Actuarial Financial Planner FAQs
The Actuarial Financial Planner (AFP) workbooks (for single retirees and retired couples) are robust actuarial models integral to each of the three “M” steps outlined below in our recommen...
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The Actuarial Financial Planner (AFP) workbooks (for single retirees and retired couples) are robust actuarial models integral to each of the three “M” steps outlined below in our recommen...
I'm 65, not retired. I've been renting ever since my divorce 12 years ago but now think I should buy since rents are going crazy and at least I could have some equity someday. I've got about $110K in ...
Sure, now that you’re retired, there are some major sources of stress now gone. No more awful colleagues or bosses, no deadlines or quotas, no performance reviews, no fluorescent lights. But thi...
If you're retired, or soon will be, riding out a roller-coaster market can be nerve-racking. Try to hold steady and focus on balancing your investments....
Learn how to find meaning and purpose in retirement after a life in public service with retired librarian and current retirement coach Susan Hawk Schneider....
At 70, I felt a phase of my life close and another open. Having retired at 63, I have been a competitive tennis player and gym rat for the last 40 years. However, joining the septuagenarian club struc...
Not assuming anything about the gender of the handy person, retirement often comes with honey-dos that mean a repair, an upgrade, or major work. I’m mostly interested in projects that you took o...
My wife and I have been Verizon customers for over 20 years and, now that we’re retired, are looking for ways to reduce our monthly expenses. My mother was on our plan and recently passed away s...
I have been retired for exactly 1 month and am wondering how long it takes to get used to being retired? I am a “hare” personality and have worked since babysitting at age 12. Can’t ...
I can't edit the title but meant to say "if you're not retired." I retired at 65 last September for health reasons. In addition to that transition, my last parent died a year ago. I've spent the last ...
The 80% rule promises a comfortable lifestyle in retirement. Does it deliver?...
For what it’s worth, I retired at 42. With over two decades in financial services, a CFA designation, and a mix of real estate and investment strategies, I reached financial independence without...
Financial freedom doesn’t happen by chance, it happens through choices. Every decision you make sets the tone for your future. I know this because I’ve walked the talk. In my teens, I mapp...
So, for most of my working life, I NEEDED diet coke to keep me going (I don't like coffee, so this was my caffeine fix). Now, that I'm retired was thinking of kicking the diet coke habit, since I know...
submitted by /u/MidAmericaMom[visit reddit] [comments]...
How about this twist? We just started Medicare January 2025 We got hit with IRMAA because our 2023 MAGI was too high HOWEVER, I retired in 2023 (life changing event - work stoppage) and our MAGI for 2...
submitted by /u/MidAmericaMom[visit reddit] [comments]...
I am obsessing about the past, now that I am retired and have a lot of free, idle time. I can’t seem to stop regretting things I did. Or did not do well. Or should have done. I hate the feeling....
A couple of years ago, Mr. Money Mustache lost some credibility among the faithful when he wrote this blog post about actually trying to spend a bit more money, while buying a Tesla as the first step ...
On January 1st we conducted our Annual Financial Review for our retirement portfolio. I’m smiling. Since I retired in June 2018, the S&P 500 has had a nominal annualized return […] Th...
An ethical will is often called a legacy letter. Learn how it is different from a legal will, how to write an ethical will, and why it is important....
I am a Canadian/US dual citizen who has spent most of their adult working life in the US - I will have SS, a 401k, an IRA, etc. For a variety of reasons, retiring to Canada is attractive. The primary ...
Now that I've been retired over a year, I feel I have an established morning ritual that sets the tone for the day and celebrates the retired status. It goes like this: Wake up without an alarm, which...
I will hit 60 this new year. I retired from a long career with immediate pension and took a job at a Non-Profit after I was offered a position as a manager. The position pays very well and has amazing...
Okay, I took a lot of the advice/wisdom of the comments to my original post & you gave me great options - SO: - I got a dog & am taking him to training classes (love this) - I took a series of...
People often think of legacy at the end of life. Legacy is now and never too late. Live how you want to be remembered....
TL;DR I love retirement and have no regrets. I’d like to share some thoughts after being retired for a full year. -I’m still amazed at how easy the transition from worker to retiree was. A...
LJ and Kelly share their inspiring journey of embracing a retirement lifestyle before fully retiring. Motivated by Kelly’s experiences as a physical therapist, witnessing many patients unable to...
As we enter a new year.. -How long have you been retired? -What phase of retirement do you think you are in ? Go- go , slow go, or No go … The concept has been around for some time. It makes se...
For those Not yet retired … How much longer do you have? Seems the end/ beginning of the year is popular.. Also - did you decide to keep track of it? Maybe you are marking it off on a calendar?...
If you worked a non-traditional schedule before retiring, do you have any suggestions for adjustment to retirement life. Husband just retired from the airline industry. For over 43 years, he's been wo...
Retired couples spend lots of time together. Without the distractions of work and raising kids, miscommunication can cause trouble. Here's a way to avoid that....
I am 60 (F) and I have lived and worked in Canada all my life. I have been fortunate to work for two places where I could build/accumulate company pensions. I also have a small locked-in retirement ac...
So, I retired a few months ago. During my career, I did a lot of voluntary work for charities. Mostly this coniststed of assessing grant applications, editing a journal, serving on advisory committees...
Spouse and I are recently retired. All of our assets have designated beneficiaries (each other, and then daughter is contingent beneficiary once we are both deceased.) Since she is our only child, I'm...
Less than half of working women feel prepared for retirement and of those already retired, only 19% find retirement to be exactly what they expected. Here's what you can do while still working....
Retirement gives us time to use our talents and energy to people and causes outside of ourselves. This is the time to share our wisdom gained from life experience....
This summer was really challenging. I think it was one of the tougher summers I’ve experienced. Tougher than last year when I was laid off. I am semi-retired officially. My daughter finished kin...
Just thought you might a post of your own :) And For those that retired and did buy something … you can share that on another thread: Already traditionally retired folks can share here - https:...
submitted by /u/MidAmericaMom[visit reddit] [comments]...
I'm a 69 year old male, retired 3 weeks ago. My wife is 68 and will likely retire this summer. We live in the Boston suburbs where cost of living is high. Want to move to a more affordable area that o...
I’m a recently retired attorney whose practice was primarily family law. I’m starting post retirement activities like volunteering and continuing education and I assume at some point I wil...
Today’s my last day. 61F (turning 62 next week). Husband already retired. I’m relishing every “last” moment of this day. Last time waking up at 5:45 am Last time taking a showe...
My retirement begins on Jan 1, and I’m in the fortunate situation that my income for next year will be about the same as what I made this year, due to a combination of VSP and deferred compensat...
To read this article on KSL.com, click here. NEW YORK — Hope Murray retired in 2013 after a 50-year career that ranged from game show producer to Hollywood party planner…...
Did you know that the average retired couple could end up paying hundreds of thousands of dollars in taxes on their retirement savings? Join Tyson Thacker and Ryan Thacker, as…...
It took a year, but NOW we are clearly retired! submitted by /u/roblewk[visit reddit] [comments]...
Hubby retired in end of 2023. I retired June 2024. Life is so much easier. Of course, I fainted and sprained my ankle two weeks into July. Spent the next few months proving to hubby and docs I was jus...
Scottsdale tops the list as the best city for golfers, with Phoenix, Los Angeles, Orlando, and surprisingly, New York, filling out the top five, study shows....
You’ll gain helpful insights to plan your retirement by asking retired relatives and friends thought-provoking questions during the holidays about their life in retirement....