Discover the Best Insights for Every Stage of Retirement

Do You Really Want Advice?

Do you really want advice? In life? In financial matters? Let's explore what we are seeking from others when we ask for advice....

The Saver’s Match and Auto Portability: A Powerful Combination

Tom Hawkins says combining the power of the upcoming SECURE 2.0 change with the efficiency…...

401(k) Tax Implications: What You Need to Know

When it comes to saving for retirement, it may be not just about how much you save – it may be about how much you get to keep. Understanding 401(k) tax implications may help you maximize your sa...

With High Yields, Do Treasury Bonds Belong in Your Retirement Portfolio?

How Treasury bonds can protect your retirement nest egg. The upside, risk and low-down on T-bonds....

21 Ways to Invest in Yourself Without Spending Much

Most people think investing in themselves requires big money. That’s a lazy excuse. The smartest investment isn’t in stocks, real estate, or business ventures, it’s in leveling up yo...

The Price of Poverty: 18 Brutal Ways It Actually Cost More to Be Poor

Being broke isn’t just tough, it’s expensive. Every dollar stretches less, every bill costs more, and every setback hits harder. The less money you have, the more you get charged for basic...

Waiting For The Perfect Price Could Hurt Your Lifestyle And Happiness

I recently came across an eye-opening chart by the National Association of Realtors showing that the median age of first-time U.S. homebuyers is now 38 years old. That’s a significant jump from ...

February 2025 FIRE Update

Hey Everyone! Did you have a good month? February was another hectic month at the RB40 household. I was busy fixing up our rental condo. That’s done and it’s listed ... Read more The post ...

Planning for Healthcare Costs: How Financial Advisers Can Guide Their Clients

Here are five ways financial professionals can advise clients to take a strategic approach to their healthcare costs today to help safeguard their tomorrow....

529 Insanity

You don't need $1 million in a 529. A 529 doesn't have to pay for everything either. Here's how to break away from the 529 lunacy. The post 529 Insanity appeared first on The White Coat Investor - Inv...

The Threatening Health Risk: Loneliness In Aging Parents

Feeling lonely isn’t good for anyone. Recent studies show the connection between loneliness in elders and dementia risk. Families need a strategy to mitigate this risk....

The Unsung Economic Engine: Retiree Pension Spending

Retiree spending powered by U.S. private and public sector defined benefit pensions is substantial: $1.5 trillion in economic output, supporting 7.1 million jobs....

Are You Ruining Retirement And Birthday Celebrations?

Negative messages are often sent during retirement and birthday celebrations without knowing it. We can all learn how to be more positive and send friendly messages....

The Average Monthly Social Security Check: January 2025

The average monthly Social Security check amount might surprise you. Here's a look at the numbers and why they matter....

Telling my boss I'm retiring on Thursday. Nervous!

It's finally happening. On Thursday I get an equity grant and will tell my boss that I'm retiring. I have to give 90 days notice. I'm feeling extremely anxious about telling her as I don't know what t...

The art of the small adventure - tell me about your simpler discoveries

I've never seen Paris or Rome or taken a Viking cruise or hiked up Machu Picchu, but I've been to a dozen countries and hiked in a number of national parks and been to 45 states. Now, my appetite for ...

Intersectionality And Money: Why Financial Planning Is More Personal Than Finance

Intersectionality helps explain why personal finance is more personal than it is finance....

Why Self-Storage Should Be in Every High Earner’s Investment Portfolio

As a physician or high-income professional, you are uniquely positioned when it comes to financial independence. Years of rigorous education ... Read more...

High-Net-Worth Individuals and Estate Planning Under Trump

We don't know what’s going to happen with taxes. Keeping an eye on these issues is imperative so you can make the appropriate moves at the right time....

How to Invest Like the Rich (and Pay Zero Taxes on Gains)

The wealthy favor private equity and credit (and private placement life insurance) for higher returns with no taxes. If you're worth $1 million, you can, too....

Looking at new job versus retiring

I like working, so I am looking at a job 5 minutes from my house, @ 1/2 my pay, good insurance benefits, and none of the work drama, management of people, work pressure and stress I have in my current...

One month into retirement update

I retired about a month ago and last posted an update after the first few days HERE. Now that it's been 30 days, a few more notes and a couple of questions for you: 1) Still have not had a work dream ...

Veteran continues to serve community after 26 years in Air Force

Treasure Valley Silver Award – Sponsored by B.O.S.S. Retirement Solutions & Advisors bySophia DoumaniTo read on CBS2 News, Click Here BOISE, Idaho (CBS2 News) —Just because Bruce Schof...

Has (or will) cost of living change your retirement travel plans?

Hi everyone, I am wondering if cost of living, inflation, etc has changed or will change your plans for travel in retirement? I would love to read your thoughts in the thread below. The reason I am as...

The X Factor

Financial knowledge isn't enough. Without the X Factor, you'll never reach financial success. Here's how to get to the next level. The post The X Factor appeared first on The White Coat Investor - Inv...

Retirement Income Tax and the IRS: What Retirees Need to Know for 2025

Several tax changes are happening that can impact how your retirement income is taxed at federal and state levels....

The Sunday Best 03/02/2025

Picture the thing you love the most. For me, its my Koa wood ukelele. Imagine it sitting on a desk ... Read more...

Retire Abroad Where 'The White Lotus' Was Filmed

This lush locale is the perfect setting for 'The White Lotus,' season three. You can retire there peacefully without the hit show's murder and mayhem....

Preparing for an Inheritance: Don't Let Your Blessing Become a Curse

A few practical steps, such as establishing your financial independence and asking questions, can help you avoid inheritance pitfalls....

Always Broke? 18 Bad Money Habits You Need to Break Now

Being broke isn’t just about how much you earn, it’s about what you do with it. You can bring in six figures and still feel like you’re treading water, or you can make a modest salar...

Caregiving Is a Stealth Retirement Expense for Women: I Should Know

Eldercare takes a toll on everyone, but women's careers tend to suffer more — with dire consequences over the long term....

Deferred Sales Trust: An Alternative to a 1031 Exchange

If you're looking for the best tax-efficient way to sell a real estate investment, should you use a deferred sales trust or a 1031 exchange? The post Deferred Sales Trust: An Alternative to a 1031 Exc...

Listed: Three Homes for Retiring in Portland, Maine

Three real estate listings in Portland, Maine....

The Golden Window: A Top Tax Strategy for the Right Retirees

Maximize your retirement savings and minimize your tax burdens by taking advantage of the strategic 'Golden Window' before Social Security and RMDs begin....

Roth or Traditional? Seven Considerations for High Earners

Retirement savings and taxes are a minefield — and the higher your income, the more complicated the options. Use these tips to find your way forward....

The Social Security Fairness Act: Good News for Retirees?

Millions will be affected by new rules that boost Social Security benefits. But if you qualify, there may be knock-on effects on your retirement cash flow....

Policy Uncertainty Is Bad For The Economy

Economic policy uncertainty has surged since Donald Trump’s election. This does not bode well for the economy....

The Toll: Caregiver Stress, Caring For Aging Parents

Tending to the needs of aging parents will exact a toll on anyone doing this job. Noticing the effects and taking protective steps can save you from breakdowns....

How To Make Your Children Millionaires Before They Leave Home

If you don’t believe the world will grant your children a fair chance to succeed, you may want to take matters into your own hands as parents. One way is to set them up for financial independenc...