Curated articles and podcasts from trusted financial experts and real retirees.
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I have a date and it’s rapidly approaching but I’m not excited, and I haven’t told many people because it doesn’t feel real at all! In the back of my mind I’m thinking th...
The Roth conversion is a popular year-end tax maneuver for DIY retirement planners. It works just as well at the start of the year, but more people are interested in December. The move involves transf...
Time was, including crypto in your retirement account seemed far too risky. Some financial experts now recommend it for diversification. But buyer beware....
While there are some good annuities that can be utilized by white coat investors, the vast majority that are sold are terrible deals. The post The Wrong Annuities Are Being Sold (Bought?) appeared fir...
Learn about distribution rules for inherited IRAs and learn how to strategize your distributions for your financial goals. The post Have an Inherited IRA? Here is Your Guide to Strategizing Required W...
This gift guide is focused on helping you give long term financial success and happiness to everyone on your list, young and old. The post Holiday Gift Guide: Great Financial Wellness and Investment G...
Medicare accounts for more than 10 percent of federal spending. Medicaid, which covers 90 million low-income workers and disabled people, has the largest enrollment of any government insurance program...
Real estate is inherently local, with property values closely tied to the economic drivers and characteristics of specific regions. While understanding the national housing price forecast for 2025 pro...
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them....
I'm 67, and will have to start taking out RMDs from my IRA account at 73. This will give me a big tax hit at that time and subsequently. I was thinking I could pull out $50K/year from the IRA for the ...
I am retiring at the end of the year at age 60. I had hoped to continue our health insurance (Excellus Simply Blue Plus Platinum) through my employer by doing consulting for them in 2025. Just found o...
I have a game plan to retire in March and my financial advisor says it is gonna work. And now a couple opportunities seem to be rearing their head. Returning to a job that may establish an amazing rep...
The best gift to leave heirs isn’t a lot of money. What’s really valuable is to pass along strong financial values and knowledge. Learn how. The post How and Why to Pass on Financial Value...
SteadyWise Review: Your Pathway to Financial Freedom...
Discover the features, pricing, pros, and cons of Empower in our 2025 review. Learn how Empower's budgeting tools, automated savings, and cash advance options can help streamline your personal finance...
We are winding down 2024 with a Holiday themed two part series. As you listen in on our conversation we hope you enjoy the “Stocking Stuffers” and find helpful tips for your Retirement Roa...
These 2025 top-retiree-friendly countries have an added benefit: potential tax savings for you and your heirs....
Few people are deliberate and strategic in their charitable activities, so they don't optimize the impact of their giving....
Navigating the final stretch of your professional career can be daunting. We've compiled a checklist to help you put your best foot forward into retirement....
How might a second Trump term affect your tax bill in retirement — or the inheritance tax bill for your heirs? This pro has three predictions....
Leverage in the financial world can lead to astonishing success or a crushing collapse. How are investors using leverage to invest in bitcoin?...
Sometimes a breakup is for the best. Here's how to handle 'the talk' and make the switch to a new professional who's a better fit for you....
After years of saving during your working years, what changes should you make to prepare your finances for retirement? When your paycheck stops, you’ll depend on your portfolio to fund […...
If you’re between the ages of 60 and 63, 2025 marks a golden opportunity to supercharge your retirement savings. Thanks to the SECURE 2.0 Act, the IRS is rolling out a special “super catch...
It’s good to know that a Medicare Advantage plan has two caps that limit costs, especially since those who elected this coverage face another chance to change plans...
I was annoyed that the online calculator I previously used to estimate my taxes wasn’t updated for 2024 tax data. So I decided to just build one myself. I wanted it to be simple and quickly answ...
If you are reading this, you probably need an estate plan. If you have children, live in states like California, you owe it to your family to have an estate plan that includes a revocable trust. One o...
Discover everything you need to know about Meta's exceptional employee benefits. From competitive compensation and stock grants to generous parental leave and unique perks like the Meta Recharge progr...
The initial data for the 2024 FAANG FIRE audience survey is in. More time is needed for the full analysis, but this post includes all the initial high level data into the results....
There was overwhelming support for a broadly FIRE themed book club! We’ll cover a mix of classic staples like The Simple Path to Wealth by JL Collins and The Little Book of Common Sense Investin...
This is the first annual FAANG FIRE reader survey. Were you ever curious whoreads FAANG FIRE and how you compare? How many are already FIRE? Whatare there FIRE numbers? Do they plan on retiring in the...
This year my family switched from our EPO health insurance plan to a High Deductible Health Plan with a Health Savings Account (HSA)....
Volatility is back, but for long-term investors, it’s business as usual. Focus on your goals, stick to your plan, and avoid panic decisions. Read more on how to manage market swings....
This summer was really challenging. I think it was one of the tougher summers I’ve experienced. Tougher than last year when I was laid off. I am semi-retired officially. My daughter finished kin...
One reason to hold different asset classes is that they are not perfectly correlated. Over time, if you don’t rebalance your portfolio, your asset allocation will naturally drift away from your ...
Since the first robo-advisors came on the market, I have been “robo-curious”. Robots could manage hundreds of individual positions while creating daily tax loss harvesting opportunities. B...
Would you consider not getting married to your partner for an extra $10,000 per year? That is a very real question that high earning dual income couples can face. The issue has to do with how the US f...
FAANG Savings Prioritization. Discover strategic investment scenarios for mid-level FAANG employees and tech professionals looking to optimize $100k in annual savings. This guide covers various financ...
You have heard your colleagues talk about this “Mega Back Door Roth” thing? Or perhaps you read about it here on FAANG FIRE and thought it was some exotic, complicated, advanced strategy. ...
Welcome to the second part of the series where I am trying to identify how much is “enough” to retire early in San Francisco. Two years ago I had determined that my “Enough Number&rd...
Hey FAANG FIRE! I just returned from 7 days in Oahu, Hawaii. All contributing towards my goal of increasing spend on vacation that I mentioned in my last post where I outlined my current spending. We ...
Medicare supplement G provides health coverage during overseas travel. There is a $250 deductible and it provides 80% coverage. Has anyone had experience with any claims for this coverage? I’m c...
I am 55 and planning to semi retire at 62 and have an encore career as a part time therapist. I have all the certifications done and think this could be a rewarding way to stay active and be helpful t...
I keep search I no and they say it is at AARP but cannot find it....
Answering reader questions about the Mega Backdoor Roth, Roth conversions, solo 401(k)s, individual IRAs, and what to do with an inherited IRA. We also talk about whether the Robinhood 3% match is wor...
Here’s the thing: retirement isn’t just about hitting a magic number—it’s about understanding what you actually want out of your life once work is no longer in the picture. In ...
Here are eight resources to help pass your life story on to your family. How do you want to be remembered?...
Today, we tackle a question from Patrick about the nuances of capital gains taxes on the sale of a primary residence. We break down how community property laws can impact your tax liability, the role ...
This week, many of you will be having RSUs landing in your brokerage account. If you felt stuck on what options you have, this post will go through all the resources I have written on the topic....