be strategic about Roth conversions, charitable donations, estate tax plans and health care expe...
Saving enough for retirement can sound as daunting as walking on the moon. But what would your future look like if you took one small step toward it this year?...
Health care costs are a significant retirement expense, and Medicare offers essential but complex coverage that requires careful planning. Here's how to navigate Medicare's various parts, enrollment p...
What if one of the best ways to get wealthy is to trick yourself into thinking you’re poor? It sounds counterintuitive, even ridiculous. But after decades of saving, investing, and observing how...
I'm 52 (F), married, with no kids (by choice). I'm curious to hear about people in their 60s and 70s (and beyond) who live in a large city such as Chicago. I lived in/outside Chicago until I was in my...
So I just retired two days ago from health care. I’m not going to miss it at all. I have worked since I was 12 years old and always knew that work was in my future. Now that is gone How do I wra...
I'm planning to retire in 2 years with about $3 million in savings. The vast majority of this total is currently in tax deferred IRAs. Using the 4% rule, I expect to be withdrawing $120k annually, adj...
Now that I’m retired my income has experienced a substantial reduction compared to my working years. Consequently, I've started receiving inquiries from my credit card company requesting updated...
Tax-deferred retirement accounts can reduce taxes, protect assets, plan your estate, and boost returns. Ignore them at your peril. The post Tax-Deferred Retirement Accounts: A Gift from the Government...
A retirement story that challenges everything you thought you knew about what’s possible in your golden years. Meet Michael and Lisa: a couple in their early sixties with $2 million saved who ar...
If you are over 60, get out of your comfort zone. Stay relevant and current. Engage with people of different generations. Continue to learn and to grow....
In personal finance and life, being wrong means you’re learning. Use a 3-step test to challenge assumptions about how we grow, protect, give, and live....
Some of private equity’s biggest bigs are warning that their industry will consolidate, as some firms die of distribution thirst. ... Read more...
Follow the 'Me-First" rule and you won't have to worry about running out of money when the stock market goes south....
Retirement paves the way for a world of exciting (and intimidating) experiences. An overseas journey can be an ideal way to embrace this new phase of life....
As speculation grows that the Federal Reserve will soon start lowering interest rates, now is a good time to review your financial plans for housing, estate, taxes, investing and retirement to make th...
Winning a massive lottery jackpot, like the recent $1.4 billion Powerball, requires seeking immediate legal and financial counsel, protecting your identity and winnings and planning your legacy....
A vast majority of plan sponsors say that actively managed funds can beat the market, according to a new BlackRock survey. Research suggests otherwise....
Older Americans hold a higher allocation of stocks than they would like, according to the Center for Retirement Research. Researchers say that could be a positive, though not all advisors agree....
Many Americans close to retirement are questioning whether they should take the full leap into retirement or continue to work part-time....
If you have access to TIAA’s real estate account and you're thinking about investing in QREARX, here's what you should be thinking about. The post Should You Invest in the TIAA Real Estate Accou...
What can ancient wisdom teach us about modern retirement? From budgeting with freedom to preparing for life’s surprises, tackling debt, planning wisely, and redefining generosity in retirement, ...
Learn how Social Security survivor benefits work, eligibility rules, and key steps to maximize support after a spouse’s passing....
In this week's Ask the Editor Q&A, we answer four questions from readers on transferring 529 plan money to a Roth IRA....
A multi-million-dollar Google lawsuit and "Taylor Swift tax" made Kiplinger headlines this week — but why? Test your knowledge of this week's financial news....
Interest rate cuts might be coming, which could affect everything from your credit card debt to your mortgage. It's smart to prepare now — here's how....
Don't pay more tax on your investments than you need to. You can keep more money in your pocket (or for retirement) by avoiding these three common mistakes....
If you can't locate essential legal papers for your aging parent, can you get new ones signed? Know the basics of capacity for signing a Durable Power of Attorney....
Elevate your game at these golf schools around the country. You'll learn from pros on top golf courses and with the latest tech. You may even make a new friend....
Borrowing, when done smartly, can provide flexibility and help you reach financial goals. One option is a Home Equity Line of Credit (HELOC). The post Why a HELOC Can Be a Smart Financial Tool for Phy...
A concerned reader wrote to me today asking me if everything’s okay. Apparently, I hadn’t posted for nearly 2 weeks, and I’ve never missed a post, even days after giving birth. Don&r...
Test your basic knowledge of the Federal Reserve and how its actions impact your money in our quick quiz....
FROM THE ARTICLE. A health savings account can be a source of tax-free cash to cover medical expenses in your later years. By Cameron Huddleston, AARP. Published September 10, 2025. often-overlooked w...
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Workers who make military aircraft and equipment in the St. Louis area have been on strike since early August after rejecting an earlier agreement....
Article Link: https://moretothat.com/is-there-more-to-life-than-this/ On a day-to-day basis, the stresses of life can feel all-consuming. There are bills to pay, mouths ... Read more...
Retirement can feel far-off, or too close for comfort, depending on where you’re at. But one thing’s clear — now is the ideal time to get your retirement plan in order....
I was able to save $600k in a 401k starting at age 50 to now 60. After 50 your max for contribution is much higher. If you start late its possible to save quite a bit. Go and get a free version of Bol...
When I was working, I measured life in long blocks of time. Career stretching across decades. Plans were drawn for years ahead. Even worries carried themselves into a distant future. That way of think...
The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans. The post A Look Back at Market Downturns: What History Can Teach Your Retirement Pla...
Explore the role potential market risks play in planning your future, other risks, and how flexible sources of funding can protect your future. The post How Important Is It to Anticipate Potential Mar...
If you’re thinking about investing in venture capital or any private fund, you need to understand these five key terms: MOIC, TVPI, DPI, Loss Ratio, and IRR. Without them, it’s like walkin...
I enjoy my job, it’s not difficult for me, it helps people and my skills are in short supply. The pay is not great and I have enough to retire very comfortably right now (63F). I keep thinking &...