Curated articles and podcasts from trusted financial experts and real retirees.
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Happy 2024 from the team at Keen Wealth Advisors! The Dow sent us into the New Year on a high note -- literally -- by hitting a new all-time high in December on the back of some very positive economic...
As CDs mature and rates drop, where would you move this money? My current portfolio is 50% Equities, 40% CD and 10% Bonds. I'm drawing SS and plan to retire this year. I'm 68 years old, sold my house ...
SECURE 2.0 auto-enrollment tax credit provides “substantial incentive” for self-employed…...
Familiar expat favorite reclaims top spot in International Living’s new rankings of places…...
Crossmark Global Investments CIO sees Republicans winning White House, a rough year for…...
Morningstar Head of Channel Strategy Nathan Voris will serve as representative in the Council...
The study from Allianz Life finds that investor sentiment is low due to market uncertainty…...
Happy New Year! I hope you had a great holiday. We just got back from vacation and reality is tough. RB40Jr doesn’t want to go to school. Mrs. RB40 doesn’t want to go to work. Even I don&r...
55 Y.O looking to retire at 60 $600,000.00 in 401k $300,000.00 in other savings and investments $27600.00 per year in ss at 63 ($2300.00 month) No mortgage, car payments or credit card debt I've heard...
Nearing earlish retirement and will need to use ACA for a few years. We'd like to balance out using our cash reserves, taxable brokerage, and tax deferred assets hopefully leaving the Roth assets to g...
Politics aside please… So we always hear about social security headed for insolvency and one solution being tossed around is reducing benefits by 20-30%. Has anyone here factored that possibili...
My wife and I manage the finances for her mother/father. They are 92 and in declining health. We're spending about $13,500 / month (minus $5K LTC insurance) on assisted living and memory care. Money, ...
Episode 440: Happy New Year !!! Here’s some thoughts on closing out 2023 and ringing in 2024. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ &mda...
After a good Christmas for retailers, the January regrets about overspending are inevitable. What’s driving that regret was dramatized in a recent experiment to see if consumers could get contro...
I will turn age 70 on June 1 and plan to start taking Social Security then in order to get the highest amount. So I have a timing question: Do I have to have first turned age 70 to do this? For exampl...
Hello r/retirement community! In support of our subreddit being a resource for retirement, today is the third edition of Wiki Wednesday. These posts highlight an item(s) in our wiki. It is located on ...
The growth in workers ages 65 and older could be linked to a rise in population, higher…...
Lincoln Financial Group issues report on helping participants realize their financial goals for 2024...
2023 TSP performances largely outpaced those of 2022, with the highest return finishing at 26.25%...
Among the statistics found by Clever include over half of Americans who are not currently…...
Note: The winner of the book giveaway from last week will be announced at the end of this post Happy New Year! Hope you are all warm and comfy in your homes and celebrating with your families and frie...
I've always liked the idea of living in the penthouse. The view. The luxury. The lack of noisy upstairs neighbors. There's something exciting about it. And, as someone who has lived in eight different...
A new IRS ruling, CCA 202352018, holds that if you modify a trust to add a tax reimbursement clause the beneficiaries will be deemed to have made a gift....
In 2024, I am transitioning from a spender to a saver mindset. I am returning to frugal habits reminiscent of my lifestyle in the first thirteen years after college. This change is prompted by the nee...
Learn all about Medicare plans and costs for different parts of the plan with Money's expert guide....
SECURE 2.0 spells out changes to RMDs, automatic 401(k) enrollment, 529 rollovers and more....
A new online marketplace - the Certified Mortgage Network - promises to benefit borrowers by creating close to perfect competition...
The first big responsibility I faced straight out of college was (no brownie points for guessing) paying rent. The ... Read more...
I have a slightly oddball question that doesn't seem to fit anywhere. The text of the letter I just received from SSA says this about working while collecting: "When you reach your full retirement age...
Can it be used for Medigap costs? Can it be used for Medicare advantage costs? My wife and I become eligible later this year. She has the HSA. I don't but I have money my company set aside to use with...
Recently discussed consolidating my 401(K) into my IRA with my Schwab broker and was told the funds I hold are proprietary to my former employer and cannot be moved. Suggestion was to speak to 401(K) ...
This year I turn 66.5 in June. I will retire this year, and it just depends on which way I want to do it. The company I work for would like me to keep working there so this all makes for a nice exit f...
It's no secret that when there's financial tension between couples, it can hurt the relationship. In this two part series, we explore 10 topics that can create financial tension between couples and st...
Many of us start the New Year resolving to do better financially, and based on reports from 2022, it’s easy to see why. A 2023 Bankrate survey found the following: “Americans are more than...
“With the average person changing jobs every 4 years, over $3.1 trillion dollars have been left behind in 401(k)’s at old jobs collecting huge fees.” Think about that, $3.1 trillion ...
Today you’ll meet Mark–half of our newest case study for Retirement Plan Live. Mark and Mary are a year and a half into their new marriage and are trying to figure out how to plan the rest...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Unlock Your Ultimate Potential. S...
For their sakes, Congress should make immigration easier, not harder, for the nurses and personal care aides who help them....
Bilt made waves in 2021 by rolling out a new loyalty program and credit card. Unlike most rewards cards ... Read more...
Elon Musk earned $160,200 in about 4 minutes. In the first few hours of 2024, over 220 U.S. workers will have likely paid their Social Security taxes for the entire year. In contrast, over 160 million...
Want to retire early or quit your job and move overseas? A new report has the most affordable places to live in 2024....
In the blink of an eye, 2023 has come and gone. Whether you had a great year or not, it’s time to decide if you’re going to make 2024 a better one! Our 2023 was something truly different a...
If you manage to save $1 million for retirement and plan to spend your post-work years in the U.S., here's how long that would last in every state....
Want to retire early or quit your job and move overseas? A new report has the most affordable places to live in 2024....
The more the Great Recession recedes in the rearview mirror, the clearer is the damage sustained by the workers born in the final years of the baby boom. These so-called late boomers were between 42- ...
Thebrief’skey findings are: While annuities offer retirees a reliable stream of lifetime income, few people purchase them. To probe people’s perceptions of annuities, a new survey queried ...
International Living unveiled its 2024 Annual Global Retirement Index and named the top 10 places to retire to this year. See who made the list....
The calculation the IRS uses to determine how you pay taxes on retirement income creates this danger zone where taxes can be SIGNIFICANTLY amplified. And if you fall into this danger zone, you could p...
Can Clark Kent’s dad in Hutchinson, Kansas retire at age 50? Will Devin in South Carolina be fat and happy or cutting calories if he retires at 59 and a half? Can Scott Magic in Idaho retire to ...
The stock market roller coaster during 2022 and 2023 is a good reminder for pre-retirees and retirees to “keep calm and carry on.”...