Curated articles and podcasts from trusted financial experts and real retirees.
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This week I sat down with Charles Payne at Fox Business to discuss my new book, Just Keep Buying, and why it's never been more relevant for individual investors: Watch the latest video at foxbusiness....
The biggest differences between a Roth 401k vs a Roth IRA are contribution limits, eligibility criteria, and required minimum distributions in retirement....
Last week Netflix's share price fell 37% after reporting its first loss in subscribers in more than a decade: As Michael Batnick tweeted, this erased all of Netflix's gains going back to February 2018...
What's the worst ever financial advice you've heard? Some of the financial dogma you hear makes sense for most, but some of it is downright dumb....
With the most recent CPI data coming in at 8.5% over the prior year, there's been a lot of talk online about inflation and it's impact on your finances. Unfortunately, one of the most common arguments...
Studies have shown that some retirees draw down their savings much more slowly than anticipated. In this installment of Eggstack, we look at retirement tightwads, why they become such overzealous spen...
It’s more important than ever to balance paying off debt with saving for retirement. Should you pay or save first? Learn more....
Say it with me: Just. Keep. Buying. These three words could change your life. These three words could make you rich. But before I tell you how, let me explain how these three words changed my life. Fi...
Last week the yield curve inverted for the first time since August 2019. For the uninitiated, a yield curve inversion occurs when the interest rate paid on short-term debt exceeds the interest rate pa...
One of the best ways to save for retirement is through your employer. But what if you are your own boss? We've outlined four plans to help you save....
When I was a kid I didn't really understand status. I didn't understand why some people would grant more social value to others based on their wealth, fame, or talents. I grew up in the middle class a...
Two years ago today the world was in a panic. The U.S. stock market was nearly 33% off its highs (the largest decline since 2008/2009) and no one knew what would come next. Around that same time I sta...
Ladies and Gentlemen, fear is back. With U.S. stocks down over 10% and international stocks down even more, investors are worrying about their portfolios yet again. But this isn't the first time I've ...
As we approach retirement, it becomes increasingly obvious that weâre getting older. The lines on our face bear witness to major life events that seem designed to wear us down. In the span of les...
After years of saving to reach retirement, many find it difficult to spend in retirement. Today, 5 steps to help you make the transition....
Life of the party. That's how some of my closest friends might describe me. Well, at least after I've had a few drinks. But I wasn't always like this. For most of my adult life I kept to myself at par...
With the Russian invasion of Ukraine and the recent decline in tech stocks, it's easy to be pessimistic about markets (and the world) right now. I get it. Following the situation in Eastern Europe in ...
A good understanding of Medicare is needed in order to plan for retirement healthcare costs. Medicare premiums, copays, and deductibles consume the majority of the typical retirement healthcare budget...
A few weeks ago I asked Twitter: For those that think U.S. stocks are currently overvalued, when was the last time that U.S. stocks were FAIRLY valued? Immediately the trolls were out in full force: "...
Which group of people (by age and sex) is least likely to die in the U.S. within the next year? For example, is it newborn girls? Teenage boys? Women in their thirties? Men in their fifties? Before re...
Every week you have roughly 10,000 minutes to live your life. If those 10,000 minutes represent 100% of your week, then each minute is 1 basis point (i.e. 0.01% of your week). Therefore, if you sleep ...
I know you've probably heard the advice many times before: "Don't copy your neighbor's investment decisions." "Don't follow the crowd." "Don't succumb to FOMO." For most of my (short) investment caree...
It has been a good while since we’ve done a reader case study here on MMM, but that hasn’t stopped them from arriving in my inbox. And since 2022 is becoming a year of interesting financia...
The 4% rule can help a retiree determine how much to withdraw from retirement savings each year. Read about the pros and cons of the 4% rule....
I’ve been writing about money for almost eleven years now, and in that time the world has become an immensely richer place. Here in the US, our economy has grown by about 25% even after inflation, w...
Bloggers and authors often tell you that you'll be super happy once you're financially independent. They might not know what they're talking about....
Working from home due to the pandemic has given many of us a taste of what retirement is like. The experience can serve as a catalyst to begin thinking about what the future holds. At some point we wi...
I’m 41 years old and retired. Here's how I became confident enough to join the "Great Resignation" and resign....
Retirement is nothing like I thought it would be. Retirement is exactly as I thought it would be. Both are true. An interesting dichotomy....
The holidays are a perfect time to not only be thankful, but also support others. Learn how I give back as an early retiree with these charitable giving strategies....
As you approach retirement, itâs important to take inventory to make certain all of the necessary arrangements are made. Once you make the big leap, itâs too late for a do-over. You need a c...
Given our current market environment, it's time to rethink the 4% safe withdrawal rule. Today, I explain why, and offer some suggestions....
The most common retirement planning mistakes that people make begin well before retirement. Learn what they are and positive steps you can take to avoid them....
Are you curious how I spent my time in retirement, and how that's changed since my working years?...
The common definition of early retirement is any age before 65—that's when you qualify for Medicare benefits. Learn more about early retirement here....
Creating a purposeful life after retirement can provide meaning and happiness. Explore key factors that provide purpose and meaning....
To most of the Internet, Mr. Money Mustache is known as the quirky early retirement financial guy, and this is a blog about Money. But really, I’m not a finance guy – someone who devotes most ...
Your primary objective is to ensure your retirement assets last for as long as you live. Here are a few strategies for accomplishing this....
If you're wondering "How to get health insurance in retirement", this post is for you. It's the story of what we did when our COBRA expired....
“MMM, are you still alive?”– somebody on Twitter Holy Shit! I just realized that the last time I wrote a blog post for you was on April 18th, and now it’s late July. That’s an en...
Many widows and widowers get short-changed on their monthly Social Security checks because they don't know the rules. Here's how to maximize what you can get....
Medicare helps people who have retired with their healthcare costs. We explore how Medicare works with various retirement choices....
Reaching Coast FIRE has given me more room to take chances and pursue a more fulfilling life. Learn how I got to this point of financial independence....
Tax-loss harvesting is ofen considered an "advanced" investment technique, but it's not as complicated as it seems. It's worth understanding....
So it looks like my 15-year-old is officially a high-school dropout. Halfway through ninth grade, emboldened perhaps by the taste of freedom that Covid-era remote learning had provided, he realized th...
While some costs such as transportation typically decrease in retirement, healthcare costs do not. Most retirees experience a marked increase in healthcare costs. Continue reading...
When you child gets close to going to college, consider investing your 529 plan account in CDs or a stable value fund. Only some 529 plans offer them....
Next time you hear "people used to have a pension," think "people used to save 15-20% of their pay." Nothing stops you from doing so today, unless you don't want to....
Today, a reader struggles with the question of how to find your passion in retirement. With two years to go, he shares what he's doing....
What are the 6 most common retirement mistakes? Why do 43% of retirees have regrets, and what can we learn from them?...