Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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Hi all, I am hoping to retire in a few years at 60. I should have a healthy amount in my 401k, a less healthy amount (maybe 1-2 years of living expenses) in a Roth, and a house worth about $1 million ...
What is the best type of account for you to allocate your retirement savings? One of the biggest factors in helping you make this decision will be taxes. In this episode, we discuss: Current tax deduc...
All of July we will be replaying some of our popular past episodes. In this episode, we engage with retirement planning expert Michael Kitces as we explore the evolving landscape of retirement plannin...
With the 2024 presidential election now behind us, what does that mean for the future of tax policies, tax rates, and their impact on your lifelong savings? In this episode, we discuss: A brief histor...
A business owner's estate plan should protect the company and its employees as well as the entrepreneur's heirs. These three documents are critical....
The Big Beautiful Bill changes your estate planning. What should you do now? What is different? More access (SPATs and DAPTs), more flexibility, non-grantor trusts....
Estate planning for the LGBTQ community should be proactive and thoughtful, and consider new techniques in light of the current legal and social environment....
If the economic climate is making you doubt whether you should retire this year, these three questions will help you make up your mind....
Consider supplementing your traditional legal documents with this essential road map to guide your loved ones through the emotional and logistical details that will follow your loss....
Once you've saved for retirement, you'll need your nest egg to support you for as many as 30 years. For that, you need a clear income strategy, not guesswork....
When most people picture retirement, one dream tops the list: travel. But turning that dream into a reality takes more than wanderlust. It requires planning, budgeting, and knowing what to…...
SEC registration for Boldin Advisors means increased access, more choice, and continuation of the highest standards of guidance from CFP® professionals. The post Boldin Advisors Achieves National ...
Armed with education and awareness, you can avoid unethical people in the financial industry by seeking fee-only fiduciaries and sharing your knowledge with others....
Your golden years are your most special ones. Check out our guide to retirement planning to get a head start in ensuring your financial stability....
You have to focus on what you can control — the inputs — and not obsess over what you can't control — the output. Here's how to do that....
Now is the time to discuss estate planning with your loved ones to ensure the Great Wealth Transfer is efficient, tax-aware and in line with your legacy goals — not Uncle Sam's....
Retirement Club for Canadians offers a sounding board and resources for people who do retirement finance all on their own. The post Retirement planning advice for people who don’t use an advisor...
I am considering a job change essentially for the retirement plan. It would be doing what I do now, just for a different place that offers a retirement pension that my current employer does not offer....
Regularly updating your financial and health care power of attorney documents ensures they reflect your current intentions and circumstances. It's also important to clearly communicate your wishes to ...
We srarted 401ks in our late 20s/early 30s and a job with a pension around then as well. BUT both were by default. Pension was automatic. 401k match solely due to a kind older coworker who explained i...
Life isn't linear, so neither should your financial plan, I believe....
Does anyone here utilize the CFP’s available through Vanguard’s Personal Advisor select option? I am thinking of rolling over an old 401k to Vanguard simply because it says they have a fla...
Planning is valuable, but it isn't the goal itself. Discover 3 ways to get unstuck if you think you suffer from retirement analysis paralysis. The post Analysis Paralysis: When Too Much Planning Gets ...
What does it really mean to change someone’s life through financial advice? While we’re not saving lives like doctors, the impact we have on our clients’ futures can be just as meani...
Creating guaranteed income sources in retirement will help you truly enjoy your golden years and spend less time worrying about money....
Your will and estate plan should leave your heirs feeling loved. An expert weighs in on how to avoid family feuds after you're gone....
We need to keep the lines of communication with our clients open so that we can anticipate and help them navigate issues that arise over time....
Two-thirds of Americans don't have an estate plan. If you're one of them, these are the essential steps to take now to prevent problems for your family later....
Greetings. I turned 55 this month and hope to retire in 4 and a half years. My wife and I want to retire in Italy at some point. My tentative plan is to convert my 401k at retirement to a joint life a...
The Beige Book: what it is and what the latest report has to say about the economy (and therefore your life). The post The Beige Book, Explained and Takeaways for Retirement Planning appeared first on...
Estate planning is more than just writing a will. These are the documents you'll need in order to protect your family if you're seriously injured or worse....
In light of social and political uncertainties, it's crucial that LGBTQ+ individuals review their estate plans, manage cash flow and savings and plan ahead if they want to expand their family....
One of the basic tenets of the Actuarial Approach recommended in this website is to fund the present value of expected essential expenses in retirement with non-risky assets/investments like: Social S...
Artificial intelligence has its place in retirement planning — but only as a tool. It falls short in several key areas that require a human touch....
Solo agers (and all older adults) can avoid crisis decision making about housing by planning early for supportive, community-based living....
The potential for tax-free growth makes Roth IRAs an attractive option for younger savers who have decades to maximize investments....
In the final installment of our 3-part estate planning series, we dive into one of the most overlooked—but critically important—aspects of planning: protecting your heirs’ inheritanc...
A new Alzheimer’s blood test reveals how predictive health data could reshape the future of retirement planning, longevity preparedness, and financial decisions....
Adaptive financial planning isn’t just about reacting but proactively preparing for a range of possibilities that could lead to an increasing range of positive outcomes....
It is not too late! Meet the Thompsons (retired now) and see how they started saving for retirement at 55. Plus, seven steps to get you to retirement in your early sixties (or before)! The post Real L...
Worried you aren't doing everything you should be to manage your money. Financial planning is hard. Learn why and how to overcome the difficulties. The post Challenges of Financial Planning: 8 Reasons...
This estate planning attorney explains why proper asset titling and beneficiary designations make a big difference when it's time to transfer your wealth....
If you're planning to retire in 2025, and you have questions or some concerns with the current economic environment . . . you may want to listen in on our conversation as we discuss different aspects ...
Nervous about investing in a 529 plan? If college doesn't pan out, the money can now be rolled over into a Roth IRA, which will grow tax-free until retirement....
The latest news from Pontera, OneDigital, SageView, and Edelman Financial Engines...
Unlike tariffs, taxes are an area where investors do have control to improve their financial lives....
An estate plan that covers everything from guardianship to digital assets and taxes — and is discussed openly — will give you and your family peace of mind....
What does it truly mean to leave a legacy? How do you tie together money, values, and memories into something lasting? Join Ryan and Tyson Thacker, the Retirement Brothers from…...
Overall, stay the course, but these three strategies are ways investors can make market volatility work to their benefit....
Although a will is crucial to making sure your assets go where you want them when you die, you are likely to need something else, too: designated beneficiaries....