Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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How can you identify gaps and hidden assumptions in your tax plan for retirement? The solution may be stranger than you think....
How many of these 29 retirement planning mistakes are you making? Almost everyone fails at #4, #8, and #26. See how to fix your errors. The post The 29 Biggest Retirement Planning Mistakes and 29 Easy...
In this week's Ask the Editor Q&A, Joy Taylor answers more questions about the use of qualified charitable distributions (QCDs) in end-of-year tax planning....
Today, I’m speaking with Edward McQuarrie. Ed is the Professor Emeritus at Santa Clara University, where he taught in the marketing department for more than three decades before retiring in 2016...
To help ensure you reach your savings goals and enjoy financial security in your golden years, be aware of these common pitfalls. The key is to be proactive, informed and flexible....
Stock market swings. Uncertainty with Social Security and Medicare. New tax rules. The skyrocketing cost of healthcare. None of these things are small issues – and they’re reshaping how we...
Business owners often can't rely on standard retirement strategies. Advisors explain how goal-setting, diversification and exit planning can secure their financial future....
CFP® Beth Pinsker shares lessons on caring for parents—covering wills, POAs, caregiving costs, and planning with compassion and clarity. The post Podcast 101: Caring for Parents, Planning fo...
When talking with my financial advisor and running all these scenarios and simulations for retirement it seems like getting to 90 yrs old is the goal. Is that even realistic? How many people who retir...
Retiring soon. Will my plan work? I am planning on retiring soon and I am making serious plans. I am hoping I can save at least $500k in stocks before retirement in about 6 years. I will also have abo...
Explore how Qualified Charitable Distributions (QCDs) help meet IRA requirements, cut taxes, and maximize the impact of year-end charitable giving....
Four of the One Big Beautiful Bill's changes could impact your retirement, so it's smart to review your financial plans to see if these strategies would help you get the most out of the new provisions...
The financial professionals who contribute to Kiplinger's Adviser Intel recently wrote about the financial implications of gray divorce, a positive mindset for retirement planning and a widow's annulm...
As like most aspects of life, there are many uncontrollable elements to retirement planning. All to often, many people stay preoccupied with things they can't control and inadvertently ignore things t...
I know way too many people who are retiring FROM something rather than retiring TO something. Or that's what they did already and now they're struggling a little bit emotionally or mentally. The chara...
We ask financial experts for advice....
Hello, new friends: A good friend is retiring next year and I'd like to start gifting her things she can use in retirement. (I am over 50 but will be retiring after 65). While I'm familiar with her cu...
Americans consider their digital assets as very valuable but few are caring for these assets in their digital estate planning....
A J.D. Power survey ranks retirement planning apps based on customer service and satisfaction. Does your financial app make the cut?...
A solid retirement plan is a must, but you can't go halfway. Neglecting just one area of your plan could cause the whole thing to collapse....
I have some fancy spreadsheets that layout how much I will be able to spend over my retirement. It works great, but the end result hinges more than anything on the average annual Real Rate of Return t...
Rising health care and long-term care costs are reshaping retirement planning. Advisors need to know how the landscape is shifting for retirees....
Hearing health is key to retirement planning and supports brain health, social connection, and longevity. Who’s your audiologist?...
A new Fidelity report shows that retirement readiness and confidence is dropping as a record number of Americans are hitting retirement in 2025....
Trump's One Big Beautiful Bill Act opened HSA access to millions, but big gaps remain. Here's what financial advisors need to know....
Specify your preferences in this personal document that shares your wishes on how you want to be remembered and celebrated. Your family will thank you for easing an emotional time....
I am almost two years into my retirement and my wife just retired. We have been fortunate to be able to live off my SS (wife has another 18mo before she starts) and some other savings until now. We ha...
If my posts on the mistake of chasing value stocks or the need to invest big money to make life-changing money don’t resonate, consider hiring a financial professional to manage your portfolio. ...
Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving. The post Flexibility in Financial Planning: 10 Strategies to Build a Future T...
Jeremy Keil explains why personalized longevity estimates are the most important number in your retirement planning....
Learn Roth 401k limits for 2025, catch-up amounts, and strategies to maximize contributions. Get tax-free growth tips now. The post Roth 401k Limits — Contribution Rules, Catch-Up Amounts, and P...
The new tax legislation offers unique opportunities to make smart financial moves and save on taxes, especially for people nearing or in retirement with significant savings....
Despite being written thousands of years ago, they still offer timeless wisdom that can be applied in many aspects of life, including proper financial management....
Longer life expectancies and changing demographics put extra pressure on the program, making it crucial for future retirees to understand its evolution, common myths and how to strategically plan for ...
I would think that how you plan your retirement spending patterns and how much of an estate to leave would change if there is no desire to leave something behind for family members. So what does that ...
Today's retirement isn't the same as in your parents' day. You need to be prepared for a much longer time frame and make a plan with purpose in mind....
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties. The post Understanding the Two Roth 5-Year Rules: A Key to Smarter Early Retireme...
Every adult should have a health care proxy and power of attorney — they save loved ones time, money and stress if a sudden illness or injury leaves you incapacitated....
What if the fear of talking to a financial advisor is the very thing keeping you from retiring sooner and living the life you’ve always dreamed of? In this episode,…...
I'm 68 and want to retire this year. I also want to make sure I understand our current spending and what we will need in retirement from IRA after social security. Should I contact an Accountant and p...
Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool....
Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs....
Too many people think that their financial destiny is set and can't be changed. Find out how a planning mindset improves wealth and security. The post A Planning Mindset Is the Secret to Financial Dis...
One of the internet’s most-respected retirement researchers and financial planners, Michael Kitces, joins me for an episode of the Financial Independence Podcast! You may remember that my Safe W...
Don't let health insurance costs force you back into the game. Start planning now to ensure your early retirement is forever....
Need retirement planning near you? Find local advisors, compare your options, and use Boldin’s tools to create a secure retirement plan. The post Retirement Planning Near Me: Should You Hire Hel...
Create a flexible retirement budget worksheet with Boldin. Compare tools, track retirement expenses, and build your plan with confidence. The post Retirement Budget Worksheet: Your Step-by-Step Guide ...
Today we are answering your questions about estate planning and passing on of wealth to future generations. We talk about the value of giving your kids their inheritance earlier in life when they need...
Plenty of people have been financially successful but still have huge holes in their financial plan. Let’s discuss how to close those gaps. The post Physician Finances: Fix Common Planning Gaps ...
Social Security will replace only about 40% of your salary, on average. A solid financial plan will help you plug the gap so you can rest easy in retirement....