Curated articles and podcasts from trusted financial experts and real retirees.
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Abstract The U.S. workforce is aging, which has raised concerns about the implications of older workers for businesses and the economy. However, little research has been conducted on the quantitative ...
In this week’s video we’re going to look at an introduction to estate planning. This will kickoff a series of estate planning posts that will explore more in depth concepts surrounding it....
The benefits of diversification have been known for over half a century. In the early 1950s, Harry Markowitz demonstrated that there exists an "optimal" portfolio which has the highest investment retu...
Make the most of the holidays by talking about important retirement questions with your relatives and friends....
We are approaching retirement. I (60f) was laid off a couple of months ago and am finding it difficult to find another role and I’m finding it more difficult to think about going back to a corpo...
It's not my work that taxes me, it's the interactions and ups and downs of working in a 600 person office. My boss and grandboss are great people but there is still the expectations of work, the meeti...
Planning to retire early? Joe and Big Al spitball on bridging the gap to your retirement income when there’s a pension in the mix, today on Your Money, Your Wealth® podcast 456. Manley and h...
Thebrief’skey findings are: A common concern is that an aging workforce will reduce productivity and firm profitability, yet the evidence to date is mixed. This analysis examines the issue using...
 Tax loss harvesting is a strategy that investors use to reduce their tax bill. However, there are many misconceptions about tax loss harvesting, including when it's valuable and how to do it ef...
Make quick calculations with this income strategy to withdraw $1,000 each month in retirement....
I’m a 66m. My Toyota RAV 4 is 18 years old with 176,000 miles. It is in very good running order, with body dings etc. I’m thinking if I get a newer car that will keep me going through reti...
Truth be told, mostly I forget to do this. I do have a National Parks Lifetime Pass. We do remember to get senior movie ticket prices. I eat at IHOP a couple times a year and know about that. But I ha...
You may not realize it … The skyrocketing cost of healthcare. Continued inflation. Social security on life support. And the threat of higher taxes coming soon. Americans have a long list of con...
For most Americans….it will be business as usual between now and the end of the year. But a smart and savvy few … will take advantage of a handful of strategies over the next couple of m...
I've been trying to leave San Francisco since 2014. After fake retiring in 2012, I thought it was only logical to move to a lower-cost area of the country, like Honolulu, to save money and be closer t...
If your Medicare Part D premium will increase by a lot in 2024, you could save a lot of money by shopping your policy....
I was recently a guest on the podcast Awe-Inspired and Retired.We talked about all things retirement, from where we're going to live, to what we're going to do, to who we're going to do it with . . . ...
Do I make the trade…I’m one year from full retirement snd we want to get the house paid off. I work as a clinical supervisor in a community mental health setting and am burned out, pushin...
The American retirement system is slipping. And this could make it harder to have the retirement you’ve worked so hard for. Americans are up against some pretty tough challenges. The Social Secu...
As Thanksgiving approaches, I want to extend my warmest wishes to you and your loved ones. It’s a time of year when we gather to express gratitude for the abundance in our lives, and I believe t...
I spent the first decade of my adult life wandering through the wilderness when it came to personal finance. Then I got a wake up call. We were going to be parents. This sent me down a rabbit hole whe...
Here are a few critical areas to build routines around at any phase, but particularly as you approach retirement....
A market rebound, new 401(k) withdrawal rules and higher savings rates can make retirees' lives easier....
Episode 432: This past week Walmart stock climbed to a record high, then abruptly retreated, to close down more than 8%. Sign up for free ALERTs & Market Commentary at: https://www.investablewealt...
Start these actions in motion before it's too late....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
What is Seeking Alpha? Seeking Alpha is the largest investing community. It serves as an online space for investors to share and discuss stock and investment ideas. Because of its crowd-sourced nature...
Both my husband and I will have pensions, in planning our budget for retirement how do I know how much to subtract for taxes? Between the two pensions our monthly gross pay will be roughly $8,300 -$8,...
We have retiree insurance for one person costing $180 per month. We could, however, choose an ACA plan for much less based on our retirement income. Once we cancel the retiree plan we can never get it...
The Internal Revenue Service announced that the amount individuals can contribute to their 401(k) plans in 2024 has increased to $23,000, up from $22,500 for 2023. In addition, the limit on annual con...
I have been a consistent exerciser for decades and have a whole house setup. I've acquired a fancy set of weights that ratchet up and down in weight, a plethora of old DVDs, an elliptical, a walking p...
“And in the end, it’s not the years in your life that count. It’s the life in your years.” – ... Read more...
I’m retiring in 2 years, and I’m a little upset with myself right now. I had a free consultation with Personal Capital about 5 years ago, which was great. They urged me to increase my stoc...
Most people would agree that the road to retirement is a long journey. On this episode, we explore this journey utilizing the analogy of mountain climbing. Professional mountain climbers understand cl...
Have you ever been swept up in the wave of unanimous praise for something, only to later discover that nearly ... Read more...
The wealthtech firm joins forces with Empower to launch a new 401(k) solution for advisors called Envestnet Retire Complete....
What are the pros and cons of retiring early vs. retiring late? How should you decide when you should retire?...
True self-directed IRAs have potential pitfalls other IRAs don't have....
Noob here- sorry if this is addressed elsewhere, and if so, please send links! But having recently retired, I’m curious what your strategy is for charitable giving (for those here who can afford...
The last time we changed the default assumptions in our Actuarial Financial Planner (AFP) models was May of last year. Because interest rates on government-issued securities have increased significant...
We have lived part time in an active adult community in So Cal desert and wanted to list some of the pros and cons. We are in our mid 60s and haved lived there part time for 1 1/2 years Pros - Value -...
I tell friends Life is Like A Football Game You get 4 qtrs of 15 years each that you should be able to count on QTR1 (1st 15 yrs) = Just getting starteed seeing what life is all about and what your co...
If you have a mortgage, having ample life insurance coverage is critical for protecting your family and home. But there is more than one way to purchase life insurance that protects what is likely you...
Most of us enjoy hearing inspirational stories. It’s even more rewarding when you get to play a small role. Today’s article is a combination of both. This one is special. A real-life case ...
I was recently reminded that I am truly living the life I used to envy. A lifestyle I longed for way back when I was a struggling rat racer. There was also a reminder that what is considered a desired...
Single mothers receive three-fourths of the tax refunds the IRS pays out every year through the Earned Income Tax Credit (EITC) for low-income workers. The EITC’s big plus is that it’s ful...
Asset allocation and rebalancing are important concepts for your retirement portfolio. Here are some best practices....
SPY and SPX are two symbols linked to the S&P 500 Index. SPY is “the original” S&P 500 Index, offered ... Read more...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for How to Secure the Right Path to Your Reti...
Retirement is often seen as a well-deserved break from the daily grind, a time to relax, travel, and enjoy the fruits of your labor. However, for many retirees, financial concerns can cast a shadow ov...