Curated articles and podcasts from trusted financial experts and real retirees.
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Transfer on death accounts are growing in popularity, but be sure to know all the angles before using one....
Discover how to effectively manage car insurance premiums within your household budget, prepare for emergencies, protect your assets, and align your coverage with your financial goals....
We are both on all 401k and ira accounts. Our pensions have 100% survivorship to the other spouse. That's sad, I'm wondering about life insurance. Currently I have life insurancev my employer but that...
I'm retired, I have gotten our finances organized, next step is getting health records organized for both of us. seems every doctor has different questions on past medical conditions, How do I put tog...
When a loved one needs a little (or a lot of) help, take heart. You have options. Here's where to start looking for the support you need....
Some states tax IRA conversions differently than the federal government. Know the details before you decide on a conversion....
By blending empathy, pragmatism, prompt action and effective communication, financial planners can have an outsized impact on clients with dementia and their families....
How are John Galt and John Bogle similar, and how did they manage to change their respective worlds for the better? The post Who Is John Galt? It’s John Bogle! appeared first on The White Coat I...
Here is what experts say are the costliest stumbles people make with their retirement savings accounts — and how to get back on course....
my Social Security accounts created before 2021, are transitioning to the Login.gov platform....
Here are eight things you can do to help protect your family....
In a surprising twist on the classic “Vanguard vs. Fidelity” debate, seasoned financial advisor Steve Abramowitz shares his unexpected findings ... Read more...
Imagine a financial strategy that can lower your monthly mortgage payments, save you thousands in interest, and bring you closer to the dream of early retirement. Mortgage recasting is a powerful tool...
Discover comprehensive insights into Mercury Insurance, including customer satisfaction ratings, coverage options, pricing, and discounts. Learn how Mercury stands out in affordability and service for...
I (50f) am working on my final phases of retirement planning as a single person. Even if I were to find a partner, I would not get married again and plan on financially supporting only myself in the f...
I (64F) am retired. My husband (65M) has a term life insurance policy that we may want to sell as the premiums are escalating to the point of becoming unaffordable. We have met with 3 different planne...
My wife and I are in our mid-60's and retired. We (supposedly ;-) have enough money to last us through our lifespans, We do not have any children or close younger relatives and we both have parents wh...
We may not think that gum disease and tooth loss can be risks for dementia. Solid research shows that they are. Attend to aging parents' oral health....
According to the book Die with Zero, we should all run out of money just as we run out of life. Here’s a summary of that book and a few others that explore this theme and variations on it. The p...
I’m sharing our Colorado relocation story. Despite a few mistakes, we're finding balance in living well now and planning for the future....
We know what we are dealing with, and can take steps to address it. The key metric used to summarize Social Security’s financial status is the 75-year deficit. This number is the present discoun...
For several years before the pandemic, everyone became complacent about an inflation rate hovering reliably around 2 percent. We were jolted from our torpor by the COVID spike in inflation to nearly 9...
Discover the key aspects of Mapfre Insurance, including customer feedback, coverage options, pricing, and discounts. Get insights into customer satisfaction, claims handling, and additional services o...
After publishing my post, “When To Stop Contributing To A 529 Plan,” I felt a sense of emptiness. For years, I had been trying to find a logical way to decide when to stop saving for my ch...
The concept of risk-adjusted returns is important to understand. While calculating returns is relatively standard, risk is harder to measure. The post How to Risk-Adjust Returns appeared first on The ...
Doctors and other high income professionals are often completely naive about the basics of negotiation. Here are a dozen tips that can help. The post 12 Negotiation Techniques You Need to Know appeare...
As the Paris Olympic games are set to begin, let's take a look at past elite-level athletes who went on to become doctors. The post Olympians Who Became Doctors appeared first on The White Coat Invest...
The Social Security Administration recently issued two alerts, one describing an important change and the other warning about a new scam....
Failing to fix Social Security's looming financial shortfall would throw 3.8 million seniors into poverty by 2045. Median promised benefits would decline by $5,900....
Discover the key factors to consider before deciding to retire overseas, including affordability, taxes, medical insurance, and residence requirements....
For Americans retiring abroad, discover top retirement destinations around the world offering affordability, healthcare, quality of life, and beautiful surroundings....
Learn how credit scores impact loan approval, interest rates, and borrowing options for both personal and business loans. Discover strategies to improve your credit score and enhance financial stabili...
Discover how social media is revolutionizing business communication, increasing competition, and enhancing customer loyalty. Learn key strategies to leverage social media trends and market research fo...
Retirement tax planning should begin well before retirement. Listener Jodie, with over $2 million in assets in various types of accounts, is concerned about the high tax bracket she anticipates she be...
If you’re one of the people who feel like retirement might never be an option, consider opting for a less conventional route: a mini retirement....
Answering listener questions about quarterly estimated payments and the safe harbor rule, tax-loss harvesting and not letting the tax tail wag the investment dog, and what to do when you do not couple...
Have you ever thought: I’m buying this because I deserve it? Here's why that could be a dangerous mindset—and what I'm doing about it. The post Financial Flexibility – Don’t Sp...
There is one thing that many unsophisticated investors are still getting wrong about diversification. It's called false diversification. The post Beware of False Diversification appeared first on The ...
Exploring the rules & options for how to handle the Social Security survivor benefit in the event of remarriage....
Good job on all that great saving. Now you need to start spending some of that hard-earned retirement savings on the things you love....
Deciding who you want to inherit your wealth, as well as when and how, is a crucial first step in estate planning. Here are the four beneficiaries to keep in mind....
To succeed at retirement, you need to address five emotional tasks to replace and mitigate the losses from working....
Supreme Court Loper case affects your estate plan. You might file a claim for refund or amended return. IRS Regulations not mandated by Congress may be challenged....
With retirement, each generation has different priorities and challenges. For Baby Boomers, it's a matter of ready or not, here it comes....
There are four main reasons why someone should decide to hire a financial advisor. Hopefully this framework will help families in their decision-making process....
After 12 years of FIRE (financial independence retire early), I went back to work. Unfortunately, I only lasted four months. Here's my story of what went wrong. I purposefully waited months to release...
There is a misconception in society that all doctors come from wealth. And while I can understand where that comes ... Read more...
5 Retirement Red Flag Warnings For Retired Couples...
The final regulations retain the controversial IRS interpretation of the 10-year rule for inherited IRAs....
My wife and I are retiring next year, with plans to move to her hometown in Alberta, Canada, which is freezing cold for at least four months a year. So the tentative plan is to spend two or three of t...