Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 13384
I immigrated to the United States when I was six years old. For the first three years of my American ... Read more...
Roughly 1 in 5 Americans aged 65 and older were employed in 2023, Pew Research Center found. That’s double the number in the mid-1980s....
You should delay taking Social Security until you reach age 70. Unless, of course, you shouldn't. Or can't. Yes, my team at Keen Wealth generally advises folks to delay their benefits as long as possi...
How do you begin to save for your children to go to college? With the rising costs of college education, is it worth the monetary commitment? Including tuition & fees, room & board, books &...
Learn about the benefits of pay-per-call marketing for lead generation. Discover which industries use pay-per-call marketing strategies to reel in clients....
It depends on how you plan to live in retirement and the associated cost of doing so....
Here's a look at the differences between an IRA and 401(k) plan....
The RMD's laws needs to be change NOW Here is my proposal to congress: 1.- Start RMD at 80-year-old for all 2.- It should be 1% taking out for all the money (tax deferred money) 3.- Eliminate the 10-y...
Derek Tharp explains how risk-based guardrails can provide a better retirement spending plan than the 4 percent rule would allow....
My late 70's friend and her Aspergers husband are sinking deeper into marital and financial trouble. They have 3 houses in far-apart states. She does all the work to take care of the properties, perso...
Misunderstandings about the solvency of Social Security and Medicare adversely affect the retirement planning of younger generations....
Social Security celebrates its 89th birthday today, but this highly popular and effective anti-poverty program needs a long-term funding solution....
The Internet is awash with talk of money-saving tips. Myriad savings guides, articles, and booklets on how to keep more of your own money adorn the World Wide Web. Truthfully, most of us gloss over th...
Explore Aspire Advantage Insurance, a top choice for high-risk drivers in California, Michigan, and Arizona....
It can be very hard to manage an aging parent at a distance when the elder's problems fall on only one person. Learn from one who learned how to do it....
Long-term care is the major uninsured expense for most retirees. Neither private health insurance nor Medicare covers long-term care expenses, although Medicare provides for care in a skilled nursing ...
I would argue for moderation. I usually have a strong opinion on issues in my sphere, but have been going back and forth about one component likely to be in any package to fix Social Security – ...
In a previous post, I discussed the futility of working when your net worth is declining. During a stock market crash or recession, your Return on Effort (ROE) for working drops significantly. Therefo...
I’m still working and have employer’s health care coverage. I already get my SS and signed up for Medicare Part A. I plan on retiring in January 2025. How soon should I apply for Medicare ...
Hello - I am looking for advice on retiring in Maryland's eastern shore. I am a native Marylander who grew up in Frederick and a homeowner in the city. I have looked at homes near Salisbury, Berlin, a...
Do you like the idea of early retirement, but you don't want to have to save every penny? Do you seek financial independence, but you don't want to permanently leave the workforce? Then Coast FIRE mig...
If you have a special needs child, you know that your retirement plan will need to include plans for their future. How do you create a great retirement while honoring and caring for your child with sp...
There’s no shame in asking for help, especially when it comes to your finances....
Last week, stock markets looked like they were on the edge of teetering over the abyss, as stocks plunged in multiple stock exchanges around the world. The Japanese Nikkei 225 index tanked more than 1...
For all the suffering the pandemic caused, it also showcased what federal social programs can do to improve disadvantaged people’s lives. The assistance passed by Congress – all of it temp...
My wife is 5 years older than me. If she starts taking her SS at her full age, it will be around $900/month. When I retire and take SS at my full age, half of it will be around $1800/month. Can my wif...
Ready for Retirement is on a mission to be the most valuable source of retirement information in the world. In that light, we’re making some changes. The biggest change is that rather than James...
Hey everyone. I’m back in Portland, but all is not well. I’m calling in sick this week. It’ll be a short post today. A week ago, I thought life was ... Read more The post Out Sick Th...
Dying with too much money is a bad plan. Learn how to spend and gift more to benefit yourself, your family, and your favorite charities....
Getting rid of the death tax (aka the estate tax) might sound like a great idea, but more people could pay higher taxes under the capital gains tax regime....
With rate cuts possibly on the horizon, now is the time to take advantage of high-yield bonds to get returns similar to the S&P 500's long-term average....
Have you ever experienced this and how did you work through it?? I’m 67, my partner of 25 years is 81. I work full time at a job that’s taking more of me than I want to give anymore. I&rsq...
The 50/30/20 ratio for working folks is widely available but I haven't found anything comparable for retirees. Is there some ratio recommendation for those retired? In our case (couple) we are spendin...
There is often confusion between a spousal benefit and a survivor benefit. There is a difference as they are two totally separate benefits....
Retirement is hard for many people. Learn how to let go in order to move on,...
If you haven’t saved enough for the retirement you want, consider downshifting as your retirement Plan B....
Can Claire and her husband retire early at age 60? Today on Your Money, Your Wealth® podcast number 490, Joe Anderson, CFP® and Big Al Clopine, CPA spitball for them and explain how to calcula...
ProFeds Founder, Chris Kowalik, reveals the real truth behind why so many federal employees take advice from the “self-appointed office experts” at the proverbial water cooler. KEY TAKEAWA...
Early 401(k) withdrawals are soaring. According to the Vanguard Group, “A record-breaking number of Americans are making emergency withdrawals from their 401(k) retirement plans in order to cove...
A traditional IRA is a powerful way to save for retirement. If you don't have a 401(k) it can be especially helpful....
Older adults are especially vulnerable, so it's important to help loved ones guard against financial fraud, particularly if they're experiencing cognitive decline....
I (60m) am currently working at a place where the dynamics of the workplace is forcing me out. I found a job that pays about 30% more and signed the contract. The downside is that it’s far away ...
Hi, this is a Canada-specific question. (no retirement sub just for Canada) I am planning to retire in 2 years and move out of the big smelly city back to my hometown in a rural area. Once there, I wi...
At Abundo Wealth, we have a growing team that provides individualized advice to every client based on their unique circumstances. However, we prioritize applying a consistent framework for providing t...
Retirement really is an art, when you get down to it. There are so many things to consider when you’re ... Read more...
Our offspring live too far away for frequent visits -- about a 2.5 hr flight away. I know a lot of retired couples move to be close to their children, maybe because they're hoping their kids will take...
62M. Live in a smaller city in Colorado. Retired from my government job on 7/1/24 after 18 years. Before that I was in the military for 23 years and retired from that in 2005. I was really looking for...
Eliminating taxes on Social Security benefits could impact your finances. Here's what you need to know....
The latest stock market correction cost me about five times what I made consulting part-time for four months. If I were smarter, I would have sold 100% of my rollover IRA before stocks started to tumb...
Using a financial advisor can be a smart move, and 80% of docs would be better off if they had a good one. Here's how much it'll cost you. The post What Do Good Financial Advisors Cost in 2024? appear...