Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 9915
FXAIX vs VTSAX: All You Need To Know
Mar 22 2023
In this article, we will explore the difference between FXAIX vs VTSAX. Choosing between Vanguard’s Total Stock Market Index Fund (VTSAX)and Fidelity’s 500 Index Fund (FXAIX) can be challe...
inspiretofire.com
YSK that you can't contribute to an HSA if you're enrolled in any part of Medicare
Mar 22 2023
I did NOT know this, and have spent the past two days trying to un-do my mistrake. Through this community, I found out about Boomer Benefits, and on their website, I read about the rule. It's illegal ...
reddit.com
Do you have a vacation/travel budget?
Mar 22 2023
If you vacation or travel in your retirement, do you have a budget you stick to and plan out your trips around the budget? Was that always a part of your retirement plan and you saved or prepared for ...
reddit.com
Long term care
Mar 22 2023
How many have opted for long term care insurance? It's a huge cost, but the thought of needing care and leaving my spouse destitute is daunting. I know a lot of people my age (nearing retirement) that...
reddit.com
Are You Ready for the Happiness Challenge?
Mar 22 2023
March 23, 2023 — If you haven’t figured it out already, money and possessions are no guarantee of personal happiness. There are oh so many examples of very wealthy, perfectly miserable ind...
topretirements.com
Supplements
Mar 22 2023
What supplements do you take that you feel really make a difference? I bought some collagen today in the hope that it will help my knees and hair loss. submitted by /u/Huge_Prompt_2056[visit reddit] [...
reddit.com
Health Care Proxies - 5 Biggest Mistakes
Mar 21 2023
A Health Care Proxy is a critical legal and estate planning document that everyone should prepare and sign. But you also need to take additional practical steps to facilitate its use....
forbes.com
How to Get More Than $250,000 Insured by the FDIC
Mar 21 2023
When Silicon Valley Bank (SVB) experienced a bank run and was abruptly closed and taken over by the Federal Deposit ... Read more...
physicianonfire.com
Investors Nearing Retirement Show Patience With Markets
Mar 21 2023
Despite last year’s upheaval, many investors are sticking with long-term plans and tightening their budgets instead of moving money out of stocks and bonds....
kiplinger.com
Top 5 Personal Finance Books To Read In 2023
Mar 21 2023
It is becoming a tradition to share my favorite personal finance books each year and I love to do it. So many great financial minds are sharing their insights and narrowing it down to only five is a c...
forbes.com
10 investment lessons from Peter Lynch
Mar 21 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Here are 10 lessons from a portfolio manager that averaged 29% annual return from 1977 to 1990 1. Everyone has a unique set of knowledge ...
freedomthirtyfiveblog.com
Medicare Basics: IRMAA - Break Down with Planning Demo
Mar 21 2023
Hey Everyone, A lot of you had direct messaged me or commented on the Medicare Basics post and had questions regarding IRMAA. I decided to make a youtube video that breaks down the issue more in depth...
reddit.com
Are Ageist Stereotypes Affecting Your View Of Your Aging Parents?
Mar 21 2023
Stereotypes about aging parents can cause us to assume that they can't make any good decisions. Some impaired elders can still express preferences well and they need to be heard. Families may not alwa...
forbes.com
Should I Buy a House Now?
Mar 21 2023
Buying a home is likely to be the biggest financial decision you will ever make. As a result, such a decision requires careful consideration of your financial situation, personal life, and the state o...
ofdollarsanddata.com
Searching for Finance course
Mar 21 2023
Am 52, recently retired and like everybody here (well mostly everybody) am adjusting to my new life and despite some challenges am overall enjoying experience. One of my main goals I have set myself i...
reddit.com
Boost Your Child’s Credit Score With This Simple Trick
Mar 21 2023
In case you haven’t noticed, I’ve been trying to give my daughter the hook-up on her credit lately. Yes, Faith’s only 12, but that’s even more of a reason to work on it now &nd...
routetoretire.com
Coinbase Review: A Legit Crypto Exchange for Canadians?
Mar 21 2023
The easiest way to purchase cryptocurrency is through a cryptocurrency exchange. Many crypto trading platforms support dozens, if not hundreds of coins, making it easy for you to manage your digital a...
retirehappy.ca
COVID’s Toll on Minorities with Disabilities
Mar 21 2023
It’s been well documented that the COVID recession and layoffs in 2020 were particularly hard on Black, Hispanic, and Latino Americans. But if they had a disabling physical and medical condition...
squaredawayblog.bc.edu
Medicare Basics
Mar 21 2023
Hey Everyone, I wanted to provide a very brief summary on the basics of Medicare and some FAQs I get as a Financial Planner. Again, I want to stress this is a high level overview for those of you in h...
reddit.com
What would you change
Mar 21 2023
Retirement is on the radar now, so I have a question - what would you have done different the year before you retired with what you know now that you have. submitted by /u/StMaartenforme[visit reddit]...
reddit.com
ESG and its effects on 401k plans
Mar 21 2023
The government recently did a veto on a bill that would require investments in Retirement funds not be required to meet the Environment, Social, and Government requirements, rather than on profitabili...
community.aarp.org
Five Impressions on Retirement (2 years)
Mar 21 2023
The days aren't long enough for all the stuff I do, and want, to do. Social life doubled, and life is stress free. Incredible lifestyle. I would go back and be 30 or whatever and do it all again if of...
reddit.com
Reflections on retirement, 1 year later. Expectation vs. Reality
Mar 21 2023
Today is my 1-year retirement anniversary. Here's some reflections of my Expectations vs. Reality. Expectation: I might miss having a sense of purpose in life that work brings. Reality: Ya, kinda. I a...
reddit.com
Save Your 2023 Charitable Gift Receipts, Just In Case Deductions Are Expanded
Mar 20 2023
Congress might bring back the charitable deduction for non-itemizers....
forbes.com
Goodbye SAHD FIRE, Hello Barista FIRE
Mar 20 2023
Hey everyone. I have an announcement to make. Heh heh. The announcement always means trouble, especially at the dining table. But this isn’t a huge deal. I’m planning to work a bit more to...
retireby40.org
Retired or Just Tired? Nearly 70% of Americans Plan to Work in Retirement
Mar 20 2023
Working through retirement may seem like an absurdly oxymoronic approach to one's golden years, yet it's becoming the norm. Over two-thirds (69%) of unretired investors report they may work or continu...
wealthofgeeks.com
Long-Term Care Planning vs. Taxes: Finding a Healthy Balance
Mar 20 2023
Many families discover that trying to mitigate the cost of long-term care can conflict with another common retirement concern — reducing taxes for retirees and their heirs....
kiplinger.com
You Can Come Out Of Retirement And Work Again
Mar 20 2023
Everyone is suddenly talking about raising the retirement age, but is the discussion already moot? And what impact might earning post-retirement income have on your Social Security benefits?...
forbes.com
How To Better Manage Your Private Investment Capital Calls
Mar 20 2023
Recently, I temporarily went broke because I improperly managed my private investment capital calls. Because this happened, I thought I’d discuss some straightforward solutions to ensure you alw...
financialsamurai.com
I'm confused on when to claim spousal benefits
Mar 20 2023
I just turned 67 and claimed my SS benefit when I reached my FRA, last year. My wife, who turns 66 this next week, was mostly a stay at home mom but did teach for a few years. Upon her turning 62, she...
community.aarp.org
Do you have Active Coverage from a Medicare Advantage Plan, Medicaid or other Plans from Marketplace ( Obamacare)
Mar 20 2023
Paid Research Opportunity Savvy Cooperative is looking for people who have Active Coverage from a Medicare Advantage Plan, Medicaid Plan, or other plans from Marketplace (Obamacare) Details 10-min use...
reddit.com
For a Concentrated Stock Position, Ask Your Adviser This
Mar 20 2023
There can be advantages to having a lot of stock in one company, but ‘de-risking’ can help avoid some significant disadvantages....
kiplinger.com
Is Medical School Worth It?
Mar 20 2023
[Editor's Note:Deadline alert! Today is the last day to sign up for the Making Marriage Work program that could be your key to developing everlasting happiness with your significant other. White coat ...
whitecoatinvestor.com
Is Your Money Safe If Your Bank Fails?
Mar 20 2023
Bank failures are kind of like hurricanes. When the weather’s nice and people are out barbecuing, they’re the last thing on your mind. But when one appears out of nowhere and starts bearin...
millennial-revolution.com
Two Key Lessons From the Banking Crisis
Mar 20 2023
The failure of Silicon Valley Bank (SVB) and the general health of banks has been all over the news recently. There are many fascinating aspects of this story. One is parsing out the roles different p...
caniretireyet.com
How to Invest $10,000 for Retirement
Mar 20 2023
A $10,000 investment can jolt any retirement savings plan back to life....
money.usnews.com
The Banking Crisis: What Investors Need to Know [Video Explanation]
Mar 20 2023
There’s a lot of concern about the banking industry following the collapse of the Silicon Valley Bank (SVB). So what happened and how does this affect the average 401(k) investor? Keep reading t...
401kmaneuver.com
Advice regarding assisted living with no next of kin.
Mar 20 2023
Hi all, I was wondering whether anyone could provide some insight to my situation. This is mainly for my friend who is in his 40s and currently working but has some health issues that can be serious i...
reddit.com
Words with Friends anyone?
Mar 20 2023
Someone here mentioned this game, which got me back into it. It’s really a great way to stay sharp. Now if I can only do it on the treadmill. If anyone wants to play, I’m gritslad. submitt...
reddit.com
WEP and Other Pitfalls to Retirement
Mar 20 2023
Hi all... First I would like to thank all that followed along and shared their experiences in my first post, https://www.reddit.com/r/retirement/comments/11r6001/how_are_you_dealing_with_pre_retiremen...
reddit.com
Do you live in a tropical climate? What is the best and the worst thing about it?
Mar 20 2023
I love the tropics but I've only just visited. I wonder what it's really like to live in a tropical climate. Is it as great as it seems or are there pitfalls hidden under that warm sun and those sandy...
reddit.com
What was the 1st few months of retirement like?
Mar 20 2023
What did that 1st month feel like? I think I will be decompressing and tired! How was the start of your retirement ? submitted by /u/is76[visit reddit] [comments]...
reddit.com
Are you risking your income without even knowing it? Shocking truth that's affecting life.
Mar 19 2023
submitted by /u/Frequent-Ebb6310[visit reddit] [comments]...
tweetsift.substack.com
Clean Out Your Estate Planning Attic
Mar 19 2023
Cleaning out your estate and related planning "attic" can simplify your planning, identify steps and improvements, save professional fees and taxes....
forbes.com
How A Botched Retirement Plan Led Me To Living On A Cruise Ship
Mar 19 2023
My initial retirement plan wasn't to retire part-time on a cruise ship, but Mother Nature had other plans. Here’s what happened....
travelawaits.com
Avoid An SVB-Style Default And Match Your Investments With Your Goals
Mar 19 2023
While your personal financial situation might not be as likely to garner national headlines as the SVB default, it could be much more painful for you if your investments and your timelines are mismatc...
forbes.com
The Sunday Best (03/19/2023)
Mar 19 2023
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
physicianonfire.com
Medicare supplement question
Mar 19 2023
Will be retiring in September of this year! Question about shopping for Medicare supplemental insurance. Will be going with traditional Medicare, not an advantage plan. When shopping for plans, do Med...
reddit.com
Advice needed as I approach retirement
Mar 19 2023
Hello, wise and helpful people :) I'm (Single, no dependents, M58) planning to retire at 60 in the fall of 2024. My pension will cover 86% of my living expenses, and the remaining 14% will come from i...
reddit.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.