Seeking Retirement

Retired

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Introducing The FI Collective

I was listening to a recent podcast with Morgan Housel. I have a lot of respect for Morgan, so was disappointed to hear him say this: Everyone I know who retired early has gone back to work. My experi...

1500days.com Jan 15 2026

Living off more, less or the same?

When planning for retirement a major question is how much money will you need per year to live on. For all you who have been through that and are retired, are you finding that you are spending more in...

reddit.com Jan 14 2026

First time IRA withdraw this month

I have been retired 1 year. I made about 50k managing my fidelity IRA and overall made around 10%. My plan was to take 4% a year or 20k so that tracks. I keep 6 months of bills in savings currently an...

reddit.com Jan 08 2026

How to keep busy/find a hobby/meet people

Hi all, Not retired yet and I’ve got 6 years to go. However, I’m in a weird spot. I don’t have time to do activities during the day and my work is not predictable as to when it ends each day. Thus, I ...

reddit.com Jan 07 2026

A Decade Can Change Everything

We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Bill Gates Having been retired for over 10 years now and taken 9 y...

millennial-revolution.com Dec 02 2025

Happy Thanksgiving 2025!

Happy Thanksgiving, everyone! Wow, 2025 has been a tumultuous year. Life has been pretty crazy at the RB40 household as well. RB40Jr started high school, Mrs. RB40 retired, the Retire ... Read more Th...

retireby40.org Nov 24 2025

You Might Not Be As Good An Investor As You Think

During my free financial review of my rollover IRA, I was feeling pretty good about how far it had come. Back when I retired from finance in April 2012, I had about $300,000 in my 401(k). After leavin...

financialsamurai.com Nov 11 2025

SoCal / San Diego for Retirement?

My wife and I (both retired, not working jobs) are strongly considering San Diego CA as our final living destination. Austin TX is just getting too hot, and it will only get worse. 8 months of summer,...

reddit.com Nov 08 2025

REPLAY | 5 Things Nobody Tells You About Retirement

We've heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by surprise...

bigpictureretirement.libsyn.com Oct 31 2025

When to apply for Social Security benefits

I’m 61 and “retired” 4 months ago. Arthritis is taking its toll and I wanted time before I’m not able to do more than hang out in front of a tv. My wife plans to work for 5 mor...

reddit.com Oct 28 2025

What Jobs Will be AI Proof?

A fellow FIRE blogger, MrNomadNumbers, came to visit us in Valencia recently and showed me some AI capabilities that blew my mind. Before he retired, he was a software developer, like us, so he knows ...

millennial-revolution.com Oct 27 2025

Moving into the next stage of re-wire-ment.

I retired 18 months ago and feel like I’m starting to get into my groove. I’m getting into new patterns of activity, new volunteer work, and creating new social networks. I’m keeping...

reddit.com Oct 27 2025

Reading Recommendations Just for Fun

Hello fellow retirees. I've been retired since June 2024 and have gotten into reading again after 30 yrs of a career that consumed all of my time and brain capacity. I'm now on a first name basis with...

reddit.com Oct 25 2025

Accomplishments or milestones before retirement

As a condition of retirement, did you have any professional milestones or accomplishments that prompted you to retire, or that you wanted to do before you retired? I’m not talking about obvious ...

reddit.com Oct 21 2025

The 4 Biggest Regrets of Today’s Retirees

Imagine if you had the opportunity to sit down with the people who have retired successfully before you and learn from their hard-fought lessons. What were their biggest mistakes? And…...

bossretirement.com Oct 19 2025

Retirement Travel - which trips to do first

I read a thread a while back about which trips could be potentially physically challenging, and therefore should not be put off after retirement. I just retired this past June. We are now finishing ou...

reddit.com Oct 17 2025

How did you adjust to retirement as a couple?

Bit of a strange one — my wife and I both retired recently, and I didn’t expect this part to be the hard bit. We get on fine, but suddenly we’re in the same space all day, every day,...

reddit.com Oct 15 2025

Book recommendation: How to Retire and Not Die

I’m on my second month of retirement and keeping happy and busy. But I know my ex husband struggled when he retired because he had no hobbies at all. This book is an easy and fun read. I’m...

reddit.com Oct 15 2025

Locums in Retirement Is Not ‘Working’

Some people think that doing a locum constitutes “work," meaning you can't really consider yourself retired. Here's my pushback on that. The post Locums in Retirement Is Not ‘Working&rsquo...

whitecoatinvestor.com Oct 15 2025

Seeking travel partner adviiice

65F happily single, retired a year and a half. The dust has settled, I now see the forest amongst the trees and I’m very much enjoying life in my routine. But I get the itch to travel. Not far. ...

reddit.com Oct 05 2025

Retirement is finally sinking in

I retired on March of 2023 after about 41 years of work at two aerospace companies (16+ at one and 25 at the second). For some strange reason, I have kept all my tech books from school and ones acquir...

reddit.com Oct 03 2025

Wondering How to Proceed with Financial Management

I’m retired and my wife will stop working next year. We’re both in relatively good health. For better or worse, I’ve handled our finances soup to nuts since we’ve been married ...

reddit.com Sep 21 2025

Visiting your old job after retiring?

I am going back to my old work today to attend a co-worker’s last day party - plus I baked the cake for the event. I’ve only been retired now since early July but I feel very nervous about...

reddit.com Sep 21 2025

Certifications After Retirement

Just like the title says: Did anyone keep their certifications active after retirement? I retired about a year ago and one of my certifications is up for renewal. I have done a couple of small project...

reddit.com Sep 19 2025

Living away from home for a few months

I'm thinking about living in Maine for three months. If you've done something similar, do you have any thoughts to share? I'm single, retired, childless, an introvert. I've been to Maine several times...

reddit.com Sep 17 2025

Roth Conversions: When to Make 'Em, When to Take 'Em - 547

A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement savings to Roth for the tax-free growth? What should ...

purefinancial.com Sep 16 2025

Time spent adjusting to retirement?

So I just retired two days ago from health care. I’m not going to miss it at all. I have worked since I was 12 years old and always knew that work was in my future. Now that is gone How do I wra...

reddit.com Sep 14 2025

Citizen Science and/or medical studies

I (61F in a couple weeks) retired in March. My spouse retired 4 years ago. We live in an area with world class medical reasearch and a lot of universities. There are quite a number of local studies th...

reddit.com Sep 09 2025

Second thoughts about retirement

I'm a 67 year old male. I retired in July, a couple months after turning 67, and I'm starting to have second thoughts about this whole retirement thing. My mother hasn't retired yet, but not due to an...

reddit.com Sep 09 2025

4 Hidden Threats to Your Retirement Savings Today

Are you recently retired? Or hoping to retire soon? Learn four hidden threats that could have devastating consequences for your retirement savings… on a special edition of Retirement Solutions ...

bossretirement.com Sep 06 2025

$23400 Social Security limit question.

I was in the work force for 44 years and retired the end of April at 62 y.o. when applying for SS, I initially filled out my estimated wage income as $36K. I actually made closer to $60K. I forgot abo...

reddit.com Aug 31 2025

any americans retire outside the US? how

it’s concerning to see every thread here locked but i’ll ask anyway have any of your retired outside the us and if so which country and how difficult was it? i’m looking at costa ric...

reddit.com Aug 27 2025