Curated articles and podcasts from trusted financial experts and real retirees.
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The aerospace company, locked in a standoff with striking workers, is seeking to shore up its balance sheet and avoid a credit rating downgrade....
Just because your family is wealthy doesn't mean life's all smooth sailing for your kids. When family dynamics are complicated, communication is key....
If you think an investment is too good to be true (or that it might be a Ponzi scheme), here's how you can avoid making a big money mistake. The post Don’t Invest in ‘Too Good to Be True&r...
Here's how much resident physicians make these days. But do they deserve more? According to one survey, the answer is an unequivocal yes. The post Residents Say Modest Salary Increases ‘a Disgra...
While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert nest eggs into income. The post What is Sun Life’s new decumulati...
If you are nearing retirement and have less savings than expected, you are not alone. Many Americans feel the same way. The 2023 Protected Retirement Income and Planning (PRIP) study from the Alliance...
Discover 51 legitimate ways to make money from home in 2024! From freelancing and selling products to passive income apps and tutoring, explore the best work-from-home opportunities for earning extra ...
The star ratings for Medicare Advantage plans are dropping. In 2025, only seven plans will have a five-star rating....
Out of all the things you could donate your hard-earned money to, giving to your child's school might not be at the top of your list. If your children attend a private grade school with sky-high tuiti...
When it comes to your money and planning for your retirement, legacy and more, you might need a professional to help you stay on top of it all....
Investing can feel like a battle between two polar opposites within us, the rational and the emotional, just like the classic story of Dr. Jekyll and Mr. Hyde. This week, Dr. Jekyll and Mr. Hyde are o...
We've officially announced the five winners in the Inspiring Stories category for the 2024 WCI Scholarship. Here are the winning essays. The post 2024 WCI Scholarship Winners — Inspiring Stories...
Retirees shouldn't overlook these ways to get the most from their monthly benefit....
Most economists who had to describe healthy, stable growth would end up largely describing today’s GDP numbers....
The fate of federal long-term care reform will largely depend on the outcome of the coming election. But here’s a quick look at the pros and cons of several designs:...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) How high will gold go? About 10 years ago I wrote about buying gold and silver as an investment. Since then the price of gold has gone up...
Learn how to turn your grief into goals in order to make the most of your next chapter in life....
Let's take a quick step back in time to WCICON24 when some of WCI's writers stepped on stage for the always-popular columnist panel. They answered questions about the work they do for WCI, about asset...
Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....
On April 12, 2015, I published my first post. In the nine years since I’ve kept writing… and writing…and writing. I’ve published 428 articles about retirement (see my Archive...
If you want to change something about yourself, focus on two things: pain vs. perceived pain. What I mean is the pain of your current situation versus the perceived pain of changing your situation. If...
Life is weird sometimes. We spend the first half of our lives trying not to get pregnant, and the 2nd half trying to get pregnant. And that’s how I found myself injecting strange chemicals into ...
As an investor, it’s essential to understand that risk assets come with no guaranteed returns. Setting and following a stop loss can help protect your capital from significant losses, especially...
An examination of long-term care is good for all of us. As someone trying to become more knowledgeable about long-term care, I was surprised and intrigued by Vice President Harris’ proposal to c...
Is there a good site that has either a chart or better yet, a calculator to compare different states/cities for taxes (income, property, personal property, sales, etc)? I can find the basic data, but ...
What are your thoughts on a RILA investment for retirement? Does anyone have experience investing into a RILA? Registered index linked annuities. The one I was looking at gives 20% protection of you i...
We are a newly retired couple. This years we started our first ever slow travel trip, six months of travel through Australia, Vietnam, Singapore, London, Spain. We are from Australia, currently live i...
Physicians can benefit from engaging in side gigs in several ways, particularly when it comes to financial stability and personal ... Read more...
Elder's child became worried at her out of state mom's overspending on recurring donations by cell phone. Daughter took smart preventive actions to stop the cash drain....
Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since she’s widowed and won’t be married filing jointly? How should she pay the tax on her conversions? Jennifer in Washingt...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Need to Know About Social Security Survivor Benefits for Children. Monthly payments can help offset financial impact of losing a loved one. By Patricia Amend...
We’re starting the build process in a 55+ and I have questions for those of you who’ve been down this path. Where did you spend money on options that you wish you hadn’t and where wo...
In this episode, we break down simple strategies to protect your retirement savings when the market gets rough. We’ll start with why staying calm is key and how planning ahead can help you avoid...
If you're not careful about how assets are divided or sold, you could get hit with a big tax bill....
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
New survey reveals that many people don't’ know their full retirement age, aren’t sure the age they are or were eligible for full retirement benefits or take benefits too early....
This is it. It’s time to vote and make your voice count. This is the most important election of my lifetime and I already voted. In Oregon, we have been ... Read more The post I Voted! appeared ...
I have an outstanding collection of resources on a variety of topics this month. We’ll explore financial planning concepts including Roth IRA conversions, building bond ladders, and performing 5...
The top dogs of medicine are earning rather nicely as of 2024. According to this survey of licensed practitioners in ... Read more...
Not all 401(k) plans are created equal. Here’s how to tell if yours could be more competitive....
If you asked 100 people what the purpose of financial planning is, the reflexive answer of the majority would likely be to have more money. But can we do better?...
Worried about how you'll pay for your retirement? It can help to structure your finances around five key areas: taxes, income, medical, legacy and investments....
The lower costs of a smaller home in retirement might sound appealing, but be ready for the trade-offs that come with making this big decision....
It is not easy to make friends after careers. It takes intentional effort to increase our circle of friends. This article includes strategies to meet new people....
I'm 66, my wife is 63. We're both semi-retired. I've spent SO much time in the last few years about figuring out how long our retirement savings will last. Yesterday she (a non-smoker) was diagnosed w...
I am 52 and I am always thinking ahead. Hypothetically, let's say I have $1 million in a traditional IRA and I get laid off this Fall (before 2025). If I don't earn income in 2025, why would I not tra...
Welcome to The Sunday Best, where we filter through the digital expanse into must-read insights each week. This week, we ... Read more...
Are you concerned you haven't saved enough for retirement? Here are the average annual expenses and minimum savings amounts needed to get by in all 50 states....
It's harder for retirees to bounce back from stock downturns, so you need an income strategy (and a portfolio) that's resilient.Chris...
I opened a book at random this morning and saw this encouraging perspective on retirement from English essayist Charles Lamb (1775-1834). In his day, attaining the age of fifty made one "superannuated...