Curated articles and podcasts from trusted financial experts and real retirees.
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I am considering retiring for a second time in a year from now with a fairly small (currently $38k) 401k, after 10 years at my current employer. My wife has already stopped working and left her 401k (...
Over half of all residents say they aren’t paid enough, and that’s a fair point, given that we basically live ... Read more...
There are significant tax-reduction opportunities available when employer stock is held in a 401(k) plan. But you have to meet all the qualifications....
Falling for financial scams may be an early indicator of Alzheimer's among older adults....
We get creative in this episode by utilizing Haikus designed to provide retirement planning insights for couples. We hope you find our conversation both entertaining and helpful in your retirement jou...
Homeownership is a cherished part of American society and a cornerstone of the American Dream. With the homeownership rate at 65% within the U.S. and home prices near record highs, the question is: ho...
The evidence is mounting that maintaining a comprehensive financial plan is the missing link for most people who want financial security. See why everyone needs a written financial plan. The post Plan...
There may be $100,000 reasons to delay the start of Social Security. It's tempting to start early, but your paycheck increases if you wait. The post Are You Better Off Waiting to Start Social Security...
Here's a breakdown of the logistics, including probate, taxes and who gets what if you die without a will....
One of the biggest benefits of a market downturn involves shifting market losers into a Roth IRA account to save big-time on taxes in retirement....
Does your financial planner specialize in accumulation or distributions? In this free clip from the online course, “Retirement Ready: Building Your Financial Plan,” you’ll learn why ...
I am a seasonal employee and just met the 1000 hour requirement to participate in the company 401k. I will likely continue with the company for several more years. My spouse (67) plans to retire in 1 ...
Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential fo...
Feeling overwhelmed by a swirl of competing priorities in midlife and beyond? Here are easy-ish ways to calm your financial vortex. The post Surviving the Financial Vortex: 5 Ways to Find Calm in the ...
If you're near retirement age, then perhaps what scares you more than spiders and goblins is your financial future. The post Trick or Treat? 13 Terribly Frightening (Or Not, if You Are Prepared) Retir...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! ? VIDEO INCLUDED WITH ARTICLE ? AARP-Backed Research Keeps Spotlight on Social Security Customer Service. New report, web discussion point to impact of budge...
As we approach the Medicare open enrollment period, it’s crucial for seniors to be aware of significant changes affecting their healthcare coverage in 2025. With many insurers adjusting their of...
Explore the 2024 Albert App Review, covering its budgeting, savings, investing, and cash advance features. Learn the pros and cons, safety measures, and whether Albert Genius is worth the subscription...
As a physician, you’re supposed to be the one who has it all together. Real life superhero. But when your ... Read more...
Ask yourself five probing questions to help guide yourself to a fulfilling and happy retirement. You might improve your financial security in the process....
Should you try to die with zero in the bank or leave a big inheritance? Why not both?...
Don't wait until you're no longer working to determine where your new income will come from....
If you’re concerned about possible tax policy changes after the next president takes office, you might want to consider a Roth conversion now....
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The IRS is filling gaps, fixing glitches and answering questions about the SECURE Act and SECURE Act 2.0, and about required minimum distributions (RMDs) in general....
Question: Other than the loss of stress that you used to suffer in full time work, what shift in outlook or attitude or priorities have you noticed since you retired? Did you discover it right away or...
Six months ago, I posted about my fears and elation about getting the offer of one year's salary upon voluntary relinquishment of tenure and immediate retirement (see here: https://www.reddit.com/r/re...
The first Secure Act was a "game-changer for IRAs and Roth IRAs," according to a retirement expert. Here's the compelling case for paying taxes sooner....
Forty percent of U.S. private-sector workers in a 401(k) retirement plan are in plans with automatic enrollment, and the widely agreed-upon story is that these plans work well. Now comes a more nuance...
Including disability benefits provides a more complete picture. The Social Security actuaries just released a study that takes a new look at the progressivity of the Social Security program – th...
You finally made it. College, med school, residency, and fellowship, and now you have an offer for your first “real” ... Read more...
Love it or hate it, Medicare has become one of the major pathways to healthcare in America. With all the ... Read more...
Remaining at home as long as possible is what most people want. But age brings serious safety risks for those living alone. Consider the family's options....
A securities-backed line of credit (SBLOC) lets you borrow against your investments without forfeiting their growth potential....
Learn how to master Medicare and get the coverage you need at the best rate available....
According to many of the talking heads at Fox and other conservative media sources, a huge factor in selecting who to vote for in the upcoming presidential election is whether you are better or worse ...
The IRS just increased the exemption as we enter what could be the final year of TCJA....
Using the three mental models outlined, discover how to enhance your retirement planning and become a better decision maker....
It's impossible to predict the future, but you can still create a financial plan that includes buffers for life's uncertainties....
Don't let election drama tempt you into changing the makeup of your portfolio. The sensible move right now is to work out how to lower your future tax burden....
This is how you turn the money in your Employee Stock Ownership Plan (ESOP) into a retirement nest egg, plus an example with actual numbers....
Retiring in a couple of years, partner will follow soon thereafter. We're looking around the house and thinking about things to get done. What things did you do in your home in anticipation of aging i...
Hi all, As my spouse and I approach retirement, we're considering moving out of our big, old, and high maintenance house and downsizing. Our considerations are having some extra money in the bank, and...
John Hancock’s David Cohen explains why Collective Investment Trusts are increasingly being…...
In this episode, discover retirement saving trends, financial priorities, and misconceptions…...
Transamerica survey finds 77% had little to no familiarity with pooled plans prior to adoption...
If former President’s pledges on campaign trail were to be enacted, budget watchdog says…...
Ron Surz says fund managers are coming to market with PTDAs melding target date glidepaths…...
Aerospace giant sweetens offer to end strike with better 401(k) benefits but many Machinists…...