Welcome to Seeking Retirement

We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!

Showing 50 results of 7256

Twelve Reasons Your FIRE Number is Wrong

Nov 12 2024

You’ve got a target number. When your investments add up to it, eureka! You’ve reached financial independence. Retiring early is ... Read more...

physicianonfire.com

Aging Parent Facing Mental Illness Controls Family's Wealth: What Can Be Done?

Nov 12 2024

A business founder with mental illness can destroy the business. Sometimes it is in combination with cognitive decline. Outside professional advice is imperative....

forbes.com

Should You Ever Put More Than 20% Down on a Home?

Nov 12 2024

Now that the Fed has cut rates yet again, it looks like the housing market might start heating up. This means that you may finally get the chance to get a reasonable mortgage rate. Of course, reasonab...

ofdollarsanddata.com

Know the Flow, Pay Less Tax

Nov 12 2024

The topic I learned the most about when studying for Certified Financial Planner (CFP) certification was tax planning. As I began working with clients, I realized this is the area I had the most to co...

caniretireyet.com

Clinic-Based Doctors: This One Move Can Make You an Extra $10,000-$70,000 Per Year

Nov 12 2024

Have you heard of the G2211 add-on code? If you qualify and document it correctly in your medical coding, it could make you more money. The post Clinic-Based Doctors: This One Move Can Make You an Ext...

whitecoatinvestor.com

11 Reasons I Don’t ‘Trade’ Investments

Nov 12 2024

I have met few older, wealthy investors who got that way by trading stocks. Let's talk about why trading investments probably isn't for you. The post 11 Reasons I Don’t ‘Trade’ Inves...

whitecoatinvestor.com

To All My Fellow Residents Circa 2011: I’m Really, Really Sorry

Nov 12 2024

All I wanted to do was help my fellow residents care for their patients and set them up to live the life they want to live. But I messed up. The post To All My Fellow Residents Circa 2011: I’m R...

whitecoatinvestor.com

When to Pay Off Your Home, Retire, and Do Roth Conversions - 503

Nov 12 2024

When should Jack and Swan in Florida pay off their home, retire, and convert their savings to Roth for lifetime tax-free investment growth? Jennifer in Colorado wonders whether she should take taxes i...

purefinancial.com

The Case For Calm

Nov 12 2024

Well, that was…certainly something. Once again, defying all odds and every reputable poll (we have GOT to stop reading those), Donald Trump has once again been elected as President of the Unite...

millennial-revolution.com

The Power Of Losing: How Setbacks Can Lead To Success

Nov 12 2024

One reason many people shy away from competition is that they dislike losing. With often only one winner, the sting of defeat can feel too humiliating. When people stop competing, they can become more...

financialsamurai.com

7 Things You Need to Know About Roth IRAs to Maximize Tax-Free Income

Nov 12 2024

Roth IRAs offer great tax-free income benefits, but to make the most of them in retirement, here are seven things you need to know: Contribution Limits: In 2024, you can contribute up to $7,000 annual...

buzzsprout.com

Is Buying Cars at Online Auctions a Smart Investment?

Nov 12 2024

Ultimately, cars may not be the first among such so-called investments. Buying cars through online auctions has recently become intriguing and even lucrative for investors. Through online websites lik...

thinksaveretire.com

Heroes of My Life — Part 1

Nov 12 2024

We welcome back Jim Dahle to the podcast after taking a few months off to recover from a climbing accident. Today, he and those involved tell the tale of his accident and how he fell on the north face...

whitecoatinvestor.com

What A Trump Administration Will Mean For Older Adults

Nov 11 2024

He proposed exempting Social Security benefits from income tax—effectively raising benefits for those higher-income retirees now subject to the levy....

forbes.com

Unpaid Caregivers Soon May Get Help to Save for Retirement

Nov 11 2024

Two proposed bills aim to open new doors to caregivers for contributing to Roth IRAs and making catch-up retirement contributions....

kiplinger.com

Could your client use the IRA 'bridge' strategy? Here are the numbers

Nov 11 2024

Financial advisors, tax professionals and their clients will need to make careful planning decisions about claiming Social Security benefits and starting distributions....

financial-planning.com

A primer on the IRA 'bridge' to bigger Social Security benefits

Nov 11 2024

A complex mixture of new or expiring laws, intersecting retirement planning questions and the threat of so-called stealth taxes could add up to a highly beneficial strategy....

financial-planning.com

Treasure Valley Silver Award – Sponsored by B.O.S.S. Retirement Solutions & Advisors

Nov 11 2024

NAMPA, Idaho (CBS2) —Tennis is a great way to stay in shape but for some people, it’s much more than that. For local tennis coach Larry Haugness, tennis is a…...

bossretirement.com

Are Your Social Security Benefits at Risk?

Nov 11 2024

Did you know the Social Security Trust Fund is projected to run out of money in less than 10 years? And now BARRONS has reported if this happens… an average…...

bossretirement.com

Probably No Surprise: Medicare Part B Will Cost More In 2025

Nov 11 2024

On November 8, the Centers for Medicare and Medicaid Services announced the Medicare premiums and costs for 2025. Let’s take a quick look at what you need to know....

forbes.com

Retirees, a Rich Life Does Not Require Spending More Money

Nov 11 2024

Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don't worry whether you're "underspending." Learn the Nuts and Bolts I put everything I use to ma...

thefinancebuff.com

Post-Election Rally: Too Hot to Hold?

Nov 11 2024

The post-election rally has rekindled investor optimism, but with the S&P 500’s lofty relative valuations, the road ahead isn’t without ... Read more...

physicianonfire.com

President Trump and the future of stock returns

Nov 11 2024

Since last Wednesday, depending on your political leanings, you have been celebrating or in mourning. Or maybe you greeted the news with indifference. Now, as the dust settles, you might be wondering ...

jlcollinsnh.com

Dealing with anxiety of potential large costs in the future

Nov 11 2024

submitted by /u/MidAmericaMom[visit reddit] [comments]...

reddit.com

Podcast: The Retirement Solutions Blueprint with Ryan Thacker and Tyson Thacker (Ep. 1)

Nov 11 2024

Welcome to Retirement Solutions – The Podcast, your new go-to source for all things retirement, hosted by Ryan Thacker and Tyson Thacker! Listen as Ryan and Tyson kick off the…...

bossretirement.com

Time for Some Fall Financial Maintenance: Here's a Checklist

Nov 10 2024

As you rake the leaves and clean the gutters, you should also consider tackling seven key year-end planning chores....

kiplinger.com

How Women Can Navigate Competing Priorities as They Age

Nov 10 2024

It takes planning and some frank conversations, but women can aim for a happy and financially secure retirement while supporting loved ones. Here's how....

kiplinger.com

Canceling Your Uninsured Motorist Insurance Can Save You A Bundle — But Is It A Good Idea?

Nov 10 2024

Author weighs the pros and cons of dropping that portion of his car insurance....

forbes.com

I am retired but spouse is not - what to do

Nov 10 2024

I (60F) retired almost a year ago. My spouse has just past retirement age and is still working by choice. He has never spoken about retirement- when he would like to, what plans he has, things he want...

reddit.com

Should I separate out Long Term Care funds into a separate account?

Nov 10 2024

We’re recently retired with more than sufficient savings to fund our retirement. We’ve decided to self-fund our Long Term Care from our savings. I’m trying to decide whether or not t...

reddit.com

Concerned about difficulties my spouse may encounter after my demise.

Nov 10 2024

First my wife is totally capable emotionally, physically and otherwise to handle any situation. My concerns center around if she should develop a disease or condition that reduces her capacity to make...

reddit.com

Looking for a great retirement option that is affordable!

Nov 10 2024

I'm 59 and my retirement savings situation is not great. I'm single, female, and live in Texas. I do own a home right now, I have about $140k in equity. I am still working full-time and I'm planning t...

reddit.com

How To Move To Ireland: A Guide For Americans

Nov 10 2024

A guide on how to move to Ireland as a U.S. retiree. Plus, how to get an Irish passport by tracing your family tree....

forbes.com

Trump Presidency: Yes, Estate Planning Is Still Important

Nov 10 2024

President Trump might extend the bonus estate tax exemption or even repeal the estate tax. But estate planning remains important, just different....

forbes.com

Beyond The Ballot: 4 Ways To Exercise Control In Your Personal Finances

Nov 10 2024

It's vitally important to acknowledge what we can—and can't—control in life, elections, work, and our personal finances....

forbes.com

Medicare Premiums 2025: IRMAA for Parts B and D

Nov 09 2024

Medicare participants with an income above the threshold must pay a surcharge for Medicare Part B and Part D based on their income....

kiplinger.com

What You Will Pay for Medicare in 2025

Nov 09 2024

Medicare premiums for 2025, and the cost of Medicare Part A Medicare Part B and Part D premiums and deductibles, have gone up. Here is how much you'll pay in 2025....

kiplinger.com

A Sabbatical May Be a Smarter Move than Early Retirement

Nov 09 2024

A sabbatical can help you get over burnout, explore a new career or hobby and won't break your retirement if done right....

kiplinger.com

Seven Retirement Moves to Make Before 2025

Nov 09 2024

From applying for Social Security and donating to charity to maximizing your savings accounts, ere are retirement moves to make before 2025....

kiplinger.com

Want Your Kids to Inherit? You Need an Asset Protection Plan

Nov 09 2024

You've worked hard for your wealth. Don't let it fall into the wrong hands. Consider prenups, trusts and other protections to safeguard your family legacy....

kiplinger.com

Consulting after retirement - How did you handle it?

Nov 09 2024

Has anyone consulted for their company after they retired? Did you create your own company to work as a consultant, or were you a part-time employee of the company? My current manager and others are r...

reddit.com

How to think about retirement? timing/phases?

Nov 09 2024

Hello, I'm hoping to get some counsel from the group on how to think about retirement, and when. I'm 57, married well, kids mostly launched - early 20's. We've saved enough that probably any additiona...

reddit.com

Medicare when you're not broke.

Nov 09 2024

Already on A only (dependant on wife's group med). My wife will be retiring in early '25 and although she will go Cobra for a bit, I think I will lose my 'creditable converage' classification. I only ...

reddit.com

Update on navigating first year of retirement

Nov 09 2024

Hi everyone. Just an update to a previous post where I was wondering how to occupy myself in my retirement in a rural and isolate place, sans car, whilst my husband continues to work. Well, I won a 9-...

reddit.com

Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025

Nov 09 2024

Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it....

nytimes.com

Understanding Continuing Care Retirement Communities

Nov 09 2024

What is a CCRC? On this episode we discuss some of the basics for retirees and soon to be retirees to understand about Continuing Care Retirement Communities. Glenn is available for in person and onli...

retirementroadmappodcast.podbean.com

Retirement Income Strategies for the Long Haul

Nov 08 2024

Crafting a retirement income plan is more important than ever, given our longer lives and uncertain times....

kiplinger.com

Five Tax Strategies to Help Your Money Last in Retirement

Nov 08 2024

Having a tax strategy is crucial to making your money last. These tax-saving moves can help, whether you're years from retirement or already there....

kiplinger.com

Heart Health and Your Retirement Well Being

Nov 08 2024

Did you know that the risk of heart disease is especially high right after retirement? Discover why and how to protect your health. The post Heart Health and Your Retirement Well Being appeared first ...

boldin.com

The Election is Over: Should You Think Any Differently About Your Retirement Plans?

Nov 08 2024

President Trump's reelection likely means major policy shifts. Here are 5 considerations for preparing your retirement plans for these changes. The post The Election is Over: Should You Think Any Diff...

boldin.com

Why Retirement is Important

Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:

Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.

Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.

Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.

Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.

Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.