Curated articles and podcasts from trusted financial experts and real retirees.
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Answering reader questions about HSAs and who might want to use them, the Thrift Savings Plan, and what to do with your retirement accounts when transitioning into active duty in the military. The pos...
In light of the recent release of the 2025 OASDI Trustees Report, there has been considerable news concerning Social Security’s financial status and the possibility that if Congress does not act...
A seven-figure portfolio can feel like a green light for retirement—but the numbers don’t always tell the full story. In one case study, a couple with over $1 million saved faced a withdra...
Learn about everything that has changed (and why) in Boldin's Monte Carlo analysis and your Chance of Retirement Success score. The post Understanding Boldin’s Monte Carlo Simulation: What It Is...
Jeremy Keil explores Barron’s 5 strategies to respond to market volatility with your retirement portfolio. Are you feeling nervous about what today’s market volatility could mean for your ...
We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduc...
Being quiet isn’t a weakness. In fact, some of the most in-demand and best-paying roles today are perfect for people who prefer focus over chatter and solo work over small talk. I’m an int...
One of the biggest concerns about early retirement is how to afford healthcare without an employer-sponsored plan. It’s a valid worry, health insurance in the U.S. isn’t cheap, and medical...
Bill Gates has spent decades at the top of the business world, but his attitude toward money might surprise you. He’s built a fortune, but he rarely talks about wealth in the way most people exp...
You don’t need a four-decade career to earn six figures. Many jobs pay well long before the typical retirement age. Some of the best-paying careers take less than 10, 20, or 30 years to peak, an...
The financial services firm’s guidance takes a different path than the traditional 4%-a-year strategy. Researchers compare the two to see how they stack up....
Ida May Fuller, Social Security's first beneficiary, retired in 1939 and died in 1975. Today, we should all be planning for a retirement that's as long as Ida's....
You've heard of mutual funds and ETFs, but direct indexing may be a new concept ... one that could offer greater flexibility and possible tax savings....
As the third quarter gets underway, here are some takeaways from the market's second-quarter performance to consider as you make investment decisions....
Let's examine issues that group practice retirement plans may encounter and how to address them in a way that's compliant and cost-effective. The post Medical Practice Group Retirement Plans: The Good...
I have my retirement invested via Fidelity (required by my employer). I get free advice from a Fidelity adviser, a CFP I really like (very thorough and rational). Theyve done very well for me. As I lo...
I should take my own advice but interested on other views as well. I’m 65. I currently receive two pensions from previous employers and work enough to qualify for a third, as well as very attrac...
Understand how benefits work before applying, so you don’t lose money for which you qualify....
If you've also recently been laid off, don't panic! Here's expert advice on what to do....
An article from the Atlantic caught my eye recently, entitled “‘Success Addicts’ Choose Being Special Over Being Happy”. As a recovering “Success Addict” who quit h...
FROM THE ARTICLE. Retiring Abroad Isn’t as Hard as You Think — Here Are 4 Ways to Do It. Permanent residency is one option, but other routes to an expat life can be more flexible and affor...
All July long, we’re featuring a special replay series of standout episodes—and this week is no exception. Join us for a special episode as we welcome Christine Benz to discuss her book, "...
I'm a public defender who would like to do other things, maybe. My job tires me out and sucks up most of the week and the occasional night/weekend. It's also stressful, though less so as I've aged. It...
Few financial advisers have heard of this 401(k) withdrawal issue. Here's how to safeguard your portfolio....
There’s no shortage of financial advice online, but experience is what separates noise from knowledge. Most of the best money moves won’t go viral. They’re too simple, too consistent...
Budgeting gets a bad rap. But for me, it was never about restriction—it was about clarity. I retired at 42, and budgets were one of the most useful tools that helped me get there. I’m not ...
There are three forms of currency in our lives: money, time, and physical health. Spend some time reflecting on where you are in each area. The post Performing a Personal Financial Health Audit: How I...
As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. Financial advisors say the loss in retirement savings is rarely recovered....
If you're planning to pass down property to your heirs, a 'tangled title' can complicate things. The good news is it can be avoided. Here's how....
Becoming a landlord late in life can be a risky venture because of potential health issues, cognitive challenges and susceptibility to financial exploitation....
Homeowners leverage their home equity through various strategies, such as HELOCs or reverse mortgages. A newer option: Shared equity models. How do those work, and what are the pros and cons?...
For nearly 25 years, Vanguard has offered exchange-traded funds (ETFs) to its investors as a share class for many of ... Read more...
Letters are going out to 103,000 Medicare beneficiaries who may have been impacted. Here's how to protect your identity and benefits....
A degree isn’t required to become a millionaire. Some of the wealthiest people got there not by climbing a corporate ladder, but by owning what others overlooked. The job itself doesn’t ma...
Tuesday afternoon movies for cheap The YMCA is filled full of people like me, and they have everything I need for fitness and general recreation Morning 3 mile walks in the neighborhood Dining out alm...
I received my letter informing me how much I’ll receive and hound expect my first payment June 10th or around. Was wondering if anyone know how long this first delay can be?...
Check out these free or affordable online classes for retirees and grab some extra smarts....
Woohoo! The stock market just reached a new all-time high. It’s party time. In April, the stock market dropped precipitously due to tariffs, uncertainties, and conflicts around the world. US ......
If your pension impacted your ability to collect Social Security benefits, 2025 is a very good year for you and your spouse. The Windfall Elimination Provision and the Government Pension Offset are no...
This month, the National Academy of Social Insurance (NASI) released “Social Security at 90: Policy Options for Strengthening the Program’s Finances and Avoiding Automatic Benefit Cuts.&rd...
From smart claiming strategies for couples to tips on maximizing your monthly check, we have advice that can help you....
Municipal bonds can be good insurance against inflation — and interest is tax-free. But as with all investments, understanding risk is key....
Think of your financial adviser as a golf caddie — giving you the advice you need to nail the retirement course, avoiding financial bunkers and bogeys....
“May you always life in interesting times.” –Ancient Chinese Proverb To which I reply: Shut the Hell up, Ancient China! Oh, we live in interesting times alright. A little too interes...
Elder care is a personal and financial vulnerability many people fail to plan for....
Many retirees unknowingly jeopardize their financial security by making three common income-investing mistakes. Learn how bond ladders—made easier with LifeX ETFs—can help lock in predicta...
Looking to earn some extra spending cash in retirement? Those bonus bucks might be just a few clicks away from landing in your pocket....
Estate planning for the LGBTQ community should be proactive and thoughtful, and consider new techniques in light of the current legal and social environment....
My Uncle gave me my first share of stock for my birthday in May of 1995. That one share of Chevron set me on a path to learning to invest most effectively — by doing it myself. All the books, bl...
Celebrating 4th of July is a summer staple for most Americans, but it doesn’t come cheap. When you add it to already high summer spending, Independence Day can quietly drain your wallet. In fact...