Seeking Retirement

Spouse

Showing 50 results of 326

Earlier retirement with survivor benefits?

I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...

reddit.com Sep 13 2024

Long distance move, late in the game

Hello everyone! My husband and I are in our early 60s (him) and late 50s (me). He is looking at retiring from his company in about 5 years. We have lived in the same area in the south for the entire 3...

reddit.com Sep 10 2024

Should I Consider a Personal Liability Umbrella Policy?

I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...

reddit.com Sep 06 2024

On Your Own

As we age, it’s normal to become more empathetic toward widows and widowers. We see friends go through the struggle of losing their spouse and deal with that difficult transition […] The ...

theretirementmanifesto.com Aug 30 2024

Seeking investment advice for a concerened 61 yr old.

I am 61 years old. Reasonably healthy and still working. Wife is 65 and on disabilty but better after 2 new knees. I don't have any retirement plan other than SS. We just paid off our house, vehicles ...

reddit.com Aug 26 2024

Retiring before spouse due to medical issues

My husband and I had an excellent retirement plan and were planning on retiring the same month. We have a vision for what that will be like and what we will do, However, I’m having mobility prob...

reddit.com Aug 22 2024

Can we semi-retire soon, 59 yrs old and married

Hi everyone, My wife and I are thinking of packing in our jobs and perhaps holding part-time roles for a few years. We’re both 59. The dilemma- we don’t have nearly enough to retire on in ...

reddit.com Aug 20 2024

SSDI

I am on SSDI an my spouse is on SSDI. He has liver cancer. When he passes away, how will SSDI work?...

community.aarp.org Jul 29 2024

Social security early for working spouse

This might seem like an odd question but I've been getting conflicting advice. Husband 71 and retired with pension and SS. I'm 65 and working full time at the moment. My full SS is 66, 10 months. My h...

reddit.com Jul 28 2024

Financial (and life) management without close relatives

My wife and I are in our mid-60's and retired. We (supposedly ;-) have enough money to last us through our lifespans, We do not have any children or close younger relatives and we both have parents wh...

reddit.com Jul 26 2024

Anyone snowbirds get the homesick blues?

My wife and I are retiring next year, with plans to move to her hometown in Alberta, Canada, which is freezing cold for at least four months a year. So the tentative plan is to spend two or three of t...

reddit.com Jul 24 2024

The 10-Year Rule for Inheritance

I don’t know if this is the type of question that’s allowed here, but here it goes… My husband is inheriting a large sum of money (about $1M) from his recently deceased father, some...

reddit.com Jul 14 2024

Getting a sum payout upon retirement.

My wife is retiring from her job with our state govt. She will be drawing a pension. She is not old enough for SS yet. She is going to receive a lump sum amount for accumulated vacation/sick time. Her...

reddit.com Jul 02 2024

What are some $ benefits retirees get?

So i m retiring soon, my wife is already retired. As far as pension, healthcare, social security, 401K, taxes…. I m fine with these important aspects of retirement What i want to look at now is...

reddit.com Jun 25 2024

When to start looking for the right CCRC

sign up early if you see yourself needing the support of on down the line MY wife and I are "of the age" at which we should be exploring moving into a living situation that will provide care for us as...

reddit.com Jun 21 2024

Retirement options in North Carolina

Wife and I struggling over where to retire within 3 years. Me M(64) she F (xx - to protect me from getting stink eye). Leave it to say, she is already retired as is not working and drawing SS. We are ...

reddit.com Jun 15 2024

Part Time Work in Semi-Retirement

I am 63 and ready to leave my current job after 40 years. My wife is 4 years younger and works full time and will be able to provide health benefits. I would like to find something part time but I am ...

reddit.com Jun 13 2024

Thoughts on insurance for a younger spouse

I'm a 66 y/o male who would like to retire. My spouse is 63 so she is two years away from Medicare. The thing is, we currently have excellent insurance under my employer. January 1st would open up the...

reddit.com Jun 13 2024

I’m thinking of going back to work. Thoughts?

I was eligible for retirement and did because spouse became terminally ill and I wanted to do home care. Fast forward three years, spouse passed away. Spent 2 years climbing out of that depression and...

reddit.com Jun 02 2024

Retiring before wife, and it feels weird

I am a male 61, wife is 53. Our marriage has consisted of traditional rolls, and very successful. She has been working for school system for 15 years as a teachers aide. I will retire before my wife. ...

reddit.com May 31 2024

Health care with younger spouse

I am 60 but my spouse is 38. I currently have our health insurance through my job. I plan to retire at 67. 1. When I turn 65 can I keep my employer insurance or will I be forced to take Medicare with ...

reddit.com May 28 2024

Florida or Arizona for Retirement in 2 years

My wife is retiring in 2 years and we have our heart set on selling our big and expensive home in New England and relocating to either Arizona or Florida. I am thinking about the pros and cons of and ...

reddit.com May 25 2024

What happens to my slacks when I retire?

Looking forward to retiring this summer. We've got a studio apartment in our home that I will rent out on AirBnB and I've got a small trust ($650/month) from my dad passing last year. My wife will con...

reddit.com May 16 2024

Spouse May Be Your Best Option for IRA Beneficiary

Since a surviving spouse gets the most flexibility and tax breaks of all possible beneficiaries (other than perhaps a charity), it seems that choosing your spouse as the beneficiary of your IRA may be...

financialducksinarow.com May 13 2024

anyone considering expat life for retirement?

I am well situated right now. However, if my spouse dies, I can imagine living an expat life in Europe at least for a while. (He has health problems, and is a homebody. When I travel, I go with my sis...

reddit.com May 11 2024

IRA transfer to survivor spouse

I inherited my husband's IRA retirement upon his death. I am liable for Federal taxes if I transfer this to my IIRA retirement?...

community.aarp.org May 10 2024

Four Caregiver Types: Do Any of These Look Familiar?

Aaron Blight and his wife were thrown into the role of caregiver when his mother-in-law was diagnosed with a brain tumor. The couple cared for her for more than five years, juggling her needs with rai...

crr.bc.edu May 02 2024

Benefit for minor child

Does anyone know if I am able to check on the status of my son's social security benefit payment. He lives with my ex-wife and neither of them will communicate with me. My son turned 18 in January of ...

community.aarp.org May 02 2024

Why are we afraid of retirement?

I retired last year at 60. My wife plans on retiring next April at 60 as well. We’ve done ok in life relatively speaking. We will be able to buy a retirement home and live near our kids fairly c...

reddit.com May 01 2024

Family Ski Vacations: The Cost Could Break The Bank!

In 2007, I had a dream of taking my future family on a ski vacation. I was an avid snowboarder and my wife enjoyed the tranquility of Lake Tahoe. After receiving a good bonus, I bought a two-bedroom, ...

financialsamurai.com Apr 12 2024

Wife wants to move and husband does not

I (64F) retired in December 2019 and husband (63M) shut down his business December 2023. We live in a HCOL area that is getting more crowded, higher crime and more noise and air pollution. I hate it h...

reddit.com Apr 11 2024

Advice for someone 5-10 years away from retirement

I am 55 1/2. Lost my wife 7 months ago. I have a job I enjoy, but working 40+ hours a week has been a grind and am looking forward to the day I can retire and start to do the hobbies that I thoroughly...

reddit.com Apr 06 2024

Estimating Yearly Total Medical Costs

For those that keep track/spreadsheet expenses, are you able to share your total all-in medical/healthcare cost for a year? I'll be retiring end of this year. Husband already is retired but on my comp...

reddit.com Mar 31 2024

Retirement at same time of spouse?

I’m a 54F who really wants to retire in two years. My partner and I have planned for retirement at age 59. He said he is okay with me retiring in 2 years-but I’m concerned he will be resen...

reddit.com Mar 26 2024