Curated articles and podcasts from trusted financial experts and real retirees.
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Note: The winners of last week’s FIRE album giveaway will be announced at the end of this post. I’ve been asked on numerous occasions how we deal with taxes in retirement. Spoiler alert, i...
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe....
Tax incentives allow for deductions and potential tax-free earnings — benefits accessible only to accredited investors in small producer projects....
Most Employee Stock Ownership Plans (ESOP) participants transfer company stock to an IRA starting around age 55, so taxes on that money have been deferred....
The changes will allow Social Security Disability Insurance (SSDI), Medicare, or Supplemental Security Income (SSI) applicants to complete their claim over the phone....
Social Security is undergoing big changes in 2025 under President Trump. Get live daily news, updates, tips and analysis to help you navigate the developments....
Can creditors take some or part of your IRA funds if you file for bankruptcy? Learn more about the federal protections that exist and to what extent they protect your IRAs....
America might be the richest country in the world, but that doesn’t mean we have wealth equity. Because if that ... Read more...
What if your retirement lasts much longer than you anticipated? Increasing life expectancies have reshaped our understanding of retirement and financial planning in recent years, and we’ll likel...
3 years ago I did sign up for SS but immanently after doing so I called and cancelled. I spoke with an Asian person on the phone who didn’t speak very good English. I was very clear in English a...
Insurance expert Mike Smith breaks down how long-term care health insurance options have evolved in 2025 to provide a wider variety of coverage choices in retirement....
International stocks are finally outperforming U.S. equities after years of lagging behind....
FROM THE ARTICLE: 5 Ways AARP Is Fighting to Protect Social Security Right Now. We’re mobilizing our members, calling for answers and opposing harmful customer-service cuts. By Emily Paulin, AAR...
FROM THE ARTICLE: Top 10 States Where Americans Are Moving for Retirement. Florida is still a leading destination, but a surprising Northeastern state emerges as a draw. By Jon Marcus, AARP. *** There...
? Show Notes In this episode, we embark on a journey of navigating retirement amidst uncertainty. Join us as we explore the importance of taking action, building confidence, and reframing our approach...
I recently found a social media post that described four types of wealth and how to strive for all of them. Here's how it inspired me. The post The Many Different Kinds of Wealth appeared first on The...
Want your retirement investments to keep growing? Here's what you should know about dividend reinvestment....
You’ve probably heard people say, “Rates are too high, I’ll wait to buy a house.” That’s nonsense. The truth is, there are always plenty of ways to get a lower interest r...
Another day, another cruise. ? Our year of travel continues! We just got back from another Caribbean cruise. This was a 7-night vacation on MSC Cruises and we were fortunate to be joined by some frien...
Let’s look at the 3 biggest Social Security myths and what we can expect in the future because of DOGE....
I want to retire in the next year or so (I’m turning 65 my wife turning 64 in 2025). I have a large amount of a single stock (550k) and a fair amount of 401k money (1.2 million) as well as (200k...
I’m 75 sf, and living with my mother, 97. She’s not dying and in fact quite healthy. When she does pass I plan to move closer to my kids, who live 1500 miles away. So my daughter txted tod...
Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance....
The remarks come during a month of extreme alarm and confusion about the system....
Transferring securities from one account to another often requires this extra step....
Making money doesn’t have to be complicated. Too many people believe that without a degree or years of experience, they’re stuck with low-paying jobs. That’s just not true. Plenty of...
Trump’s tariff threats are hammering the stock market and could mean trouble for our already vulnerable retirement portfolios....
What is your retirement income style? Dr. Wade Pfau, CFA, RICP®, is the co-founder of RISAprofile.com, providing investors with retirement income style awareness. He returns to Your Money, Your We...
FROM THE ARTICLE: 10 Social Security Myths That Refuse to Die. The program is going broke, the retirement age is 65, and other common misconceptions. By Andy Markowitz, AARP. Published August 25, 2020...
FROM THE ARTICLE: By Andy Markowitz, AARP. *** There are 15 Comments on the AARP website. Stop by to add yours. *** Published February 19, 2020. ➡️ Updated January 02, 2025. ⬅A...
Hey Everyone! I hope you’re enjoying Spring Break! This year, we are flying to visit my brother and his family in North Carolina. I haven’t seen my nephew and niece ... Read more The post ...
Relying too much on Social Security? You’re not alone—over 40% of retirees count on it for at least half their income. But that safety net has some major gaps. In this video, I break down ...
In the decades following World War II, the United States emerged as the undisputed leader in medical research, driven by ... Read more...
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults....
The goal of retirement planning is to maximize quality of life by enhancing retirement income and spending. Some are playing it too safe. The post 4 Reasons Your Retirement Plan Is Overly Conservative...
An ABLE account can improve quality of life for individuals with a disability — it permits tax-free saving for ongoing expenses without jeopardizing benefits....
How to separate or combine accounts with a spouse is a difficult decision. I have a system that has worked well. When we first got married, my wife was rightfully worried about me analyzing all of her...
You might assume millionaires spend without limits, but that’s not how real wealth works. Flashy purchases don’t build fortunes, smart decisions do. Many of the richest people avoid wastin...
More money as a public-sector retiree is great, but there could be unintended consequences with taxes, Medicare and more if you're not careful....
Claiming Social Security is complicated, and for women the stakes are high. What you don't know can cost you, so make sure you do know these five things....
If you’re looking to improve your 401(k) performance in 2025, there is an often-overlooked strategy that may help. It’s called rebalancing. And failing to rebalance your portfolio could me...
My husband and I are retired, living in the north suburbs of Minneapolis. I feel like a useless shlub sometimes, when I don't leave the house for a couple of days straight, especially when the temp is...
Important Note: I am not selling any app or receiving any money from this app, nor am I endorsing this particular app. I am also not a medical doctor attempting to diagnose health issues. I am simply ...
The rollover is the most frequent IRA transaction, but mistakes are common, leading to unnecessary taxes and penalties....
To my dismay, my beloved hot tub stopped working the other day. It had been fully operational since 2016, but when I went to visit it for a late morning soak, I found its GFCI circuit breaker not work...
The Women's Retirement Protection Act (WRPA) would prevent spouses from raiding their partners' 401(k) accounts....
The key is to motivate the next generations to contribute to the family business in a productive way. You can look to Lawrence Welk's family as a prime example....
March 31 is my last day of work. And it's been an interesting few days and weeks as I approach my final day. Some of the comments I'm getting and my responses: - "Oh you are so lucky I wish I could re...
I run my vehicles in the ground. My current truck has 259K miles on it. I often pull a trailer, and it doesn’t pull as well as it used to. I have enough money in retirement to buy a used vehicle...
The Sunshine State sometimes gets a bad rep for some of its strange happenings. But you know one thing you ... Read more...