Curated articles and podcasts from trusted financial experts and real retirees.
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Wondering if anybody has knowledge of retirement planners who work with dual citizens. We are near retirement and will be eligible for both CPP and Social Security. We also have investments in both co...
For those retiring early: assuming you are waiting until 65 for a pension, and 70 for full SS benefits, how are you filling the gap until then? Are you tapping into savings? Skimming off interest? Wor...
Does anyone know if there's a Social Security benefits calculator that takes into account if you retire early (say at 55), but wait until your full benefit age (67) to start taking social security? Al...
This is not an endorsement as I haven’t read it or know much more about it except for the description but the price is right. https://www.amazon.com/dp/B0BW4SYBSY?ie=UTF8&_encoding=UTF8&...
By Dr. James M. Dahle, WCI Founder The House of Medicine is a surprisingly stable place. Over the years, the highest-paying specialties—like neurosurgery, plastics, and orthopedics—have be...
When it comes to 401(k) plans, it's your money. But your boss and the government make the rules. 10 things you should know....
Contrary to what you might expect, using precatory language such as ‘I wish’ or ‘I hope’ can play an important part in three estate planning objectives....
All the kids are doing it, so why not you? Retirees are increasingly earning extra income by running a small side hustle. What are the best ideas right now?...
The sorry truth is that most, over 63 million workers, have no retirement plan that will supplement their Social Security....
I'm not yet retired but my job is now remote and I would like to move to a lower cost of living city. My preference is for snow and nice views. Where have you all retired to that fits this description...
Anyone have any experience using aplaceformom.com to search for assisted living for their loved one? Came across the site but as soon as I entered my information they’ve been calling and I can&r...
I named my two adult daughters as beneficiaries to my bank account (I'm a widower) and my FDIC insurance coverage went to $500k. You can name up to 5 beneficiaries and it will go to $1,250K coverage. ...
Caregiving and its effect on a familygenerated some excellent comments and areas of discussion. This subject is one that causes anxiety or some trepidation in all of us. There was a general agreement ...
Texas has been making headlines in recent years as an outflow of tech companies leave Silicon Valley for the likes of Austin. Media influencers like podcaster Joe Rogan has also moved from California ...
Well, I think I’m finally going to pull the plug. I’m 62 1/2, and I haven’t loved my job for a long time. It’s just what I’m good at, and it pays well. But it’s tim...
Will moving help you have a happy retirement? The Fun Financial Planner shares 9 questions to ask help decide if moving in retirement is the right move for you....
Hi there: I turned 63 in February of this year and called Social Security. They took down a lot of information but told me a second call (from their local office) is needed to finalize everything. The...
In this article, we will explore the difference between FXAIX vs VTSAX. Choosing between Vanguard’s Total Stock Market Index Fund (VTSAX)and Fidelity’s 500 Index Fund (FXAIX) can be challe...
I did NOT know this, and have spent the past two days trying to un-do my mistrake. Through this community, I found out about Boomer Benefits, and on their website, I read about the rule. It's illegal ...
If you vacation or travel in your retirement, do you have a budget you stick to and plan out your trips around the budget? Was that always a part of your retirement plan and you saved or prepared for ...
How many have opted for long term care insurance? It's a huge cost, but the thought of needing care and leaving my spouse destitute is daunting. I know a lot of people my age (nearing retirement) that...
March 23, 2023 — If you haven’t figured it out already, money and possessions are no guarantee of personal happiness. There are oh so many examples of very wealthy, perfectly miserable ind...
What supplements do you take that you feel really make a difference? I bought some collagen today in the hope that it will help my knees and hair loss. submitted by /u/Huge_Prompt_2056[visit reddit] [...
A Health Care Proxy is a critical legal and estate planning document that everyone should prepare and sign. But you also need to take additional practical steps to facilitate its use....
When Silicon Valley Bank (SVB) experienced a bank run and was abruptly closed and taken over by the Federal Deposit ... Read more...
Despite last year’s upheaval, many investors are sticking with long-term plans and tightening their budgets instead of moving money out of stocks and bonds....
It is becoming a tradition to share my favorite personal finance books each year and I love to do it. So many great financial minds are sharing their insights and narrowing it down to only five is a c...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Here are 10 lessons from a portfolio manager that averaged 29% annual return from 1977 to 1990 1. Everyone has a unique set of knowledge ...
Hey Everyone, A lot of you had direct messaged me or commented on the Medicare Basics post and had questions regarding IRMAA. I decided to make a youtube video that breaks down the issue more in depth...
Stereotypes about aging parents can cause us to assume that they can't make any good decisions. Some impaired elders can still express preferences well and they need to be heard. Families may not alwa...
Buying a home is likely to be the biggest financial decision you will ever make. As a result, such a decision requires careful consideration of your financial situation, personal life, and the state o...
Am 52, recently retired and like everybody here (well mostly everybody) am adjusting to my new life and despite some challenges am overall enjoying experience. One of my main goals I have set myself i...
In case you haven’t noticed, I’ve been trying to give my daughter the hook-up on her credit lately. Yes, Faith’s only 12, but that’s even more of a reason to work on it now &nd...
The easiest way to purchase cryptocurrency is through a cryptocurrency exchange. Many crypto trading platforms support dozens, if not hundreds of coins, making it easy for you to manage your digital a...
It’s been well documented that the COVID recession and layoffs in 2020 were particularly hard on Black, Hispanic, and Latino Americans. But if they had a disabling physical and medical condition...
Hey Everyone, I wanted to provide a very brief summary on the basics of Medicare and some FAQs I get as a Financial Planner. Again, I want to stress this is a high level overview for those of you in h...
Retirement is on the radar now, so I have a question - what would you have done different the year before you retired with what you know now that you have. submitted by /u/StMaartenforme[visit reddit]...
The government recently did a veto on a bill that would require investments in Retirement funds not be required to meet the Environment, Social, and Government requirements, rather than on profitabili...
The days aren't long enough for all the stuff I do, and want, to do. Social life doubled, and life is stress free. Incredible lifestyle. I would go back and be 30 or whatever and do it all again if of...
Today is my 1-year retirement anniversary. Here's some reflections of my Expectations vs. Reality. Expectation: I might miss having a sense of purpose in life that work brings. Reality: Ya, kinda. I a...
Congress might bring back the charitable deduction for non-itemizers....
Hey everyone. I have an announcement to make. Heh heh. The announcement always means trouble, especially at the dining table. But this isn’t a huge deal. I’m planning to work a bit more to...
Working through retirement may seem like an absurdly oxymoronic approach to one's golden years, yet it's becoming the norm. Over two-thirds (69%) of unretired investors report they may work or continu...
Many families discover that trying to mitigate the cost of long-term care can conflict with another common retirement concern — reducing taxes for retirees and their heirs....
Everyone is suddenly talking about raising the retirement age, but is the discussion already moot? And what impact might earning post-retirement income have on your Social Security benefits?...
Recently, I temporarily went broke because I improperly managed my private investment capital calls. Because this happened, I thought I’d discuss some straightforward solutions to ensure you alw...
I just turned 67 and claimed my SS benefit when I reached my FRA, last year. My wife, who turns 66 this next week, was mostly a stay at home mom but did teach for a few years. Upon her turning 62, she...
Paid Research Opportunity Savvy Cooperative is looking for people who have Active Coverage from a Medicare Advantage Plan, Medicaid Plan, or other plans from Marketplace (Obamacare) Details 10-min use...
There can be advantages to having a lot of stock in one company, but ‘de-risking’ can help avoid some significant disadvantages....
