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I was listening to a recent podcast with Morgan Housel. I have a lot of respect for Morgan, so was disappointed to hear him say this: Everyone I know who retired early has gone back to work. My experi...
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I was listening to a recent podcast with Morgan Housel. I have a lot of respect for Morgan, so was disappointed to hear him say this: Everyone I know who retired early has gone back to work. My experi...
When planning for retirement a major question is how much money will you need per year to live on. For all you who have been through that and are retired, are you finding that you are spending more in...
In these sun-soaked, welcoming beachside cities, retired couples can live the good life on a monthly budget of $3,208 or less...
I have been retired 1 year. I made about 50k managing my fidelity IRA and overall made around 10%. My plan was to take 4% a year or 20k so that tracks. I keep 6 months of bills in savings currently an...
Hi all, Not retired yet and I’ve got 6 years to go. However, I’m in a weird spot. I don’t have time to do activities during the day and my work is not predictable as to when it ends each day. Thus, I ...
We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Bill Gates Having been retired for over 10 years now and taken 9 y...
Happy Thanksgiving, everyone! Wow, 2025 has been a tumultuous year. Life has been pretty crazy at the RB40 household as well. RB40Jr started high school, Mrs. RB40 retired, the Retire ... Read more Th...
During my free financial review of my rollover IRA, I was feeling pretty good about how far it had come. Back when I retired from finance in April 2012, I had about $300,000 in my 401(k). After leavin...
My wife and I (both retired, not working jobs) are strongly considering San Diego CA as our final living destination. Austin TX is just getting too hot, and it will only get worse. 8 months of summer,...
Tuesday, October 28 - Monday, November 03, 2025 Most Commented score comments title & link 63 144 comments For those with partners, who retired first and why? 37 36 comments Related to a recent po...
I retired about 4 months ago. We downsized to a single story with plans for it to be our forever home about 6 years ago. One bonus was the really large backyard for our urban/suburban area. But I&rsqu...
I retired at 42. That was four years ago. A reader from my (forever free) newsletter recently asked me: “What do your income streams look like?” It’s a fair question. Most people exp...
We've heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by surprise...
I’m 61 and “retired” 4 months ago. Arthritis is taking its toll and I wanted time before I’m not able to do more than hang out in front of a tv. My wife plans to work for 5 mor...
A fellow FIRE blogger, MrNomadNumbers, came to visit us in Valencia recently and showed me some AI capabilities that blew my mind. Before he retired, he was a software developer, like us, so he knows ...
I retired 18 months ago and feel like I’m starting to get into my groove. I’m getting into new patterns of activity, new volunteer work, and creating new social networks. I’m keeping...
We asked 15 questions to determine how those who have retired got there. So far, dozens of readers have responded. Here's what they said. The post Real Life Examples of How WCIers Live, Worry, and Wit...
Hello fellow retirees. I've been retired since June 2024 and have gotten into reading again after 30 yrs of a career that consumed all of my time and brain capacity. I'm now on a first name basis with...
As a condition of retirement, did you have any professional milestones or accomplishments that prompted you to retire, or that you wanted to do before you retired? I’m not talking about obvious ...
Imagine if you had the opportunity to sit down with the people who have retired successfully before you and learn from their hard-fought lessons. What were their biggest mistakes? And…...
I retired from my position in January 2025. I continue to receive the odd request from persons/organizations related to my position former position, through my personal cell # that was attached to the...
I read a thread a while back about which trips could be potentially physically challenging, and therefore should not be put off after retirement. I just retired this past June. We are now finishing ou...
Bit of a strange one — my wife and I both retired recently, and I didn’t expect this part to be the hard bit. We get on fine, but suddenly we’re in the same space all day, every day,...
I’m on my second month of retirement and keeping happy and busy. But I know my ex husband struggled when he retired because he had no hobbies at all. This book is an easy and fun read. I’m...
Some people think that doing a locum constitutes “work," meaning you can't really consider yourself retired. Here's my pushback on that. The post Locums in Retirement Is Not ‘Working&rsquo...
We’re playing “which comes first” today on Your Money, Your Wealth® podcast number 551 with Joe Anderson, CFP® and Big Al Clopine, CPA. “Retired G-Man and Nurse Ratched...
Hi All, This might be a question for r/personalfinance , but it's very finance-in-retirement oriented, so feel it fits here a bit better. Both retired, we live and rent in a VHCOL area. We own a home ...
If you’re retired and filing taxes, these five tax credits and deductions could provide thousands in relief (if you qualify)....
Retired 4 years as of October 1, and loving it! It took about a year and a half before I felt comfy in my spending. This evening, I opened a bottle of champagne, just because….it’s Tuesda...
65F happily single, retired a year and a half. The dust has settled, I now see the forest amongst the trees and I’m very much enjoying life in my routine. But I get the itch to travel. Not far. ...
I retired on March of 2023 after about 41 years of work at two aerospace companies (16+ at one and 25 at the second). For some strange reason, I have kept all my tech books from school and ones acquir...
In 2020, during the heart of the COVID pandemic, I remember listening to a FIRE-focused podcast hosted by two people who claimed to be financially independent and retired early. Even though it’s...
I’m retired and my wife will stop working next year. We’re both in relatively good health. For better or worse, I’ve handled our finances soup to nuts since we’ve been married ...
I am going back to my old work today to attend a co-worker’s last day party - plus I baked the cake for the event. I’ve only been retired now since early July but I feel very nervous about...
Just like the title says: Did anyone keep their certifications active after retirement? I retired about a year ago and one of my certifications is up for renewal. I have done a couple of small project...
I'm thinking about living in Maine for three months. If you've done something similar, do you have any thoughts to share? I'm single, retired, childless, an introvert. I've been to Maine several times...
A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement savings to Roth for the tax-free growth? What should ...
So I just retired two days ago from health care. I’m not going to miss it at all. I have worked since I was 12 years old and always knew that work was in my future. Now that is gone How do I wra...
Now that I’m retired my income has experienced a substantial reduction compared to my working years. Consequently, I've started receiving inquiries from my credit card company requesting updated...
I (61F in a couple weeks) retired in March. My spouse retired 4 years ago. We live in an area with world class medical reasearch and a lot of universities. There are quite a number of local studies th...
I'm a 67 year old male. I retired in July, a couple months after turning 67, and I'm starting to have second thoughts about this whole retirement thing. My mother hasn't retired yet, but not due to an...
At How Much Can I Afford to Spend in Retirement? we encourage retired households to periodically compare the present value of their retirement assets with the present value of their spending liabiliti...
Are you recently retired? Or hoping to retire soon? Learn four hidden threats that could have devastating consequences for your retirement savings… on a special edition of Retirement Solutions ...
So I turned 65 this year, retired, and started drawing SS. I had taken a 401k loan a year earlier and was able to continue payments. My plan was to withdraw 15k per year from investments to live on in...
I've been retired for a few years from the fed govt and receiving healthcare via my FEHB, GEHA plan (terms familiar to federal workforce) I will soon be 65 and I've been reading a lot of comments else...
Here's a look at five ways to build wealth in retirement. Who says you can't make a bundle once you've retired?...
I was in the work force for 44 years and retired the end of April at 62 y.o. when applying for SS, I initially filled out my estimated wage income as $36K. I actually made closer to $60K. I forgot abo...
The American Association of Retired Persons names the 25 hottest actors over 50. Which stars age 50-plus made the cut?...
Planning on shopping for a new car this Labor Day weekend? Here’s how to haggle for a better price, even though you are retired....
it’s concerning to see every thread here locked but i’ll ask anyway have any of your retired outside the us and if so which country and how difficult was it? i’m looking at costa ric...