Curated articles and podcasts from trusted financial experts and real retirees.
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As a Certified Financial Planner, I’ve worked with many investors over the years. Over countless conversations and meetings, I’ve seen ... Read more...
Working as an independent contractor offers significant freedom, but if it’s your first year doing so, it can come with some serious headaches if you haven’t paid attention to your taxes. ...
High income earners may face limitations when contributing to a Roth IRA due to income restrictions. However, there are several strategies they can employ to maximize the benefits of a Roth IRA or fin...
Ibotta is a free cashback app, allowing you to earn real money by scanning receipts and making online purchases. In comparison to other cashback apps we’ve reviewed, Ibotta ranks highly and is c...
The pandemic had a silver lining. We all learned the importance of social interaction to our mental health and well-being. That’s why recent efforts by high school students to connect with senio...
By Dr. Joy Eberhardt De Master, WCI Columnist In the summer of 2022, I visited a friend in Canada. The move from the US had treated their family well, and it made me pause: should I do the same? A yea...
Happy New Year everyone! Wow, another year is gone. Did you have a good year in 2023? It was a mix of good and bad for me. The low point was when my mom passed away. It made me think about mortality a...
Many companies offer the option to contribute to a 401(k), and the company will match a portion of those contributions. However, many investors leave this “free money” on the table by not ...
The past year was a good one for most investors. All of the holdings in my retirement portfolio were up, many of them by double digits. Stock funds were the stars, but my bond funds did decently, gold...
Do you journal/ have a diary? Part of getting rid of years of stuff, I stumbled upon some of my older personal journals the other day. That writing, from the college years, was never about preserving ...
We’re revisiting your favorite Your Money, Your Wealth topics and Derails of 2023 in this Roth and retirement investing mega-episode. Safe investing when you’re risk averse, mutual funds v...
As one listener prepares for an early retirement, James discusses the situation, covering how to build a bond ladder based on non-retirement funds. James provides a different way of looking at the sto...
With the Federal Reserve likely to cut interest rates, here's how retirees may approach their investment portfolios....
Image via Wikipedia If violent weather has caused damage to your property, you may be able deduct a part of the cost of the damage from your taxes, if the event was a federally-declared disaster. You ...
How much does it cost to raise a child? According to the USDA, it costs on average $310,000 USD (adjusted for inflation) to raise a child from birth to the age of 17. That’s $18,235 per year or ...
[Editor's Note: The White Coat Investor wants to understand who our readers are and what they want. That’s why we created this survey—so we can make sure we continue to serve you as best w...
[Editor's Note: We’re exactly 30 days away from the best conference of the year, a gathering that could truly change your life! And since the Physician Wellness and Financial Literacy Conference...
[Editor's Note: In 2023-24, our goal is to give a free copy of The White Coat Investor's Guide for Students to every first-year student who’s in the medical field. But we can’t do it alone...
Today, we are answering your questions from both emails and the speak pipe. We answer questions about saving for intermediate-term goals, institutional malpractice policies, how to safely invest in re...
By Dr. Tyler Scott, WCI Columnist As the daylight fades ever earlier and the hushed softness of newly driven snow quiets the world around me, I, in only the second winter of my newly blossomed financi...
By Dr. Jim Dahle, WCI Founder Location independence is something that gets discussed a lot in the online entrepreneur space but not very often among doctors and other high-income professionals. That, ...
The Capital One® Venture X® Credit Card hits the sweet spot—it’s a top-tier travel card without the premium price ... Read more...
There’s more to retirement planning than saving and investing. Don’t let these potential obstacles threaten your financial security....
On Jan 2, 2024, Claudine Gay resigned as the president of Harvard University amid public outcry over her failure to support the safety of Jews on campus before Congress and allegations of approximatel...
Taxing the richest's unearned income—why should it matter to you? This episode peels back the complexities of the proposed legislation targeting billionaires' unrealized capital gains to examine...
I am 65, semi-retired. I hired my first financial planner about 10 years ago, and when I asked how they were doing compared to their performance benchmark, the literally could not answer the question....
An Airbus 380 is on its way across the Atlantic. It just left the East Coast airspace. The Airbus flies consistently at 800 km/h at 30,000 feet, when suddenly two F35s appear. The pilots of the fighte...
You may have heard about the early retirement movement making waves with stories of dedicated savers who have been able to escape the traditional workforce much earlier than 65. You may have even......
My wife and I both work, I get medical coverage through my wife since she works for the government. This year in May I turn 65 but will still be working (as well as my wife). I am told that I can get ...
One of the biggest problems we have with managing priorities is that we have too many of them!...
Most part-time workers in America are women — leaving them with less access to retirement plans and less money to sock away....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Out of all the cashback apps we’ve reviewed, Fetch ranks among the best with its user-friendly app flow, solid cashback rates, and various ways to earn. With this in mind, it’s certainly w...
Doctors face many personal finance challenges, from hefty student loan debt to temptations to overspend. Experts share how to win them as clients....
Happy New Year! As part of my book research, I listened to a TEDx Talk by Wendy De La Rosa, ... Read more...
Four retirees with limited incomes open up about how they make it work...
At the beginning of each calendar year, we encourage our retired (or near-retired) readers to perform an actuarial valuation of their household assets and spending liabilities to see whether changes s...
Now that I am retired in the USA, I am in much lower tax brackets (a sweet treat) and qualified dividends in particular will be taxed at 0% up to $80k for us, which makes them very attractive. No tax ...
I’m looking to relocate to a walkable town / small city in the US with cool summer and snowy winter climate. I would prefer to live in a 55+ building or community. I rather rent than own but but...
Everyone aspires to be a self-made millionaire, but surprisingly, there are fewer self-made millionaires than commonly thought. Before finding out the answer, what percentage of millionaires do you th...
Advertiser Disclosure: Physician On FIRE has partnered with CardRatings for our coverage of credit card products. Physician On FIRE and ... Read more...
I lived in Costa Rica for 20 years (thinking I would live there forever) but returned to the US when my health declined and it was impossible for me to continue to live alone. I began receiving Social...
Dating apps have good folks on them, but scammers work them too. Look for the common red flags outlined her and warn your elders....
Hello, sorry to anyone that is experiencing issues with incorrect nsfw, politics, or swearing removals by our bot. I am not sure what is going on but our automated filters are filtering when they shou...
62 years old and single. . Won’t go into all of have saved but I have been smart, but am in a tiz about a beach condo. I bought in 2015 with the thought that once I retire I can spend half my ti...
Social Security is getting a 3.2% boost this month — but retirees' expenses have risen by more than triple that rate since last year....
Read real-world examples of people who “retired” early by applying creative strategies....
Older high-income households with a 401(k) gained; everybody else lost. The Federal Reserve’s 2022 Survey of Consumer Finances (SCF) summarizes changes in family finances between 2019 and 2022 &...
In response to Darrow’s recent post on inheriting an annuity, I received the following comment, which I edited for clarity: I have a variable annuity via Fidelity. It is the result of a 1035 con...
There are a few things you need to know before you retire. If you’re not retired, it’s impossible to know what it’s REALLY like to be retired. Without knowing, it’s difficult t...