Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 10249

Best expat info?

Feb 15 2023

Looking for honest uncensored discussions of life abroad for retirees. Youtube seems to be all marketing - pros & cons where cons are kind of lame (restaurants are busy and you have to wait in lin...

reddit.com

Hanging tough redux

Feb 15 2023

Seeing Doodle’s post on hanging tough for 18 months brought my own situation to mind. Well, a few differences. The stressful person is my direct report and not bigoted but chronically angry and ...

reddit.com

Managing a Concentrated Stock Position: Too Much of a Good Thing

Feb 14 2023

It can be a great problem to have, except for the tax implications. Here are some common ways to keep tax liability in check....

kiplinger.com

Retirement Planning That Lets You Enjoy Your Second Childhood

Feb 14 2023

Given inflation, rising interest rates and a possible recession, how can near-retirees feel confident that their planning will ensure a fun and secure retirement?...

kiplinger.com

Comparing Real Estate Funds: DLP Housing Fund & Origin Investments IncomePlus Fund

Feb 14 2023

Recently, we compared two similar private real estate funds from Trion and 37th Parallel. We’ll continue in that tradition today ... Read more...

physicianonfire.com

Four Years and Counting

Feb 14 2023

In a little over four years, I will be 78, a fact that is sometimes hard to grasp. Betty and I agree that is when it would be wise for us to move to a continuing-care retirement community. My wife wil...

satisfyingretirement.blogspot.com

Freezing Your Child’s Credit: Why It’s Critical and How To Do It

Feb 14 2023

If you haven’t frozen your credit yet, I’ll be harping on why you need to do that shortly. However, this article is about freezing your child’s credit and why it’s just as impo...

routetoretire.com

Family Maximum Benefit (Disability)

Feb 14 2023

Photo credit: jb In a previous article we talked about the Social Security Family Maximum Benefit for a retired worker – and we mentioned that there was a separate calculation for the Social Sec...

financialducksinarow.com

Develop Your Skills and Talents

Feb 14 2023

By Shawn Jenkins and Jonathan Mendonsa Shawn Have you ever considered your career to be like a brokerage account for financial freedom? You want to make the most of what’s in your account—...

jlcollinsnh.com

Should Social Security’s Funding Challenges Cause You To Claim Benefits Early?

Feb 14 2023

Your optimism or pessimism about our politicians’ courage to shore up Social Security benefits could influence your claiming strategy, depending on your situation....

forbes.com

Is 200k a Year Good? [What the Data Says]

Feb 14 2023

Is 200k a year good in the United States? What about in a place like New York City? What is a "good" income anyways? A few weeks ago I wrote a post called, "How Much Income Do You Need to Be Rich?" wh...

ofdollarsanddata.com

The Best RRSP Investment Options for Any Investing Strategy

Feb 14 2023

With the 2022 RRSP contribution deadline right around the corner, it’s the perfect time to revisit your retirement savings strategy. Is the money in your RRSP aligned with your retirement goals?...

retirehappy.ca

Early Retirement Resources 2/13/2023

Feb 14 2023

This month’s resources start with a return to my roots in healthcare. I share resources from a few physicians and therapists to improve your quality of life in retirement. I also share a resourc...

caniretireyet.com

What to do with my 401k accounts

Feb 14 2023

I’m tired of having 3 different 401k accounts so I want to consolidate and I’m looking for some advice/opinions on my options. Option 1 - roll 2 over into my current employers 401k Option ...

reddit.com

If you’ve moved into a Continuing Care Retirement Community with a steep buy-in, how did you handle the financing?

Feb 14 2023

Most of the better continuing care retirement communities in my area have an up-front, six digit, mostly refundable buy-in. It’s often close to the value of housing in the area for the upper mid...

reddit.com

What do do with home sale profit?

Feb 14 2023

Soliciting ideas/strategies for what I should do with ~$500K profit from home sale. I’m about to retire and I don’t plan to buy a new home for at least two years; we’re going to trav...

reddit.com

Hypothetically, how much do I need to save in order to retire at 40?

Feb 14 2023

Hello! I'm 18 and would like to know how much money I would need to save in order to retire by 40 with approx—55 years in retirement. Let's say yearly spending in retirement would be $100,000. (...

reddit.com

Mental Health Care is Crucial Disability Need

Feb 14 2023

During the pandemic, calls to mental health hotlines soared. People in emotional distress learned that psychologists were booked months in advance or were completely unavailable. While COVID dramatize...

squaredawayblog.bc.edu

looking for retirement calculator that handles real estate investments well

Feb 14 2023

I’m looking for a free retirement calculator that does a good job with real estate investments. They are different than regular investments when it comes to retirement, because they have an expe...

reddit.com

How to navigate living situation as a single woman?

Feb 14 2023

I’m not sure if I should move or not in the next few years. Retiring in appx 2 years. My home is paid for with no HOA but it needs upkeep and has a large yard. I love my house and area but wonde...

reddit.com

( USA - CA) Retired public school teacher over 60 on retirement benefits. - What kind of rules are placed on retirees and what entities ate they allowed to work and still recieved benefits.

Feb 14 2023

In particular, wish to ask if contract work for a public school or university would be allowed submitted by /u/mtmag_dev52[visit reddit] [comments]...

reddit.com

Drove down to San Francisco last weekend to visit my son. Did you retire close to your kids?

Feb 14 2023

Just got back from a weekend visit with my son in San Francisco. I'm not fond of that city but he loves it. My kids live out of town. I retired 35 miles away from the closest one. I can get to his pla...

reddit.com

What to Do About a Wealth Tax

Feb 13 2023

By Dr. James M. Dahle, WCI Founder I've written elsewhere about all of the possible ways to deal with wealth inequality and its problems. I put a wealth tax pretty far down that list. Nevertheless, it...

whitecoatinvestor.com

12 College Financial Planning Tips for Parents

Feb 13 2023

Paying for college is expensive, which is why college financial planning should really begin as soon as each child is born. But, let’s be honest. Sometimes life gets in the way, and, before you ...

401kmaneuver.com

Is a 35% Difference in Retirement Income Fair and Equitable?

Feb 13 2023

When mediating a divorce settlement, a 50-50 split of assets isn’t always equitable when Social Security benefits are taken into account....

kiplinger.com

The Surprising Reality of Why Most People Miss Out on Financial Freedom

Feb 13 2023

For a lot of people, the idea of Financial Freedom and F.I.R.E. are the same. Financial Independence, Retire Early (F.I.R.E.) is a movement that has gained popularity in recent years, attracting indiv...

financiallyalert.com

Social Security Payments Just Increased, and Scammers Are Already Targeting Retirees

Feb 13 2023

Wealthy folks are set to benefit most....

money.com

Favorites and Recommendations - Leisure Freak

Feb 13 2023

The following is a list of Leisure Freak Tommy’s Favorites and Recommendations for retirement calculator Links and some Affiliate Sites......

leisurefreak.com

Travel Like a Millionaire – on a Retirement Budget!

Feb 13 2023

February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire. Many yearn for far off, exotic destinations – like a glacier in New Zealand,...

topretirements.com

Volunteering on Vacation or in Retirement - Improve Your Life and the Lives of Others

Feb 13 2023

You can help others when you go on vacation! This month we have a delightful guest post from freelance writer Jenn Walker. Have you ever wondered how you could use your vacation time or retirement yea...

baby-boomer-retirement.com

Retirement location.

Feb 13 2023

My wife and I live in north nj, one of the most affluent suburbs in the US. We live in a 120 year old stone house on about .5 acres but surrounded by a park on 2 sides and some woods from an office bu...

reddit.com

Even Millionaires Are Worried They Can't Afford to Retire

Feb 13 2023

Some say it'd take "a miracle" to pull off....

money.com

Retire Immediately

Feb 13 2023

Does anyone have a moron for a boss who does nothing but delegate asinine ideas and sometimes you feel like telling them you are retiring immediately instead of giving a 3 month notice like you had pl...

reddit.com

One 1099-R for Two Rollovers in TurboTax and H&R Block

Feb 13 2023

When you do a direct rollover from the pre-tax account in a workplace retirement plan to a Traditional IRA, you’ll get a 1099-R form after the end of the year that shows the rollover isn’t...

thefinancebuff.com

Plan B - build garage with apt

Feb 13 2023

Hubby 75 still working 9 months a year; I’m 62 are now work part time. Expect him to fully retire in 3-5 years. We are fairly set financially- both have state pensions, 401ks and SS (not me yet....

reddit.com

How Stressful Is It To Start A Side Hustle?

Feb 13 2023

Don’t chase a side hustle with rose-colored spectacles. Be weary of the monster breathing down your neck. It’s always there. Use it to your advantage....

forbes.com

January 2023 Early Retirement Update

Feb 13 2023

Welcome back to the life and times of the Root of Good household. We had another busy month during January. Mrs. Root of Good and I went on a ten night cruise out of Charleston, South Carolina. During...

rootofgood.com

Individuals with an interest in the equity markets; Current investment in the stock market not mandatory; simply stock market knowledge

Feb 13 2023

Seeking those who are educated and knowledgeable in equity markets theory and are willing to take this short pole and if you were able to write ANYTHING to speak to your answer; it would immensely app...

reddit.com

Someone explain this disconnect

Feb 13 2023

Continue to be baffled as to the conflict between US treasury securities being a "safe haven" with AAA rating vs media and others constantly sowing doubt about whether they will be honored. Who's doin...

reddit.com

Drawing from Investments in Retirement

Feb 12 2023

Would appreciate any input as I will be discussing with my financial advisor. I’m about to turn 65 and retired about a year ago. I haven’t touched my investments this far, but will need to...

reddit.com

Why not think of Social Security as the equivalent of bonds/annuities

Feb 12 2023

So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...

reddit.com

eligible for any social security..?

Feb 12 2023

I have worked in the US for approx 10 years and now live in Canada. Do I qualify for US social security benefits? Do these years working in the US count towards Canada OAS or CPP? submitted by /u/reti...

reddit.com

The Retirement Planning Quiz!

Feb 12 2023

Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study…Only 33% of Americans got a passing grade. Put your knowledge to t...

bossretirement.com

Robinhood Roth IRA vs Acorns

Feb 12 2023

I want to clarify that the Robinhood Roth IRA is the better option when compared to the Acorns Roth IRA. From what I understand, Robinhood offers 1% matching and no monthly fee. Acorns does not match,...

reddit.com

Travel Like a Millionaire – on a Retirement Budget!

Feb 12 2023

February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire.  Many yearn for far off, exotic destinations – like a glacier in New Ze...

topretirements.com

Taxing of Roth accounts in the future

Feb 12 2023

If this does not belong here.. Dump it. Not meant to be politically based. What are the chances that the Fed’s start taxing Roth accounts like they do Social Security Payments? How would / could...

reddit.com

How do you factor the cost of assisted living in your retirement budget?

Feb 12 2023

I know, at 20, 30 or 40 we do not think a lot about things like that, but if you already budget for retirement, you might as well factor in some health care costs. Let's assume you have Medicare at 65...

reddit.com

Consolidation of income limits

Feb 12 2023

Seems there are multiple income-based limits to be aware of as one heads into retirement. There are ACA subsidy limits based on income, Medicare Part B premiums based on income, capital gains tax rate...

reddit.com

Mini retirement at 35?

Feb 12 2023

Any thoughts about if someone in an established career takes a year or 2 off at 35? Will they have a hard time getting back into the work force? submitted by /u/doistaywithher[visit reddit] [comments]...

reddit.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.