Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 10259

Why Healthcare 403(b) and 401(k)s Are Being Sued for Excessive Fees

Feb 18 2023

[Editor's Note: While physical cash becomes less and less relevant in everyday life, credit cards continue to thrive. And the companies that issue them are making it easy to take advantage of all the ...

whitecoatinvestor.com

How Do You Know This Is The Right Side Hustle For You?

Feb 18 2023

You’ve got a great idea for a side hustle, or at least you think it’s a great idea. There are ways to gauge its potential to determine if you should move ahead with it....

forbes.com

Longevity Report Card

Feb 18 2023

How long we live, and how healthy we are, depends partly on the lottery of birth -- how healthy our parents were and how long they lived. We're winners if we drew the longevity card from our parents, ...

sightingsat60.blogspot.com

$166,000 to $197,000: New estimates for retirement health care costs may be too low

Feb 18 2023

A 65-year old man enrolled in Medicare with a Medigap plan will need to stash away $166,000 for medical expenses....

news.yahoo.com

This Social Security Table Means Everything for Your Retirement | The Motley Fool

Feb 18 2023

Understanding this table is crucial to your financial well-being....

fool.com

Is That All There Is?

Feb 18 2023

The end of a day: Is that it? Why such a bleak title and introduction to this post? Take comfort, dear reader; the implied mood is not reflective of mine. I am not in the throes of despair. I do recei...

satisfyingretirement.blogspot.com

what are the odds your income goes UP in retirement?

Feb 18 2023

let's say i work as a computer programmer and do okay. for a basic b**** person.. you work make a good income, many people invest in real estate income... and retire at 60 or 70 or whatever would you ...

reddit.com

Do you think having a cat or a dog during retirement. Are they a help or a hindrance?

Feb 18 2023

submitted by /u/Scott-A-Gese[visit reddit] [comments]...

i-just-retired.com

Five Big Reasons to Retire Often

Feb 18 2023

Retirement doesn’t have to be a cliff. You know, the edge of something, where you jump off and never climb ... Read more...

physicianonfire.com

I currently have two loans taken out of my 401k. If I pay off the lowest amount, can I take another one out?

Feb 18 2023

I’m trying to do a lil debt consolidation. I have two loans that I’ve taken out with the lowest being $535 and the highest $1200. Would I be able to take out a $4,000 if I pay off the $535...

reddit.com

How to succeed in school without really learning anything

Feb 18 2023

I just finished reading this book and I would say that if you’re a student planning to go to college or a parent planning to fund your child’s college education, it would be worth reading ...

earlyretirementextreme.com

3 common retirement dreams that can become big disappointments

Feb 18 2023

Before making a commitment to move for retirement, understand this change is a fine mix of dreams, practicalities and your vision....

marketwatch.com

Social Security Benefits Increased in 2023

Feb 17 2023

Great news, here is the Cost-of-Living Adjustment (COLA) Information for 2023 "The 8.7 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 65 million Social Security...

thinksaveretire.com

Workers Lose Billions Of Dollars In Flexible Spending Accounts

Feb 17 2023

Workers trying to save a few tax dollars can lose a lot more....

forbes.com

Home Loans for Doctors: Physician vs. Conventional

Feb 17 2023

By T.J. Porter, WCI Contributor A home is a major investment, and unless you have hundreds of thousands of dollars socked away, you’ll likely need to get a mortgage if you want to buy one. Many ...

whitecoatinvestor.com

5 Ways Side Hustle Success Metrics Differ From A Full-Time Startup Business

Feb 17 2023

What’s the difference between a side hustle and a full-time startup? It’s not how you measure success, but the magnitude which you measure....

forbes.com

Eight Reasons to Use Mortgage Broker Services

Feb 17 2023

A mortgage broker helps homeowners by researching loans and negotiating with lenders. Here is a closer look at eight of the top reasons to work with a broker to obtain a mortgage. 1. Save Time and Ene...

retirementsavvy.net

Debunking 7 Financial Myths Overheard in the Doctors’ Lounge

Feb 17 2023

There is a lot of advice out there, and a lot of it is wrong. Financial myths abound everywhere – ... Read more...

physicianonfire.com

Why '65' Isn't the Magic Number for Retirement Anymore

Feb 17 2023

The old system is broken. People are living much longer and they need—and want—to work later in life to make the numbers add up. Besides, you can only spend so much time on the golf course....

esquire.com

One advantage to having a brokerage account vs. 401k/IRA/etc.

Feb 17 2023

I've recently started looking at a bit of estate planning as I am aging. I am still a number of years from retirement, but my health isn't perfect and given my family history, I probably won't be arou...

reddit.com

wealth trace

Feb 17 2023

So I saw in another post ppl using wreath trace or mint. I've never used or heard of either. I'm still working, 48, got one child in junior year. I get a medical stipend monthly. I have 300k in my 401...

reddit.com

Your List

Feb 17 2023

I am seeing a few posts where people asking questions which mainly involve cheap places to retire and I wonder if they actually have whole list of wants or just cheap. For example on my list for a new...

reddit.com

Retirement/stock investing/ advice

Feb 17 2023

Hello, This might be an odd question, but I need advice and I’m not sure what to do. I’m 32 and currently have a retirement account through work. I contribute 3% and they match it. My mone...

reddit.com

Ramit Sethi – How to Spend (and Actually Enjoy It)

Feb 17 2023

On today’s episode of the Financial Independence Podcast, I welcome back Ramit Sethi from I Will Teach You to Be Rich! I needed someone to come on the show to provide some tough love and Ramit w...

madfientist.com

Do I need to look for a job/the same type of job?

Feb 17 2023

I earned about 285k base plus some bonus. Spouse earns 220k all in. Am 48 years of age. 2.3 million in assets. 350k house equity, mortgage of 400k. Can I quit and still be on path to happy retirement....

reddit.com

The Perfect Retirement Investment Nobody Wants

Feb 17 2023

Why the market has no interest in a better way to prepare financially for aging and illness....

nytimes.com

State Tax-Exempt Treasury Interest from Mutual Funds and ETFs

Feb 16 2023

When you earn interest from U.S. Treasuries in a taxable account, the interest is exempt from state and local taxes. How the interest is reported on tax forms depends on whether you hold Treasuries di...

thefinancebuff.com

Enhance Your Longevity Literacy And Improve Your Retirement

Feb 16 2023

Increase your financial security by understanding how long you could live and planning for a long retirement....

forbes.com

Some Silver Linings On Inflation

Feb 16 2023

People rightfully worry about inflation since they get to keep less of their paycheck, but there are some, though not universal, positive signs on inflation. In sum, we are already heading in the righ...

forbes.com

Want To Relocate After Retirement? Read These 5 Quick Tips First

Feb 16 2023

A warm climate, relaxed lifestyle, and happy memories have tempted many a retiree to pull up stakes and load the moving van....

forbes.com

Where to Store Your Money

Feb 16 2023

Today on the podcast, we are answering your questions covering an array of topics. We spend some time on where the best place to save your money is when you need to access it sooner than later. We cov...

whitecoatinvestor.com

Asking about my options. I’ve been learning finances and my god, it was a kick in the back. I’m 32 My situation: I left my first job but my new job doesn’t match contribution. And I’m not allowed to c

Feb 16 2023

I can roll over the Max contribution to a Roth. Then do it again every year. 2 roll over into a money market account. My questions are: what else can I do? Could I use my Roth to invest into Treasury?...

reddit.com

How much do you need to retire?

Feb 16 2023

Curious to get everyone's opinion on this... What would you need to have saved or bring in on a monthly basis to be comfortable with retiring?? submitted by /u/taylor_m_johnson[visit reddit] [comments...

reddit.com

Retire in Charlottesville, VA? Other VA/MD/WV ideas?

Feb 16 2023

I am in the DC area now, (suburban Maryland) considering a move within a two hour drive. 63, single female. My adult kids will be in the DC area so my initial ideas (Asheville, Santa Fe) feel too far ...

reddit.com

Are retirement accounts considered passive income?

Feb 16 2023

I'm looking to retire in the Mediterranean in the next 30 years. But, upon researching, I'm seeing that one would need to have passive income to be able to afford up to $25k - $30k annually if they in...

reddit.com

I thought about buying a condo in Florida

Feb 16 2023

I thought about buying a house or condo in Miami or Fort Lauderdale Florida but this subreddit convinced me that I should try renting a room for a month or two in the winter. Thanks. I might save a bu...

reddit.com

Selling All My RSUs on Vest

Feb 16 2023

Happy V+1 day. The quarterly vest for my Meta RSU’s is February 15th. But if you were to logged into your account yesterday you might wonder where your shares are! That is because you will only ...

andrenader.substack.com

Wife doesn’t want me to retire

Feb 16 2023

Wife and I are both 52. I’m currently making around $300k a year in a fairly high stress role that I hate. My wife retired 5 years ago due to health issues - she gets $36k a year for disability....

reddit.com

Best mid-sized town for retirement?

Feb 16 2023

5 years from retirement; are there any towns with a vibrant nightlife, moderately priced housing market (and land?) that is also tax friendly for a military retirement? I currently live in Visalia, CA...

reddit.com

Why the Medallion Fund is the Greatest Money-Making Machine of All Time

Feb 16 2023

The Medallion Fund, managed by Renaissance Technologies, is one of the most successful and mysterious hedge funds in the world. Founded in 1988 by mathematician Jim Simons, the Medallion Fund has prod...

ofdollarsanddata.com

The Case for Signing a Power of Attorney

Feb 16 2023

The best reason to set up a power of attorney for yourself or an elderly family member is to avoid a far more contentious and expensive alternative later: guardianship. Jonathan Williams A power of at...

squaredawayblog.bc.edu

If you volunteer, how many hours do you volunteer each week?

Feb 16 2023

I'm being asked for 14+ hours at a non-profit and also my flexibility to come in on the weekends. Seems excessive, but I need to have a reason to change it as it is being framed to me as a very import...

reddit.com

The Changes to Roth Accounts Because of Secure Act 2.0

Feb 15 2023

[Editor's Note: Today is the day that could change the lives of every medical and dental student reading this. Beginning at 6pm MT, WCI founder Dr. Jim Dahle and StudentLoanAdvice.com co-founder Andre...

whitecoatinvestor.com

Key RMD Changes In The SECURE Act 2.0 You Should Know

Feb 15 2023

The new law makes important changes in required minimum distributions for retirement accounts....

forbes.com

FIRE Crossroads 036: FI at 45 With a One-Fund Portfolio

Feb 15 2023

Today’s interviewee is a young 45, has a single fund in his portfolio, and has an extremely low withdrawal rate ... Read more...

physicianonfire.com

How Do You Measure Success In A Side Hustle?

Feb 15 2023

Yes, you must think of your side hustle as a business, but be careful how you measure its success. There’s a reason why it’s a side hustle and not a full-time job....

forbes.com

Worried About Social Security’s Future? Make A Plan For When To Start Your Benefits

Feb 15 2023

Your optimism or pessimism about our politicians’ courage to shore up Social Security benefits could influence your claiming strategy, depending on your situation....

forbes.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.