Curated articles and podcasts from trusted financial experts and real retirees.
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I started journaling about the time I retired 8 months ago. (I use the iPhone app Journal.) it was just to make note of unusual things seen or experienced or things accomplished or other satisfying mo...
This financial professional was motivated to get her estate plan in order after the untimely death of a loved one. She shares six simple steps to do that for yourself....
Want to ditch the office and explore the world? Retire early for adventure by volunteering abroad....
A couple enjoys the feeling of stability after learning about the fundamentals of annuities. Annuities are a powerful tool in retirement planning, offering a range of income options, riders, and guara...
A couple compares the differences between a Traditional IRA and a Roth IRA. Selecting the right Individual Retirement Account (IRA) is a crucial step for your financial future. With various options av...
A couple happily learning about the differences between a 401(k) and an IRA at the dinner table. As you journey towards retirement, understanding the fundamentals of retirement savings vehicles like 4...
Heart Attacks Can Happen without Warning! Heart disease remains the leading cause of death worldwide, affecting millions of individuals each year. In fact, if you are over the age of 60, there is grea...
Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings....
How much money have you saved in your IRA or 401K? Making contributions to one of these tax-deferred retirement accounts is easy. But withdrawing this money in retirement … gets complicated. Th...
I'm about to give my notice, and planning to retire in about 2.5 months. I've seen some advice online about taking out a HELOC prior to retirement just to have an available line of credit. We should b...
The Creative Growth art center was founded 50 years ago in Oakland, Calif., to provide the space and materials artists with disabilities need for their work. This wonderful PBS NewsHour video tells th...
In a poignant reflection, Ken Cutler of HumbleDollar paints a vivid picture of his parents’ financial journey – a story ... Read more...
It's fascinating how two people can interpret a single image so differently. The same holds true for how homeowners and renters perceive the current economy. According to all the data, it's clear that...
With the recent market jumps, the number of investors with $1 million in their 401k has also seen a boom. Here's how you can save and enjoy the next market push....
For many golfers, owning a home on or near a course is the ultimate retirement dream. Here's my pick of destinations for those looking overseas for a golfing haven…...
With QCDs, retirees can save on taxes by making donations from their IRAs directly to charity. Here's what you need to know about qualified charitable distributions....
I moved in with my parents when I was 27. The football wallpaper in my bedroom was gone, and the bed was bigger. But it was still the room I slept in for the first 18 years of my life. While most of m...
Home ownership is the goal of many retirees, but with the current landscape of interest rates, home prices and longevity predictions, the choice between renting or buying a home in retirement requires...
Last month, J.P. Morgan released its first ever Global Family Office Report summarizing how some of the wealthiest households on Earth manage their money. One of their most notable findings was that t...
Many people take the wrong approach to their bucket list. Some perspective on this popular retirement concept....
I am a male 61, wife is 53. Our marriage has consisted of traditional rolls, and very successful. She has been working for school system for 15 years as a teachers aide. I will retire before my wife. ...
I fell into the assumption that my daughter would be taking care of all the payments. Well now I'm retired and on SS and a small supplemental income and daughter hasn't made payments in quite awhile. ...
I've now paid cash for a home twice: once for a fixer in 2019 and again for a fully remodeled home in 2023. In this post, I'd like to share some of the psychology of paying cash for a home. I know som...
Certain mindsets are beneficial as you work toward creating wealth that allows the lifestyle you envision....
Keeping your family’s wealth going — and growing — across future generations takes planning, and an intrafamily loan can be one tool in your toolbox....
As an objective third party, your financial advisor could offer insight into financial issues to lessen conflict, but they’re not a mediator....
Organizing your finances can seem overwhelming, but it is entirely doable if you take the appropriate actions. Discover how to manage your finances with focused techniques for creating budgets, paying...
In a previous column, I wrote about the necessity of winding up registered retirement savings plans (RRSPs) by the end of the year you turn 71. It’s a topic that becomes increasingly compelling ...
By Dr. Francis Bayes, WCI Columnist On the WCI Forum or subreddit, I have wondered why people ask questions on topics that have been addressed in WCI blog posts or previous threads: “Please help...
Have you heard of IRMAA? IRMAA can be an unwelcome surprise if you aren’t expecting her. On this episode of Retirement Answer Man, you’ll hear what to expect from IRMAA and your Medicare c...
Everybody’s retirement is different, so the answers to these questions can help you determine the appropriate asset allocation for you....
Customer Relationship Management (CRM) systems have become indispensable tools for businesses aiming to enhance their customer relations, streamline processes, and boost productivity. However, the suc...
Love my teaching colleagues beyond measure, but it is time. Just turned 63, hubby retired 3 years ago and financially we are set. We are closing on a new house at the end of June in a brand new locati...
Interested to know how you track spending v your budget. We are semi-retired w a variable income that we do not figure into our income so taking withdrawals down savings and not tapping SS until 70 pe...
Today, we answer several of your mortgage questions, including if you should put all the money you can toward your down payment or use some of it to pay off student loans and what kind of mortgage you...
Medicare involves layer upon layer of rules, policies and procedures, leading to confusion. This article cuts through some of the confusion....
A look at how to assess and sell collectibles that you keep, including jewelry, coins, sports memorabilia and more....
Concerned about RMDs? Worried about outliving your retirement savings? A qualified longevity annuity contract defers some RMDs and guarantees lifetime income....
Ensuring that younger generations don’t waste the wealth you’ve worked so hard to build starts with careful estate and tax planning....
If you’re a healthcare professional looking to share your experience and knowledge with the world, build your professional and social ... Read more...
Did you have a good Memorial Day Weekend? I heard on the radio that it was one of the busiest travel days ever. Boy, am I glad we stayed home. I hate traveling when the airports are so busy. Anyway, i...
It’s important to your retirement savings and to your future retirement lifestyle to understand what you’re invested in. If you have a 401(k), this begins with asking questions – the...
The 2022 retirement law aims to help workers pay off their student debts and save for retirement. Can it do both? It's complicated....
Are older workers more confident in their finances or more realistic about their prospects? The New York Fed’s research department just reported a major shift in retirement expectations. Workers...
What the heck is a representative payee? Social Security approves a family member or, less frequently, an organization to receive benefits on behalf of an individual who is old and infirm or has a dis...
IMHO marriages should view finances from an "our" perspective, not a this is "mine" and that is "yours" perspective. Especially before and during retirement. Marriage should be a union of equals, with...
I get requests to blurb/promote books often, but now that I have an energetic 8-month-old who just started crawling (I’m both in awe and horrified), I don’t have much time to read books. W...
When estate planning, we often think about our spouse or children — but what about our furry family members? Here’s ... Read more...
A prenuptial agreement helps protect your assets in a divorce. Here's what to know...
Like dinosaurs, pension plans are fascinating, large, and strong. But unlike dinosaurs, pensions are not extinct. In fact, pension plans are alive and well today....