Showing 50 results of 602
I'm 67 and retired. I'm withdrawing from one of my 401k's even though I don't need the funds to live on at the moment. I'm putting the funds into an investment account at Vanguard so my heirs will hav...
I recently (and mostly unwillingly) retired last year just shy of 63. Nest egg big enough to not panic, but not so large that we can afford big mistakes or poor planning. I switched financial advisors...
So, indeed I'm head over heels in love with my wife. I have it really good. I retired almost 3 years ago & my wife joined me 3 months ago. We're Gen Jones boomers, with my wife truly a last gasp b...
Dave Ramsey’s Baby Steps have helped millions get their financial life together. There’s a reason his method is popular, it’s simple, direct, and designed for people starting from ze...
When you are working, the weekends are great. Sleeping in is great. Lying in bed resting on a rainy weekend day and watching a movie is nice. Once you are retired you can do those things all the time ...
The first quarter of a decade since I left my full-time job and chose semi-retirement has been a blur. Here's everything we've experienced. The post I’ve Been Semi-Retired for a Quarter Decade: ...
I'm sure there are some people who just need the income and cannot find a way to survive without it. First of all, I'm sorry that it feels out of your hands. But next, is there a timeline where you th...
Retired with millions—but full of regret? In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financia...
Hi, My name is Andre. I’m a semi-retired, ex-tech worker, who spends his time arguing with people on the internet about wash sales. Someone told me I was wrong......
We retired in 2016, I wanted to retire and my better half (wife) had to. I find it impossible to accept that this was 9 years ago. We are doing fine after a few bumps along the way. The time flew by a...
Hello all. I've just retired, and while I'm glad I have, I stopped working with only vague ideas about what I would do with myself from now on. I chose to retire to get away from work - no more long c...
If you continue on your current course will you die with much more money than you had the day you retired? What I mean is, will you have more $ (American centric question, but Euro and other residents...
I’ve retired at age 60, 13 years ago, and was looking back over my workplace skills and realized that if I had to rely on finding work with two of them today I would be out of luck. In the early...
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For those retired in the Plains (for cost of living background) how much do you really need. Currently, 55. Owe 10 years on house. No other debts. 401k max, IRA, and too much cash in the bank. I want ...
Let's take a look at the case of a 74-year-old retired physician who wants to give money away but is worried about running out of assets. The post 9 Pieces of Advice for a Retired Doctor appeared firs...
Want to retire young? Get inspired by these 8 popular reasons given by people who successfully retired in their 30s, 40s, and 50s. The post 8 of the Most Popular (and Inspiring) Reasons Why People Ret...
There’s an EL Doctorow novel on my nightstand. I just put down a grim book by Denis Johnson without being able to finish it — too dark. There’s an old popsci book (89) about neural n...
I have Retired Husband Syndrome (it's a real thing, look it up). We both retired last year and took a few months to travel - the idea being "you never know" how long you will be fit enough to do it (w...
I retired in June 2023, and during the 20 years I was at my last company, I made a best friend with one of my co-workers; we traveled together on many projects, as well as to annual conferences, and a...
Perhaps you can help a retired lady. I'm 77 and started collecting SS when 62. I still work part time and am self employed. Recently I won a work related lawsuit of $220,000.00. I've been relatively l...
Where do we learn how to navigate life after our career? Create a vision and seek out role models....
When I was a teenager, I came up with the phrase “Why wait for tomorrow?” That idea has driven me my entire life. I developed a plan as a teenager to retire in my 40s. It panned out. I bec...
I’ve been thinking a lot about work optional versus Financial Independence Retire Early (aka FIRE). If you haven’t heard these terms, I’ll explain them shortly after I get through th...
Retirees can plan for a near-term recession with a range of strategies, from small investment changes to significant lifestyle hacks....
"Jim" (66) and "Karen" (64) both retired in the last six months. Jim has an IRA with $900,000, and Karen has a Roth IRA with $300,000. They inherited a brokerage account with $600,000 and a cost basis...
As the title hints, I’m curious about those who were in a specialized occupation, how long did it take for your ex coworkers to stop contacting you once you retired? Did you pull the pin right a...
Retired in January, full of ideas about all the things I would do and get done. But it seems that between sleeping late and spending too much time scrolling on my phone in bed in the morning, by the t...
My wife and are only 18 months retired, and we haven’t encountered anything that has seriously blown up our retirement lifestyle of choice — yet. But we know others that have. Kids have mo...
If we are going to do what we hoped to do when we retired, we need to do it now because we have a shorter runway....
I recently asked why people continue to work when they have the means to retire. As someone who is retired and loves it, and someone who worked 40+ years and never woke up and said “I hate my jo...
Context; I retired 2.5 years ago after a lifetime teaching biology and chemistry. I have a decent pension and a property portfolio so financially I’m secure and don have to worry about money, fo...
So I'm coming up on a year retired as of June 1. The biggest challenge seems to be in finding people to be around. Part of the problem, I know, is that I'm by nature an introvert. I'm not a group-join...
Good evening everyone! Thanks for allowing me to join. I’m now 67 and I retired in 2021 after stints in the U.S. Army and at the VA. My original plan was to retire at 62. But, as fortune would h...
My husband is retired from the military and we became eligible for Tricare when he turned 60. I’m planning to retire the end of October at age 64. What have your experiences been with Tricare co...
Predictions from The Senior Citizens League and retired analyst Mary Johnson align after…...
If you're dreaming of retiring early, here's what you can learn from others who've successfully accomplished that goal....
Life used to be a lot more affordable. Our grandparents bought homes, raised families, and retired without drowning in debt. Millennials? They’re stuck with sky-high rent, student loans, and a c...
I am being "early retired" by my employer due to budgetary pressures; I'm one of many aged 60 and over offered a package to retire. I am going to be 61 in a few months. I am not sure that I want to st...
I retired about a month ago and last posted an update after the first few days HERE. Now that it's been 30 days, a few more notes and a couple of questions for you: 1) Still have not had a work dream ...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
I have a friend who complains that he spends way too much time doomscrolling on multiple SM channels now that he’s retired, and he doesn’t really know how it got that way so fast with him,...
Retirement is a difficult transition. Retirement Readiness is the key to making it easier. As I was preparing for retirement, I talked with some of my co-workers who retired before […] The post...
Assuming you have retired and figured living expenses already, consider ubering people around. If you do it in the day time, it shows you the life you may now be missing - as folk chat about whatever....
Hello, I am 61 and still working full time after more than thirty in medicine. Just last week, I decided to reduce my hours, but nobody noticed because I went from 13 to 8 calls a month. I also decide...
I've been considering moving closer to family. I've wanted to move for years but was stuck by my job. I had seniority and great pay.. Quitting and moving would have been wrong. Now I'm retired, but wh...
Hiya, first post in this sub, but I've been in the personalfinance sub for years. This is an honest question, so please don't knee jerk assume I'm some kind of doom and gloomer. I'm recently retired, ...
I'm recently retired (June 1 last year), and so far, things are going well. Something that recently came to mind, regarding retirement funds, that is a new concern. Because of the way things rolled ou...
Some people work for decades, hoping to retire someday. I wasn’t interested in someday. I bought my first rental house at 20, picked up more over the next few years, and let real estate do the h...
The Actuarial Financial Planner (AFP) workbooks (for single retirees and retired couples) are robust actuarial models integral to each of the three “M” steps outlined below in our recommen...