Planning

Lessons

Is the 401(k) doing too much?

Dec 15 2024

Health care costs. Student loans. Domestic abuse. Are retirement plans addressing too many problems at once?...

financial-planning.com

Students

When did you know you could pull it off?

Dec 15 2024

I’m 73 and trying to figure out when I can afford to retire. I have a semi-invalid daughter I’m supporting for at least two more years. So, I plan to work for at least two more years. My j...

reddit.com

Retirement planning is more than tax planning

Dec 15 2024

Let me be super clear about 2 things up front: I (68, retired) am very fortunate to have enough saved and invested for my retirement, including maxing my 401k and IRA over 40 years and paying off my h...

reddit.com

One Simple Tip for Planning the Three Stages of Retirement

Dec 14 2024

Dreading the idea of retirement? This planning technique for the 'go-go, slow-go and no-go years' can lessen the worry and help you save efficiently....

kiplinger.com

I am planning to retire but now here come opportunities

Dec 13 2024

I have a game plan to retire in March and my financial advisor says it is gonna work. And now a couple opportunities seem to be rearing their head. Returning to a job that may establish an amazing rep...

reddit.com

473: Retirement Tax Planning: Exploring the Impact of a Republican Trifecta on Your Taxes and Bottom Line

Dec 13 2024

With the 2024 presidential election now behind us, what does that mean for the future of tax policies, tax rates, and their impact on your lifelong savings? In this episode, we discuss: A brief histor...

retirewithpurpose.com

Medicare Advantage Plans Have Two Caps

Dec 12 2024

It’s good to know that a Medicare Advantage plan has two caps that limit costs, especially since those who elected this coverage face another chance to change plans...

forbes.com

Medicare

You Need an Estate Plan

Dec 12 2024

If you are reading this, you probably need an estate plan. If you have children, live in states like California, you owe it to your family to have an estate plan that includes a revocable trust. One o...

faangfire.com

Volatility Is Back on the Menu

Dec 12 2024

Volatility is back, but for long-term investors, it’s business as usual. Focus on your goals, stick to your plan, and avoid panic decisions. Read more on how to manage market swings....

faangfire.com

How To

Never Talk About Money? For Women, That Can Spell Disaster

Dec 11 2024

How can you plan for retirement when your husband holds the purse strings and talking about money is taboo? Help is at hand for this common problem for women....

kiplinger.com

Spouse

Why protecting wealth starts with planning for health care

Dec 10 2024

Health care advisory experts can secure substantial financial benefits for HNW clients while providing a value-added service for wealth managers and family offices....

financial-planning.com

Wealth

The Six Estate Planning Steps Every Blended Family Must Take

Dec 10 2024

Whether your blended family is newly formed or fully fledged, use these six steps to review your estate plans now and lower the risk of conflict in the future....

kiplinger.com

Case Study: Optimizing Current ACA Subsidies vs. Roth Conversions for Long-Term Tax Planning

Dec 10 2024

Today I have a guest post from personal finance enthusiast Dan Griffin. While Dan is not a practicing financial planner, he passed the CFP exam in 2010 and holds an Executive Certificate in Personal F...

caniretireyet.com

Roth

Four Actions to Lessen Retirement Stress for Women (and Men)

Dec 09 2024

Saving for retirement is anxiety-inducing for everyone, especially women. Following this four-part action plan can help improve your financial security....

kiplinger.com

Savings

Seek retirement scheduler planner

Dec 09 2024

Planning on retiring in next few years. Is there some planner or scheduler in USA that lets me write down what steps I need to do when? Eg. Know I need to stop HSA contribution 6 mts before. When do I...

reddit.com

Retiring

Hsa

Plans to spending more in Retirement

Dec 09 2024

My wife and I have lived most of our lives cutting back and working hard and being fiscal responsible. As we look forward to retirement, we want to enjoy it and not just maintain. It seems most articl...

reddit.com

Spending

3 Steps To Take Now If Your Parents' Retirement Plan Is You

Dec 09 2024

If you’re feeling overwhelmed by the expectation of taking care of your parents in their retirement, Bernadette Joy, author of Crush Your Money Goals, offers three steps you can take to help les...

forbes.com

Parents

472: Creating Financial & Life Freedom to Live Authentically in Retirement with George Kinder

Dec 09 2024

Today, I’m thrilled to welcome George Kinder back on the podcast. George is a leading thinker in the financial life planning movement and a pioneer of the life planning model–a huge inspir...

retirewithpurpose.com

Year-End Retirement Tax Planning Actions if You Have $1 Million or More

Dec 08 2024

Consider implementing these four strategies before December 31 to potentially improve your tax situation for this year and the future....

kiplinger.com

Five Simple Strategies to Ensure a Happy Retirement

Dec 08 2024

Employer retirement plans are great, but individual responsibility plays a huge role in retirement success. Here's how to empower yourself....

kiplinger.com

How To

IRMAA and your financial planning

Dec 08 2024

I spent some reviewing financial plans for this year and next and have noticed I am extremely close to one of the IRMAA income boundaries. I debate on much attention I should pay attention to this. Bo...

reddit.com

Retire Abroad Before 55: Eight Expert Tips

Dec 07 2024

Can't afford early retirement in the U.S.? You really can retire abroad before 55 if you plan carefully. The strong dollar helps, but consider your long-term strategy....

kiplinger.com

Early Retirement

Strategy

Post-Retirement Family Estate Planning Tips

Dec 07 2024

Both estate and retirement planning are important for long-term financial well-being and achieving desired legacies. While estate planning involves organizing and managing assets to ensure their effic...

baby-boomer-retirement.com

Less than 2 weeks notice. Am I being a jerk?

Dec 07 2024

Hello kind community. I am 61 and planning to retire Jan 15. I have worked for 35 years for the same organization (100 employees) and loved my job until 5 years ago, when we got two new sets of leader...

reddit.com

Career

What activities or events are you planning for the winter months?

Dec 07 2024

For those of us who experience winter weather and don't have a lot of outdoor activities this time of year, what new activities or events do you plan to participate in these next few months? I plan to...

reddit.com

Financial Planning for Special Needs Kids with Dr. Bryan Jepson

Dec 07 2024

An interview with Dr. Bryan Jepson, an ER doc who found his way into finance and who became a chartered special needs consultant. He talks about raising children with autism and navigating financial p...

whitecoatinvestor.com

Children

Healthcare Planning In Retirement

Dec 07 2024

It's no secret that healthcare planning changes in retirement. In this episode we discuss planning a for Medicare, long term care and variety of related topics. Glenn is available for in person and on...

retirementroadmappodcast.podbean.com

End Of The Year Planning

Dec 07 2024

As we approach the end of 2023, we take a step back and discuss strategies and checklists to help determine if the “i's” are getting dotted and the “t's” are getting crossed be...

retirementroadmappodcast.podbean.com

How Long Do You Want To Live In Retirement?

Dec 06 2024

Witnessing the struggles of older relatives and friends can motivate you to realistically plan ahead for a long retirement....

forbes.com

Gen X Planning to Retire Later Due to Caregiving and Inflation

Dec 06 2024

New study from IRALOGIX examines challenges of managing withdrawals; finds half of…...

401kspecialistmag.com

Inflation

A Keen Wealth Case Study: Planning for Early Retirement Before Age 60

Dec 05 2024

"Sam" is 58 and he retired at the end of the first quarter of 2024. His wife, "Alice," is 65 and still working as a paid caretaker for the couple's son with special needs. Sam has $400,000 in a Roth I...

keenonretirement.libsyn.com

Early Retirement

Wealth

What’s New for Retirees in SECURE Act 2.0?

Dec 05 2024

When our leaders in Washington passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act in 2019, it marked a major change in retirement planning. In a sense, the government was co...

keenonretirement.libsyn.com

What is your IRA spend plan in your retirement years?

Dec 03 2024

Should I try to keep my IRA spend down such that my year-end value stays the same every year, goes up with inflation, or draws down to leave just a small amount at the end of my life expectancy. I und...

reddit.com

Ira

How do you plan for "bonus-like" splurges in retirement?

Dec 03 2024

I’m approaching retirement and want to maintain the sense of “bonus years” I’ve enjoyed while working. In my current job, I receive annual bonuses of 10%-30% of my salary based...

reddit.com

Americans Lack Plans for Retirement Income [New Study]

Dec 03 2024

Allianz Life’s 2024 Annual Retirement Study is out, and it shows a whole lot of Americans lack plans for retirement income. In fact, more than half of Americans do not have a plan in place for r...

401kmaneuver.com

Income

Post-Election Estate Tax Planning – What Now?

Dec 03 2024

If you are like many people, you put off finalizing estate tax planning until the results of the 2024 election were in. Now they are in - it is time to move forward....

forbes.com

This Investment Is Cheaper and Better than Mutual Funds

Dec 03 2024

Opponents shouldn’t block 403(b)s from purchasing collective investment trusts. Anyone concerned about fees in retirement plans should be delighted that the use of collective investment trusts (...

crr.bc.edu

Trusts

How to Plan for 35 Years of Retirement Spending With Smart Roth Conversions - 506

Dec 03 2024

What’s a safe withdrawal rate for Wine Guy and Wine Gal in Sonoma California to have 35 years of “guaranteed” retirement spending? How aggressively should they convert their retireme...

purefinancial.com

The Most Important Document To Have Before Going Into Retirement

Dec 02 2024

The most important part of your estate plan isn't about taxes, investments, gifts, or other financial issues. The priority of every estate plan, for people of every age, is the medical care documents....

forbes.com

Is The Jackal Good At Retirement Planning?

Dec 01 2024

Many of us dream of retiring early to enjoy life with our loved ones. The problem? Few of us—The Jackal included—have the financial resources...

forbes.com

Key Factors To Consider Before Changing Health Insurance Plans

Nov 30 2024

Health insurance is one of the most complex and aggravating topics for both consumers and providers in the US. Speak with anyone based outside the US and they all will comment about how much better th...

financialsamurai.com

Insurance

Tax Planning for Widowed Retirees: How to Optimize Your Tax Strategy

Nov 30 2024

Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...

buzzsprout.com

2024 Year-End Financial Planning Checklist

Nov 29 2024

2024 is almost in the books. Below are 12 financial planning ideas to consider before year-end....

forbes.com

4 Creative Ways For Retirees To Responsively Leave A Legacy

Nov 29 2024

Help your families—and change the world—by including legacy planning in your retirement plan....

forbes.com

470: Stock Market Return Projections: How Should You Plan for the Future?

Nov 29 2024

What long-term market returns should you assume for your retirement portfolio? Much like market performance, the answer isn’t always clear-cut. In this episode, we discuss: Average vs. actual ma...

retirewithpurpose.com

Hidden Flaws That Frequently Mess Up Estate Plans

Nov 27 2024

Many people believe they have solid estate plans but really are putting their legacies at risk because of some very common oversights....

forbes.com

2024 Year-End Investment Checklist

Nov 27 2024

Investors can create a well-structured plan to help achieve their financial goals before year-end. Check out these six investment planning ideas to consider....

forbes.com

Alert: Mutual Of Omaha And Clear Spring Are Dropping Part D Drug Plans

Nov 27 2024

Mutual of Omaha and Clear Spring have decided to leave the Medicare Part D drug plan market. Thousands of people could end up with no coverage....

forbes.com