Welcome to Seeking Retirement
We curate a selection of educational retirement articles sourced from the web, authored by genuine retirees and financial experts. These articles contain valuable insights and guidance suitable for every phase of retirement planning, whether you're considering early retirement, traditional retirement, or already enjoying retired life. We've categorized the content to facilitate your search for topics that pique your interest. Our aim is to assist you in charting a path towards a fulfilling and joyful retirement. We extend our best wishes for a prosperous and contented journey ahead!
Showing 50 results of 7256
8 Ways to Cut Housing Costs for Retirement
Nov 08 2024
Should you try to cut housing costs? Is there an option that is right for you? Downsizing? Retire abroad? Refi? Explore your options. The post 8 Ways to Cut Housing Costs for Retirement appeared first...
boldin.com
Avoid the 401(k) to IRA Rollover Cash Trap
Nov 08 2024
Many Americans are potentially missing out on retirement savings by falling victims to the 401(k) to IRA rollover cash trap. According to Andy Reed, head of investor behavior research at Vanguard, &ld...
401kmaneuver.com
Writing Wills May Help to Narrow the Racial Wealth Gap
Nov 08 2024
If Black families wrote wills at the same rate as white, how much would it help? Having a will is really important. In the absence of a will, a decedent’s assets are distributed according to sta...
crr.bc.edu
Leaping into the Unknown: it’s Called Retirement
Nov 08 2024
Retiring, for many if not most, is a leap into the unknown. New retirees quickly learn that hard work is required to fill the void created by leaving the workplace. Building and consolidating this new...
crr.bc.edu
Super.com Review 2024: Is Super.com legit?
Nov 08 2024
Explore Super.com, a versatile savings platform offering cash-back rewards, travel discounts, and exclusive deals across categories....
thinksaveretire.com
2025 401(k) Contribution Limits: Bigger Savings, Better Retirement
Nov 08 2024
The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution limit also rises to $46,500, bringing the combined employee and employe...
financialsamurai.com
New 401(k) Contribution Limits for 2025
Nov 08 2024
Savers using employer-sponsored retirement accounts can boost savings and have more opportunity for compounding....
money.usnews.com
Probability of tax free Social Security as promised
Nov 08 2024
He said that Social Security won't be federally taxed.......
community.aarp.org
What I’ve Learned Writing 400 Articles About Retirement
Nov 08 2024
Reflecting on the past 9 years of writing has been an interesting trip down memory lane. The first 3 years, ... Read more...
physicianonfire.com
Washington State Voters Keep Public Long-Term Care Insurance
Nov 07 2024
On Tuesday, they easily rejected a ballot initiative that would have killed the far-reaching law. It provides up to $36,500 in long-term care insurance benefits....
forbes.com
Here's How To Semi-Retire In 5 Steps
Nov 07 2024
Semi-retirement is a powerful strategy to help you enjoy life while improving your financial security. Here's how to semi-retire in 5 easy steps!...
forbes.com
A Guide to Gold IRA Investment
Nov 07 2024
Planning for a financially secure retirement is crucial. One effective strategy is to invest in a Gold IRA. A Gold IRA, or Precious Metals IRA, is a unique investment vehicle that allows you to divers...
thinksaveretire.com
When did you tell your kids about your money?
Nov 07 2024
As we approach retirement, my wife and I are wondering when we should give our two financially responsible grown kids a heads up on our finances. We feel they should know just in case (god forbid) som...
reddit.com
Any retired Feds continuing with FEHB?
Nov 07 2024
I retired 4 years ago and continued on with FEHB. Turned 65 this year so have to sign up for Medicare. I met with a Medicare marketplace advisor and he suggested if I have the means, to continue on wi...
reddit.com
Looking for thoughts on how you developed interests while planning retirement.
Nov 07 2024
Thoughts on developing interests after retirement I’m not retired, but working hard to be. My wife and I are currently 55 and m looking at 4-6 more years. I have a retirement planning notebook w...
reddit.com
Help! I’m 64 and forced to retire with little savings.
Nov 07 2024
Hi. Like the title says, I lost my job at 64. I was laid off and the industry that I am in is very depressed so the chances of getting a similar job soon is pretty low. In fact I don’t really wa...
reddit.com
Wake Up: It’s Time To Check Out Your 2025 Part D Drug Coverage
Nov 07 2024
This list can have an impact on your drug coverage in 2025 and shows why this open enrollment is so important....
forbes.com
3 Financial Strategies You and Your Advisor Should Consider Before December 31st
Nov 07 2024
At Keen Wealth, we often describe tax-planning as an ongoing process, not just something we help folks accomplish every spring. And while Tax Day is certainly circled in red on our annual planning cal...
keenonretirement.libsyn.com
Retiring Next Year? Do THIS With Your Retirement Savings!
Nov 07 2024
5 Steps to prepare your savings within 12 months of your retirement....
keilfp.com
5 Ways Donald Trump’s Next Presidency Could Impact Retirees
Nov 07 2024
Donald Trump has been elected to serve another term as president and that could have pros and cons for retirees....
money.usnews.com
Double Dipping the year you hit full retirement age
Nov 06 2024
So I'm 65 and a year from hitting my full retirement age this month. I am still working full time. As I understand it, one can start drawing their social security without a reduction or penalty the ye...
reddit.com
How I Teach My Kids About Money: By Taking Their Candy
Nov 06 2024
Raising financially savvy kids starts with little lessons that help them understand value, patience, and sharing. This year, Halloween brought us the perfect opportunity to have fun while teaching som...
dadisfire.com
Financial Planning Through Changing Presidencies: My Journey
Nov 06 2024
With Donald Trump set to become the 47th President of the United States, it’s natural to wonder what this new administration could mean for your finances. For most people under 30, a change in l...
financialsamurai.com
457 Plan Contribution Limits for 2025
Nov 06 2024
There are higher 457 plan contribution limits for state and local government workers in 2025 than in 2024....
kiplinger.com
Six Of My Favorite Newsletters To Help You Live Your Best Retired Life
Nov 06 2024
Preparing for retirement includes watching movies, reading books, and newsletters. Seek out role models. Keep learning and growing....
forbes.com
When Did this Bull Market Start?
Nov 06 2024
Recently someone asked me, "When did this bull market start?" It's a great question because it can provide insight into whether the market is getting overextended. Of course, bull markets have no spec...
ofdollarsanddata.com
How (and Why) To Harvest Capital Gains
Nov 06 2024
We’ve been doing a few touch-feely emotive articles lately, so as a change of pace today’s article is going to be about something completely different: Harvesting Capital Gains! Why Would ...
millennial-revolution.com
How I Picked Stocks
Nov 06 2024
Skate to where the puck is going. – Wayne Gretzky This is the post I never wanted to write. That’s because index funds are the right choice and I don’t want to give anyone bad ideas....
1500days.com
Retirement Year End Planning: Tax-Loss Harvesting
Nov 06 2024
Welcome to a transformative episode where we delve into year-end financial strategies to optimize your retirement planning. Join us as we discuss tax-loss harvesting with Erin Coe, a seasoned planner ...
share.transistor.fm
Primary Care Physician Salaries and Best Paying States
Nov 06 2024
So, at least in the U.S., things aren’t looking good for primary care physicians. We’re all facing the brunt of ... Read more...
physicianonfire.com
I’m just going to take a long walk today
Nov 05 2024
While most others are juggling their commute to work, their meeting schedule, what their kids are dealing with, what leftovers can be reheated quickly, all at a moment that adds a layer of anxiety to ...
reddit.com
Unexpected retirement outcome - intense hobbies boring
Nov 05 2024
Hi all, I retired from Tech 3 months ago, and I'm having a total blast - but there was one thing that has developed that I didn't expect. My job was SUPER intense and very high stress, and I HATED the...
reddit.com
Are You an Estate Planning Procrastinator? Where to Start
Nov 05 2024
Quit putting it off, because it's vital for you and your heirs. From wills and trusts to executors and taxes, here are some essential points to keep in mind....
kiplinger.com
Free Cruises with Just a Little Leg Work… Living Like Rock Stars!
Nov 05 2024
Back in May, I wrote a post called The Next Mission… Free Cruises Through Casino Status Matches! It was all about how we stumbled upon a way to get free cruises and what we planned to do to mak...
routetoretire.com
Planning for 2025's tax brackets and retirement rules
Nov 05 2024
The adjustments reflect how inflation is slowing down and upcoming changes to the rules based on the Secure 2.0 Act and the Tax Cuts and Jobs Act....
financial-planning.com
IRS increases 401(k) limit, keeps IRA limit the same
Nov 05 2024
The amount individuals can contribute to 401(k)s in 2025 has increased by $500 to $23,500, but the IRA limit remains $7,000....
financial-planning.com
The Impact of Housing Prices When Mortgage Rates Fall
Nov 05 2024
You're looking for that perfect house, but the mortgage rates are just too high. It feels like every time you find a place you can afford, the monthly payments are still out of reach. Then, suddenly, ...
thinksaveretire.com
How Much Could Will-Writing Reduce the Racial Wealth Gap?
Nov 05 2024
This paper examines the persistent racial wealth gap between Black and White households in the United States, focusing on the disparity in will-writing rates as a contributing factor. Despite attempts...
crr.bc.edu
How Much Could Will-Writing Reduce the Racial Wealth Gap?
Nov 05 2024
The gap in wealth between Black and White households has plagued the United States for more than a century. One reason for the lack of progress may be a disparity in will-writing by race – Black...
crr.bc.edu
The 2025 Federal Tax Brackets and What It Means For You
Nov 05 2024
The IRS recently revealed its tax inflation adjustments and updated tax brackets for 2025. These adjustments are aimed at helping ... Read more...
physicianonfire.com
Charting final course to a smooth landing - feeling excited
Nov 05 2024
So a follow up to my follow-up here: https://www.reddit.com/r/retirement/comments/1g1m6q8/follow_up_to_need_encouragement_one_way_or_another/ Well, I found out that I do qualify for the VERP that my c...
reddit.com
Spitballing Early Retirement for the One Percenters - 502
Nov 05 2024
Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still re...
purefinancial.com
Micromanaging Your Portfolio: A Cautionary Tale
Nov 05 2024
In a recent post I shared how my net worth has held up against five years of retirement funded entirely by portfolio withdrawals. The good news was that my liquid net worth had increased since I retir...
caniretireyet.com
Should You Include Real Estate in Your Retirement Plan?
Nov 05 2024
Consider the advantages and disadvantages of using real estate to fund your retirement years....
money.usnews.com
It’s Time to Shop for Medicare, and 2025 Brings Big Changes
Nov 05 2024
Some big, positive changes are coming to Medicare next year. The program’s prescription drug insurance will be much stronger — and easier to understand — as a result of the Inflation...
retirementrevised.com
3 Steps to Prepare for an Out-of-State Retirement
Nov 05 2024
Have you thought about what moving to a new state might mean for your retirement budget and lifestyle? In this Ready for Retirement episode, the focus is on preparing for an out-of-state retirement. J...
buzzsprout.com
Good company … overpriced stock 241105
Nov 05 2024
Episode 456: I think that McDonalds HomeDepot & Costco are good companies but overpriced stocks. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ ---...
wealthsteading.com
New SECURE ‘Super Catch-Up’ Contribution for Ages 60-63
Nov 04 2024
SECURE 2.0 changes will allow older workers to increase their retirement savings next year. Here's what you need to know....
kiplinger.com
Think You’re Retirement Ready? Check Your Social Portfolio First
Nov 04 2024
Our work lives provide more than income or, for some, even a sense of purpose; work is also a significant part of how we maintain our social and emotional well-being....
forbes.com
You Need an Estate Plan
Nov 04 2024
If you are reading this, you probably need an estate plan. If you have children, live in states like California, you owe it to your family to have an estate plan that includes a revocable trust. One o...
andrenader.substack.com
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Why Retirement is Important
Retirement is an important milestone in a person's life because it marks the end of their career and the beginning of a new phase of life. It is a time when people can stop working and start enjoying the fruits of their labor. There are several reasons why retirement is important:
Financial stability: Retirement allows people to stop working and start relying on their savings, investments, and any other sources of income they may have. This financial stability can provide peace of mind and allow people to enjoy their retirement years without worrying about money.
Health benefits: Retirement can also have health benefits. It can reduce stress and allow people to have more time to focus on their physical and mental well-being. This can lead to a longer and healthier retirement.
Personal fulfillment: Retirement can also provide an opportunity for personal fulfillment. People may want to pursue hobbies, travel, or spend more time with loved ones. Retirement allows them to do so without the constraints of work.
Social support: Retirement can also provide social support and a sense of community. Many people find that they have more time to spend with friends and family, and may join social groups or organizations that can provide a sense of belonging and purpose.
Overall, retirement is an important phase of life that allows people to enjoy the fruits of their labor, focus on their health and well-being, and pursue personal fulfillment and social connections.