Curated articles and podcasts from trusted financial experts and real retirees.
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Unlike most topics which are covered here, I was hesitant to discuss the subject of vaccines because they have become so controversial. However, the October 2023 AARP Bulletinreported on an interestin...
I’m 54, self employed in a very physically demanding line of work. I like my job, but there’s no telling how long I can do it for. I’ve a little less than half what I need to retire ...
I want to get some insight into retirement in New Mexico. I am looking at Albuquerque or Las Cruces and was wondering if anyone here has moved to either place. We are currently in AZ and it is far too...
Have you been wondering what you’re supposed to do when it comes to refilling your retirement income buckets? So has Michael.In this episode, I’ll go into further detail about how to do th...
VGT and QQQ are two highly concentrated ETFs in the information technology sector. VGT is an ETF dedicated to the ... Read more...
At the 2014 Berkshire Hathaway meeting, I was standing on the second floor of the exhibition hall when a golf cart pulled up next to me. I glanced over and saw that Charlie Munger was sitting in the p...
Last-minute tax questions answered: should Brad in Wahoo, NE save to his regular 401(k) instead of his Roth 401(k) so he can claim the American Opportunity Tax Credit? Should Jennifer and Zeke in NY s...
Baby boomers may be wealthier, but millennials have benefited from a number of retirement reforms, new research shows — and they still have more time to save....
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Save $100K+ in Taxes Over Your Li...
Here's how to navigate inflation, potentially lower returns and changing rules for retirement withdrawals....
Laura Stover, RFC®, takes on the topic of interest rates today, and how they relate to your financial future. It is important to consider the historical context of interest rates. Over the past fe...
According to Becker’s Hospital Review, 74 percent of doctors are either corporate or hospital employees. As of a 2021 study, ... Read more...
Major tax changes likely are on the way. It's time to plan now....
Americans live in a culture where money talks are taboo, but advisors can help clients overcome that and preserve generational wealth during the holidays....
Picture an older warehouse worker whose back pain might qualify him for a federal cash benefit for his disability. If he’s right and his application is approved, he would get the Medicare health...
Should you tell your heirs what your assets are or what they should expect to inherit?...
Estate planning is an often overlooked topic during the financial planning process. Here's why that's a mistake....
The financial stability of the historically strong Teachers' and State Employees' Retirement System could take a dramatic turn for the worse if the legislature doesn’t act to remedy a provision ...
Since retiring I have kept busy with helping my daughter plan her wedding, which has now passed. Also started playing pickleball for regular exercise. And I am busy with a non profit helping them get ...
When we think of retirement, it often evokes dreams of leisure, relaxation, and the freedom to pursue one's passions. Yet, the decision to retire is not merely about leaving a career; it's about embar...
My favorite story about Sam Bankman-Fried involves his time at Jane Street Capital where he built a system to get the 2016 U.S. Presidential election results before any mainstream media outlets. Bankm...
This week, we are revisiting our discussions on budgeting. We’ve talked in previous week’s about how I don’t budget and I personally practice reverse budgeting. In this week’s ...
If you’re in search of a platform to trade stocks and ETFs online, pricing is likely a top consideration. In Canada, there are a few low-priced online brokers to choose from, such as Wealthsimpl...
Empower surveyed 2,304 U.S. adults about financial happiness. And one of the most fascinating data points from the survey was that Millennials need to earn $525,000 a year to feel happy! Although $525...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) Small stocks, big value The stock market has been on a tear lately. The S&P 500 now has a forward P/E ratio of 18.7 which is more exp...
Had recently transferred my Roth IRA to a new brokerage firm. The original Roth was opened 10 years ago with yearly contributions. Does the 5 year clock for withdrawals restart in the new Roth IRA acc...
I'm curious to see how many help their adult children out financially and with what. For instance, I help my youngest, age 24 out with rent and a couple bills right now....It's a pretty big little chu...
Hello, I am retiring as of 12/31/2023 and my Medicare Part B application for 2024 has been approved. I have received notice that, based on my high income in 2022, I will have to pay a higher Part B an...
What do you like? What do you dislike (and what would you change)?...
A recent CNBC Your Money Survey reveals 46% of 401(k) investors are unaware of the specific investments in their workplace retirement plan.¹ Considering 401(k)s are most people’s largest as...
Photo credit: coop Your wage earnings and other income can impact your Social Security benefit in several ways. These earnings can increase the amount of your Social Security benefit that is taxable. ...
Photo credit: jb If you have multiple options of various different kinds of accounts to choose from, such as an IRA, a Roth IRA, a qualified retirement plan (such as a 401(k) plan) also known as a QRP...
I hope everyone had a great Thanksgiving! There was a lot of news on the safe withdrawal rate front this month. We’ll start by exploring the key takeaways you need to know. This month I read two...
I’m 65 and plan on retiring from full time employment in 26 months. I have a military pension, 900k in retirement savings (mostly in non-Roth, unfortunately), planning on drawing SS when I retir...
Hi everyone I hope to leave the workforce in the next 3-4 years (will be 57ish) and move into contracting positions. I am a middle manager in software development (managing teams of 50-150 people buil...
Hey everyone! Did you have a good Thanksgiving? We stayed in town this year and had a relaxing holiday weekend. Mrs. RB40 cooked a bunch of side dishes and I made a beef stew. We were too lazy to cook...
When it comes to the question of rolling over a 401K or 403B to an IRA, many people fear making mistakes. It’s true, that retirement account mistakes can be costly. On this episode, we’ll ...
[podcast-transcript possessive=”Todd’s best tips for epochal change”] Two years ago, I announced to my Expectancy Wealth Planning course community that we were about to enter epochal...
Anyone Can Retire Early, But Few Succeed. Here’s Why… Key Ideas The simple math that makes it possible for anyone to retire early and achieve financial independence. Why you don’t h...
Everything You Need to Know About Building Wealth in Just Two Sentences Key Ideas The “secret” to successful wealth building revealed. The proven formula complete with clear action steps s...
How To Take Control Of Your Financial Future And Engineer Your Success Key Ideas Discover how mathematical expectancy converts the uncertainty of an unknowable future into a planned process that&rsquo...
Find Out How Your Net Worth Ranks Compared To Average Savings By Age And How To Grow Your Money Faster Key Ideas Two quick ways to determine if you’re building enough wealth. How your “why...
How to buy life insurance online & 13 life insurance savings tips Key Ideas 3 rules for buying life insurance Where to buy life insurance How much life insurance you need 13 life insurance savings...
Reveals The Twelve Most Common Investment Mistakes That Separate You From Financial Security Key Ideas Discover how you can make more by risking less. Reveals the dangerous deception hiding behind his...
How Much Money Do You Need ToBe Wealthy And Free? Key Ideas Reveals how more can actually be less. Discover how getting wealthy is just one step to the real goal. How to connect your values to “...
How To Avoid The Salesman’s Hype And Focus On What’s Best For You Key Ideas Why life insurance is a negative expectancy bet for the majority of consumers The problem with mixing investing ...
Nobody Wants Responsibility For Your Retirement So They’re Passing The Buck To You. Do You Know How To Benefit? Key Ideas The reason retirement planning changed from socialized to personalized. ...
If Retirement Looms Large But Your Nest Egg Doesn’t, This Article WillHelp You Catch Up Key Ideas Shows how to raise your savings contributions to the next level. Six ideas to convert non-earnin...
Americans Aren’t Saving Enough For Retirement: How To Avoid Being Part Of The Problem Key Ideas Retirement savings statistics suffered before the recession, but are now worse. Reveals the only s...
I am in the process of submitting application on the SSA web site for my wife to start collecting social security benefit at FRA in February 2024. Will SSA automatically calculate her maximum payment,...