Curated articles and podcasts from trusted financial experts and real retirees.
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Older Americans, low-income workers, and people with disabilities are over-represented in remote areas of the country. But rural enrollment in federal and state programs tends to be low, creating a sh...
Thebrief’skey findings are: Tax preferences for saving in retirement plans are expensive – about $185 billion in 2020, according to Treasury estimates. Strikingly, they also seem a bad dea...
Introduction The U.S. Treasury estimates that the tax preference for employer-sponsored retirement plans and IRAs reduced federal income taxes by about $185-$189 billion in 2020, equal to about 0.9 pe...
We’ve all heard it before. One of the tricks to having a happy retirement comes down to feeling purposeful. Great! However, feeling a sense of purpose requires understanding what that even means...
For those who wonder, “How much should I contribute to my 401(k)?” you’ve come to the right place. As much as we’d like to be able to tell you an exact amount to contribute, we...
Travel perks, exclusive Mastercard benefits, and a 24k gold-plated card. Sounds like the epitome of luxury, especially wrapped in its ... Read more...
Maximizing your Social Security benefits is impertive. We share 6 tips to get the most money from Social Security in retirement....
Seniors saw a boost in Social Security benefits in 2023. But there's a downside—the increase may result in a higher tax bill this tax season for some taxpayers....
In today's episode, Devin reveals a significant transformation in his professional approach — the transition to a flat fee structure. After a period of subtle hints, the change is now official a...
James addresses a common concern for a couple approaching retirement through a listener’s question. Listener Rob plans to collect Social Security early at 62, raising questions about his wife&rs...
It’s crazy to think that we’re already 4 months into our 9-month RV adventure around the country. We completed our first loop (of 3 planned) and went from Ohio to Texas and back. We’...
It’s a voice message extravaganza as Joe and Big Al talk about tax gain harvesting on Dante in New York’s daughter’s custodial account, and the tax impacts of Leon in Chicago investi...
I'm trying to figure out how much of my 401k I'd need to withdraw per year after I retire to have an amount of 'take home pay' equivalent to my current situation. These are the factors that can think ...
With about 2 year left on a 20 year policy, we know the rates will go up - quite a bit being 68 in 2024. What alternatives do we have? Take out smaller policies of a smaller denomination? Can I sell o...
Episode 441: Small Cap stocks are the canary-in-the-coalmine early warning system of the stock market and right now they’re underperforming. As an alternative to the IWM consider SPSM which scre...
My husband and I have been in 12 Step Recovery programs, Alcoholics Anonymous and Al Anon, for over 40 years, since we were both in our 30s. As young adults, alcohol abuse was already having a bad eff...
At the end of 2023, feeling burnt out and in need of a peaceful environment to work on my book, I opted for a wellness retreat lasting just one day. Instead of spending $2,000 a night at a wellness ce...
Photo credit: jb If you or someone you know has inherited an IRA from a spouse, there are several options available for handling the account. You could transfer the IRA to an inherited IRA, properly t...
Dosh is a free cashback app that allows you to earn real money on shopping, dining, and booking hotels. While the app allows you to earn without scanning receipts or activating offers, there are maint...
Ia Orana! (yo-rah-nah) That’s Hello in Polynesian. French is the official language in French Polynesia, but everybody likes to say Ia Orana. Mrs. RB40 enjoyed listening to all the people around ...
I put in my notice on January 2 and tomorrow is my last day. Here's the thing... I am inexplicably anxious. I expected the actual "I'm quitting" conversation with my manager to be uncomfortable, but t...
I am thinking of opening a high yield savings account at an online bank. The yields are so much better than what I can get locally. Then I start looking at the online customer reviews and get worried....
As part of our efforts to bring you actionable strategies to help you reach your ideal retirement, we’re tackling a complex question today. The backdoor Roth strategy can be a way to increase yo...
Today, I am 59 1/2. And six months ago... I. Was. Dead. (well, dead adjacent) see: 6 months and everything just changed After my birthday heart attack, it was pretty clear to me that it would be a cha...
Discover the year’s best films, shows and talents — and use this list to make your Oscar predictions!...
Let's ditch the one-size-fits-all debt drama from financial pros and gurus in favor of more personalized personal finance guidance....
Pooled employer plan debuts this week in partnership with Ameritas, AmericanTCS and…...
SageView acquires Palmer Retirement Consulting, financial advisors launch a new RIA co-op,…...
The insurance organization partnered with several hip hop stars to bring attention to…...
We've got no kids and I'm not particularly close to my niece and nephew, having spent all of about 20 hours with the since they were born. My partner and I do need to make a will because it's irrespon...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
When considering the over 240 million adults in the U.S., that figure exceeds to $388…...
High-net-worth clients are increasingly showing interest in investment service offerings,…...
There are now nearly 100,000 CFP Professionals, with most ever exam-takers in a single year…...
YOU HAVE WORKED HARD, SAVED, INVESTED — all with the goal of having enough to live the retirement life you ... Read more...
I am retiring in six months and am trying to figure out what to do with my ira and 401 I have with Fidelity. I do not have children and my goal is to have as much cash flow as possible versus keeping ...
Our FreeCash App Review: 4.5 Stars We review apps like FreeCash all day long, and we aren’t afraid to let you know when an app simply isn’t worth downloading. Based on our research, FreeCa...
Small Cap Exchange-Traded Funds (ETFs) have become increasingly popular instruments for those seeking to navigate the volatility of small-cap markets. ... Read more...
Me and my spouse really like the idea of The Villages in Florida where you get to own your own home and there’s a bunch of things to do all the time (soccer, pickleball, swimming, knitting) and ...
Our financial planner recommended living off of our cash and taxable investments before starting to draw down our IRAs, giving them more time to grow tax-free. My wife and I retired end of 2022, but t...
Dividing your money this way can help ensure you don’t run out during the many years you spend happily retired....
In this episode, I interview Ben Miller, the CEO of Fundrise, discussing his revised perspective on the real estate market for 2024 and beyond. The year 2023 posed challenges for institutional real es...
For some, the Amex Platinum is a shiny status symbol, and for others, it’s the ultimate travel companion. But ... Read more...
Sorry for the length. I'm looking for reactions to our approach to downsizing and staying out of managed care. We've watched a number of people our age dealing with parents who are forced to move out ...
Learn how to increase your Social Security benefit in retirement....
Hi! Illinois, USA. Under snow and a winter storm warning . The schools and even the bank (very unusual) are closed. submitted by /u/Mid_AM[visit reddit] [comments]...
I would like your opinion. I don’t plan on collecting SS until my full retirement age which is a few years from now. After that, God willing, I plan on working until I’m 70. My wife is at ...
In this episode we continue exploring our list of topics that can create financial tension between couples and strategies to help resolve conflicts and tension. Glenn is available for in person and Zo...
I’m a DIY financial planner and investor. Hiring a financial advisor never made sense since I studied finance and enjoy money management as a hobby. I almost became an investment advisor a few t...
The Amex Business Platinum reigns supreme in the world of premium travel perks, impressive rewards, and versatile redemption choices. ... Read more...