Curated articles and podcasts from trusted financial experts and real retirees.
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This may be a dumb question, but is the net present value of the annuity, regardless of whether you retire at 60 and start payments immediately or retire but defer the start (e.g. 65), always the amou...
I have a couple questions and I was hoping the knowledgeable people here may be able to answer. If I retire in October, when I turn 64, does the income I made all year up to that point, ( which will b...
Hello all! I am officially 591/2 and counting down to my retirement in less than 2 months. :-) My husband graciously suggested we have a party. I agree I should celebrate such an accomplishment in my ...
We live in an area where we are heavily dependent on cars to go almost anywhere. We are in our first year of retirement, so we are considering options that will reduce our expenses as we adjust to thi...
I’ve retired at age 60, 13 years ago, and was looking back over my workplace skills and realized that if I had to rely on finding work with two of them today I would be out of luck. In the early...
When I see a headline that says "you need $1 million to retire" (or whatever) it never seems to say if this includes social security and the value of the house. Those seem like large variables. If you...
Spouse and I are covered under my prior employer’s plan under I turn 65. At that point coverage terminates and I become eligible for Medicare. However, spouse doesn’t turn 65 until 2 month...
Don’t think putting off retiring for six months to a year will have a meaningful impact? Think again. See how much it can help....
The impact of unfavorable market conditions boils down to your phase of life and level of financial preparedness....
What Happens If You Miss a Car Finance Payment in the UK?...
Top 5 New Cash Advance Apps of 2025...
Identify the uniqueness of your retirement situation and the variety of ways to build your retirement in a timely manner....
With all eyes on the conclave, it's hard to miss that popes live longer and are able to work into their 80s. Here are four of their strategies you can try....
Congratulations to our 18th Social Security Commissioner -Financial Services Industry Leader Mr. Frank Bisignano. I think he is gonna do a great job with his background in payment systems - maybe we a...
My (69f) partner (72m) have been together less than 3 years. We get along fantastically, and have a nice simple life. I worry a bit about us having too much downtime these days. We sleep separately be...
While they can't replace human advisers, AI-based tools can take some of the guesswork out of financial tasks — from budgeting to filing taxes and investing....
Supporting adult children comes at a high cost. And an increasing number of parents are finding themselves doing just that. Here are some of the key findings of the 2025 Savings.com report: Half of pa...
10 years ago, on May 6, 2015, I published my first blog post (Are You Ready to Retire Early?). At just over 800 words, it was definitely not as long-winded as I tend to be nowadays! ? It wasn’t ...
There has been a fair amount of change at the SSA since Trump took office. Here's a look at what's new this year and how it will impact the agency going forward....
Specialized housing guidance from an expert can transform your move into an empowering new beginning....
BlackRock's chief executive, Larry Fink, recently argued the case for increased access to private markets. Here's how this financial professional sees his views translating into action for accredited ...
With concerns about funding shortfalls and DOGE disruption, more Americans than usual are filing to collect Social Security benefits, and at younger ages....
Do you know how to calculate your investment return accurately? Use XIRR. This demonstration shows you how and includes spreadsheets. The post How to Calculate Dollar-Weighted Return Formula in Excel ...
There comes a moment when your child might look up and say, with wide-eyed innocence: At first, you may feel a surge of pride. Your hard work is being seen. You’ve become a role model. But almos...
Taking charge of your money after a divorce will feel daunting, especially when you're faced with a lower income. The key is tackling your to-do list in stages....
After three years of writing, rewriting, and refining, I’m thrilled to officially celebrate the launch of Millionaire Milestones: Simple Steps To Seven Figures today! This book has been a true l...
Nearly all those who have Medicare Advantage plans must deal with prior authorization. Now more prior authorization issues are appearing with Part D prescription drugs....
The Case For Early Hearing Tests. The author took advantage of an online hearing test, learned how important it is to test early, and tried out a hearing aid....
Sometimes called the "super" catch-up contribution, this new saving option is only available to workers age 60 to 63....
Warren Buffett isn’t just a billionaire investor, he’s proof that simple ideas done right can crush flashy strategies and overpriced advice. He built his fortune with patience, common sens...
Tens of thousands were on hand to see the billionaire announce his plans to retire. Their attention is already focusing on what is next for the conglomerate he built....
You’ve been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spitball for Ron and Veronica in Indiana ...
Some time ago, we published a piece on when physicians should retire. While that article was a straightforward guide to ... Read more...
We currently live in Florida and are looking for a gated active adult community that will allow us to go to the grocery store by golf cart. We found The Villages to be a little too big for our liking,...
I realized recently that my answer to this question has degraded since leaving full time work, so I worked on improving it. Here's what I say now: I run a small business that I work on 10-20 hours a w...
Chad and Mike break down the major moves in US and international markets from the past quarter, revealing why diversification works unexpectedly. They chat through the impact of recent tariff news, wh...
Warren Buffett is finally retiring. After decades of shaping the financial world, the man who turned patience into billions is stepping down. Love him or not, there’s no denying the weight of th...
Hey Everyone! Did you have a good month? April was a hectic month at the RB40 household. RB40Jr was busy with school, debate, Ultimate Frisbee, martial arts, and socializing with ... Read more The pos...
First year of retirement in the books. Been a good year. Turning 66. Much time spent helping watch the grandkids. It’s been a rich time. As they head off to school next year I will have more tim...
As the title states, is there any way to shift around assets so that I have more that wont increase my ACA subsidy. I am 59 and planning to retire at 59.5.Almost all of my assets are currently divided...
Simplifying your financial life is hard. Here are 16 real-life dilemmas where I'm trying to figure out how I can erase portfolio complexity. The post Simplify, Simplify, Simplify — Real-Life Dil...
From funding a college education to paying for long-term care or simply treating your family, there are plenty of reasons to use your hard-earned wealth now....
There are three potential paths forward for this innovative tax incentive program that's set to expire in 2026....
And reduce volatility. A few decades ago, private equity was considered a 'cottage industry.' Now, it is a multitrillion-dollar asset class....
AI is playing an increasing role in retirement planning. Here’s how some financial advisers are leveraging this new technology....
No employer? No problem. Here’s how to open a 401(k) or similar retirement plan when you're self-employed or your job doesn’t offer one....
Warren Buffett’s Berkshire Hathaway succession announcement offers couples key lessons on planning for loss, household roles, and longevity in retirement....
In this episode, we cover key tax considerations around wealth transfer. We cover the differences between federal estate tax and state inheritance tax, and explain why the stepped-up basis is such a p...
Episode 469: You won’t hear this in the Media, but the USA economy is extremely strong and resilient. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscri...
FROM THE ARTICLE: Legislation to Reduce Tax Burden on Older Americans. Bill would boost deductions for those ages 65+, helping offset Social Security income taxes. By Emily Paulin, AARP. Published May...