Is It Too Late to Do a Roth Conversion if You're Retired?
The short answer is: Not at all. Roth conversions can be great tax-saving strategies … for the right people. Are you a good candidate?...
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The short answer is: Not at all. Roth conversions can be great tax-saving strategies … for the right people. Are you a good candidate?...
Question: Other than the loss of stress that you used to suffer in full time work, what shift in outlook or attitude or priorities have you noticed since you retired? Did you discover it right away or...
Now that I’m retired, I love sitting down every month with the latest Atlantic magazine and reading it cover to cover. I rarely had a block of time for such things when I was working—I&rsq...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! Meet the Man Who Retired at 30. Now 50, the Mr. Money Mustache blogger who helped popularize the FIRE movement shares his secrets. By Daniel Bortz, AARP. Pub...
What’s the thing I like most about being semi-retired (and will LOVE when I can afford to fully retire)? Time. I am no longer speeding and tailgating. I can wait in a checkout line without strai...
Retired a few months now from teaching. We also built a new house that has a covered porch...my absolute favorite part. We are in the Northeast and the fall weather has been lovely, so I sit outside a...
Two New York television producers found joy in mentoring underserved students, making cinema a little more diverse along the way....
I am just a month shy of my 63rd birthday and I just retired at the end of last week. I worked at my company just under 25 years as a corporate lawyer. There were lots of lunches, dinners and even a c...
I've reached a stage where I can travel anywhere, but I want to do something other than travel. Although I grew up poor with immigrant parents, I earned and saved during my sales management career, am...
Patrick and Mary will soon both be retired. They are curious about what their withdrawal strategy should be as they balance various retirement accounts, including a pension, IRAs, and a brokerage acco...
I'm counting down to retirement on 9/1/25, and my wife (retired 5 years ago and loving it) sent me this nugget today. A retired person is a jùbilado/a. I just love this, with its connotation of...
The wife and I are wrapping up careers and plan to be completely retired by early November. While it’s a little intimidating, it’s also very exciting. It felt great last week when I starte...
I can’t wait for my wife to retire. What? Yes, I mean it. I planned ahead for retirement. I have plenty of hobbies and retirement has been the greatest. However, my wife still works. Therefore, ...
I retired a month ago, almost 70, from a profession I loved. I just felt it was time, work was crazy busy and had become stressful for the past year. I wanted to leave on my terms and at the top of my...
I've been surprisingly happy being retired from a large corporation for over 5 years now. I'm lucky that I had a financial plan in place that has worked well. But one area that leaves me unsettled is ...
I am not experiencing this personally nor is anyone taking care of me, but it does come up in conversations within my friend circle. Many months back a retired member of r/retirement shared a comment ...
With one possible exception, retired presidents get Social Security benefits like the rest of us....
I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...
I’ve been retired 3 years now - I hate it. I’m beyond bored. One can only play so much golf & go to so many seminars. My spouse plays cards & other games (she is no longer physical...
I'm curious about your decision to reduce the number of cars, especially if you're a retired couple and you reduced the number of cars to one (or even zero). What went into that decision? What was the...
Golf is a great game for people of all ages and it is definitely something to look into if you are retired and find yourself with some extra time. A lot of retired people find it as a great hobby to k...
So. I am 61. I’m not even full-time retired, I’m part-time since February! Yes, I’m moving around much less. But a good friend told me that I’m fat and I need to lose weight. I...
I retired in my late 50s as the university I was working for here in the UK had massive financial problems. They offered buyouts, so I took one...the alternative was taking a pay cut and having many m...
I am newly retired (June 1 2024), so am still figuring it out. I am the 3rd generation owner of a 'camp' in Maine, by inheritance. It is only useable about 3-4 months a year, roughly mid-May to mid-Se...
I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...
How do you decide when you've had enough? I honestly don't think I will be any worse off financially retired than I am working. My job is support staff for a school and I have always worked part time....
I am semi-retired now, down to working two days a week. When I worked full time and on the days I still work, I was/am mentally exhausted and just watch tv. I’ve found on my ‘retired&rsquo...
In 2021, shortly before I retired, I found myself on a run with a friend who has always been a source of inspiration to me. We are the same age, but while I was preparing to leave behind the structure...
Now that I'm retired I decided to go on a bus trip for a week with a friend as I have never been on one before. My friend has, and talked about bringing books and magazines for us to read on the bus (...
10 words or fewer please! submitted by /u/Life-Airport953[visit reddit] [comments]...
In retirement, how are you doing things differently for meals? For example: - How did your shopping, meal prep or meal times change from when you were working? - Are your meals now more adventurous, v...
The biggest thing I didn’t think about were health insurance costs and ended up waiting till I was 65. I think if there had been health care for everyone, I would have retired much earlier. The ...
I'm so glad that most here seem to be happy with retirement . How about those of you that it didn't turn out like you expected. Maybe you thought you would travel only to find that you are taking care...
I (59F) stopped working six months ago. In an effort to define my 3rd act I'm looking for a positive-sounding word or phrase to replace "I'm retired" or I'm in "retirement". For example, I referred to...
62M. Live in a smaller city in Colorado. Retired from my government job on 7/1/24 after 18 years. Before that I was in the military for 23 years and retired from that in 2005. I was really looking for...
Hi -- I am a reporter at USA Today, and I am halfway through an article about people who are retired and living on their Social Security checks. I want to find a few more people to interview. If you a...
While many people look towards retirement as a golden period during which they can finally relax, that isn’t the case ... Read more...
Should you max out your 401k? It’s an intimidating idea. Before jumping into why you should max out your 401k, let’s step back. If you are under 50, you are allowed to contribute up to $22...
I'm retired 11 months. But four months ago, I was onboarded as a contractor with my former employer for a six-month, half-time consultant, focused on a specific project. The project is interesting, an...
“You Have Too Much Debt, You Are Going To Go Bankrupt” When I was in my middle 20s I had around $1M in debt. It was shortly before the real estate collapse of 2008. My income from my salar...
Not here to crow, but rather to have a laugh at how utterly retired we have become: Slightly rushed morning to get our daily exercise regimen done early so that we could get to… The funeral of ...
I originally wrote this about fake financial gurus in Sept, 2021 a few weeks before I retired at age 42. I’ve made some updates to formatting, but left everything else the same. Oh no, not anoth...
I'm 67 and just did a YMCA "bioage" diagnostic to find my baseline. My core strength "age" is two decades younger and I'm proud of that. My cardio is that of a 55 year old. But my flexibility is of a ...
I retired to Pennsylvania because we had some family in the area, the cost of living is less than our old home in metropolitan New York, the winters are a little warmer, and it's not so far away that ...
I'm not fully retired yet but have cut way back on my hours. What I'm noticing is that if every day feels like a weekend, I can have a tendency to binge-watch a couple extra episodes at night and stay...
I'm retired, I have gotten our finances organized, next step is getting health records organized for both of us. seems every doctor has different questions on past medical conditions, How do I put tog...
My wife and I are in our mid-60's and retired. We (supposedly ;-) have enough money to last us through our lifespans, We do not have any children or close younger relatives and we both have parents wh...
5 Retirement Red Flag Warnings For Retired Couples...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 7 Big Retirement Surprises and What to Do About Them. Try these tips to navigate retired life’s unexpected twists and turns. By Bruce Horovitz, AARP. P...
My Dad retired in 2002 with a 403(b) and lifelong teacher’s pension. Unsure of his retirement savings, some fellow retired teachers recommended a financial advisor who “specialized in reti...