Showing 50 results of 445
My wife and I are increasing the seriousness of our search. We've done week-long vacations in cities and narrowed our search. Our current interest is probably moving to an active, Sunny/warm 55+ commu...
My wife will reach FRA 6/2025 she will draw on my earning history. Will she be qualified for 1/2 what my SS payment was in 2019 or will it be adjusted for COLAs that have taken place since that time?...
I’m new in retirement. Retired at 64. When I look at the week ahead and know I will be away for two hours for volunteering, and two hours for book club, and time for exercise classes I feel so G...
We own our home and will retire in 2-3 years (me at 70, my wife at 65). We have adequate retirement income to cover expenses. We live in a small town that is unfortunately quite a ways from either of ...
My mom is 87 and she lost her husband 2 years ago. She is not tech saavy and received no letter from SS so she did nothing about claiming spousal benefits. When I assisted her to put in the claim, SS ...
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Can Jessie and Becky in Iowa retire now at age 52? Should Robert and his wife file their taxes separately, to pay less tax on their required minimum distributions? Can Joe and Al validate Mike in Minn...
Take your time and seek professional advice before making decisions about your late spouse’s wishes and wealth....
My company outsourced my job and I am 62 next month. I have a 401k, pension and working younger wife. She is 56 will work another 4 to 6 years. Medical is covered via her work. I am on staff till Dece...
After his father lost healthcare coverage in retirement and had to pay for a major health event with savings, Derek was highly motivated to ensure sufficient coverage in retirement. He even considered...
A listener says, “Eventually, one spouse will pass before the other, which will often catapult the survivor into a significantly higher tax bracket. Shouldn’t a Roth strategy take this int...
James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...
I'm counting down to retirement on 9/1/25, and my wife (retired 5 years ago and loving it) sent me this nugget today. A retired person is a jùbilado/a. I just love this, with its connotation of...
The wife and I are wrapping up careers and plan to be completely retired by early November. While it’s a little intimidating, it’s also very exciting. It felt great last week when I starte...
I can’t wait for my wife to retire. What? Yes, I mean it. I planned ahead for retirement. I have plenty of hobbies and retirement has been the greatest. However, my wife still works. Therefore, ...
Hi. My mother's husband started collecting her social security after she died 6 years ago. Recently a previous husband she is divorced from 50 years ago is now trying to file for 1/2 her social securi...
70 year old, Retired 6/2022, but still. have opportunities to work for $65/hour as much as I want to. Wife tells me I need to quit, but I like the extra $1000 -$ 1500 per month for the 20-25 hours I w...
I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...
As doctors, we know people die all the time. Financially speaking, it's a massive tragedy to lose income when others are depending on it. The post What to Do If Your Doctor Spouse Dies Young appeared ...
I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...
Hello everyone! My husband and I are in our early 60s (him) and late 50s (me). He is looking at retiring from his company in about 5 years. We have lived in the same area in the south for the entire 3...
I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...
As we age, it’s normal to become more empathetic toward widows and widowers. We see friends go through the struggle of losing their spouse and deal with that difficult transition […] The ...
I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...
My husband and I had an excellent retirement plan and were planning on retiring the same month. We have a vision for what that will be like and what we will do, However, I’m having mobility prob...
My wife and I are 68 and planning on traveling around a few states (Ohio, Michigan, Wisconsin and Indiana) in September. If I sign up using SIlverSneakers with Anytime Fitness and Planet Fitness in my...
Hi everyone, My wife and I are thinking of packing in our jobs and perhaps holding part-time roles for a few years. We’re both 59. The dilemma- we don’t have nearly enough to retire on in ...
I don't understand why if I go by the 4% rule, my SS payment and our budget, we have plenty of money left over, without even counting on collecting my husband's SS payment in 9 years. But New Retireme...
My late 70's friend and her Aspergers husband are sinking deeper into marital and financial trouble. They have 3 houses in far-apart states. She does all the work to take care of the properties, perso...
Hey gang, here's a first-world problem: I would like to retire in the next 3 to 4 years and live nomadically / slow-travel for a few years, staying in rented apartments across the continent and the wo...
I am on SSDI an my spouse is on SSDI. He has liver cancer. When he passes away, how will SSDI work?...
This might seem like an odd question but I've been getting conflicting advice. Husband 71 and retired with pension and SS. I'm 65 and working full time at the moment. My full SS is 66, 10 months. My h...
My wife and I are in our mid-60's and retired. We (supposedly ;-) have enough money to last us through our lifespans, We do not have any children or close younger relatives and we both have parents wh...
My wife and I are retiring next year, with plans to move to her hometown in Alberta, Canada, which is freezing cold for at least four months a year. So the tentative plan is to spend two or three of t...
I don’t know if this is the type of question that’s allowed here, but here it goes… My husband is inheriting a large sum of money (about $1M) from his recently deceased father, some...
Husband and I are planning to retire in a little over 2 years. Planning to sell current house and buy a little land, downsize by building a smaller house (not tiny) but enough for 2 people. While we a...
Im not realy looking for advice, know I'm a part of the problem....Just wonder if any else has dealt with these feelings? I really crave alone time, at home. The peace and quiet. I tried to be mentall...
My wife is retiring from her job with our state govt. She will be drawing a pension. She is not old enough for SS yet. She is going to receive a lump sum amount for accumulated vacation/sick time. Her...
So i m retiring soon, my wife is already retired. As far as pension, healthcare, social security, 401K, taxes…. I m fine with these important aspects of retirement What i want to look at now is...
sign up early if you see yourself needing the support of on down the line MY wife and I are "of the age" at which we should be exploring moving into a living situation that will provide care for us as...
Wife and I struggling over where to retire within 3 years. Me M(64) she F (xx - to protect me from getting stink eye). Leave it to say, she is already retired as is not working and drawing SS. We are ...
I am 63 and ready to leave my current job after 40 years. My wife is 4 years younger and works full time and will be able to provide health benefits. I would like to find something part time but I am ...
I'm a 66 y/o male who would like to retire. My spouse is 63 so she is two years away from Medicare. The thing is, we currently have excellent insurance under my employer. January 1st would open up the...
I was eligible for retirement and did because spouse became terminally ill and I wanted to do home care. Fast forward three years, spouse passed away. Spent 2 years climbing out of that depression and...
I am a male 61, wife is 53. Our marriage has consisted of traditional rolls, and very successful. She has been working for school system for 15 years as a teachers aide. I will retire before my wife. ...
I am 60 but my spouse is 38. I currently have our health insurance through my job. I plan to retire at 67. 1. When I turn 65 can I keep my employer insurance or will I be forced to take Medicare with ...
Hello all - new to the community. I am a 60 year old male in a committed relationship with my spouse. I make good money and so does she and we live in a downtown condo that has developed quite a bit o...
My wife is retiring in 2 years and we have our heart set on selling our big and expensive home in New England and relocating to either Arizona or Florida. I am thinking about the pros and cons of and ...
Looking forward to retiring this summer. We've got a studio apartment in our home that I will rent out on AirBnB and I've got a small trust ($650/month) from my dad passing last year. My wife will con...
I’m planning on retiring sometime In 2025. I think all looks good. Wife gets nervous. Probably as much about me disrupting her routine as finances haha. Any specifics I should be asking our plan...