Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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In this weekend’s Kitces.com Weekend Reading for Financial Planners (July 5-6), Adam Van Deusen discusses three articles concerning the importance of selecting reasonable lifetime planning perio...
Forensic consultant Paul Sippil explains little-known costs for business owners and plan participants and what you can do about them. When it comes to retirement planning, one of the most overlooked a...
Side products no more, life insurance and annuities can make financial longevity possible for clients at all AUM levels....
Cash balance plans offer business owners and high-income professionals a powerful way to significantly boost retirement savings and reduce taxes....
The Big Beautiful Bill changes your estate planning. What should you do now? What is different? More access (SPATs and DAPTs), more flexibility, non-grantor trusts....
While financial security is crucial for retirement, the true 'retirement crisis' is often an emotional, psychological and social one. You need a plan beyond just money that includes purpose, structure...
The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff just because of $1 more."...
A side gig in retirement can help combat boredom, loneliness and the threat of inflation eroding your savings. And the earlier you start planning, the better....
The Big Beautiful Bill (OBBBA) modifies scores of tax laws and every taxpayer will be effected. Estate planning will remain important and should not be ignored....
Answering reader questions about HSAs and who might want to use them, the Thrift Savings Plan, and what to do with your retirement accounts when transitioning into active duty in the military. The pos...
In light of the recent release of the 2025 OASDI Trustees Report, there has been considerable news concerning Social Security’s financial status and the possibility that if Congress does not act...
A seven-figure portfolio can feel like a green light for retirement—but the numbers don’t always tell the full story. In one case study, a couple with over $1 million saved faced a withdra...
Let's examine issues that group practice retirement plans may encounter and how to address them in a way that's compliant and cost-effective. The post Medical Practice Group Retirement Plans: The Good...
If you're planning to pass down property to your heirs, a 'tangled title' can complicate things. The good news is it can be avoided. Here's how....
Estate planning for the LGBTQ community should be proactive and thoughtful, and consider new techniques in light of the current legal and social environment....
You may enjoy a lower cost of living by moving abroad, but it requires careful planning....
If the economic climate is making you doubt whether you should retire this year, these three questions will help you make up your mind....
Consider supplementing your traditional legal documents with this essential road map to guide your loved ones through the emotional and logistical details that will follow your loss....
Once you've saved for retirement, you'll need your nest egg to support you for as many as 30 years. For that, you need a clear income strategy, not guesswork....
When most people picture retirement, one dream tops the list: travel. But turning that dream into a reality takes more than wanderlust. It requires planning, budgeting, and knowing what to…...
Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans based on real-life risks and goals and that feature these four elemen...
Retirement accounts like 401(k)s and IRAs often get all the attention, but there’s another tool that can play a powerful role in your long-term strategy: the humble brokerage account. Unlike ret...
SEC registration for Boldin Advisors means increased access, more choice, and continuation of the highest standards of guidance from CFP® professionals. The post Boldin Advisors Achieves National ...
Lazard Asset Management LLC was removed as an advisor on the fund and has been replaced by a…...
Famed podcaster Rich Roll hosts limited series with episodes featuring Andre Agassi, Walker…...
An Abernathy-Daley report studying fund performance from the last decade found 85% of plans…...
New study from J.P. Morgan Asset Management shows expansion of financial wellness…...
Armed with education and awareness, you can avoid unethical people in the financial industry by seeking fee-only fiduciaries and sharing your knowledge with others....
Your golden years are your most special ones. Check out our guide to retirement planning to get a head start in ensuring your financial stability....
Learn why every couple needs a legacy plan to ease loss, avoid probate, and protect their family's future before it's too late....
Involving your children in your planning is one of the most powerful ways to protect your legacy and give your loved ones the clarity they’ll need when it matters most....
Managed 401(k) accounts are an option in an increasing number of company plans, but are they worth the additional fees vs. target-date funds?...
Target-date funds may seem simple, but they can miss your real retirement needs. Learn why a personalized plan could help you retire with more clarity and control....
You have to focus on what you can control — the inputs — and not obsess over what you can't control — the output. Here's how to do that....
Now is the time to discuss estate planning with your loved ones to ensure the Great Wealth Transfer is efficient, tax-aware and in line with your legacy goals — not Uncle Sam's....
Bad things can happen when you're unprepared, such as big-time taxes and family turmoil. Generational planning can help protect the people you love. Here's some expert advice to help you out....
There are a number of “Silent Killers” that may sometimes be lurking around retirement plans. On this episode we discuss five examples of “Silent Killers” to be aware of and to...
Retirement Club for Canadians offers a sounding board and resources for people who do retirement finance all on their own. The post Retirement planning advice for people who don’t use an advisor...
I am considering a job change essentially for the retirement plan. It would be doing what I do now, just for a different place that offers a retirement pension that my current employer does not offer....
Once again this week, I am seeing individual beneficiaries living in a marriage, each with their own benefits, being devastated financially when one of them dies. I do not know where they get the idea...
? Show Notes In this episode, we tackle the intricacies of retirement planning and the importance of trusting your financial projections. Join us as we explore the concept of 'productive paranoia' and...
Regularly updating your financial and health care power of attorney documents ensures they reflect your current intentions and circumstances. It's also important to clearly communicate your wishes to ...
We srarted 401ks in our late 20s/early 30s and a job with a pension around then as well. BUT both were by default. Pension was automatic. 401k match solely due to a kind older coworker who explained i...
I’m planning on retiring after my birthday near the beginning of next year so I’ve got less than a year to go, hopefully. I am finding joy at work in realizing it’s the last time I&r...
Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she shoul...
Today we answer a question from Chris about The Good Life Abroad and whether we plan to take a trip with the company. We share our thoughts on the concept, what interests us about their offerings, and...
Estate planning isn't just about distributing assets. Working with a financial adviser can ensure you've considered the big picture — and the finer details....
Retirement rarely goes as planned. Learn four pivots to prepare for the unexpected and build a resilient retirement plan that works—no matter when it starts....
How your choice of pharmacy affects what you pay for Medicare drugs—and why “preferred” doesn’t always mean cheapest. Tips to avoid costly surprises....
This post really targets a subset of subscribers to this subreddit: If you are of retirement age but you've decided to go back to work or you never quit work, and you don't see retirement in your near...