Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10221
Backdoor Roth for 2022 and 23 Question
Feb 10 2023
Learned that deadline to convert from Traditional to Roth for 2022 tax year was Dec 31, 2022. If one was to contribute now for 2022 as a Traditional IRA, can that all be converted into a Roth IRA when...
reddit.com
What would you do?
Feb 10 2023
I'm 38 and about 2 years away from retiring from a highly stressful job. My pension (for life) will be about 72k a year, and I will have about 1.1 million in savings. If I stay at my job 5 years past ...
reddit.com
What to do with my cash when I actually retire
Feb 10 2023
I’m 58. I retire with a $60k/yr pension for life in August. I have $250k in my IRA. I have $400k in a 457b. I will have roughly $650k in an account that can be either rolled to my IRA or taken a...
reddit.com
Help with retirement plan
Feb 10 2023
Hi guys, I was recently hired by a company and they have a retirement plan. This is my first job with this "benefit " and I don't really know anything about contributions or how the pension plan works...
reddit.com
Pro-bono financial counseling (with real person) in MN?
Feb 10 2023
Are there any reputable, non-salesy organizations that offer free financial counseling appointments? Asking for my partner’s mom in her mid-50s who wants to save more aggressively/intentionally ...
reddit.com
Is an AARP member worth anything?
Feb 10 2023
I’m not happy with the politics of the AARP, but I’ll put that aside for now. Are there real benefits to joining beyond the piddle discounts for hotels? It’s a pretty cheap membershi...
reddit.com
Any experiences with Personal Capital or Fidelity or Schwab for managing your retirement money?
Feb 10 2023
Hi Redditers - would appreciate any experience with these cos. on managing retirement funds. Thanks submitted by /u/Optimist9187[visit reddit] [comments]...
reddit.com
How To Build A Bond Ladder
Feb 09 2023
I always knew the time would come for me to learn how to build a bond ladder. That day has arrived. Today, a step-by-step tutorial on how (and why) to build a bond ladder, based on what I’ve lea...
theretirementmanifesto.com
11 Best Side Hustles For Retirees: Make An Extra $1000 Per Month
Feb 09 2023
Are you looking for high-paying side hustles for retirees? Having a side hustle is an excellent way to boost your income. We all dream of doing things that we love, retiring early, and achieving life ...
reddit.com
HOW TO KEEP UP
Feb 09 2023
One more of my favourites. Enjoy! https://awarmheart.ca/how-to-keep-up-in-a-fast-changing-world/ submitted by /u/DrMM13[visit reddit] [comments]...
reddit.com
Join us in Ecuador for a week exploring money and meaning!
Feb 09 2023
Howdy, friends! This summer, I'm traveling to Ecuador to participate in my fifth chautauqua on financial independence. You should consider joining me. These Ecuador chautauquas — which are unrel...
getrichslowly.org
Upcoming Retirement Savings Provisions In Secure Act 2.0
Feb 09 2023
The Secure Act 2.0 has been signed into law and brings with it several provisions aimed at increasing retirement savings and providing more Americans with a secure stream of retirement income....
forbes.com
My approach to dividend retirement
Feb 09 2023
Hi all! I decided to share my approach to the choice of dividend stocks, maybe someone will be interested I divided my needs into separate industries and choose dividend companies among the leaders of...
reddit.com
Health Insurance Increases Latinx Wealth
Feb 09 2023
About one out of every five Latinx workers in this country lacks health insurance. The uninsured ratio rises to one in four in the states that have chosen not to expand their Medicaid programs to more...
squaredawayblog.bc.edu
Amid Strong Labor Market, State And Local Governments Struggle To Hire
Feb 09 2023
The labor market in general remains remarkably strong with all of the jobs lost during the pandemic long recovered....
forbes.com
Question on over-contributing…
Feb 09 2023
Hello!! Sorry, I’m new to this but I currently have a simple IRA from my employer, and a ROTH IRA that I max out every year. I understand that traditional and Roth IRA contributions are not to e...
reddit.com
HSA Contributions for 1 working/1 retired
Feb 09 2023
My wife and I each have separate HSA accounts. We each also had separate individual health insurance through our employers. My wife retired in 2022. In 2023, she will have no "earned" income. Can she ...
reddit.com
Control Your End Of Life Choices: Choose Your Courageous Advocate Wisely
Feb 09 2023
If you want to get to your own end in peace, make your wishes clear and appoint a good advocate. Choose wisely. The person may need to stand up to doctors to ensure things go as you said you wanted....
forbes.com
Help Save Money And The Planet By Broadening Your Concept Of A Retirement Investment
Feb 09 2023
Returns on creative sustainable investments can compare favorably to returns on conventional retirement investments....
forbes.com
The 4% Rule
Feb 09 2023
I see a number of people working very hard and saving in a 401(k) or IRA (or Roth IRA). Are you aware of the 4% rule? Have you spoken to your advisor about it? Google ‘The Trinity Study’ a...
reddit.com
FI Chautauqua in Ecuador: A week exploring money and meaning!
Feb 09 2023
Howdy, friends! This summer, there will be another chautauqua on financial independence in Ecuador. You should consider attending. These Ecuador chautauquas — which are unrelated to the European cha...
getrichslowly.org
12 States That Don't Tax Your Retirement Income
Feb 08 2023
Your tax burden in retirement can vary depending on where you live. Be sure to plan ahead for income on your retirement income....
forbes.com
The Unspoken Risks of NOT Retiring Early
Feb 08 2023
[Editor's Note: If the pandemic taught us anything, it’s that burnout is the No. 1 threat to your financial plan and that it could cost you millions of dollars in future wealth. That’s why...
whitecoatinvestor.com
Post FI Notes 024: Retired Cardiologist Combatting Boredom
Feb 08 2023
Our couple today is made up of a retired cardiologist alongside his retired office billing manager, retiring to sunny Florida ... Read more...
physicianonfire.com
Reasons You Should Retain Your Deferred Annuity When You Retire
Feb 08 2023
Your retirement is an excellent time to review your deferred annuity. You may find that your annuity offers you ways to save taxes and lock in a supplemental retirement income you can’t outlive....
forbes.com
Estate Planning? Four Strategies for Leaving Assets to Your Heirs
Feb 08 2023
No family is exactly like another, so here are some considerations to help you decide which distribution strategy best suits your situation, values and goals....
kiplinger.com
Auto-Callable Yield Notes Are the Income Stream Nobody’s Talking About
Feb 08 2023
Auto-callable yield notes, or ACYNs, let investors diversify their investments and fortify their retirement income when stocks and bonds are letting them down....
kiplinger.com
How To Protect Mortgage Borrowers – And How Not To
Feb 08 2023
The recent action by the Consumer Financial Protect Bureau to protect consumers seeking a mortgage through multi-lender web sites fails to distinguish abusive sites from responsible sites, and provide...
forbes.com
Times When Choosing A Fiduciary Advisor Is Critical To You And Times When It’s Not
Feb 08 2023
“Fiduciary” has become an attractive marketing term, but what does it mean? More importantly, what does it mean to you?...
forbes.com
Early Retirement Can Be Hazardous to Your Health
Feb 08 2023
February 9, 2023 — Millions of Americans dream about an early retirement. Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But h...
topretirements.com
Will my old employer know where I’m newly employed when I rollover my 401k to new employer?
Feb 08 2023
I have a 401k through my old employer. Worked there for 4 years. I left on good terms however it was hell working there. It was such an unprofessional setting, all the employees including management l...
reddit.com
Lump Sum Cash Pension
Feb 08 2023
I'll be receiving a lump sum cash pension when I eventually retire. How do I invest it? submitted by /u/Top-Specialist-9273[visit reddit] [comments]...
reddit.com
Thinking about moving to The Villages in Florida? Read this
Feb 08 2023
I am sharing this article for people interested in retiring to The Villages. (By the way, not me, but I am a former Floridian and follow many bizarre news stories from Florida.) It sounds like somethi...
reddit.com
Saving advice for 27F trying to buy a house while also saving for retirement
Feb 08 2023
Hi Reddit, Usually I just lurk but I’ve been feeling extra stressed about saving lately. Currently I am a teacher with 16k invested into my pension fund (however I may leave teaching and start o...
reddit.com
Low Cost Countries to Retire In
Feb 08 2023
My wife and I are in our early 30s, but it's never too early to start thinking of when and how to retire. We want to retire early, like in our 50s, and if possible, earlier. The way we see it: the soo...
reddit.com
Retirement Rebootcast Episode Six: Toward a New Social Insurance Era
Feb 08 2023
This week, the newsletter features the last episode of theRetirement Rebootcast –the special podcast series on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting ...
retirementrevised.com
Projecting Your Total Compensation Including RSUs
Feb 08 2023
What is your total compensation? Do you actually know? Because I couldn’t tell you mine off the top of my head. That is because much of my annual compensation is in the form of Meta Restricted S...
andrenader.substack.com
Early Retirement Can Be Hazardous to Your Health
Feb 08 2023
February 9, 2023 — Millions of Americans dream about an early retirement. Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But however...
topretirements.com
Retiring after raising children--2.0
Feb 08 2023
There was a recent post in which the Redditor asked how people could accumulate enough money to retire while also raising children. In response, a lot of people posted strategic and tactical ways to s...
reddit.com
Is it allowed to indirectly transfer money into RIA by hedging?
Feb 08 2023
(edit: should be "IRA" in title) Just want to check before I do something potentially stupid. I have my regular account (account1) and IRA (account2) which has an annual contribution limit and tax ben...
reddit.com
Last night's SOTU
Feb 08 2023
https://i.redd.it/rglepi44zzga1.jpg submitted by /u/No_Influence_666[visit reddit] [comments]...
reddit.com
What do you collect?
Feb 08 2023
Seems like we all collect something. From arrowheads to salt and pepper shakers and everything in between. I collect pocket screwdrivers. They were popular in the 50's and 60's. They have a clip on th...
reddit.com
Where Do Millionaires Keep Their Money? [It's Not Where You Think]
Feb 07 2023
Where do millionaires keep their money and what can you learn from them? This article is a deep dive on how affluent households invest and manage their finances....
ofdollarsanddata.com
I’m Aging Out Of Early Retirement So It’s Time For Full Retirement And Goodbye - Leisure Freak
Feb 07 2023
It has been a great ride, but I’m now aging out of early retirement. I’ll hit the official retirement age of 65 in a couple of months and it's time to say so long....
leisurefreak.com
The Art of Self-Improvement: My Journey to Living a Healthier Lifestyle
Feb 07 2023
Living a healthier lifestyle is something I think almost all of us want to make happen. Whether it’s exercising more, eating better, or aiming for better mental health, we all know that living a...
routetoretire.com
Pros and Cons of Cryptocurrency Investing
Feb 07 2023
By Dr. James M. Dahle, WCI Founder It's been a while since I wrote about cryptocurrency and cryptoassets. The last time I did, they were flying high. In 2022, it subsequently crashed. Industry leader ...
whitecoatinvestor.com
Where Disability Benefits Are Worth the Most: How Your State Stacks Up
Feb 07 2023
Recipients of Social Security disability benefits rely on the monthly check as a vital source of income, but in no state does it match up to the livable wage....
kiplinger.com
Caring for Aging Parents Takes Planning Ahead and Patience
Feb 07 2023
Having legal documents in order and planning for the cost of care will help make an already difficult time a little bit easier to handle....
kiplinger.com
Social Security Email from AARP
Feb 07 2023
Yesterday I received an email from AARP titled "Tell Joe Biden to Protect Social Security." This is an inaccurate and misleading title. If anything, President Biden has vowed to protect social securit...
community.aarp.org
For More Certainty in Your Retirement Portfolio, Consider Annuities
Feb 07 2023
Higher interest rates made annuities more attractive in 2022. Better quality products are increasingly available, but consumers still need to read the fine print....
nytimes.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.