Curated articles and podcasts from trusted financial experts and real retirees.
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What does it take to retire in the top 1%. Is a million dollar 401(K) enough to maintain your standtard of living in retirement? Financial Planner LA explains.
When it comes to needing long-term care, millions of middle-income older adults are trapped. Now, policy analysts are beginning to think about middle-income seniors.
Scott Kirby's comments on a national wealth tax and a near-100% inheritance tax come as states debate new taxes on the wealthy.
Answer 7 quick questions to uncover which iconic approach to passing down wealth matches your personal philosophy.
Hidden rules, automatic surcharges, and tax-bracket traps can catch even careful retirees off guard. Here's what to know.
I’m in my early 60s and debating whether to keep working at my low paying part-time job, cut back, or retire. A major factor is whether the additional income is worth potentially losing ACA subsidies ...
The federal estate tax might not touch your $5 million portfolio, but other issues can easily shrink your family's windfall. Here’s how to protect it.
Medicare’s website makes it easy to compare plans and convenient to enroll in a new Medicare Part D Prescription Drug Plan.
Instead of letting life insurance policies lapse or even liquidating them, advisors can guide clients through settlements, which might make sense depending on clients' situations.
Learn the 401k contribution deadline for 2026, including employee deferral cutoffs and employer rules. Master timing to maximize your retirement savings.
Vanguard’s proxy voting program is growing fast. Evidence that greater participation changes corporate decisions is harder to find.
Warren Buffett has spent decades telling anyone who’ll listen that he lives simply. Same house in Omaha he bought in ... Read more
For some people, a disconnect exists between the numbers on the page and that person’s feelings about them. I am one of those people. The post Why You (and I) Aren’t Retiring appeared first on The Whi...
Schedule a Free Financial Assessment with an experienced professional: https://bit.ly/YMYWassessC How much can you actually spend in retirement without running out of money? That’s today on Your Money...
If you wait too long to start spending your money, you will have wasted many years of unnecessary work, stress, and worry. You'll have traded your best decades for a number on a screen that eventually...
I will be starting Medicare next year and I have 1 very expensive med. The part D plan I am going to choose covers it. My question is that once I fill it for the 1st time and pay the $2400 am I covere...
Our reader wants to pay for hybrid life and long-term care policies with a pre-tax retirement account. Experts break down the numbers in this week's Wealth Wise advice column.
Twentysomethings are increasingly skeptical about homeownership and investing. But a retirement account (and the magic of compounding) could change their minds.
I (62f) retired in early September. I had researched everything, knew what I would take from my funds, knew I’d take COBRA, applied for SS, we got husband’s (66m) Medicare and Medigap set up and ready...
Taxes may be the last thing on your mind right now. The kids are studying for mid-terms and the holidays ... Read more
Investing can feel exhausting when your work is already packed with tasks. Amid meetings, deadlines, family responsibilities, and day-to-day duties, ... Read more
I waited until 70 to claim for the usual reasons. This also triggered a bump in my wife’s, because spousal benefits kicked in. It’s great to see the healthy deposit, though we’ve been doing fine the l...
October 19, 2026 – Welcome back to a new installment of the Safe Withdrawal Rate Series. Please check the Series Landing Page. Today’s topic is an update on a post I published in 2024, Part 61, Safety...
Think you can get a new Social Security card whenever you lose one? Federal limits say otherwise.
WCI is introducing a new job board, powered by our partners Marit Health. Here's why this job board could change how the industry works. The post Physician Job Searching and Recruitment Has Changed ap...
Living longer doesn't necessarily mean living healthier. A new Milken Institute project explores what it will take to close that gap.
If you don't need or want to take your required minimum distributions (RMDs), you can consider these strategies to help lower your tax bill.
A will alone doesn’t mean your heirs can easily or quickly access your estate. If you want to leave funds for a funeral, here’s what to do instead.
I retired from Union Pacific 3 years ago at 61, after 36 years, so I get my Railroad Retirement, Tier 1 and Tier 2. My granddaughter helped me look it up and it's a little over $4,000 a month after ta...
A Trump Account converts to Roth. A UTMA can't, but it can still go into Roth accounts within a few years, paying lower taxes along the way. Learn the Nuts and Bolts I put everything I use to manage m...
We talked to a number of WCIers about the most frugal thing they've done lately (or ever). Here's what they told us. The post What’s the Most Frugal Thing You’ve Done Lately (or Ever)? appeared first ...
The best part of my FI journey has been meeting eclectic, smart, and fun humans. People on the FI journey tend to be a little different and I find that I have more in common with them. I’m really fort...
A fulfilling retirement isn't just about filling your days with hobbies, but finding purposeful engagement that offers challenge, growth and accountability.
Is your retirement goal a "magic number" you think you need to be comfortable? You need a plan based on your own life, not someone else's arbitrary benchmark.
As a hospice physician, Jordan Gurmet discusses a familiar tragedy beyond the emotional weight of medical illness: the sudden, overwhelming ... Read more
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/7a0f48 ======================= Every time you add one more year to your retirement projection, the numbers get bet...
Ready to retire? See what it's like to work with us → https://learn.rootfinancial.com/15076a ======================= You saved well. You invested well. You built $2 million or more. But the habits tha...
From 529 rollovers to custodial accounts, financial experts explain how to set young adults up for true financial independence.
Long-term care involves dealing with doctors, managing medications, arranging transportation and finding a facility. How should you and your family prepare?
Please raise your hand (and maybe in all your posts and comments add "single" or "solo") if you are a retired, or about to, single person. And maybe where you live. I have the opportunity to retire ab...
Hi All, I am 64 years old and would like to delay social security until 70. My plan is to put 6 years of expenses into something safe and put the remaining money into something more aggressive like an...
I retired July 1st after a long career in tech, and at least two other careers before that. I started working when I was 12 and was never really unemployed. Some things about retirement have really sh...
My wife and I are looking to retire in 2030 or sooner. I‘m not worried about money, but I want to make sure we are prepared with regard to insurance, withdrawal strategies, Social Security commencemen...
Tuesday, October 06 - Monday, October 12, 2026 Most Commented score comments title & link 278 337 comments Ready to retire but family not so much 176 248 comments Are you busy now that you’re retired?...
Hey everyone! I hope you finished your 2025 taxes because October 15th is right around the corner. This year, I put off finishing our taxes until the very last moment. ... Read more The post Making Ou...
After my posts on being broke again at 49 and feeling silently stressed, some of you let me have it. Irresponsible. Reckless. Top of the market psychology. All fair points. Please keep the respectful ...
A couple days before I published Broke Again At 49, my wife said going to Las Vegas over the long weekend would be a lot of fun. I had floated the idea a couple weeks earlier. Unbeknownst to me, she t...
The Garrett Planning Network of financial professionals aims to break down the barriers stopping ordinary Americans from getting the unbiased guidance they need.
Marginal tax rates drive choices about investment portfolios, Roth accounts, side gigs and charitable donations. Here’s how to calculate yours before you make any moves.
Market swings tempt many near-retirees to move to cash. A financial coach explains when it’s smart planning and what to ask before you sell.