Curated articles and podcasts from trusted financial experts and real retirees.
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There aren’t many negatives to FI life, but one of them may be this: It’s a lot easier to say Yes to all of the fun that comes your way. I’ve been home exactly one weekend this year....
TIAA pushed back, citing fiduciary duties....
Unsure if it is a good move or not to start taking withdrawals from my 401k at age 60 as I am being let go from my job and unsure what kind of job I will get next. Portfolio may be at 1 million now. M...
I am being "early retired" by my employer due to budgetary pressures; I'm one of many aged 60 and over offered a package to retire. I am going to be 61 in a few months. I am not sure that I want to st...
Tuesday, February 25 - Monday, March 03, 2025 Most Commented score comments title & link 277 287 comments Retiring from an organization with no recognition 81 101 comments Looking at new job versu...
The Great Recession wasn’t just a market crash, it was a wake-up call. One day, people felt financially stable. The next, jobs were gone, home values crumbled, and retirement accounts took a bea...
A friend of mine was trying to figure out why his financial advisor was underperforming the market so badly. Over the past 5 years (November 15th, 2019, to November 15th, 2024), his portfolio was up j...
A question has been plaguing me lately… “How To Choose The Best Medicare Plan For You” I’m turning 62 this month and inching closer to a decision […] The post How To Ch...
A simplified estate strategy will expedite the settlement of your estate after you're gone, lower audit risk, reduce costs and cut your beneficiaries' stress....
How should families plan to pass on their wealth amid ongoing uncertainty over estate taxes? Even if TCJA provisions are extended, they might still be temporary....
How much would you need from the sale of your business to retire without sacrificing your lifestyle? This simple calculation will give you an idea....
Answering reading questions about tail insurance coverage, annuities and whole life insurance and why you should avoid these products, and the implication of property tax and home insurance. The post ...
FROM THE ARTICLE: Acting Social Security Chief Says Agency Moves Will ‘Prioritize Customer Service’. Dudek addresses spending cuts, office closures, data privacy fears in response to AARP ...
FROM THE ARTICLE: How to Plan for Retirement Like a Veteran. Surveys show ex-service members retire with more assets, less debt and greater confidence. Here are six ways to follow their lead. By Jon M...
I 69f usually get up with 3 dogs at around 6a...they all go out and do their business, and usually sit around reading the news...we all eat around 7 and then get out to walk around 730-745--I have to ...
Prices keep climbing, and paychecks don’t stretch like they used to. Groceries, gas, and everyday essentials all cost more, forcing people to rethink how they spend. Ignoring it isn’t an o...
Root Collective member Gary asks how to fund a $40K home remodel before retiring—should he use a taxable brokerage account, tax-deferred 401(k), Roth IRA, or cash? Ari and I break down how to ha...
Most people appreciate the assets or sentimental items that comes from an inheritance. But if you don't want it, here's what to do. The post Disclaiming an Inheritance: How, When, and Why appeared fir...
This week, we’re diving into a question about the tax treatment of Special Needs Trusts. There are two types—First-Party and Third-Party trusts—but how does each one affect taxes? We...
As I watch my stock portfolio correct, I take solace in knowing that my real estate portfolio continues to chug along despite the chaos, fear, and uncertainty. With mass government personnel cuts, new...
Taxes are one of those things people love to hate. Every year, millions rush through their returns, hoping they don’t owe too much or, better yet, get a decent refund. But in that rush, plenty o...
Retirement should be about enjoying life, not obsessing over every dollar. Old habits die hard, and for good reason, many Boomers built their wealth through smart saving. But not every frugal move is ...
“The Millionaire Next Door” by Thomas J. Stanley and William D. Danko provides a groundbreaking look at the true nature of wealth in America. Based on extensive research, the book reveals ...
Just received a notice from SSA that I may be eligible for a pension from a firm I worked at years ago. It’s not an insignificant amount. That company, though, was bought by another company, tha...
Hey all, I’m a few years out from retirement and I’m paying off things, saving for the insurance shortfall until Medicaid kicks in, etc. I’m throwing most of my “extra” m...
This will be my first full year of retirement. SS, a small FERS annuity, and 401k (TSP). Since I’m not having any Fed withholding on my annuity taken out, my tax guy says I need to be making qua...
In the weeks following the Presidential inauguration, the administration’s approach to public health has begun to take shape through a ... Read more...
If spending makes you nervous, the 'Die With Zero' rule might be be for you. Because you don’t want to be the richest person in the graveyard....
Significant benefits throughout the rest of the year can be had if you take some time now to revisit your financial plan and adjust accordingly....
Company owners hoping to sell and stop working won't know whether an offer on their business is good enough unless they know their 'wealth gap.'Evan...
There is a good chance someone you know will not get their Social Security check in the next one to three months....
Nearly 84% of U.S.-based plans have an ERISA violation, spotlighting a need for independent benchmarking audits....
Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part of an RRSP, and which withdrawal strategy may be the most tax-efficient? The post ...
Episode 465: The stock market has been driven lower because of extremely negative investor sentiment. But I think the reality is a much stronger economy. The trauma is self inflicted by President Trum...
Money stress is real. You work hard, pay bills, and still feel like you’re barely keeping up. But here’s the thing, what if you’re actually doing better than you think? Most people d...
California is suffering a severe doctor shortage. But then again, so does most of America. After only meeting 54% of ... Read more...
? Show Notes In this episode, Roger Whitney tackles the critical question of life expectancy in retirement planning. With statistics from the CDC, he guides listeners through the complexities of deter...
Children’s book author and CERTIFIED FINANCIAL PLANNER® Jamie Bosse explains how to teach your grandchildren about money....
In this episode, Sean breaks down the key questions you should ask when seeking advice from a Financial Advisor. With so many potential questions out there, it can be overwhelming to know which ones m...
Workforce cuts may delay benefits, shut down offices and create problems for retirees who rely on government assistance....
As discussed in our post of February 21, 2025, pre-eminent retirement researcher Dr. Wade Pfau has become an actuarial approach convert. You can hear Dr. Pfau and Alex Murguia discuss why they prefer ...
How to decide if an extra five years is worth it....
The consequences for missing a Medicare Part B premium payment can be severe, yet the issue often goes unnoticed until coverage is suddenly gone....
Technology and tech-enabled services are new costs in retirement planning and longevity preparedness....
You ever see someone’s salary and think, no way they should be making that much? Turns out, a lot of people do. Some jobs pay obscene amounts, while others barely scrape by. And every time someo...
My wife and I had a conversation recently about whether or not we should pay off our 2.3% mortgage or let it ride? It’s the kind of debate that gets people fired up. Some swear by the peace of m...
Letting your children know your intentions while you're still around to explain your reasoning, and while you can make adjustments, can limit discontent later....
My income is modest by physician standards, but it's still pretty darn good by American standards. Here's how I set expectations for myself. The post Setting Expectations for the Moderate-Income Physi...
To maximize Social Security Fairness Act benefits, retirees will have to minimize unexpected tax burdens....
401GO will power isolved's three retirement plans through the company's cloud technology platform...