Welcome to Seeking Retirement

Ira

From Soldier to Financial Planner: Jim’s Journey to Inspiring Others

Nov 13 2024

In a world where financial stability often feels elusive, Jim’s journey from military service to financial planning offers a unique perspective on discipline, planning, and the importance of a [...

theretirementsolution.com

Why Social Security is Falling Apart

Nov 13 2024

You’ve probably heard it by now – Social Security is set to run out of money as early as 2033, according to theCommittee for a Responsible Budget. When that happens,…...

bossretirement.com

Financial strategies for the first few years of retirement

Nov 13 2024

I'm getting mentally ready for retirement. In most scenarios we are fine. But there's always those 10 percent of scenarios when the market crashes just as we retire and we burn through much of our inv...

reddit.com

Physician Assistants vs. Nurse Practitioners

Nov 13 2024

As the former owner of a hospitalist group and several ambulatory clinics, I focused on hiring all the physicians in ... Read more...

physicianonfire.com

When Interest Rates Matter and When They Don’t

Nov 13 2024

Let's focus some of our attention on when interest rates matter most and when they can be reasonably ignored. The post When Interest Rates Matter and When They Don’t appeared first on The White ...

whitecoatinvestor.com

Podcast: The B.O.S.S. Retirement Blueprint Explained (Ep. 2)

Nov 13 2024

Want to improve your knowledge of retirement planning without feeling overwhelmed? Welcome to episode two of Retirement Solutions The Podcast! Join Tyson and Ryan Thacker this week as they dive&hellip...

bossretirement.com

Is Swagbucks Legit? 2024 Review: Can You Really Earn Rewards?

Nov 13 2024

Is Swagbucks legit? Our 2024 review dives into everything you need to know about earning rewards with Swag bucks, from surveys and cashback to real user reviews and tips for maximizing earnings....

thinksaveretire.com

How will Trump Impact My Retirement Plans?

Nov 13 2024

Understanding how the results of the 2024 election could affect your decisions in retirement. It's natural to wonder if political shifts will impact your financial decisions. Many are predicting major...

keilfp.com

Open Enrollment 2025: Tax Issues to Know and Avoid

Nov 12 2024

Being aware of tax concerns during open enrollment season can help you avoid potentially costly mistakes....

kiplinger.com

You Can Dial Back Real Estate Risk

Nov 12 2024

We know you can and should take some risk when investing in stocks, but does that same principle apply to real estate investing? The post You Can Dial Back Real Estate Risk appeared first on The White...

whitecoatinvestor.com

Risks

Estate

Solo 401(k) Tax Credits Explained: Don’t Let Your CPA Cost You $1,500

Nov 12 2024

If you're a self-employed worker setting up a solo 401(k), you might be leaving money on the table if you don't know about this tax credit. The post Solo 401(k) Tax Credits Explained: Don’t Let ...

whitecoatinvestor.com

Collective Investment Trusts: Should Your 401(k) Hold Them?

Nov 12 2024

Your employer-sponsored retirement plan may hold a unique type of investment called a collective investment trust, or CIT. They come with benefits and risks that warrant a closer look....

kiplinger.com

Trusts

How to Plan for Retirement When Only One Spouse Works

Nov 12 2024

When you're married but only one spouse works, leaving retirement planning to the working partner puts financial security at risk. A joint effort is vital....

kiplinger.com

Spouse

How To

Why Do Workers Yearn for Defined Benefit Plans?

Nov 12 2024

A closer look at the Boeing negotiations only makes the question more puzzling. Boeing workers recently accepted the company’s third offer. The agreement does not include reopening the Boeing de...

crr.bc.edu

Cheapest Car Insurance in Montana 2024: How to Get the Best Rates

Nov 12 2024

Discover the cheapest car insurance in Montana for 2024. Learn how to secure budget-friendly rates with tips on average costs, top providers, and tailored strategies for various driver profiles in Big...

thinksaveretire.com

How To

Insurance

Twelve Reasons Your FIRE Number is Wrong

Nov 12 2024

You’ve got a target number. When your investments add up to it, eureka! You’ve reached financial independence. Retiring early is ... Read more...

physicianonfire.com

Fire

Aging Parent Facing Mental Illness Controls Family's Wealth: What Can Be Done?

Nov 12 2024

A business founder with mental illness can destroy the business. Sometimes it is in combination with cognitive decline. Outside professional advice is imperative....

forbes.com

Wealth

Should You Ever Put More Than 20% Down on a Home?

Nov 12 2024

Now that the Fed has cut rates yet again, it looks like the housing market might start heating up. This means that you may finally get the chance to get a reasonable mortgage rate. Of course, reasonab...

ofdollarsanddata.com

Know the Flow, Pay Less Tax

Nov 12 2024

The topic I learned the most about when studying for Certified Financial Planner (CFP) certification was tax planning. As I began working with clients, I realized this is the area I had the most to co...

caniretireyet.com

Clinic-Based Doctors: This One Move Can Make You an Extra $10,000-$70,000 Per Year

Nov 12 2024

Have you heard of the G2211 add-on code? If you qualify and document it correctly in your medical coding, it could make you more money. The post Clinic-Based Doctors: This One Move Can Make You an Ext...

whitecoatinvestor.com

11 Reasons I Don’t ‘Trade’ Investments

Nov 12 2024

I have met few older, wealthy investors who got that way by trading stocks. Let's talk about why trading investments probably isn't for you. The post 11 Reasons I Don’t ‘Trade’ Inves...

whitecoatinvestor.com

To All My Fellow Residents Circa 2011: I’m Really, Really Sorry

Nov 12 2024

All I wanted to do was help my fellow residents care for their patients and set them up to live the life they want to live. But I messed up. The post To All My Fellow Residents Circa 2011: I’m R...

whitecoatinvestor.com

When to Pay Off Your Home, Retire, and Do Roth Conversions - 503

Nov 12 2024

When should Jack and Swan in Florida pay off their home, retire, and convert their savings to Roth for lifetime tax-free investment growth? Jennifer in Colorado wonders whether she should take taxes i...

purefinancial.com

The Case For Calm

Nov 12 2024

Well, that was…certainly something. Once again, defying all odds and every reputable poll (we have GOT to stop reading those), Donald Trump has once again been elected as President of the Unite...

millennial-revolution.com

The Power Of Losing: How Setbacks Can Lead To Success

Nov 12 2024

One reason many people shy away from competition is that they dislike losing. With often only one winner, the sting of defeat can feel too humiliating. When people stop competing, they can become more...

financialsamurai.com

7 Things You Need to Know About Roth IRAs to Maximize Tax-Free Income

Nov 12 2024

Roth IRAs offer great tax-free income benefits, but to make the most of them in retirement, here are seven things you need to know: Contribution Limits: In 2024, you can contribute up to $7,000 annual...

buzzsprout.com

Income

Is Buying Cars at Online Auctions a Smart Investment?

Nov 12 2024

Ultimately, cars may not be the first among such so-called investments. Buying cars through online auctions has recently become intriguing and even lucrative for investors. Through online websites lik...

thinksaveretire.com

Heroes of My Life — Part 1

Nov 12 2024

We welcome back Jim Dahle to the podcast after taking a few months off to recover from a climbing accident. Today, he and those involved tell the tale of his accident and how he fell on the north face...

whitecoatinvestor.com

What A Trump Administration Will Mean For Older Adults

Nov 11 2024

He proposed exempting Social Security benefits from income tax—effectively raising benefits for those higher-income retirees now subject to the levy....

forbes.com

Income

Unpaid Caregivers Soon May Get Help to Save for Retirement

Nov 11 2024

Two proposed bills aim to open new doors to caregivers for contributing to Roth IRAs and making catch-up retirement contributions....

kiplinger.com

Could your client use the IRA 'bridge' strategy? Here are the numbers

Nov 11 2024

Financial advisors, tax professionals and their clients will need to make careful planning decisions about claiming Social Security benefits and starting distributions....

financial-planning.com

Ira

Strategy

A primer on the IRA 'bridge' to bigger Social Security benefits

Nov 11 2024

A complex mixture of new or expiring laws, intersecting retirement planning questions and the threat of so-called stealth taxes could add up to a highly beneficial strategy....

financial-planning.com

Ira

Treasure Valley Silver Award – Sponsored by B.O.S.S. Retirement Solutions & Advisors

Nov 11 2024

NAMPA, Idaho (CBS2) —Tennis is a great way to stay in shape but for some people, it’s much more than that. For local tennis coach Larry Haugness, tennis is a…...

bossretirement.com

Advisors

Are Your Social Security Benefits at Risk?

Nov 11 2024

Did you know the Social Security Trust Fund is projected to run out of money in less than 10 years? And now BARRONS has reported if this happens… an average…...

bossretirement.com

Risks

Probably No Surprise: Medicare Part B Will Cost More In 2025

Nov 11 2024

On November 8, the Centers for Medicare and Medicaid Services announced the Medicare premiums and costs for 2025. Let’s take a quick look at what you need to know....

forbes.com

Medicare

Retirees, a Rich Life Does Not Require Spending More Money

Nov 11 2024

Spending is a poor proxy for enjoyment and life satisfaction. The best things in life are nearly free. Don't worry whether you're "underspending." Learn the Nuts and Bolts I put everything I use to ma...

thefinancebuff.com

Spending

Post-Election Rally: Too Hot to Hold?

Nov 11 2024

The post-election rally has rekindled investor optimism, but with the S&P 500’s lofty relative valuations, the road ahead isn’t without ... Read more...

physicianonfire.com

President Trump and the future of stock returns

Nov 11 2024

Since last Wednesday, depending on your political leanings, you have been celebrating or in mourning. Or maybe you greeted the news with indifference. Now, as the dust settles, you might be wondering ...

jlcollinsnh.com

Dealing with anxiety of potential large costs in the future

Nov 11 2024

submitted by /u/MidAmericaMom[visit reddit] [comments]...

reddit.com

Podcast: The Retirement Solutions Blueprint with Ryan Thacker and Tyson Thacker (Ep. 1)

Nov 11 2024

Welcome to Retirement Solutions – The Podcast, your new go-to source for all things retirement, hosted by Ryan Thacker and Tyson Thacker! Listen as Ryan and Tyson kick off the…...

bossretirement.com

Time for Some Fall Financial Maintenance: Here's a Checklist

Nov 10 2024

As you rake the leaves and clean the gutters, you should also consider tackling seven key year-end planning chores....

kiplinger.com

How Women Can Navigate Competing Priorities as They Age

Nov 10 2024

It takes planning and some frank conversations, but women can aim for a happy and financially secure retirement while supporting loved ones. Here's how....

kiplinger.com

Canceling Your Uninsured Motorist Insurance Can Save You A Bundle — But Is It A Good Idea?

Nov 10 2024

Author weighs the pros and cons of dropping that portion of his car insurance....

forbes.com

Insurance

I am retired but spouse is not - what to do

Nov 10 2024

I (60F) retired almost a year ago. My spouse has just past retirement age and is still working by choice. He has never spoken about retirement- when he would like to, what plans he has, things he want...

reddit.com

Retired

Spouse

Should I separate out Long Term Care funds into a separate account?

Nov 10 2024

We’re recently retired with more than sufficient savings to fund our retirement. We’ve decided to self-fund our Long Term Care from our savings. I’m trying to decide whether or not t...

reddit.com

Retired

Savings

Concerned about difficulties my spouse may encounter after my demise.

Nov 10 2024

First my wife is totally capable emotionally, physically and otherwise to handle any situation. My concerns center around if she should develop a disease or condition that reduces her capacity to make...

reddit.com

Spouse

Looking for a great retirement option that is affordable!

Nov 10 2024

I'm 59 and my retirement savings situation is not great. I'm single, female, and live in Texas. I do own a home right now, I have about $140k in equity. I am still working full-time and I'm planning t...

reddit.com

Savings