Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 6760

Tax-Loss Harvesting (Making The Most Of Your Losses)

Apr 29 2021

Tax-loss harvesting is ofen considered an "advanced" investment technique, but it's not as complicated as it seems. It's worth understanding....

theretirementmanifesto.com

The 6 Stages of Retirement

Apr 19 2021

The 6 Stages of Retirement provides helps people appreciate the challenge of deciding to retire and disenchantment retirees experience....

caniretireyet.com

The Self Educating Child

Apr 18 2021

So it looks like my 15-year-old is officially a high-school dropout. Halfway through ninth grade, emboldened perhaps by the taste of freedom that Covid-era remote learning had provided, he realized th...

mrmoneymustache.com

Healthcare Costs in Retirement - Eggstack

Mar 07 2021

While some costs such as transportation typically decrease in retirement, healthcare costs do not. Most retirees experience a marked increase in healthcare costs. Continue reading...

eggstack.com

Bogleheads® retirement planning start-up kit

Feb 07 2021

The first step of preparing for retirement is to do some research. There is more to retirement planning than managing stocks and bonds....

bogleheads.org

Making the Switch: How to Go from Growth to Income

Jan 04 2021

Most of us are familiar with working and saving, but what happens at retirement and it’s time to transition to spending our hard-earned funds?...

thestreet.com

What is your retirement strategy?

Jan 02 2021

With our very first paychecks we started IRA’s, with automatic monthly deposits....

quora.com

How do I plan for retirement?

Dec 25 2020

There is a huge identity loss once retired that many are not ready for. One ne needs to understand how they plan to fill their lives....

quora.com

529 Plan For High School Seniors and Students Already in College

Dec 17 2020

When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them....

thefinancebuff.com

How to Get Out of Debt: 12 Ways

Dec 14 2020

Find the right way for how you can get out of debt. You have options! Find a way that will work for you....

newretirement.com

Retirement Projection Calculator

Dec 01 2020

Use our free simple retirement calculator to determine how much of your income you need to save for your future retirement nest egg. Simply enter your current age, the age you plan to retire, your sta...

choosefi.com

The Eight Stages of Early Retirement

Nov 30 2020

When it comes to predicting your post-retirement life, you won’t know what it’s really like until you’re in it....

millennial-revolution.com

401k vs Pension: How To Make Your 401k Pay As Much As a Pension

Nov 19 2020

Next time you hear "people used to have a pension," think "people used to save 15-20% of their pay." Nothing stops you from doing so today, unless you don't want to....

thefinancebuff.com

How To Find Your Passion in Retirement (A Reader's Story)

Nov 11 2020

Today, a reader struggles with the question of how to find your passion in retirement. With two years to go, he shares what he's doing....

theretirementmanifesto.com

The 6 Most Common Retirement Mistakes

Sep 30 2020

What are the 6 most common retirement mistakes? Why do 43% of retirees have regrets, and what can we learn from them?...

theretirementmanifesto.com

Positive Cash Flow: An Open Secret In Early Retirement

Sep 24 2020

Having both current income and an investment portfolio makes you financially more secure. That's the smart way to do FIRE....

thefinancebuff.com

How To RV In Retirement

Sep 02 2020

If you're thinking of getting an RV in retirement, today's post is for you. What we've learned from 3 years of RV'ing in retirement....

theretirementmanifesto.com

How to Start Investing in Dividend Stocks

Jun 20 2020

I love our dividend portfolio because it's a great source of passive income. See how to start investing in dividend stocks....

retireby40.org

A Retirement Calculator Worth Your Time

Mar 04 2020

A review of the retirement calculator from NewRetirement, including a summary of all functionality, pros and cons, and a summary of other product offerings....

theretirementmanifesto.com

Fifteen years of semi-retirement ~ Get Rich Slowly

Feb 23 2020

Fifteen years ago, Bob Clyatt chose semi-retirement: He shifted to less stressful part-time work. He wrote a book about it. This is an update on his life....

getrichslowly.org

The Dark Side Of Retirement

Nov 19 2019

While most people find retirement to be a great time in life, there are those who suffer from The Dark Side of Retirement. Today, some tips to help....

theretirementmanifesto.com

What Medicare Does Not Cover

Oct 26 2019

Medicare won't help you pay for these commonly used health care services....

money.usnews.com

How Long Will Your Retirement Savings Last?

Oct 16 2019

"How Long Will Your Retirement Savings Last?" is one of the most important questions to ask, but it's impossible to answer. Today, some free tools to help....

theretirementmanifesto.com

Health Insurance Options When Retiring Early

Oct 02 2019

Here's how to find health insurance if you retire before age 65....

money.usnews.com

How To Find Fulfillment In Retirement

Jul 16 2019

An expert in the field of retirement planning shares his perspective on how to find fulfillment in retirement. His advice is worth heeding....

theretirementmanifesto.com

Tax Strategies for High Income Earners | White Coat Investor

Jun 24 2019

The rich do take advantage of their knowledge of the tax code to pay less in taxes. But six strategies higher earners use are available to everyone....

whitecoatinvestor.com

What Is a Medicaid Annuity?

May 29 2019

Medicaid-compliant annuities can be a financial lifeline for some seniors. These immediate annuities provide a guaranteed income stream that can help someone maintain quality of life if the spouse mov...

money.usnews.com

Retiring Early: Effect On Social Security Benefits

May 28 2019

Retiring early means lower average earnings for calculating Social Security benefits. However, once you reach the second bend point, you aren't losing much. I show you how to see when you will reach t...

thefinancebuff.com

Oversaving and What To Do About It | White Coat Investor

Nov 16 2018

Are you Dr. Content or Dr. Neurotic when it comes to oversaving? The more we can move toward Dr. Content and away from Dr. Neurotic, the happier we and our families are going to be....

whitecoatinvestor.com

Wisdom

Oct 20 2018

  Six years ago today I woke up officially retired from the workplace, a new identity waiting to be formed.  Yes, six years!!!  And what a six years it has been.   Prior to retiring I received lot...

kathysretirementblog.com

Retirement Rules of Thumb - Eggstack

Sep 12 2018

In today’s episode of eggstack, we examine retirement rules of thumb. Who knew retirement planning was so easy you could do it with a rule of thumb? Continue reading...

eggstack.com

Tracking your holdings

Aug 28 2018

If you are like many readers, you’ve come to this blog having already spent years, maybe even decades, investing....

jlcollinsnh.com

Savings Rates & Reaching FIRE

Aug 20 2018

Are you saving enough?  It's the most basic of questions.  Yet, I’m always so disappointed when I see an article showing how low the US savings rate is.  A recent study by Fidelity showed that th...

mrfirestation.com

Social Security Claiming Strategy Calculators Compared

Jun 20 2018

I compared two free calculators for the optimal Social Security claiming strategy with hypothetical test cases. They both do a good job....

thefinancebuff.com

Why I don’t like investment advisors

May 04 2018

When I say Money Managers, I am also referring to Investment Advisors, Financial Planners, Brokers and the like....

jlcollinsnh.com

How and why you should start an emergency fund

Jan 29 2018

Financial experts agree. The first thing you should do (besides pay for basic expenses) is build an emergency fund to cover your ass when disaster strikes....

getrichslowly.org

How to get out of debt

Jan 15 2018

There's tons of info online on how to get out of debt. Too often, these end up as a scam. Here's how to get out of debt without gimmicks or games....

getrichslowly.org

Is There A Normal Retirement?

Apr 30 2017

It was the end of 2012 when I first started looking for articles on what retirees did to create a happy retirement.  My queries on the web resulted mostly in articles about retirement timing and fina...

kathysretirementblog.com

What Will You Do In Retirement?

Apr 23 2017

Last week Mike wrote to ask me for a quick answer to the question, “What are you going to do when you retire?” Mike plans to retire in three months. I often receive the related question, “What d...

kathysretirementblog.com

The Great Bond Diversification Myth – Early Retirement Now

Aug 17 2016

Bonds diversify your equity portfolio risk. Everybody knows that, right? Well, how much diversification potential is there, really? Much less than we thought! Of course, bonds are still useful but for...

earlyretirementnow.com

Money Money Money?

Jun 15 2016

The one thing, as much as anything, that consumes people's thoughts when they think about early retirement is money.  How's the market doing?  How are my savings doing? Will I have enough?  Have I ...

mrfirestation.com

Milestone: First 50 Days of Early Retirement

May 23 2016

It has been more than a month now since I early retired from MegaCorp and adopted my new life of leisure.  It feels like I am still "skipping school" and am expected to go back to work at some point....

mrfirestation.com

How Much Is Enough?

May 16 2016

Retirement planning can seem like a dense jungle of confusion and jargon, which is why many financial planners like to rely on a few simple rules to guide our decisions, and easily the most important ...

millennial-revolution.com

Mega Backdoor Roth: Convert Within Plan or Out to Roth IRA?

Apr 26 2016

When your 401k-type plan allows non-Roth after-tax contributions, you can take the money out to a Roth IRA or convert to Roth within the plan. Either way works....

thefinancebuff.com

How to save money for college. Or not.

Apr 16 2016

More and more frequently in the comments here I get asked about the tools specifically designed to help parents save for college....

jlcollinsnh.com

My Philosophy on Money

Apr 16 2016

I thought about the question for a while and couldn’t come up with anything. No big deal; sometimes it takes me awhile to arrive at a good answer....

1500days.com

Why you need F-you money

Apr 11 2016

There are many things money can buy, but the most valuable of all is freedom....

jlcollinsnh.com

Early Retirement and Opportunity Cost

Apr 05 2016

Early retirement is expensive when you include the opportunity cost. It's the opposite of frugality....

thefinancebuff.com

The Best Retirement Withdrawal Strategies

Mar 08 2016

My latest research into the best retirement withdrawal strategies, including target and average asset allocations, and rebalancing strategies....

caniretireyet.com

Health Insurance for Early Retirement

Feb 17 2016

   Health insurance is a big, incremental expense for people hoping to retire early from corporate life.  Understanding our options and the costs has been an important focus for us as we've plotted...

mrfirestation.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.