Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 13383
It’s that time of the year, folks. Elections are coming up, there’s a bunch of infighting going around, and lots ... Read more...
Thebrief’skey findings are: To encourage small firms to adopt retirement plans, policymakers have made it easier to participate in Multiple Employer Plans (MEPs). MEPs involve less administrativ...
There are costly changes coming to Medicare Part D drug plans. The 2024 Medicare Open Enrollment period is you chance to get ahead of those changes....
The are smart ways and terribly taxing to get funds from an Inherited IRA to a Roth account. Keep reading to learn how to get more tax free income from your inheritance....
Before you decide to spend your retirement on the high seas, you might want to think about what you can afford, your ability to adapt to change and more....
In this episode, we tackle a diverse range of listener questions from reverse mortgages, annuities, Roth conversions, healthcare before the Medicare age, and a lot more. Tune in as we discuss: Al's Qu...
One of the retirement questions that persists through the ages is whether to take a pension or a lump sum payment. On this episode, we flesh out an example from baseball: Did Bobby Bonilla Day make th...
As an older adult, college education is available at a wide variety of costs....
After four years of COVID-imposed Zoom meetings, retirement and disability researchers from around the country will meet again in Washington, DC. The theme running through much of the research they wi...
The common idea of artificial intelligence (AI) as portrayed by media like films and TV shows has been mostly hype rather than functional–including depictions of robots and sentient networks tha...
Every time I think this decade can’t get any crazier, I keep getting proved wrong. 2024 was never going to be a walk in the park, but holy shit! By now you’ve all heard that former Preside...
Irrevocable trusts can be structured so that trust property is either included in the potentially taxable gross estate or removed. What are the pros and cons?...
Save on Car Insurance Today Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your Free Q...
Hey everyone! I am in Thailand after 3 weeks in Japan. We had a fantastic trip. Japan is an amazing country. Everything is such a great deal because the USD is so strong. We felt like everything was 6...
The programs that Americans rely on for security in retirement today rest on just a few major legislative acts. The two most important are the laws that created Social Security, Medicare and Medicaid ...
More than 14 years after passage of the Affordable Care Act (ACA), I still encounter folks who are waiting longer than necessary to retire. Many of them are convinced retirement is out of reach financ...
The term doesn’t really matter, but about half of households are not doing so well. Reporters always want to know “crisis” or “no crisis.” I don’t think the term is...
An advance directive defines the medical care you want if you are too ill to make decisions. Every adult needs one....
Here are some of the benefits and drawbacks of each of these retirement income strategies so you can see which ones might work for you....
When you travel with medications abroad, good planning can help avoid getting your prescriptions confiscated — or worse. Here's how to stay on the right side of the law....
I'm hoping against hope that I can retire in 5 years. When I run various retirement calculators, it seems that due to the reduced power of compound interest, the last few years of contributions have t...
I have been retired for two years. I am very blessed financially. Not to the level of having that beach house but we don’t have any worries for our needs. We use debit card for everyday purchase...
Cross posted from the r/investments sub: I’m a few years from retirement and am having trouble embracing the “you gotta have bonds in your portfolio”… I currently have only 2%...
I don’t know if this is the type of question that’s allowed here, but here it goes… My husband is inheriting a large sum of money (about $1M) from his recently deceased father, some...
Right now in Indiana anyway is the time for County Fairs. This is the first time I can get in for free with my senior citizen status. Plan on going next week. I absolutely love the smell and feel of t...
I was examining our retirement funds with our financial advisor's website. The projection is showing them to keep increasing after we retire. Is this normal? Do we need to maybe re-evaluate our spendi...
We ask too many what and not enough who questions. When we understand what’s most important to someone personally, we can simplify the most complex financial issues....
There has been a lot of discussion about asset allocations in retirement, and I suppose there always will be. My conclusion is that many asset allocations "work" in retirement, but they all work diffe...
Decided a long time ago that I would retire as soon as I could, but thought it would be at 65 years old or 62 the earliest; been watching our investments increase with the recent market surge over the...
We love to road trip, camp, and generally seek fun and adventure. Two years ago we spent 108 days and drove 15,000 miles, all the way to Alaska, camping all the way. We even drove to the Arctic Ocean ...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Before you start packing, you might want to check out the potential impacts on your taxes, investments, retirement planning and estate planning....
Today, we’re diving into something that’s not exactly fun to think about but is absolutely crucial for your financial peace: writing a personal will. Now, I know talking about writing a wi...
Take action now to make sure there will be enough retirement income for the surviving spouse when one of you passes away first....
Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved....
Jonathan Clements, a longtime personal finance columnist for The Wall Street Journal, has a lot of savings. He’s not mad that a fatal illness will keep him from spending it....
If you remember Paul Harvey, you probably remember him talking about “the rest of the story”. On this episode we discuss 5 retirement topics that sometimes have more to them then what meet...
By Max Schloemann, Guest Writer Social inflation in the United States continues to intensify and bear influence on liability-based industries. This cultural shift toward more extravagant claims and in...
Understanding the trends and statistics that are associated with retirement is important. Retirement age trends and statistics offer valuable insights into the shifting landscape of retirement in the ...
I was scrolling YouTube last week when the following video caught my eye: As soon as I saw it I thought, "Wait, haven't I seen this before?" I searched "impossible curl" on YouTube and I was right. Wi...
We've all heard the phrase, “Be greedy when others are fearful, and fearful when others are greedy.” But what about being even greedier when others are greedy?! As I sat peacefully in the ...
If you have a rental property that is generating positive cash flow and is expected to appreciate in value over time, then you must hold onto it for as long as possible. The problem, however, is you m...
Aging in place often requires costly and time-consuming home renovations....
Per today's SSA Blog, going forward users must use either an ID.me or a login.gov to log into their SSA account You can still use your username and password for "awhile". And the blog says there are h...
Retirement age plays a significant role in determining the benefits you’ll receive during your retirement years. Understanding how your retirement age affects benefits is crucial for making info...
Hi all, My husband (66) is planning to leave this fall from his job of 30 years with a pension. I (65) have a small business and work PT which I plan to keep doing to some extent. We both plan on taki...
Abstract This paper reviews the theoretical and empirical literature on micro pension products for informal sector workers in developing countries. Micro pensions provide a mechanism that allows these...
Maximizing your tax free income in retirment is worth celebrating. Keep reading as we share way to get more of your retirement income from getting killed by taxes....
Our life decisions are often determined by the amount of money we have at the bank. Having too much means having flexibility in terms of your lifestyle. However, you could be a high-earner and, at the...
A Medicaid asset protection trust can help ensure your protected assets go to your beneficiaries rather than your long-term care, but it has to be set up properly....