Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 9902
How to Build Generational Wealth [All You Need to Know]
Mar 28 2023
If building wealth is hard, building generational wealth is even harder. Generational wealth refers to accumulated assets and resources that can be passed down from one generation to the next. Whether...
ofdollarsanddata.com
Should Parents Cut Digital Apron Strings With Their Kids?
Mar 27 2023
Tech makes it easy to keep in touch but it may not be good for them — or you...
aarp.org
The Curious Mind and Singular Success of Diane Keaton
Mar 27 2023
How the star of stage, screen — and, now, social media — has remained an icon for more than 50 years...
aarp.org
Lessons Learned in Retiring Abroad
Mar 27 2023
March 29, 2023 — If you have seen the ads from International Living and other companies you would think paradise awaits you in a sun-soaked tropical paradise. According to the claims, all you ne...
topretirements.com
The 10 cheapest U.S. states to retire inâFlorida barely makes the list
Mar 26 2023
The Sunshine State ranks as only the ninth most affordable state to retire in, according to WalletHub's latest study. Check out the top 10....
cnbc.com
Getting ACA health insurance before 65, is it a big deal?
Mar 26 2023
What is the trick to getting a good rate and what happens if you’re not insurable? submitted by /u/Americantruther2023[visit reddit] [comments]...
reddit.com
Guidance for retiring at 55
Mar 25 2023
I am a teacher and can retire at 55. If I retire at 55, I can start getting my pension (about 45% of my salary because I am retiring before my 30 years of service). I’ve read that I cannot start...
reddit.com
The 10 Years Before Retirement Are Critical. How to Be Ready.
Mar 24 2023
Everything you need to know to retire confidently and on time....
barrons.com
How to Model Roth Conversion Strategies in the NewRetirement Planner
Mar 24 2023
The decision to save into a Roth account or to convert money from a traditional IRA or 401(k) into Roth savings is not straightforward. There are a large number of criteria to consider and ultimately,...
newretirement.com
7 Rewarding Side Hustles for People Over 40
Mar 24 2023
A growing number of seniors are delaying retirement because they need the money, enjoy their work, or can't see themselves doing nothing. In astudy conductedin 2021 by the American Advisors Group (AAG...
wealthofgeeks.com
Biden’s Attention To Working Families — Evident In Policies And Rules — Helps Stabilize The Economy
Mar 24 2023
There is no denying the thrust of the Biden Administration has been pro working families....
forbes.com
Regularly Selling Your Company Stock Is Probably A Good Idea
Mar 24 2023
Some employers pay their employees with company stock as part of their total compensation package. This way, employees become owners and potentially feel a greater sense of duty towards the firm. If y...
financialsamurai.com
Age 60: 1m cash on hand. Is this how I should optimize my retirement withdrawals and spending?
Mar 24 2023
Recently closed a house and after all closing costs, I will have $1m cash on hand. Anticipated Retirement Income: $80,000. Age 60. Anticipated SS: $44,000 annually. 401k: 750k, currently in retirement...
reddit.com
long term CDs
Mar 24 2023
Is anyone buying long term CDs with a significant portion of their retirement money? submitted by /u/Independent_Way8128[visit reddit] [comments]...
reddit.com
4 Ways to Avoid The 10% Early Withdrawal Penalty
Mar 23 2023
One big issue with early retirement is accessing your retirement accounts. The early withdrawal penalty is 10%. Nobody wants to pay more money to the government, especially from their retirement fund....
retireby40.org
Private Real Estate vs. REITs
Mar 23 2023
Today, we are answering more of your real estate questions. We discuss if it is a good idea to have your rental properties in an LLC, if you can claim a loss on US taxes for an international property,...
whitecoatinvestor.com
How retired parents can use the FHSA to help their adult children
Mar 23 2023
If you’re a retiree or close to retiring, you probably have a paid-off principal residence, or should be close to having one. However, many retirees—including me—have grown children ...
moneysense.ca
What Is The Average Social Security Check? | Bankrate
Mar 23 2023
Social Security offers a monthly benefit check to many kinds of recipients. As of October 2022, the average check is $1,550.48, according to the Social Security Administration – but that amount can ...
bankrate.com
Is Mortgage Interest Tax Deductible?
Mar 23 2023
Many Canadian homeowners have wondered if mortgage interest is tax deductible. Chances are, they’ve heard that their neighbours to the south can claim their mortgage interest (it’s true). ...
retirehappy.ca
What was your biggest retirement promise to yourself? Did you keep it?
Mar 23 2023
Before I retired I promised myself, "When I retire I'm moving to Costa Rica". I was serious and my wife was all for it as well. When I finally retired it was a different story. My wife didn't want to ...
reddit.com
Financial advisers for retirement planning for dual US/Canadians
Mar 23 2023
Wondering if anybody has knowledge of retirement planners who work with dual citizens. We are near retirement and will be eligible for both CPP and Social Security. We also have investments in both co...
reddit.com
Filling the Gap
Mar 23 2023
For those retiring early: assuming you are waiting until 65 for a pension, and 70 for full SS benefits, how are you filling the gap until then? Are you tapping into savings? Skimming off interest? Wor...
reddit.com
Social Security Calculator - Early Retirement, but waiting until 67 to take benefit
Mar 23 2023
Does anyone know if there's a Social Security benefits calculator that takes into account if you retire early (say at 55), but wait until your full benefit age (67) to start taking social security? Al...
reddit.com
Free “Retirement Wreckers” Kindle book
Mar 23 2023
This is not an endorsement as I haven’t read it or know much more about it except for the description but the price is right. https://www.amazon.com/dp/B0BW4SYBSY?ie=UTF8&_encoding=UTF8&...
reddit.com
Emergency Medicine’s Popularity Plummets
Mar 22 2023
By Dr. James M. Dahle, WCI Founder The House of Medicine is a surprisingly stable place. Over the years, the highest-paying specialties—like neurosurgery, plastics, and orthopedics—have be...
whitecoatinvestor.com
401(k) Plans: 10 Things You Should Know
Mar 22 2023
When it comes to 401(k) plans, it's your money. But your boss and the government make the rules. 10 things you should know....
kiplinger.com
I Wish I May, I Wish I Might: Estate Planning’s Gentle Nudge
Mar 22 2023
Contrary to what you might expect, using precatory language such as ‘I wish’ or ‘I hope’ can play an important part in three estate planning objectives....
kiplinger.com
The Best Side Hustles For Seniors In 2023
Mar 22 2023
All the kids are doing it, so why not you? Retirees are increasingly earning extra income by running a small side hustle. What are the best ideas right now?...
forbes.com
Q&A: Does Secure 2.0 Go Far Enough To Really Expand Retirement Savings?
Mar 22 2023
The sorry truth is that most, over 63 million workers, have no retirement plan that will supplement their Social Security....
forbes.com
Best US retirement destinations with snow
Mar 22 2023
I'm not yet retired but my job is now remote and I would like to move to a lower cost of living city. My preference is for snow and nice views. Where have you all retired to that fits this description...
reddit.com
A Place For Mom
Mar 22 2023
Anyone have any experience using aplaceformom.com to search for assisted living for their loved one? Came across the site but as soon as I entered my information they’ve been calling and I can&r...
reddit.com
TIL you can make your bank account "payable on death" to beneficiaries, and you can double (or quintuple) FDIC insurance.
Mar 22 2023
I named my two adult daughters as beneficiaries to my bank account (I'm a widower) and my FDIC insurance coverage went to $500k. You can name up to 5 beneficiaries and it will go to $1,250K coverage. ...
reddit.com
Caregiving Obstacles When You Are Alone
Mar 22 2023
Caregiving and its effect on a familygenerated some excellent comments and areas of discussion. This subject is one that causes anxiety or some trepidation in all of us. There was a general agreement ...
satisfyingretirement.blogspot.com
A Bigger Retirement in Texas? Optimizing Golden Years in The Lone Star State
Mar 22 2023
Texas has been making headlines in recent years as an outflow of tech companies leave Silicon Valley for the likes of Austin. Media influencers like podcaster Joe Rogan has also moved from California ...
wealthofgeeks.com
Decision Time
Mar 22 2023
Well, I think I’m finally going to pull the plug. I’m 62 1/2, and I haven’t loved my job for a long time. It’s just what I’m good at, and it pays well. But it’s tim...
reddit.com
9 Questions To Help You Decide Whether To Move In Retirement
Mar 22 2023
Will moving help you have a happy retirement? The Fun Financial Planner shares 9 questions to ask help decide if moving in retirement is the right move for you....
forbes.com
Turned 63 2/23, Social Security appointment for benefits not until Friday, do they backdate benefits
Mar 22 2023
Hi there: I turned 63 in February of this year and called Social Security. They took down a lot of information but told me a second call (from their local office) is needed to finalize everything. The...
community.aarp.org
FXAIX vs VTSAX: All You Need To Know
Mar 22 2023
In this article, we will explore the difference between FXAIX vs VTSAX. Choosing between Vanguard’s Total Stock Market Index Fund (VTSAX)and Fidelity’s 500 Index Fund (FXAIX) can be challe...
inspiretofire.com
YSK that you can't contribute to an HSA if you're enrolled in any part of Medicare
Mar 22 2023
I did NOT know this, and have spent the past two days trying to un-do my mistrake. Through this community, I found out about Boomer Benefits, and on their website, I read about the rule. It's illegal ...
reddit.com
Do you have a vacation/travel budget?
Mar 22 2023
If you vacation or travel in your retirement, do you have a budget you stick to and plan out your trips around the budget? Was that always a part of your retirement plan and you saved or prepared for ...
reddit.com
Long term care
Mar 22 2023
How many have opted for long term care insurance? It's a huge cost, but the thought of needing care and leaving my spouse destitute is daunting. I know a lot of people my age (nearing retirement) that...
reddit.com
Are You Ready for the Happiness Challenge?
Mar 22 2023
March 23, 2023 — If you haven’t figured it out already, money and possessions are no guarantee of personal happiness. There are oh so many examples of very wealthy, perfectly miserable ind...
topretirements.com
Supplements
Mar 22 2023
What supplements do you take that you feel really make a difference? I bought some collagen today in the hope that it will help my knees and hair loss. submitted by /u/Huge_Prompt_2056[visit reddit] [...
reddit.com
Health Care Proxies - 5 Biggest Mistakes
Mar 21 2023
A Health Care Proxy is a critical legal and estate planning document that everyone should prepare and sign. But you also need to take additional practical steps to facilitate its use....
forbes.com
How to Get More Than $250,000 Insured by the FDIC
Mar 21 2023
When Silicon Valley Bank (SVB) experienced a bank run and was abruptly closed and taken over by the Federal Deposit ... Read more...
physicianonfire.com
Investors Nearing Retirement Show Patience With Markets
Mar 21 2023
Despite last year’s upheaval, many investors are sticking with long-term plans and tightening their budgets instead of moving money out of stocks and bonds....
kiplinger.com
Top 5 Personal Finance Books To Read In 2023
Mar 21 2023
It is becoming a tradition to share my favorite personal finance books each year and I love to do it. So many great financial minds are sharing their insights and narrowing it down to only five is a c...
forbes.com
10 investment lessons from Peter Lynch
Mar 21 2023
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Here are 10 lessons from a portfolio manager that averaged 29% annual return from 1977 to 1990 1. Everyone has a unique set of knowledge ...
freedomthirtyfiveblog.com
Medicare Basics: IRMAA - Break Down with Planning Demo
Mar 21 2023
Hey Everyone, A lot of you had direct messaged me or commented on the Medicare Basics post and had questions regarding IRMAA. I decided to make a youtube video that breaks down the issue more in depth...
reddit.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.