Showing 50 results of 445
Since a surviving spouse gets the most flexibility and tax breaks of all possible beneficiaries (other than perhaps a charity), it seems that choosing your spouse as the beneficiary of your IRA may be...
I am well situated right now. However, if my spouse dies, I can imagine living an expat life in Europe at least for a while. (He has health problems, and is a homebody. When I travel, I go with my sis...
In 2014, my wife retired from her high-stress pathology practice at age 48. She walked away for a specific reason ... Read more...
I inherited my husband's IRA retirement upon his death. I am liable for Federal taxes if I transfer this to my IIRA retirement?...
Wondering if anyone is in the same boat as I am. I turn 62 in December. Have a good job I like but my health is failing. Cardiac issues. I plan on retiring in Jan. My wife has a great job that she lov...
Aaron Blight and his wife were thrown into the role of caregiver when his mother-in-law was diagnosed with a brain tumor. The couple cared for her for more than five years, juggling her needs with rai...
Does anyone know if I am able to check on the status of my son's social security benefit payment. He lives with my ex-wife and neither of them will communicate with me. My son turned 18 in January of ...
Three years before he died, my husband had a major stroke while playing golf. He was rushed to the hospital, treated quickly, and had minimal lasting effects from it. However, we did not realize at th...
I retired last year at 60. My wife plans on retiring next April at 60 as well. We’ve done ok in life relatively speaking. We will be able to buy a retirement home and live near our kids fairly c...
So far it's been great. Work was never my life so I don't miss it. I didn't have friends so I don't miss them. My wife is the only person I talk to on a regular basis. No debt, modest home paid for, L...
I am 64 but have not filed for SSI. My wife is also 64 but already filed for SSI when she was 63. My benefit will be significantly higher than hers. My question is does the benefit for her as a surviv...
In the last year I left my full time job and began working part time 20 hours/week. I consider myself semi- retired. But since my spouse is still working full time, I've taken on almost all the househ...
In 2007, I had a dream of taking my future family on a ski vacation. I was an avid snowboarder and my wife enjoyed the tranquility of Lake Tahoe. After receiving a good bonus, I bought a two-bedroom, ...
I (64F) retired in December 2019 and husband (63M) shut down his business December 2023. We live in a HCOL area that is getting more crowded, higher crime and more noise and air pollution. I hate it h...
My husband is retiring after 50 years at the same company. Pretty astounding in this day and age, right? The question is will it matter if he retires on the first or last day of the month (ex. 7/31 or...
I am 55 1/2. Lost my wife 7 months ago. I have a job I enjoy, but working 40+ hours a week has been a grind and am looking forward to the day I can retire and start to do the hobbies that I thoroughly...
I watch this sub pretty closely as my husband and I are closing in on the window of time that "retirement" seems like a close reality as opposed to something far off in the distance. I also work in th...
For those that keep track/spreadsheet expenses, are you able to share your total all-in medical/healthcare cost for a year? I'll be retiring end of this year. Husband already is retired but on my comp...
I’m a 54F who really wants to retire in two years. My partner and I have planned for retirement at age 59. He said he is okay with me retiring in 2 years-but I’m concerned he will be resen...
Lately, I've been pondering why I have less admiration for men who claim to be retired but have a working spouse. Is it fueled by envy? It's possible, considering I wouldn't mind if my wife were the b...
My spouse and I have worked in the same office for almost 15 years. We will be retiring at the same time three years from now). Has anyone been in the situation? I know people can struggle to along wi...
I’m 64 and getting very close to submit my retirement letter. Today, my wife and I usually head out for lunch and dinner. Nothing expensive and it breaks up the day well. However it would probab...
My husband and I are thinking of moving to a land-lease retirement community of individual bungalows with basements. We would love a bungalow due to arthritis and other health issues. The community is...
Been looking at communities as my wife like the idea of a very active place such as what she see in adverts for Margaritaville (though we've not been yet, probably will visit one this year as we get c...
I've faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it's important to clarify that she hasn't been truly retired. Instead, she has been ...
I went for a pre consultation about retiring but the rep I spoke to didn't seem knowledgeable I was a given a date of 6 months from now which didn't seem correct. I went for another consultation and t...
A few weeks ago my husband (60) received an early morning phone call from his manager and the HR representative, letting him know that he is retired effective immediately. He had planned to work anoth...
Aside from your spouse or partner, if applicable, who is the first person you told once you made the final decision to retire? Why that person? I have friends who have retired and my guess is that I w...
My wife and I are looking ahead towards retirement in a few years. We're considering staying where we currently live in NY because almost all of our family and friends are here. We're also considering...
My wife and I are just about ready to retire up in Wisconsin. My main priority in retirement is to be able to ride my bicycles at least ten months a year, and ski some as well (willing to travel to do...
My wife and I are approaching our one-year retirement anniversary, and it's been everything we had thought it would be. "Every day is Saturday," etc. Waking up whenever and simply going with the flow ...
Just after midnight on New Year's Day of 2012, I was standing in a pizzeria in New York with my wife Carissa. We had just watched “The Ball” drop in Times Square. Frank Sinatra's "New York...
I am enjoying being retired so far. Haven't really done much except for a little more reading. My question is what have you retired folks done to ensure your brain stays healthy? My husband is 70 and ...
I am self employed and my company buys health insurance for our group. Spouse has worked for my company for a couple of years, but was on our health insurance regardless. I will be Medicare eligible 8...
I am 68 years old and have delayed taking Social Security. Spouse is 64. She doesn't qualify for benefits, so she would be receiving a portion of mine when I pass. Would there be any difference in her...
My wife and I have no kids or family. What should we be thinking about and planning differently than if one had a big family? We have a will and the packet that goes along with that. I was hoping to f...
In this episode of "Rock Your Retirement," Barbara shares her incredible experiences from a three-week trip to Europe, including visits to Ireland, Iceland, and Spain. Barbara and her husband embarked...
I will be retiring December of this year. Husband retired a few years ago. We are not yet collecting SS since I'm working full time and there's no need to yet. We have a home that we will be selling a...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
I am the higher earner and also older spouse. I am older by 4 years. Our plan was to wait until I turn 70 to receive the maximum benefit. A year after that my spouse would reach her FRA of 67 and her ...
My wife is no longer working, so she has no income. She just turned 63. If she starts taking her SS now, does she get penalized for my income if we file taxes jointly? Her difference between taking at...
In December 2016, I purchased a 2015 Range Rover Sport with 10,800 miles. At the time, I had been driving a Honda Fit but sought a larger vehicle as my wife was expecting in early 2017. During the pur...
Here's what I'm trying to do and what I found out, but would like to confirm. I'm a U.S. citizen and permanent resident of Japan, having lived here 40 years. I live with my same sex partner of more th...
My husband and I have been in 12 Step Recovery programs, Alcoholics Anonymous and Al Anon, for over 40 years, since we were both in our 30s. As young adults, alcohol abuse was already having a bad eff...
Photo credit: jb If you or someone you know has inherited an IRA from a spouse, there are several options available for handling the account. You could transfer the IRA to an inherited IRA, properly t...
Me and my spouse really like the idea of The Villages in Florida where you get to own your own home and there’s a bunch of things to do all the time (soccer, pickleball, swimming, knitting) and ...
I would like your opinion. I don’t plan on collecting SS until my full retirement age which is a few years from now. After that, God willing, I plan on working until I’m 70. My wife is at ...
My wife and I know enough not to go out on the road on New Year's Eve. But we don't always know enough not to drive when the weather gets bad. My wife B desperately wanted to drive up to New Jersey to...
My spouse is 8 years younger and will not be on SS for several more years. I am 65 and want to retire, but I have read that his income will deduct what I should be able to draw. How much will I be pen...
In 2014, my wife had just retired from her stressful Pathologist role when I uprooted her to fulfill my dream ... Read more...