Seeking Retirement

Retired

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Flexible part time job ideas in retirement?

I'm not retired yet - within the year though. I'm currently recovering from surgery and while my activities are limited, I definitely see the advantages of having much more free time. But it might be ...

reddit.com Jun 12 2026

My first purchase on my first day

Retired on Friday after nearly 40 years. My first purchase this morning? A trip to Europe? No. A new sports car? No. A big, fancy dinner out to celebrate? No. Nope, I purchased a clothesline. For year...

reddit.com Jun 12 2026

Retirement-2 years in as of June 1

Me, M/67, wife F/67 (her Bday is August, mine Sept). She is retiring as of next Friday. I retired June 1, 2024. So far, so good. I highly recommend retirement! The money is working. The stock market i...

reddit.com Jun 12 2026

Grocery shopping in retirement

I retired last year and have noticed an interesting change in my grocery shopping habits. When I was working and commuting I generally went shopping once a week and tried to buy everything I needed fo...

reddit.com Jun 08 2026

Retirement Plan Post Analysis and What I Have Learned

Back story: - 2015 Spouse retired at 65 and receives SS. - 2021 I retired at 64.6 and receive a monthly pension and SS. - Prior to retirement, we were able to save ~300K in cash. ~400K in 401. In 2014...

reddit.com Jun 08 2026

Severe insomnia in retirement, any advice?

Hello all, Im 66 and retired 2 years ago. I am not as active as I should be but even when I exercise I still have severe insomnia. I don't use my ipad/phone at night because it can cause insomnia, and...

reddit.com Jun 04 2026

Question about two SSI accounts (husband/wife)

My wife and I are both retired, both upper 60’s, and both have SSI accounts, but haven’t started taking them yet. I’m reasonably healthy, but she is too, and statistically, she’s likely to outlive me....

community.aarp.org Jun 01 2026

On the fence about moving closer to my family

I took a job about 400 miles away from my family some 24 yrs ago. And last year i retired at 65. My parents have passed so its me, my sister and her 2 daughters. Ive never really been close with her 2...

reddit.com May 27 2026

Do I sell my small shares of Mag 7

We are retired and have about 500k in iras I am looking for dividend income and some growth. I don’t know if I should sell my shares in individual stocks in case of a bear market or should I let them ...

reddit.com May 24 2026

Stress levels around retirement

I know this topic has been asked about relentlessly but I was hoping for some more specific guidance. I’m semi retired now, self employed and pulling the plug entirely by the end of the summer. Stress...

reddit.com May 17 2026

Financial reviews in retirement

Switching from saving to withdrawing has been harder than we expected. We finally hit our number and retired, but now I’m unsure what kind of monthly or yearly reviews I should be doing. We’re already...

reddit.com May 16 2026

Wife joining me in retirement in a month

I've been retired for 2 years as of June 1. My wife has decided to pull the trigger as of the end of June, with her last day (using vacation for the rest) on June 12. We've been talking about the 'nex...

reddit.com May 14 2026

I have nothing in common with older folks

My wife and I moved into a 55+ community 3 years ago and I’ve tried getting on board with forming new relationships with other retired folks. I find that I have no shared interests with most of them. ...

reddit.com May 02 2026

Old job offered for summer.... pros and cons

I retired in September '24 after burning out during the pandemic and caregiving a demented parent. That parent (the last one) died 2 years ago and then I spent a year dealing with the physical aspects...

reddit.com Apr 28 2026

67+10 months and started receiving my checks today!

I'm still working, born in 1959, and making more than I have in my top 35 years, so working still is going to be bonus additional money. Has anyone ever done this before? Everyone I know retired and s...

reddit.com Apr 24 2026

Anyone tell lie about returning to work?

I (62yr) retired and still trying to find myself and my daily routine. When I retired, my gut told me not to really tell everyone, just immediate family that I retired. Of course, I did let out the ne...

reddit.com Apr 23 2026

Health, Vision, Dental Insurance for people under 65

I am not yet retired but getting my ducks in order. I am a NYS teacher. If I retire at 62 I need to pay for my own insurance until Medicare at 65. The school’s health insurance for both my husband and...

reddit.com Apr 16 2026

Just one month in and still wobbly! Tips, advice?

Hi! I very suddenly retired (two weeks notice) from a job I adored (long story, management suddenly changed my job description and I didn’t care to stay). I’m about six weeks in and still in the nappi...

reddit.com Apr 16 2026

Do you care about your former career after retirement?

I retired almost a year ago and still often feel like I’m settling in. I’ve had several large and small projects that are keeping me busy, but I’m also learning to relax and not worry about deadlines ...

reddit.com Apr 15 2026

Who still has nightmares about their job

It's already been almost 2 years since I retired and I still sometimes wake up in a panic that I'm late for work, or I didn't finish some project or something. I retired as my kids were starting colle...

reddit.com Apr 09 2026

Anyone else with a heavy-SS-dependant retirement plan?

does anyone else's retirement plan depend quite heavily on s⁰cial security? if so, is that a major concern? I would love to hear from others who have retired or are retiring soon, who are heavily depe...

reddit.com Mar 12 2026

Readiness needs specify household vs individual accounts

So, hear me out. My husband and I could have retired sooner, but we were having a difficult time trusting that we were ready. We had a pretty good portfolio of investments and savings, but was it enou...

reddit.com Mar 07 2026

The 60/40 Portfolio vs. The Bucket Strategy

When I retired in 2018, I implemented the Bucket Strategy. What would have happened if I had used the 60/40 Portfolio instead? I decided to find out. For today’s post, […] The post The 60/40 Portfolio...

theretirementmanifesto.com Mar 05 2026

Can I Defer Retirement Payments

Can I (61F) defer taking payments from my retirement account when I retire at 65 and start withdrawing when I hit 70? Hubby (76M) has been retired since 65. He wants me to go out sooner but I just can...

reddit.com Mar 02 2026

Retirement Finances, first 20 months

I retired June 1, 2024. My wife is still working, her planned last day is June 30, this year. Here's a few things I've noticed.... I'm maintaining our 'retirement fund' portfolio at Vanguard in the 60...

reddit.com Feb 28 2026

The ultimate luxury - time for reading

Retired since Jan 2025 - after a 9-10 month decompression I’m finally enjoying the ultimate retirement luxury - TIME Time for reading especially. Since my job (lawyer) involved many hours of reading p...

reddit.com Feb 26 2026

Money and siblings and spouses

I am 66 and my sister is 76, her husband is 84. We are both married, retired, have homes. But. I have several degrees, had a really good job in tech as did my wife. We saved enough money and are grate...

reddit.com Feb 24 2026

Wife suddenly wants to retire and buy a sprinter van

I’m retired and wife now wants to retire and added she wants to buy a sprinter van and dive all over the USA. She thinks this may be more economical than flying, renting car and staying in motel. Ther...

reddit.com Jan 18 2026

Cash in HSA after Retirement: How to control

I have an HSA that , when I was, working, I could control the amount of cash (as opposed to investments) during direct deposit in it by choosing certain amount of max cash. Now that I am retired and n...

reddit.com Jan 17 2026