Wondering if I need to return to work
65F recently retired after 43 years teaching. I’ve loved every minute so far and have been really busy. Recently I had to have surprise electrical work done to the tune of $8,000. Just yesterday I rea...
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65F recently retired after 43 years teaching. I’ve loved every minute so far and have been really busy. Recently I had to have surprise electrical work done to the tune of $8,000. Just yesterday I rea...
When you're younger, it's pretty normal to set goals career goals, financial goals, goals for any sports/hobbies/other activities you are involved in. But now that I'm retired, it seems like it's just...
My husband and I are retired at 60/61. We are trying to bridge the gap between today and Medicare. Today I developed a plan to take a large withdrawal this year and limit income over the next three ye...
Recently spent a weekend with another couple and they are all retired (or never worked) and I was the only one still thinking about an upcoming biz trip, call the next morning, etc. They were all youn...
I retired a few years ago and have been the FT caregiver for my BFF (spouse) as we navigate Alzheimer’s. Unfortunately my wife has lost interest in many things and I stopped also. I averaged over 10,0...
From what I’ve seen firsthand since retiring, there seems to be an interesting divide after the initial “this feels like a vacation” stage wears off. Some people stay fully retired. They may travel, p...
At the end of the year, I am retiring at 60 (wife retired last year). We have a 5 year pension that starts in January and essentially replaces my income. We have always lived below our means and will ...
The last 10 years of my working life I was happily single (following a long happy marriage and raising a loving family). I put all my energy into my work which I enjoyed and I finally retired last y...
I'm 63, I have my exit plan for next December. Some of my MBA fellows have already retired, and doing consulting. Why? Why would you retire, just to do consulting work? To me, retirement is just that,...
I retired in Dec 2024 and have been doing somewhat normal retirement things: doomscrolling Reddit, taking different trips, etc. I also have been working on upgrades around the house. Recently, our wat...
I’m retired a few years earlier than I meant to do, and have been living on my IRA for the past year, and will also live on it for the coming year, until I’m able to start claiming SS as well. I don’t...
Is it ruff or purr-fect to be a retired pet owner? This might be no surprise to dogs (not like cats care), but dog owners have a "paws-itively" better outlook.
So now I'm retired! A few months earlier than I planned but with a severance package as a parting gift. I was starting to slowly adjust in my mind to how my daily life would shift but now I'm right in...
Im 63F with a great job, making good money with a great work retirement savings plan. Spouse is already retired for 6 years. We have enough money between the 2 of us to be fine if I retire now. The is...
So many posts on retirement subs focus on financial readiness and strategies. I found that the more challenging questions about the transition to retired life had little to do with finances. Where am ...
Hello, all: When I retired at the end of May 2024, I was under 65, but my wife was not - she started Medicare Parts A, B, and D June 1, 2024. Because of my pre-retirement income, she was slapped with ...
I retired in December. I had an office job and wore business casual. After I retired I kept wearing the same thing. It just comfortable while I adjusted. But without the stress I have lost about 20 po...
I just retired. I (F/68) was laid off at the end of last year and after finally taking care if a chronic health issue with surgery and a long recovery, I did not have the enthusiasm to morph into anot...
I'm getting close to retirement and would love to hear some real-world experiences. How old were you when you retired, and roughly how much did you have saved (401k, IRA, pension, investments, etc.)? ...
So, (60F) recently semi retired, some income, probably about 30-40K/year for the next 3-5 years and then I'll fully retire. How much is too much now to keep in a HYSA / cash? I have a temp rate of 4.2...
I've been retired for 7 years and enjoying retired life completely, and while describing work as fun seems weird, I do miss parts of my old job. Now, there's an opportunity go back as a consultant for...
I’ve tried to come up with all the pros and cons but maybe I’ve not thought of everything? My husband just retired and I have one or two more years left. We live up north near children and grandchildr...
I (64M) retired a fewof months ago, and I am decidedly not adjusted yet. My wife and I did the big road trip of 6,500 miles, saw almost every member of my extended family, visited the Grand Canyon (a ...
Not sure which sub to post this on. A little financial planning, a little healthcare but retirees probably are most familiar with this situation. Retired couple 61/60. Cobra about to run out. Looking ...
I’ve been retired for coming up on three years. I consider myself lucky because I retired when I chose to, and I had already thought quite a bit about what my retired life should look like. And basica...
We asked 15 questions to determine how those who have retired got there. So far, about 140 people have responded. Here's what they said. The post ‘It Felt Awkward to Have More Time and a Slower Pace’:...
Originally published on Millennial Revolution. The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at ... Read more
I recently retired at 63.5. Currently 65 (M). Wife is 61. I see that most of the posts on here and other threads are worried about running out of money at the end of retirement. I get that. No one wan...
Like the title says, wondering others thoughts are on the benefits keep life insurance after one is retired. We have no debt, all bills are paid off, including the funeral arrangements. I have an exce...
I (69F) retired in 2017 from corporate life when my husband was already retired (70M). We had already started a small business and it helped us gently move into retirement. To our surprise, the busine...
I’ve been retired for two years and have been a literacy volunteer for close to a year and a half, working with a woman to help develop her reading skills. She is a lovely person and we’ve become quit...
I'm looking forward to being semi-retired. I have one full-time job and a very part-time one. I plan to leave the full-time job in 13 months and working maybe five to 15 hours a week. Is there a term ...
Before I retired I made a list of hobbies and activities I would like to start and/or continue doing. Like many people, I was a bit concerned with being bored with an extra 40 hours a week on my hands...
Did you set a budget that matched your planned retirement income and live on that for a period of time before you retired? If you have a partner was it difficult to get on the same page? Wife and I ar...
I retired 2.5 years ago from a company. Immediately, my income went up. My current income is made up of a pension from a previous government career; income from commercial rental property; and deferre...
Hello! I just joined this group and this is my 1st post here. I’m hoping to get some insight into life after retirement. I just recently retired (62) and now I’m experiencing fatigue like never before...
I retired last spring at 62. My wife had already stepped back from her job the year before. We had saved, we had a plan, but the number that kept me awake was $1,280. That was the monthly quote for a ...
The paradox of retirement freedom is that the system you retired from gave you order but took away control. True freedom lies in giving life a new structure.
Wife and I are retired and trying to decide on SS timing. I'm 61, she's 64. Using open social security, it shows that the best strategy is her now (probably passed the window already) and me at 70. Th...
I am getting closer to retirement, (61 yo M)thinking of things to try out as I am happiest when active. So I was wondering what would be some activities you recently retired folks have taken up that t...
I’m 70 years old and I retired 3 years ago after working since I was 11. I have had some truly hard,sweaty and dangerous jobs. I was also lucky to spend my last 25 years sitting at a desk. I never min...
Wife and I (63) looking to downsize. 20 years in a two story, walk out, 4 bedroom, 3.5 bath that’s been an awesome home to raise two girls. Wife is retired and I’ll retire in next 2 years. Makes a lot...
I retired from full time work with a pension that pays most of my expenses, including healthcare. I also have some part time work. If I have extra money at the end of the year from this work, should I...
Sharing / Crossposting per request of an active r/retirement community member here ( u/ga2500ev ), from our sister community of those that retired Before age 59. Thanks! submitted by /u/MidAmericaMom[...
Recently retired at 60. Want to increase my hiking and other activities. Anyone else out there hike on the regular? What’s your general routine? Weekly? How far? Do you have a hiking buddy or go solo?...
I am 63 and married for 30 years - husband is 67 and retired from corporate 2+ years ago. We are financially sound - our FA says we are in great shape with nothing to worry about and that I can retire...
I retired from full-time work early last year, but I'm still subject to the surcharge because of this rule.
Every physician who retired at 47 and every physician still grinding at 64 made roughly the same professional decisions. They ... Read more
I'm considering retirement or surviving after being retired. 1 and 3 kids move back home to make it. I have friends who retired and have to provide some sort of assistance for their children or grandc...
I turn 65 in November. Up until last November I was married to a retired LEO. He was an alcoholic and life was miserable and I could not fathom retiring. He died in November and it took 6 mos to get a...