Curated articles and podcasts from trusted financial experts and real retirees.
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Paying for college is expensive, which is why college financial planning should really begin as soon as each child is born. But, let’s be honest. Sometimes life gets in the way, and, before you ...
When mediating a divorce settlement, a 50-50 split of assets isn’t always equitable when Social Security benefits are taken into account....
For a lot of people, the idea of Financial Freedom and F.I.R.E. are the same. Financial Independence, Retire Early (F.I.R.E.) is a movement that has gained popularity in recent years, attracting indiv...
Wealthy folks are set to benefit most....
The following is a list of Leisure Freak Tommy’s Favorites and Recommendations for retirement calculator Links and some Affiliate Sites......
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire. Many yearn for far off, exotic destinations – like a glacier in New Zealand,...
You can help others when you go on vacation! This month we have a delightful guest post from freelance writer Jenn Walker. Have you ever wondered how you could use your vacation time or retirement yea...
My wife and I live in north nj, one of the most affluent suburbs in the US. We live in a 120 year old stone house on about .5 acres but surrounded by a park on 2 sides and some woods from an office bu...
Some say it'd take "a miracle" to pull off....
Does anyone have a moron for a boss who does nothing but delegate asinine ideas and sometimes you feel like telling them you are retiring immediately instead of giving a 3 month notice like you had pl...
When you do a direct rollover from the pre-tax account in a workplace retirement plan to a Traditional IRA, you’ll get a 1099-R form after the end of the year that shows the rollover isn’t...
Hubby 75 still working 9 months a year; I’m 62 are now work part time. Expect him to fully retire in 3-5 years. We are fairly set financially- both have state pensions, 401ks and SS (not me yet....
Don’t chase a side hustle with rose-colored spectacles. Be weary of the monster breathing down your neck. It’s always there. Use it to your advantage....
Welcome back to the life and times of the Root of Good household. We had another busy month during January. Mrs. Root of Good and I went on a ten night cruise out of Charleston, South Carolina. During...
Seeking those who are educated and knowledgeable in equity markets theory and are willing to take this short pole and if you were able to write ANYTHING to speak to your answer; it would immensely app...
Continue to be baffled as to the conflict between US treasury securities being a "safe haven" with AAA rating vs media and others constantly sowing doubt about whether they will be honored. Who's doin...
Would appreciate any input as I will be discussing with my financial advisor. I’m about to turn 65 and retired about a year ago. I haven’t touched my investments this far, but will need to...
So, I'll most likely have somewhere between $1.2 and $1.4 million when me and the wife retire in about a dozen years. We've got two-thirds of a million right now; we'll each continue to max out our Ro...
I have worked in the US for approx 10 years and now live in Canada. Do I qualify for US social security benefits? Do these years working in the US count towards Canada OAS or CPP? submitted by /u/reti...
Do you think you could pass a basic quiz about planning for retirement? You might be surprised to learn that in a recent study…Only 33% of Americans got a passing grade. Put your knowledge to t...
I want to clarify that the Robinhood Roth IRA is the better option when compared to the Acorns Roth IRA. From what I understand, Robinhood offers 1% matching and no monthly fee. Acorns does not match,...
February 14, 2023 — Travel is often the number one thing that people say they look forward to when they retire.  Many yearn for far off, exotic destinations – like a glacier in New Ze...
If this does not belong here.. Dump it. Not meant to be politically based. What are the chances that the Fed’s start taxing Roth accounts like they do Social Security Payments? How would / could...
I know, at 20, 30 or 40 we do not think a lot about things like that, but if you already budget for retirement, you might as well factor in some health care costs. Let's assume you have Medicare at 65...
Seems there are multiple income-based limits to be aware of as one heads into retirement. There are ACA subsidy limits based on income, Medicare Part B premiums based on income, capital gains tax rate...
Any thoughts about if someone in an established career takes a year or 2 off at 35? Will they have a hard time getting back into the work force? submitted by /u/doistaywithher[visit reddit] [comments]...
I've been thinking this would be a good alternative to an annuity for generating monthly income for the time between retiring and starting social security, assuming social security at 70. Has anyone h...
My son started his first real post-college job at a small employer (< 50) who contracts with Blue Star Retirement to handle their 401k plan. He doesn't know anything about investing and so he just ...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
My wife (of 35+ yrs) has earned much less than I have over the years. The calculators all say my wife should start drawing SS at 62 and I should start drawing at 67. If I die before I start drawing, w...
I’m in my early 40s and work remotely and have the flexibility with my employer to move to any state we currently do business. I work for a large company so this is almost any state in the US pl...
Keep from running out of money with six tips from financial guru Suze Orman. Read on to learn how you can keep your money through retirement....
The choice between pre-tax and Roth 401(k) contributions may be trickier than you expect, financial experts say. Here's what to know....
Isn't this a question we ask about retirement, even if we are "expert" about all things retirement by now? This question is important enough for me to attempt an answer. The number one financial fear ...
I'm on vacation. Yes, I know, some people ask: How can you be on vacation when you're retired? Well, trust me, pre-retirees and other people still working, and as my fellow retirees can attest . . . y...
By Dr. Joy Eberhardt De Master, WCI Columnist Money, money, money. We talk about stocks and bonds. We talk about diversifying income and passive income. We talk about how to make and spend money. We a...
In any investment, there is risk involved. Without risk, there wouldn’t be possible returns. Real estate can be viewed as ... Read more...
Staying home wasn’t a law anywhere in the U.S. but the vast majority of us obeyed the directive and hunkered down, waiting for better guidance about what we were facing. That was three years ago...
Listen to a series of podcasts focused on the key themes of Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track. The six episodes feature conversations with expert guests dis...
I'm a canadian in my mid 20's. Since the past 2 years, I used the services of a financial advisor who works for an independant private financial service group. All of my investments are currently in m...
Yes I’m one of them - but every restaurant in Coachella Valley Ca where we live is packed with seniors at 5pm. Maybe its time to eat dinner at a more civilized hour like 8 pm -) submitted by /u/...
submitted by /u/Farmboss777[visit reddit] [comments]...
submitted by /u/Huge_Prompt_2056[visit reddit] [comments]...
I'm sorry if this is to OT. Inspired by the post about dinning times I'd like to ask if the people that use to be night owls in their youth became morning people as they got older or if you stay the s...
So. I’m about three years away from retirement. It was looking like two but the share market isn’t really cooperating. I transferred to another department for my very nice public servant j...
Hey everyone. I’m back in the USA! Last week, I complained about the long and difficult journey back home. However, it turned out much better than I thought. Today, I’ll share what happene...
The amount of information on your Form W-2 can be overwhelming. Here's what you need to know for the current tax season....
[Editor's Note: If you’re a medical or dental student who needs a jumpstart on your financial education, mark your calendar for the Planning for Success webinar on February 15. WCI Founder Dr. J...
Life’s been a real mixture of things for today’s poster. He reached financial independence and retired four years ago, and ... Read more...
The call came at around 4:00 AM, waking me up. “Mr. Gorban, this is so-and-so from US Bank. Are you currently in Houston, TX?” Sleepily I respond, “No, I’m at home in Portland....