Planning

The Asset Protection Gap Most People Need To Close

There’s a gap most people have in their insurance plans, and it eventually could cost them a bundle....

Should You Retire at 62? Five Tips to Know You're Ready

To retire at 62, kick the tires to see if your retirement plan is a classic car or a jalopy....

You've Saved for Retirement: Now You Need a Safe Income Plan

You can't control the markets, but you can control how you withdraw your money. A comprehensive distribution plan can do wonders to help your savings last....

Wills Gone Wild: How to Avoid Estate Planning Disasters

These wills gone wild may be extreme examples of poor estate planning, but experts explain how easily a will can go to the dogs....

How New 529 Plan Rules Can Help with Retirement Planning

Starting in 2024, 529 plan owners now have the option to use excess 529 plan funds to jumpstart the retirement savings of their beneficiaries....

Market Volatility: Creating an Adaptable Retirement Plan

A successful retirement plan takes advantage of favorable market conditions while safeguarding against downturns. Here's what to consider when building yours....

Advice Needed on Giving Notice

Interested in any advice anyone may have about giving notice of retirement to my employer. I plan to retire in late February, right after my 2024 bonus is deposited. I have only worked for a year and ...

Tax Planning/Estimation/Visualization website or software

Is there a good US Federal Income Tax/Medicare/SS planning or estimation software that has some visualization of taxes owed and distribution? Something like this: Understanding Tax Brackets: Interacti...

Risk On, Risk Off: The Mr. Miyagi Approach to Retirement Planning

The first 10 years of retirement are some of the riskiest for your investments, but channeling your inner Karate Kid may help defend your funds against losses....

I need help deciding where to retire

Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...

Key DC Trends Shaping the Retirement Industry in 2025

Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...

Gen X Worried Rising Cost of Living Will Hurt Retirement Plans

New Allianz Life survey finds 81% of Generation X has this worry as oldest members turn 60...

Acquisitions Remain Aplenty as RIAs Begin Succession Planning

Over 100,000 financial professionals plan to retire within the next decade, finds Cerulli...

3 Major 401(k) Changes in 2025 You Need to Know

Retirement savers, take note – 2025 is bringing big changes to 401(k) plans. That’s because the SECURE Act 2.0 introduces changes that could offer investors new opportunities to enhance th...

A Social Security Storm Is Gathering: Here's Your Safety Plan

If Social Security reserves are depleted by 2033, as predicted, future benefits could be cut by as much as 21%. Here’s how to weather the impending storm....

How to Avoid These 10 Retirement Planning Mistakes

Many retirement planning mistakes are easily avoidable. Here are 10 to have on your radar so you don't end up running out of money in your golden years....

How Financial Planning Has Got The Story All Wrong: Insights From StoryBrand's Donald Miller

We’ve made ourselves, and/or our solutions, the main character in the narrative of our client’s financial planning, rather than ceding that role to the client....

How to align tribal systems, federal law in Indigenous estate planning

Tribal systems don't always align with federal and state laws when it comes to land ownership, inheritance and what constitutes an asset....

What Is Your 'Enough Is Enough' Number for Retirement?

Chasing a 'magic number' for retirement can be anxiety-inducing. Instead, build your plans around a personal number that reflects your individual circumstances....

Planning for the Future: The Role of Cryptocurrency in Retirement Strategies

Planning for the Future: The Role of Cryptocurrency in Retirement Strategies...

Could ESG Funds be Removed from Your 401(k) Plan?

A pilot successfully sued American Airlines for including ESG factors in its 401(k) plan....

The Tax Stakes for 2025: Planning for All Possibilities

It's unclear whether extending the TCJA provisions for individuals is likely, so what can you do to reduce your overall tax bill either way?...

Generational Wealth Plans Aren't Just for Rich People

Everybody needs to consider what will happen to whatever assets they have and ensure their beneficiaries aren't stuck with big tax bills....

Retirement Planning In Your 70s

There are changed retirement decisions that apply to those waiting to retire until their 70s....

Financial Confidence? It's Just Good Planning, Boomers Say

Baby Boomers may have hit the jackpot money-wise, but many attribute their wealth to financial planning and professional advice rather than good timing....

Watch Out for the ‘Medigap Trap’

The Medigap trap can snag those who chose Medicare Advantage and plan to switch to traditional Medicare later as their needs change....

Retirement planning for couples?

I've been trying to decide whether I should bite the bullet and pay for a financial advisor to look over my retirement plan. I'm 56m, spouse is 52f. No children, and no real need to leave an estate ex...

Financial Planning: Sisters Should Be Doin' It for Themselves

More and more women are ringin' on their own financial bells (with apologies to Aretha Franklin and Eurythmics) — but that demands a robust financial plan....

Put in my one-year notice today

I am planning to retire in February 2026 when I turn 60 and just turned in my one-year notice today. It’s a little early, but I had already told my boss and it just felt like a great way to kick...

2024 Review/ 2025 Planning

This post is all over the place, so I’ll just jump right into it. 2024 Money: Best Year Yet! This blog is supposed to be about money, so let’s start there. 2024 was slow going until Novemb...

7 Estate Planning Best Practices

These tips can help you avoid common trouble spots and create a more effective plan....

5 Key Components of an Estate Plan — and 7 Others to Consider

Whatever your circumstances, you can take these steps to build an estate plan that benefits both you and your loved ones....

Silver sneakers program: feedback sought

Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...

Does maxing out my 401k signal to my employer that I plan to retire soon?

I plan to retire in a few months - but I am not ready to notify my employer. I am considering contributing almost all of my remaining pay to my 401(k). Our pay is handled by a third party (ADP). My cu...

Problems with Medicare Advantage Plans Keep Mounting

Complaints about Medicare Advantage include denial of service and slow care approvals....

The Hidden Costs of Homebuying You Need to Know About 

Buying a home is one of the most exciting decisions you’ll ever make, right? It’s also one of the most expensive, if not the most expensive. Many people spend months planning their budgets...

Pre-Death Planning: Roth Conversion

A Roth Conversion strategy may be a very helpful way to generate a tax-efficient legacy for your heirs, while reducing the overall cost. The post Pre-Death Planning: Roth Conversion appeared first on ...

5 changes for IRAs and 401(k)s in 2025

The SECURE 2.0 Act contained changes to traditional and Roth individual retirement accounts and 401(k) plans that are being phased in over several years....

Retirement Tax Planning Calculator

My wife and I (61 & 58) have several retirement accounts: Trad 401(k), Trad IRAs, Roth IRA, I-Bonds, and taxable brokerage. We will both have pretty good SS income as well. Planning to retire in 2...