Planning
Showing 50 results of 1041
Investing and estate planning questions as we approach retirement-still working
Feb 10 2025
Sorry in advance for the long post. Life gets more complicated as you get older! I’ve been handling our personal investments for years thru self-directed IRAs at Wells Fargo, but I suspect I&rsq...
reddit.com
Worried about moving for retirement
Feb 10 2025
I am 67, my husband is 68 and we both plan to retire at 70. Our desire in retirement is to have a bigger piece of property where we can do extensive gardening. We currently live in a nice suburban hom...
reddit.com
Financial Strategies Borrowed From the Super Bowl Playbook
Feb 09 2025
Like the best football teams, you can win at financial planning by executing a strategy, making halftime adjustments and staying focused on the ultimate prize....
kiplinger.com
Three Ways to Plan Now for a Social Security Shortfall Later
Feb 09 2025
The outlook for Social Security is gloomy, but you can save now to protect against benefit cuts later. If the cuts don't happen, you'll still be better off....
kiplinger.com
Seven Biggest Financial Planning Myths: How Many Do You Believe?
Feb 07 2025
Wisdom comes in all shapes and sizes, but not all of it is true, especially when it comes to these seven retirement financial planning myths....
kiplinger.com
Empowering Widows: Five Goals for Financial Security in 2025
Feb 07 2025
Tackling these strategies one at a time, whether it's updating estate planning or reassessing investments, can help put you on track for financial stability....
kiplinger.com
Economic Indicators: 22 Data Points to Consider as You Try to Predict the Future
Feb 06 2025
No one has a crystal ball, but leading economic indicators as well as unusual and personal economic indicators can help you assess the future and assist in financial decision making and planning. The ...
boldin.com
Medicare Advantage Plans: Prior Authorization Denial Rates
Feb 06 2025
Will your care be denied? Medicare Advantage insurers use prior authorization to manage utilization and lower costs. How does your plan measure up?...
kiplinger.com
Financial Planning for Marriage, Separation, and Singlehood - 515
Feb 05 2025
Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his separation? That’s today on Your Money, Your We...
purefinancial.com
Don't Fly by Feeling in Retirement
Feb 05 2025
? Show Notes In this episode, we explore the complexities of retirement planning amidst a rapidly changing economic landscape. Join us as we discuss the importance of having a structured decision-maki...
share.transistor.fm
No Taxes on Social Security? Here’s What Trump’s Plan Means for You
Feb 05 2025
For nearly 50 years after Social Security's inception in 1935, benefits were not subject to federal income taxes. That changed in 1983 when Congress introduced taxation on benefits for higher-income r...
buzzsprout.com
What vacations have been your best yet?
Feb 04 2025
Wife and I are 63 and now that her knee surgery is over are wanting to plan some vacations. We have been to a few places es, Alaska, Canada, carribean. But what i want to know is for the man and wife ...
reddit.com
Retirement Income Planning for Unfunded Health Care Costs
Feb 04 2025
Retirement income plans often don't include late-in-life health or long-term care expenses. Here's how to cover for the unplanned withdrawals to pay for those....
kiplinger.com
Ep 406: How Age & Wisdom Impact Financial Planning
Feb 04 2025
Today, we're diving into a topic that affects everyone, regardless of age or financial status: how age and wisdom impact financial planning. No matter where you are in life, your financial goals and p...
mysmartretirement.flemingfinancialservices.com
Ep 402: Financial Stress in America: Why Retirement Planning Is More Important Than Ever
Feb 04 2025
Recent surveys have shown that Americans are feeling more financially stressed due to inflation, economic instability, and lack of savings. People are unsure about creating a budget, where to invest t...
mysmartretirement.flemingfinancialservices.com
Ep 377: Answering Common Retirement Questions
Feb 04 2025
Navigating retirement planning can be overwhelming for some. We like to open our door to questions from our listeners so we can offer you educational answers that could help you on your journey to ret...
mysmartretirement.flemingfinancialservices.com
Ep 363: Retirement Planning Pop Quiz: Can You Get an A+?
Feb 04 2025
Let’s put retirement planning and preparation under the microscope. On today’s episode, we’re going to do a retirement planning pop quiz. Follow along and test your retirement planni...
mysmartretirement.flemingfinancialservices.com
Ep 353: The All-Star Retirement Playbook
Feb 04 2025
What does a soccer game have in common with retirement planning? On today’s episode, we are going to break down the retirement playbook and what lessons we can learn from retirement’s All-...
mysmartretirement.flemingfinancialservices.com
Build Your Dream Retirement With These Five Steps
Feb 02 2025
Dreaming about life after work? Turn your dreams into a concrete, actionable plan by nailing down the why, what and how of your retirement....
kiplinger.com
How Can Younger Generations Better Plan For Retirement?
Jan 31 2025
Retirement planning has always been a long-term journey, but for younger generations, navigating this path has become more complex....
forbes.com
Vast Majority of 401(k)s Have a ‘Red Flag’ Fiduciary or Regulatory Violation: Study
Jan 31 2025
Abernathy-Daley analysis of Form 5500 filings indicate over 600,000 plans at risk...
401kspecialistmag.com
Key Takeaways to Consider in Wake of American Airlines ESG Opinion
Jan 31 2025
Judge’s recent decision in landmark case gives plenty for plan fiduciaries, sponsors and…...
401kspecialistmag.com
Retirement Ready: Confidence, Planning, and Purpose with Mike Richardson
Jan 31 2025
Mike Richardson, former SVP and CTO of Nationwide, retired at 55. He describes how he navigated early retirement and redefined his purpose. The post Retirement Ready: Confidence, Planning, and Purpose...
boldin.com
Recordkeepers Slowly Integrating AI in DC Plans
Jan 31 2025
Cerulli Associates finds that a few DC plans are already using AI on its plan management and…...
401kspecialistmag.com
Sophisticated Planning With Flexible Irrevocable Trusts
Jan 30 2025
A flexible irrevocable trust can minimize taxes on capital gains, ordinary income, estate tax and property tax....
kiplinger.com
Post-Disaster Financial Planning: How to Protect Your Assets
Jan 30 2025
A financial adviser who knows all about surviving natural disasters recommends ways to mitigate long-term damage to your financial health after a disaster....
kiplinger.com
Best affordable cell phone carrier?
Jan 30 2025
My wife and I have been Verizon customers for over 20 years and, now that we’re retired, are looking for ways to reduce our monthly expenses. My mother was on our plan and recently passed away s...
reddit.com
Can You Really Switch Medigap And Medicare Advantage Plans Any Time?
Jan 29 2025
The ability to switch Medicare plans isn’t as available as many beneficiaries are told or believe....
forbes.com
Rocking a Solo Retirement: Nick's Views/Laura's Views
Jan 29 2025
In this final episode of the Retirement Plan Live series, we welcome back Laura and Nick to discuss their unique perspectives on investment risk and aging, particularly from the viewpoint of individua...
share.transistor.fm
Retirement Done Right: 20 Strategies to Secure Your Future
Jan 28 2025
Retirement isn’t a one-size-fits-all plan, it’s a personal roadmap to financial freedom. Some want to retire early, others aim for a secure and stress-free future. No matter your goal, the...
dadisfire.com
70 with no financial plan - looking for advice
Jan 28 2025
I’ve had a turbulent relationship with money and have been scarred when I got scammed out of a lot of money a few years ago. Since then I’ve kind of stuck my head in the sand and tried not...
reddit.com
The Asset Protection Gap Most People Need To Close
Jan 28 2025
There’s a gap most people have in their insurance plans, and it eventually could cost them a bundle....
forbes.com
Should You Retire at 62? Five Tips to Know You're Ready
Jan 27 2025
To retire at 62, kick the tires to see if your retirement plan is a classic car or a jalopy....
kiplinger.com
You've Saved for Retirement: Now You Need a Safe Income Plan
Jan 27 2025
You can't control the markets, but you can control how you withdraw your money. A comprehensive distribution plan can do wonders to help your savings last....
kiplinger.com
Wills Gone Wild: How to Avoid Estate Planning Disasters
Jan 26 2025
These wills gone wild may be extreme examples of poor estate planning, but experts explain how easily a will can go to the dogs....
kiplinger.com
How New 529 Plan Rules Can Help with Retirement Planning
Jan 26 2025
Starting in 2024, 529 plan owners now have the option to use excess 529 plan funds to jumpstart the retirement savings of their beneficiaries....
kiplinger.com
Question about planning wife's SS benefits
Jan 26 2025
I have seen contradictory information about this question online and don't find anything on the SSA website that addresses it. I am 75, the high wage-earner, and started collecting my benefits at age ...
community.aarp.org
Market Volatility: Creating an Adaptable Retirement Plan
Jan 25 2025
A successful retirement plan takes advantage of favorable market conditions while safeguarding against downturns. Here's what to consider when building yours....
kiplinger.com
Advice Needed on Giving Notice
Jan 25 2025
Interested in any advice anyone may have about giving notice of retirement to my employer. I plan to retire in late February, right after my 2024 bonus is deposited. I have only worked for a year and ...
reddit.com
Tax Planning/Estimation/Visualization website or software
Jan 24 2025
Is there a good US Federal Income Tax/Medicare/SS planning or estimation software that has some visualization of taxes owed and distribution? Something like this: Understanding Tax Brackets: Interacti...
reddit.com
Risk On, Risk Off: The Mr. Miyagi Approach to Retirement Planning
Jan 22 2025
The first 10 years of retirement are some of the riskiest for your investments, but channeling your inner Karate Kid may help defend your funds against losses....
kiplinger.com
I need help deciding where to retire
Jan 22 2025
Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...
reddit.com
Rocking a Solo Retirement: Nick's Resources/Laura's Resources
Jan 22 2025
? Show Notes Join us in this episode as we celebrate a special birthday and dive into the intricacies of retirement planning with our ongoing case study featuring Laura and Nick. Discover the unique f...
share.transistor.fm
Key DC Trends Shaping the Retirement Industry in 2025
Jan 21 2025
Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...
401kspecialistmag.com
Gen X Worried Rising Cost of Living Will Hurt Retirement Plans
Jan 21 2025
New Allianz Life survey finds 81% of Generation X has this worry as oldest members turn 60...
401kspecialistmag.com
Acquisitions Remain Aplenty as RIAs Begin Succession Planning
Jan 21 2025
Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...
401kspecialistmag.com
3 Major 401(k) Changes in 2025 You Need to Know
Jan 20 2025
Retirement savers, take note – 2025 is bringing big changes to 401(k) plans. That’s because the SECURE Act 2.0 introduces changes that could offer investors new opportunities to enhance th...
401kmaneuver.com
A Social Security Storm Is Gathering: Here's Your Safety Plan
Jan 20 2025
If Social Security reserves are depleted by 2033, as predicted, future benefits could be cut by as much as 21%. Here’s how to weather the impending storm....
kiplinger.com
How to Avoid These 10 Retirement Planning Mistakes
Jan 19 2025
Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years....
kiplinger.com
How Financial Planning Has Got The Story All Wrong: Insights From StoryBrand's Donald Miller
Jan 19 2025
We’ve made ourselves, and/or our solutions, the main character in the narrative of our client’s financial planning, rather than ceding that role to the client....
forbes.com
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About Planning
Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
Here are some steps you can take to start planning for retirement:
Determine your retirement goals: Consider how much you will need to live on during retirement, where you want to live, and what you want to do in retirement.
Calculate how much you will need to save: Use online retirement calculators or speak with a financial planner to determine how much you will need to save to reach your retirement goals.
Start saving and investing: Contribute to a retirement account, such as a 401(k) or IRA, and consider speaking with a financial advisor about the best investment options for you.
Review and adjust your plan regularly: As your financial situation and retirement goals change, be sure to review and adjust your retirement plan accordingly.
It's never too early to start planning for retirement. The sooner you start saving and investing, the more time your money has to grow and the more prepared you will be for retirement.