Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 10280
What do I do with my 401K?
Mar 16 2023
I'm about to turn 61, and will work until 65 when I retire. Speaking in general terms, I have $500K in my 401K made up of my contributions, employer match, and decent growth over time. 80% of that is ...
reddit.com
Funding a spousal Roth IRA for a married retired man
Mar 16 2023
Hello everyone. My father is set to retire at age 75. The issue is he has a TIAA retirement account which is like a 401k but not quit. It's a retirement account from a university. It seems to be somet...
reddit.com
Stabilising musings on 2022
Mar 16 2023
I was not going to write this 4 years of FIRE post but I’ve had a number of requests for it which made me do a little thinking. In the end I thought it might add a little value as it’s no ...
retirementinvestingtoday.com
What did you consider to be the worst experience of your life at the time but now you can look back and laugh about it?
Mar 16 2023
We've all been through bad experiences. Most of them seemed bad at the time but looking back at them you find they were nothing more than a good learning experience. Tell us about yours. submitted by ...
reddit.com
" Is Alaska a haven for retirees? Yes, but not for the reasons you think"
Mar 16 2023
Article from Washington Post: https://www.washingtonpost.com/business/2023/03/10/alaska-retirees-oil-boom/ submitted by /u/five_eight[visit reddit] [comments]...
reddit.com
Racial Disparities Exist in Long-term Care
Mar 16 2023
The types of long-term care located in various communities are largely driven by what their oldest residents can afford. This has created stark differences in what’s available to White and minor...
squaredawayblog.bc.edu
Why People Return To Work After Retiring
Mar 15 2023
So many people are working after they’ve retired. Are they on to something? And is it something you don’t want to miss out on?...
forbes.com
7 Ways to Get Your Partner on Board Financially
Mar 15 2023
[Editor's Note: We’ve long said that the best possible asset protection for your family is a regular date night with your spouse. But sometimes busy couples need a little more guidance. That&rsq...
whitecoatinvestor.com
The True Cost Of Aging At Home For Affluent Elders
Mar 15 2023
There are pros and cons to keeping a loved one in failing health at home. Most care can be provided at home when an elder has the means to cover the high cost. Management of all that 24/7 home care in...
forbes.com
What Senator Elizabeth Warren Gets Wrong About Medigap Insurance
Mar 15 2023
Senator Elizabeth Warren is right about the costs of Medigap plans, but that's only part of the story....
forbes.com
Best Dividend Stocks For Reliable Income For March 2023
Mar 15 2023
High quality dividend stocks can provide reliable income: March 2023...
forbes.com
Can Social Security Be Saved? Yes, With a Few Changes
Mar 15 2023
Nearly every retiree, and many younger adults, have heard the alarming news that the Social Security Trust Fund will run out of money in another ten years or so, although the exact date changes regula...
baby-boomer-retirement.com
How To Get Your Passport Ready For Travel
Mar 15 2023
The best way to avoid expensive mistakes is to be informed of potential passport pitfalls well before taking a trip. Here are a few things you need to know....
forbes.com
Iâm 36 with $435,000 and want to retire early â âthe earlier the betterâ â but without a frugal lifestyle
Mar 15 2023
Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com...
marketwatch.com
Rekindling the Eye of the Tiger Escaping Mediocrity
Mar 15 2023
We all know that life’s got its highs and lows. When you’re riding one of those highs, life can’t get any better. You feel that all your hard work has paid off and you’re sitti...
routetoretire.com
Life advice for 38 year old
Mar 15 2023
I am a 38 year old married man and my wife is a couple of years younger than me. We have a 3 year old kid. I have seen posts here where people nearing or already retired are discussing adjusting to re...
reddit.com
Medicare, has anyone else experienced this?
Mar 15 2023
I think there is an unpublicized widespread problem with Medicare plans that wastes taxpayer money and premiums and supplies an unneeded service. I wish I could report this to the government, but you ...
reddit.com
Business Card Smackdown: Ink Business Cash vs Ink Business Unlimited
Mar 15 2023
Chase’s Ink Business credit card line-up has something for everyone with a total of four cards offered. For those interested ... Read more...
physicianonfire.com
Getting past the mental blocks about spending 401k money
Mar 15 2023
I've read through some posts about people being afraid of spending their 401k and most responses assume you aren't depending in the 401k to be your main source of income. The only pension I have may b...
reddit.com
Pension & Roth IRA?
Mar 15 2023
Wondering if anyone has a pension & a Roth IRA account. Is it worth it? Is it too much? My company offers a pension that they pay in to, no cost to me. Our package is currently $70/month/year of s...
reddit.com
The Worldwide Debate Over Raising The Retirement Age
Mar 15 2023
The debate over when government should begin paying retirement benefits isn’t just a controversy here....
forbes.com
Can you contribute jan 1st to a roth ira if you haven't made the 6,500 yet but expect to for the year 2023?
Mar 15 2023
I'm in CA here if that makes a difference. submitted by /u/Sorakairi89[visit reddit] [comments]...
reddit.com
The Ideal Number Of Banking Relationships To Feel Safe And Secure
Mar 15 2023
After the collapse of SVB and Signature Bank, I decided to review our existing banking relationships and see if we are well positioned to weather another potential bank run. I also wanted to share wit...
financialsamurai.com
What institutions do you recommend for 401k s?
Mar 15 2023
I was previously a teacher but now have my own LLC and on payroll with an s-corp. What financial institutions do you recommend for getting my own 401k? submitted by /u/Low-Zucchini6397[visit reddit] [...
reddit.com
Money Affirmations: 50 Powerful Mantras to Manifest Abundance
Mar 15 2023
Money affirmations can be a powerful tool to help you shift your mindset and improve your relationship with money. Whether you’re struggling to make ends meet or looking to attract more abundanc...
inspiretofire.com
Should You Separate Your Rollovers From Your Contributory IRAs?
Mar 14 2023
Photo credit: jb For the most part, it is recommended to merge all of your IRA money together into a single account, to simplify record-keeping, allocation, and paperwork in general. However, there ma...
financialducksinarow.com
An Extra Dollar a Day For the Rest of Your Life
Mar 14 2023
A simple question popped into my head at the 2022 version of The White Coat Investor Conference. How much more ... Read more...
physicianonfire.com
Financial Trivia Questions That Just Might Stump You
Mar 14 2023
[Editor's Note: Every year, Passive Income MD puts on the Leverage & Growth Summit for Physicians to help doctors create an ideal life through financial freedom. And the 2023 online version is nea...
whitecoatinvestor.com
Small Sprinkles Gleam Brightly
Mar 14 2023
The sky was beginning to cloud over, kids were playing, ducks were looking for bread crumbs, bikers rolled bywhile teens on skateboards defied gravity. Sitting in a folding chair and watching the scen...
satisfyingretirement.blogspot.com
Why So Many Experts Consider Annuities a Win for Retirees
Mar 14 2023
Rising interest rates, pressure on Social Security, unpredictable markets and longevity risks are making annuities ever more attractive as a part of retirement planning....
kiplinger.com
What the Markets New Tailwinds Could Look Like in 2023
Mar 14 2023
Historically, the markets bounce back nicely after sharp declines, so focusing on historically high-quality companies trading at today’s lower valuations could be a good recovery strategy....
kiplinger.com
Employer Stock In Your 401(k) Account Can Leverage Your Risks
Mar 14 2023
Owning employer stock in your 401(k) can increase returns, but it multiplies your financial risk....
forbes.com
Concentration is Not Your Friend
Mar 14 2023
There's an old saying that goes, "Concentrate to get rich, diversify to stay rich." The idea being that you should put all of your assets into one (or a few) investment(s) to build your wealth and the...
ofdollarsanddata.com
Total 401k return by retirement?
Mar 14 2023
Does anyone know what the avg TOTAL return is for a 401k by retirement? Example to make things easy: If by 65 I’ve invested $20,000 of my money into my 401k but my portfolio is worth $100k, it w...
reddit.com
February 2023 Options Trading Summary $2045
Mar 14 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Volatility in markets continue Not a bad month but because February is kind of short I was not able to make too much. I mostly sell put a...
freedomthirtyfiveblog.com
Homelessness: Can You Pass this Quiz?
Mar 14 2023
Do you know the main reason Americans slip into homelessness? Are you aware of the roots of this longstanding crisis? The best way to counter negative views of homelessness is to develop a better unde...
squaredawayblog.bc.edu
Retirement Splurge?
Mar 14 2023
When you retired was there something you splurged on? I know a lot of us try to pay everything off and cut expenses during retirement. On the other hand I feel like we work hard all of our life to enj...
reddit.com
Social Security Confusion Regarding 40 Credits and Years Worked
Mar 14 2023
Hello- I'm hoping someone here has an easy answer to this question. I have the required 40 credits to claim social security. For many of my working years I was making high 5, low 6 figures (range was ...
reddit.com
401a rollover to IRA
Mar 14 2023
My wife has a 401a from the company she retired from and wants to roll it into an IRA at Fidelity. The employer is telling her the distribution check will be made out to Fidelity FBO her, but is also ...
reddit.com
Gold ETF in IRA
Mar 14 2023
Hello ladies and gents, Whats everyone's opinion on having a Gold ETF in your IRA acct. The Google machine gives a lot of mixed feedback and I'm struggling to make an informed decision. I am early 30s...
reddit.com
Taking SS at full retirement age and still working
Mar 14 2023
Does anyone know and can answer if one is taking SS at FRA and still working, is that person able to increase the SS benefit by replacing a lower wage year with a higher wage year after starting to co...
reddit.com
Why Didn t Anybody Tell Me These Before I Retired
Mar 14 2023
March 15, 2023 — It seems like retirement shouldn’t be allowed to start until a person went through a required course. There are so many important decisions – when to take Social Sec...
topretirements.com
Why Didn’t Anybody Tell Me This Stuff Before I Retired
Mar 14 2023
March 15, 2023 — It seems like a person shouldn’t be allowed to start retirement until they went through a course. There are so many important decisions – when to take Social Securit...
topretirements.com
February 2023 Early Retirement Update
Mar 14 2023
Welcome back to another update from Root of Good. We are slowly easing into spring. Or so we thought, until we got a brief snow blizzard over the weekend. It was above freezing the whole time, but it'...
rootofgood.com
How are You Dealing with " Pre" Retirement Fears?
Mar 14 2023
I turned 61 this year. The truth be told, I have been in denial about it for so long that I am actually hurtling headlong towards 62. Good grief. When did I get so old? At this age, my mind should be ...
reddit.com
13 Ways to Lower the Tax Bill on Your Income
Mar 13 2023
By Dr. James M. Dahle, WCI Founder More income is almost always a good thing, but not all income is created equal. Inadequate financial literacy often leads to paying too much tax on the income you do...
whitecoatinvestor.com
Digging, Mudding, Building, Cincinnati, NYC
Mar 13 2023
I’ll bet you’ve never seen a title like that on a blog before. Allow me to explain. I’ve been pretty busy lately. The Project House is almost ready to become a furnished rental: I&rs...
1500days.com
50 ways to spend less and save more money in 2023
Mar 13 2023
The economy has been great. We’re all making money, but I’ve got some news for you, and you might not like it The economy won’t always be this way, and those of us who will emerge wi...
thinksaveretire.com
Financial Planning Checklist For LGBTQ Families
Mar 13 2023
There are areas of financial planning for LGBTQ families that need special attention and are often overlooked. Taking a proactive approach will help ensure that LGBTQ couples’ finances are handl...
forbes.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.