Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15063
We have a will and trust, but are any of you considering putting your kids on your house and bank accounts? I’m hearing of so many stories where the government or a nursing home takes it all. No...
Hello everyone, I was curious to know if anyone has any information for seniors when they reach 65 years of age and retire from a job that does not provide them with retirement benefits (ex. CalPERs o...
Hello, I am 58 and lost my job in January 2022. I started my own business and make the same money as before. I have a Rollover IRA with Fidelity, but I have the feeling with all ups and down on the st...
Learned that deadline to convert from Traditional to Roth for 2022 tax year was Dec 31, 2022. If one was to contribute now for 2022 as a Traditional IRA, can that all be converted into a Roth IRA when...
I'm 38 and about 2 years away from retiring from a highly stressful job. My pension (for life) will be about 72k a year, and I will have about 1.1 million in savings. If I stay at my job 5 years past ...
I’m 58. I retire with a $60k/yr pension for life in August. I have $250k in my IRA. I have $400k in a 457b. I will have roughly $650k in an account that can be either rolled to my IRA or taken a...
Hi guys, I was recently hired by a company and they have a retirement plan. This is my first job with this "benefit " and I don't really know anything about contributions or how the pension plan works...
Are there any reputable, non-salesy organizations that offer free financial counseling appointments? Asking for my partner’s mom in her mid-50s who wants to save more aggressively/intentionally ...
I’m not happy with the politics of the AARP, but I’ll put that aside for now. Are there real benefits to joining beyond the piddle discounts for hotels? It’s a pretty cheap membershi...
Hi Redditers - would appreciate any experience with these cos. on managing retirement funds. Thanks submitted by /u/Optimist9187[visit reddit] [comments]...
I always knew the time would come for me to learn how to build a bond ladder. That day has arrived. Today, a step-by-step tutorial on how (and why) to build a bond ladder, based on what I’ve lea...
Are you looking for high-paying side hustles for retirees? Having a side hustle is an excellent way to boost your income. We all dream of doing things that we love, retiring early, and achieving life ...
One more of my favourites. Enjoy! https://awarmheart.ca/how-to-keep-up-in-a-fast-changing-world/ submitted by /u/DrMM13[visit reddit] [comments]...
Howdy, friends! This summer, I'm traveling to Ecuador to participate in my fifth chautauqua on financial independence. You should consider joining me. These Ecuador chautauquas — which are unrel...
The Secure Act 2.0 has been signed into law and brings with it several provisions aimed at increasing retirement savings and providing more Americans with a secure stream of retirement income....
Hi all! I decided to share my approach to the choice of dividend stocks, maybe someone will be interested I divided my needs into separate industries and choose dividend companies among the leaders of...
About one out of every five Latinx workers in this country lacks health insurance. The uninsured ratio rises to one in four in the states that have chosen not to expand their Medicaid programs to more...
The labor market in general remains remarkably strong with all of the jobs lost during the pandemic long recovered....
Hello!! Sorry, I’m new to this but I currently have a simple IRA from my employer, and a ROTH IRA that I max out every year. I understand that traditional and Roth IRA contributions are not to e...
My wife and I each have separate HSA accounts. We each also had separate individual health insurance through our employers. My wife retired in 2022. In 2023, she will have no "earned" income. Can she ...
If you want to get to your own end in peace, make your wishes clear and appoint a good advocate. Choose wisely. The person may need to stand up to doctors to ensure things go as you said you wanted....
Returns on creative sustainable investments can compare favorably to returns on conventional retirement investments....
I see a number of people working very hard and saving in a 401(k) or IRA (or Roth IRA). Are you aware of the 4% rule? Have you spoken to your advisor about it? Google ‘The Trinity Study’ a...
Howdy, friends! This summer, there will be another chautauqua on financial independence in Ecuador. You should consider attending. These Ecuador chautauquas — which are unrelated to the European cha...
Your tax burden in retirement can vary depending on where you live. Be sure to plan ahead for income on your retirement income....
[Editor's Note: If the pandemic taught us anything, it’s that burnout is the No. 1 threat to your financial plan and that it could cost you millions of dollars in future wealth. That’s why...
Our couple today is made up of a retired cardiologist alongside his retired office billing manager, retiring to sunny Florida ... Read more...
Your retirement is an excellent time to review your deferred annuity. You may find that your annuity offers you ways to save taxes and lock in a supplemental retirement income you can’t outlive....
No family is exactly like another, so here are some considerations to help you decide which distribution strategy best suits your situation, values and goals....
Auto-callable yield notes, or ACYNs, let investors diversify their investments and fortify their retirement income when stocks and bonds are letting them down....
The recent action by the Consumer Financial Protect Bureau to protect consumers seeking a mortgage through multi-lender web sites fails to distinguish abusive sites from responsible sites, and provide...
“Fiduciary” has become an attractive marketing term, but what does it mean? More importantly, what does it mean to you?...
February 9, 2023 — Millions of Americans dream about an early retirement.  Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But h...
I have a 401k through my old employer. Worked there for 4 years. I left on good terms however it was hell working there. It was such an unprofessional setting, all the employees including management l...
I'll be receiving a lump sum cash pension when I eventually retire. How do I invest it? submitted by /u/Top-Specialist-9273[visit reddit] [comments]...
I am sharing this article for people interested in retiring to The Villages. (By the way, not me, but I am a former Floridian and follow many bizarre news stories from Florida.) It sounds like somethi...
Hi Reddit, Usually I just lurk but I’ve been feeling extra stressed about saving lately. Currently I am a teacher with 16k invested into my pension fund (however I may leave teaching and start o...
My wife and I are in our early 30s, but it's never too early to start thinking of when and how to retire. We want to retire early, like in our 50s, and if possible, earlier. The way we see it: the soo...
This week, the newsletter features the last episode of theRetirement Rebootcast –the special podcast series on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting ...
February 9, 2023 — Millions of Americans dream about an early retirement. Many others had no such goal, but were pushed into it by the pandemic, unexpected layoffs, or health issues. But however...
There was a recent post in which the Redditor asked how people could accumulate enough money to retire while also raising children. In response, a lot of people posted strategic and tactical ways to s...
(edit: should be "IRA" in title) Just want to check before I do something potentially stupid. I have my regular account (account1) and IRA (account2) which has an annual contribution limit and tax ben...
https://i.redd.it/rglepi44zzga1.jpg submitted by /u/No_Influence_666[visit reddit] [comments]...
Seems like we all collect something. From arrowheads to salt and pepper shakers and everything in between. I collect pocket screwdrivers. They were popular in the 50's and 60's. They have a clip on th...
![Where Do Millionaires Keep Their Money? [It's Not Where You Think]](/postImages/postImage1121.jpeg)
Where do millionaires keep their money and what can you learn from them? This article is a deep dive on how affluent households invest and manage their finances....
It has been a great ride, but I’m now aging out of early retirement. I’ll hit the official retirement age of 65 in a couple of months and it's time to say so long....
Living a healthier lifestyle is something I think almost all of us want to make happen. Whether it’s exercising more, eating better, or aiming for better mental health, we all know that living a...
By Dr. James M. Dahle, WCI Founder It's been a while since I wrote about cryptocurrency and cryptoassets. The last time I did, they were flying high. In 2022, it subsequently crashed. Industry leader ...
Recipients of Social Security disability benefits rely on the monthly check as a vital source of income, but in no state does it match up to the livable wage....
Having legal documents in order and planning for the cost of care will help make an already difficult time a little bit easier to handle....