Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 7224
10 Inefficiencies I Look for on Rich Retirees' Tax Returns
Nov 16 2024
Your tax return could hold clues to several missed opportunities and important gaps in your retirement planning....
kiplinger.com
Estate Planning: How Does the Basis Step-Up Rule Work?
Nov 16 2024
The step-up in basis, one of the most powerful tools in estate and tax planning, can make a huge difference in capital gains taxes owed....
kiplinger.com
What do you do to make moving to a new place as comfortable as possible?
Nov 16 2024
We started our first slow travel trip this year September. So far we have stayed in 5 different locations. Our choice of accommodations in each location was ranging from disastrous to average at best....
reddit.com
Why am I so nervous about retiring soon?
Nov 16 2024
I’m 60, turning 61 soon. Financially, I think we’re (60 wife) in solid shape, but I’m a nervous wreck about telling my boss I’m retiring. We have $1.5m in our IRAs, $1.7m in af...
reddit.com
HSA contributions close to retirement
Nov 16 2024
I turn 65 in December, my spouse turns 65 in February. We are currently on my large employer HSA medical coverage. My Company adds $500 each quarter. For various personal reasons I am not sure when I ...
reddit.com
Lump sum and manage or pension?
Nov 16 2024
I (m 62) have some health concerns and would do 100% survivor for the wife (f56). She should be around a long time. Lump is 196K, annuity is $1053 a month for my life then her life I would need to mak...
reddit.com
Learn to be retired before jumping in with both feet…
Nov 16 2024
I’m 59 years old and going to retire soon after 31 years of working. I watched my father bouncing off the walls his first year before settling into retirement. I realized that it would be a good...
reddit.com
Is a 55+ Community Right for You?
Nov 16 2024
Before you sign on the dotted line, consider HOA fees and community culture....
kiplinger.com
What Every 40-Year-Old Should Know About Social Security
Nov 16 2024
Younger workers have a lot to gain by understanding how Social Security works....
money.usnews.com
MoneyLion Review 2024: Is MoneyLion the Financial Solution You’re Looking For?
Nov 16 2024
Explore MoneyLion, a financial app offering fee-free cash advances, credit-builder loans, and managed investment accounts. Discover how MoneyLion’s Instacash, RoarMoney bank account, and persona...
thinksaveretire.com
Why Digital Skills Are Crucial for Modern Personal Finance Management
Nov 16 2024
Managing personal finances has evolved dramatically, driven by the rise of digital technologies. From online banking to investment opportunities, digital skills are now indispensable for handling your...
thinksaveretire.com
The Investing Strategies I Teach Young Mothers
Nov 15 2024
These simple investing strategies were developed to help single mothers, but they'll help all young people build a decent nest egg....
kiplinger.com
The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen
Nov 15 2024
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous ...
financialsamurai.com
Will You Pay Taxes on Your Social Security Benefits?
Nov 15 2024
You might, depending on your income, but smart financial planning now can help lower or even eliminate your taxes in the future....
kiplinger.com
Can an Investment Policy Statement Make You 5 Times Wealthier?
Nov 15 2024
Find out why an investment policy statement will keep your financial goals on target and how to get one set up. Learn more now... The post Can an Investment Policy Statement Make You 5 Times Wealthier...
boldin.com
The Social Security Spousal Benefit – Further Explanation
Nov 15 2024
Further explanation of the tenets behind the Social Security Spousal Benefit provision for clarification and better understanding. The post The Social Security Spousal Benefit – Further Explanat...
financialducksinarow.com
Black Friday: The FIRE-Savvy Approach to Avoiding Post-Holiday Regret
Nov 15 2024
Several years ago, I made a “killer” Black Friday score. I’d been eyeing a sleek set of headphones, and after ... Read more...
physicianonfire.com
Estimating Your 2024 Tax Bill
Nov 15 2024
I was annoyed that the online calculator I previously used to estimate my taxes wasn’t updated for 2024 tax data. So I decided to just build one myself. I wanted it to be simple and quickly answ...
andrenader.substack.com
Choose Your Medicare Open Enrollment Advisor Carefully
Nov 15 2024
Medicare Open Enrollment period is more complicated than usual this year. It's important to have the right advisor help you navigate the choices....
forbes.com
5 Steps to Turn Your Nest Egg into a Retirement Paycheck
Nov 15 2024
Sponsored Content by Sensible Money...
kiplinger.com
Your Year End Retirement Checklist: Put 2024 Behind You and Prepare for a Great 2025 and Beyond
Nov 15 2024
Use this retirement checklist of 28 wise things to do before each year’s end to set yourself up for a great 2025 and a secure future. The post Your Year End Retirement Checklist: Put 2024 Behind...
boldin.com
467: Financial Independence vs. Financial Security: Do You Need Both?
Nov 15 2024
If you have financial independence, does that mean you also have financial security? Or does it work the other way around? Truth be told, these terms have different roles in your financial life. In th...
retirewithpurpose.com
Auto-IRAs: A Smart Boost to Your Retirement Strategy
Nov 14 2024
Does your state allow automatic IRAs for employees without a 401(k)? It could be a powerful tool for your retirement....
kiplinger.com
When Your Portfolio Makes More Money Than You
Nov 14 2024
I was twelve, maybe thirteen years old. Our elderly neighbors could no longer keep up with the flower gardens and ... Read more...
physicianonfire.com
How to Create a Retirement Income Plan to Cover Caregiver Costs
Nov 14 2024
Getting all of your assets to work together is key to having enough retirement income to pay for caregivers and other long-term care needs....
kiplinger.com
SEC Docks Invesco Advisers $17.5M for Misleading ESG Statements
Nov 14 2024
New Spending in Retirement study shows big increase in spending more than they can afford…...
401kspecialistmag.com
1 in 3 Guilty of Overspending in Retirement: EBRI
Nov 14 2024
New Spending in Retirement study shows big increase in spending more than they can afford…...
401kspecialistmag.com
Medicare Premiums Growing Twice as Fast as Social Security COLA
Nov 14 2024
As CMS announces 2025 Medicare premiums and deductibles, new analysis finds Medicare Part B…...
401kspecialistmag.com
Retirement Plan Participants Want More in Digital Experiences
Nov 14 2024
Still, a Corporate Insight report finds that 87% of plan participants are “somewhat…...
401kspecialistmag.com
New Future Capital Partnership Targets Held-Away 401(k) Assets
Nov 14 2024
Deal with SS&C's Black Diamond Wealth Platform integrates customized 401(k) solution for…...
401kspecialistmag.com
Retirement 401(k) and IRA Contribution Limits for 2025
Nov 14 2024
The IRS announced changes to retirement contribution limits to help workers boost their retirement savings with cost-of-living adjustments. Whether you’re saving through a 401(k), IRA, or anothe...
401kmaneuver.com
Black Workers Rely More on Federal Disability
Nov 14 2024
A small fraction of U.S. workers are on federal disability insurance – about 8 million – but the monthly cash payments are crucial to them because they’re no longer able to work. Wha...
crr.bc.edu
Plan For Retirement Beyond Your Go-Go Years
Nov 14 2024
With long retirements, you’ll need to plan ahead for multiple phases of life that come with different needs and interests....
forbes.com
Meeting with Advisor Before Retirement
Nov 14 2024
I am meeting my financial advisor to double check that we are ready for retirement. I am positive we are ready according to my numbers, but as so many have posted, there are always doubts. I really ho...
reddit.com
Retiring away from Mom and son
Nov 14 2024
Looking for some advice and perspective from this wise group of people. Here's the story so far... My wife and I have worked in tech and done well enough for ourselves. During COVID, she went through ...
reddit.com
Retirement Year End Planning: Contributing to Assets
Nov 14 2024
Join us as we dive into year-end financial planning strategies to optimize your retirement plan. This episode unpacks the essentials of contributing to various accounts like 401(k)s, IRAs, Roth IRAs, ...
share.transistor.fm
How One Caregiver Is Navigating a Loved One's Dementia
Nov 14 2024
She's spent many hours doing research and speaking with other caregivers to find her way to resources designed to help caregivers....
kiplinger.com
Principal Taps Next CEO
Nov 14 2024
Deanna Strable previously worked as Principal's COO and CFO...
401kspecialistmag.com
401(k) Balances at Bank of America Spike 11% in Q3
Nov 14 2024
Average balance now tops six figures after closing 2023 at $86,000...
401kspecialistmag.com
ESG Adoption Gradually Increases in 2023
Nov 14 2024
Numbers are still lower compared to 2021's high adoption rate of 49%, finds Callan...
401kspecialistmag.com
Self-Directed 401(k) Balances Up 21% in Past Year: Schwab Report
Nov 14 2024
Apple reclaims top spot from Nvidia among SDBA equity holdings...
401kspecialistmag.com
Post-Chevron Ruling Toolkit Rolled Out by ERISA Law Firm
Nov 14 2024
Resource designed to help clients understand, anticipate and navigate the full impact of…...
401kspecialistmag.com
Companies That Had Their IPO in 2005: How They Shaped Today’s Market
Nov 14 2024
In 2005, the Initial Public Offering (IPO) market experienced a remarkable revival, with 190 IPOs happening in the United States. ... Read more...
physicianonfire.com
Financial Lessons From Strange Phobias
Nov 14 2024
Do you or any people you know have phobias? Well, on this episode we look to have a little fun in drawing some financial analogies from some of the worlds strangest phobias and discuss potential lesso...
retirementroadmappodcast.podbean.com
Best Investing Apps for Retirement
Nov 14 2024
These apps help retirement savers plan, invest and even get matches on qualified accounts....
money.usnews.com
Here's How To Discuss Money Effectively With Your Parents
Nov 14 2024
Meet Ari Taublieb ? If you didn’t already know, Ari and I work together at Root Financial, and we thought it was finally time to launch a podcast series together. In our very first episode, we d...
buzzsprout.com
Mastering Budgeting in the Digital Age
Nov 14 2024
There’s never been an easier time in history to take the reins of your finances and make your money work harder for you. Indeed technology makes effective budgeting accessible to everyone. It&rs...
thinksaveretire.com
Retirees older than 65, do you find your world is getting smaller?
Nov 14 2024
Now that I'm retired, I'm finding myself getting less interested in world or national news, about opinion pieces, about scandals and controversies, about huge initiatives that might have a significant...
reddit.com
The Heroes of My Life — Part 2
Nov 14 2024
This is part 2 of Dr. Jim Dahle's harrowing story of his accident, rescue, and recovery after he fell off the North Face of the Grand Teton. You will hear from all of the people who had a hand to play...
whitecoatinvestor.com
Uncover Your True Investment Risk Profile: It’s Not What You Think
Nov 13 2024
After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my percei...
financialsamurai.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.